MIRA INFORM REPORT

 

 

Report Date :

05.06.2014

 

IDENTIFICATION DETAILS

 

Name :

PICTET FUNDS (EUROPE) S.A.

 

 

Registered Office :

15 avenue J.F. Kennedy 1855

 

 

Country :

Luxembourg

 

 

Financials (as on) :

2012

 

 

Date of Incorporation :

16.06.1995

 

 

Com. Reg. No.:

B51329

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Subject is engaged in management of investment funds and pension

 

 

No of Employees :

17

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow But Correct

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Luxembourg

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


 

LUXEMBOURG - ECONOMIC OVERVIEW

 

This small, stable, high-income economy - benefiting from its proximity to France, Belgium, and Germany - has historically featured solid growth, low inflation, and low unemployment. The industrial sector, initially dominated by steel, has become increasingly diversified to include chemicals, rubber, automobile components, and other products. Growth in the financial sector, which now accounts for about 36% of GDP, has more than compensated for the decline in steel. Most banks are foreign-owned and have extensive foreign dealings, but Luxembourg has lost some of its advantages as a favorable tax location because of OECD and EU pressure. The economy depends on foreign and cross-border workers for about 40% of its labor force. Luxembourg, like all EU members, suffered from the global economic crisis that began in late 2008, but unemployment has trended below the EU average. Following strong expansion from 2004 to 2007, Luxembourg's economy contracted 3.6% in 2009, but rebounded in 2010-11 before slowing again in 2012. The country continues to enjoy an extraordinarily high standard of living - GDP per capita ranks among the highest in the world, and is the highest in the euro zone. Turmoil in the world financial markets and lower global demand during 2008-09 prompted the government to inject capital into the banking sector and implement stimulus measures to boost the economy. Government stimulus measures and support for the banking sector, however, led to a 5% government budget deficit in 2009. Nevertheless, the deficit was cut to 1.1% in 2011 and 0.9% in 2012. Even during the financial crisis and recovery, Luxembourg retained the highest current account surplus as a share of GDP in the euro zone, owing largely to their strength in financial services. Public debt remains among the lowest of the region although it has more than doubled since 2007 as percentage of GDP. Luxembourg's economy, while stabile, grew slowly in 2012 due to ongoing weak growth in the euro area. Authorities have strengthened supervision of domestic banks because of their exposure to the activities of foreign banks

 

Source : CIA

 

 


Company Summary

 

Business Name                                    Pictet Funds (Europe) S.A.

Country                                                LU

Company Registration Number            B51329

Number                                                LU00150932

Main Activity                                        Management of investment funds and pension

Activity Code                                        66.301

Company Status                                   Active

Latest Turnover Figure                         455.047.606

Latest Shareholder Equity Figure         9.288.723

 

 

Other Information

 

Employee Information

Number of Employees

 

17

31

 

 

Additional Information

 

Company History

 

Date Of Event

Description

08/11/2007

Amendments to the statutes indicated as such in the text

04/09/2007

Director (publications made outside the balance sheets)

28/07/2007

Balances - mention of deposit

11/04/2007

Coordinated articles - mention of deposit

07/04/2007

Amendments to the statutes indicated as such in the text

19/07/2012

Transfer of the registered

19/07/2012

Transfer of the registered

08/06/2012

Director (publications made outside the balance sheets)

25/05/2012

Balances - mention of deposit

25/05/2012

Balances - mention of deposit

18/02/2012

Coordinated articles - mention of deposit

31/01/2012

Director (publications made outside the balance sheets)

27/07/2011

Balances - mention of deposit

27/07/2011

Director (publications made outside the balance sheets)

01/10/2010

Director (publications made outside the balance sheets)

15/06/2010

Balances - mention of deposit

15/06/2010

Director (publications made outside the balance sheets)

08/06/2010

Director (publications made outside the balance sheets)

04/03/2010

Director (publications made outside the balance sheets)

07/08/2009

Director (publications made outside the balance sheets)

06/04/2009

correction

02/12/2008

Balances - mention of deposit

16/07/2008

Director (publications made outside the balance sheets)

13/11/2007

Coordinated articles - mention of deposit

 

 

Group Structure

 

Ultimate Holding Parent

 

Name                                       Number                                                Country

 

PICTET & CIE                                                                                        CH

 

 

Company Information

 

Basic Information

 

Business Name

Pictet Funds (Europe) S.A.

Registered Company Name

Pictet Funds (Europe) S.A.

Company Registration Number

B51329

Country

LU

Date of Company Registration

16/06/1995

Date of Starting Operations

16/06/1995

Legal Form

Limited Company

Company Status

ACTIVE

Currency of this Report

EUR

Principal Activity Description

 Management of investment funds and pension

Contact Address

15 avenue J.F. Kennedy Luxembourg 1855

Contact Telephone Number

026683920

 

Activities

 

Activity Description

66.301

Management of investment funds and pension

 

Financial Information

 

Profit and Loss

 

Financial Year

2012

2010

2007

Number of Weeks

52

52

52

Currency

EUR

EUR

EUR

Consolidated Accounts

Revenue

455.047.606

Other Operating Income

Operating Costs

453.321.357

529.990.522

Operating Profit

1.726.250

1.075.248

Wages & Salaries

647.528

5.816.218

Depreciation

Financial Income

1.951

Financial Expenses

826.239

1.685

Extraordinary Income    

-

-

-

Extraordinary Costs

Profit before Tax

901.961

1.073.563

1.309.000

Tax

353.238

410.150

Profit after Tax

548.724

663.413

1.309.000

Retained Profit

548.724

663.413

1.309.000

 

 

Balance Sheet

 

Financial Year

2012

2010

2007

Number of Weeks

52

52

52

Currency

EUR

EUR

EUR

Consolidated Accounts

0

0

0

Land & Buildings

0

0

0

Plant & Machinery

0

0

0

Other Tangible Assets

0

0

0

Total Tangible Assets

0

0

0

Goodwill

0

0

0

Other Intangible Assets

0

0

0

Total Intangible Assets

0

0

0

Investments

0

0

0

Loans to Group

0

0

0

Other Loans

0

0

0

Miscellaneous Fixed Assets

0

0

0

Total Other Fixed Assets

0

0

0

TOTAL FIXED ASSETS

0

0

0

Raw Materials

0

0

0

Work in Progress

0

0

0

Finished Goods

0

0

0

Other Inventories

0

0

0

Total Inventories

0

0

0

Trade Receivables

0

0

0

Group Receivables

17.119.407

1.906.430

0

Receivables Due after 1 year

0

0

0

Miscellaneous Receivables

47.255.673

130.391.951

30.036.000

Total Receivables

64.375.080

132.298.381

30.036.000

Cash

80.471.901

29.194.957

169.451.000

Other Current Assets

0

0

0

TOTAL CURRENT ASSETS

144.846.981

161.493.338

199.487.000

TOTAL ASSETS

144.846.981

161.493.338

199.487.000

Trade Payables

0

0

0

Bank Liabilities

0

0

0

Other Loans/Finance

0

0

0

Group Payables

126.500.148

139.018.910

0

Miscellaneous Liabilities

8.787.991

12.521.701

188.315.000

TOTAL CURRENT LIABILITIES

135.288.139

151.540.611

188.315.000

Trade Payables due after 1 year

0

0

0

Bank Liabilities due after 1 year

0

0

0

Other Loans Or Finance Due After 1 Year

0

0

0

Group Payables due after 1 year

0

0

0

Miscellaneous Liabilities Due After 1 Year

270.119

157.220

913.000

TOTAL LONG TERM LIABILITIES

270.119

157.220

913.000

TOTAL LIABILITIES

135.558.258

151.697.831

189.228.000

Called Up Share Capital

7.268.951

8.750.000

8.750.000

Share Premium

0

0

0

Revenue Reserves

1.671.293

695.460

1.309.000

Other Reserves

348.479

350.047

200.000

TOTAL SHAREHOLDERS EQUITY

9.288.723

9.795.507

10.259.000

 

Other Financials

 

Working Capital

9.558.842

9.952.727

11.172.000

Net Worth

11.181.300

9.795.507

10.259.000

 

 

Ratios

 

Pre-Tax Profit Margin

0.20 %

 

 

Return On Capital Employed

9.44 %

10.79 %

11.72 %

Return On Total Assets Employed

0.62 %

0.66 %

0.66 %

Return On Net Assets Employed

9.71 %

10.96 %

12.76 %

Sales/Net Working Capital

47.60

Stock Turnover Ratio

Debtor Days

Creditor Days

Current Ratio

1.07

1.07

1.06

Liquidity Ratio/Acid Test

1.07

1.07

1.06

Current Debt Ratio

14.56

15.47

18.36

Gearing

2.91 %

1.61 %

8.90 %

Equity In Percentage

6.41 %

6.07 %

5.14 %

Total Debt Ratio

14.59

15.49

18.45

 

 

Contact information

 

Main Address

Address

Country

Telephone

15 avenue J.F. Kennedy Luxembourg 1855

LU

026683920

 

Previous Addresses

Address

Country

3 boulevard Royal Luxembourg 2449

LU

1 boulevard Royal Luxembourg 2449

LU

 

Email Addresses

 

 

No email addresses for this company.

 

 

Web Pages

 

 

No web pages for this company.

 

 

Negative Information

 

 

No negative information for this company.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 59.33

UK Pound

1

Rs. 99.18

Euro

1

Rs. 80.76

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.