MIRA INFORM REPORT

 

 

Report Date :

03.06.2014

 

IDENTIFICATION DETAILS

 

Name :

HAGGAR CANADA CO.

 

 

Registered Office :

91 Tycos Drive, 2nd floor, North York, Ontario M6B 1W3

 

 

Country :

Canada

 

 

Date of Incorporation :

17.08.1999

 

 

Legal Form :

Unlimited Liability  

 

 

Line of Business :

manufacturer of men's fine apparel into one of the most recognized brands in the market, with Haggar® casual pants, dress pants, suit separates and coordinates offering head-to-toe clothing options for style-conscious men of all ages and professions.

 

 

No of Employees :

50

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

CANADA - ECONOMIC OVERVIEW

 

As a high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and high living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US, its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian merchandise exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, uranium, and electric power. Given its abundant natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-13 and plans to balance the budget by 2015. In addition, the country's petroleum sector is rapidly expanding, because Alberta's oil sands significantly boosted Canada's proven oil reserves. Canada now ranks third in the world in proved oil reserves behind Saudi Arabia and Venezuela.

 

Source : CIA

 


Company name & address

 

Company name:            HAGGAR CANADA CO.

Address:                       91 Tycos Drive, 2nd floor, North York, Ontario M6B 1W3 , Canada

Telephone:                    +1 416-652-3777

Fax:                              +1 416-652-6263

Website:                       www.haggarcanada.com

 

 

Company summary

 

Corporate ID#:              3276997

State:                           Nova Scotia

Judicial form:                Unlimited Liability  

Date incorporated:        11-27-2013

Date founded:              08-17-1999

Name of manager:         Michael B. STITT

 

 

ACTIVITIES & OPERATIONS

 

History:

 

Business issued from the merger of:

- HAGGAR CANADA CO. (incorporated in Nova Scotia on 08-17-1999)

- TRIBAL GROUP HOLDINGS INC.

- TIBAL SPORTSWEAR HOLDINGS INC.

 

 

Business:

manufacturer of men's fine apparel into one of the most recognized brands in the market, with Haggar® casual pants, dress pants, suit separates and coordinates offering head-to-toe clothing options for style-conscious men of all ages and professions.

 

Imports from worldwide and sells through family stores in Canada.

 

Suppliers include:

 

ZHEJIANG JIAXING BANYU GROUP COMPAN
NO.29 QUANTANG STREET PINGHU ZJ, CHINA

 

TALENT FOCUS INDUSTRIES LIMITED

126-140 TEXACO ROAD, HONG KONG 24150208

 

Staff:                            50

 

Operations & branches:

At the headquarters, we find the corporate office, on lease.

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

HAGGAR CORP.

11511 Luna Road, Dallas, TX 75234 – USA

 

Management:

Brian MAIN, President

Michael B. STITT, Director and CEO

Timothy P. LYONS, Director

Robert D. ADAMEK, Treasurer

Marc W. JOSEPH, Secretary

 

Subsidiaries and partnership:

 

HAGGAR CANADA DIRECT INC.

91 Tycos Drive, 2nd floor, North York, Ontario M6B 1W3 

Incorporated in Nova Scotia on 07-10-2012

ID# 3264713

 

 

FINANCIALS

 

In United States, privately held corporations are not required to publish any financials.

 

On a direct call, nobody was available to answer our questions.

 

We sent a fax but no answer received.

 

Outside sources (bank) gave estimate sales for year 2013 in the range of  CAD 10,000,000=

 

The business is said to be profitable.

 

Banks:  Royal Bank of Canada

 

 

LEGAL FILINGS

 

Legal filings & complaints:

As of today date, there is no legal filing pending with the Courts.

 

Secured debts summary:   None

 

 


COMPANY CREDIT HISTORY

 

Trade references:

Date reported:               May 2014

High credit:                   CAD 15,000

Now owing:                   0

Past due:                      0

Last purchase:             April 2014

Line of business:           Office supply

Paying status:               On terms

 

Date reported:               May 2014

High credit:                   CAD 80,000

Now owing:                   0

Past due:                      0

Last purchase:             April 2014

Line of business:           Payroll

Paying status:               As agreed

 

Date reported:               May 2014

High credit:                   CAD 800

Now owing:                   0

Past due:                      0

Last purchase:             April 2014

Line of business:           Telecommunications

Paying status:               On terms

 

 

Domestic credit history:

 

Domestic credit history appears as follow:

 

Monthly Payment Trends - Recent Activity

 

Date

Balance

Current

Up to 30 DBT

31-60 DBT

61-90 DBT

>90 DBT

12/13

$15,800

100%

0%

0%

0%

0%

01/14

$17,500

100%

0%

0%

0%

0%

02/14

$14,900

100%

0%

0%

0%

0%

03/14

$14,800

100%

0%

0%

0%

0%

04/14

$15,100

100%

0%

0%

0%

0%

05/14

$15,200

100%

0%

0%

0%

0%

 

National Credit Bureaus gave a satisfying credit rating.

 

According to our credit analysts, during the last 6 months, domestic payments were made on terms.

 

 


International credit history:

Payments of imports are currently made on terms.

 

 

Other comments:

The Company maintains its business.

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

Last report was filed on 11-27-2013.

The risk is low.

 

 

Our opinion:

A business connection may be conducted.

 

 

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.14

UK Pound

1

Rs.99.02

Euro

1

Rs.80.63

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.