MIRA INFORM REPORT

 

 

Report Date :

07.06.2014

 

IDENTIFICATION DETAILS

 

Name :

JP STOFF-EXPORT GMBH

 

 

Registered Office :

Siemensstr. 2, D 64546 Mörfelden-Walldorf

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

14.03.2002

 

 

Com. Reg. No.:

HRB 54700

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Engaged in wholesaling Linings, Silk Fabrics, Velvet, Linen Fabrics, Woolens, Summer Fabrics, Denims, Jersey Fabrics, Furnishing Fabrics & Organza 

·         Engaged in wholesaling of textiles

·         Engaged in retail sale of textiles

 

 

No of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


germany ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

 


Company name

 

JP Stoff-Export GmbH

 

 

Company address

 

Siemensstr. 2

D 64546 Mörfelden-Walldorf

Telephone:        06105/277976

Telefax:            06105/277683

Homepage:       www.jpstoffexport.de

E-mail:              info@jpstoffexport.de 

 

 

Company Status

 

active

 

 

VAT no       

 

DE813402678

 

 

Tax ID number

 

007 236 52876

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Synthesiss

 

LEGAL FORM               Private limited company

Registered on:              14.03.2002

Commercial Register:    Local court 64283 Darmstadt

under:                                       HRB 54700

Share capital:                EUR             25,000.00

 

Shareholder

 

Dr.-Ing. Petros Kalivianakis

Thomastr. 19

D 64546 Mörfelden-Walldorf

born: 02.02.1962

Share:             EUR             25,000.00

 

Manager

 

Dr.-Ing. Petros Kalivianakis

Thomastr. 19

D 64546 Mörfelden-Walldorf

having sole power of representation

born: 02.02.1962

Profession: graduate engineer

Nationality: Greek

Marital status: married

 

Manager:

                      Ioannis Kalivianakis

                      Isarstr. 7

                      D 64347 Griesheim

                      having sole power of representation

                      born: 21.12.1957

 

Further functions/participations of Dr.-Ing. Petros Kalivianakis

(Manager)

 

 Proprietor:

                      Petros Kalivianakis

                      Siemensstr. 2

                      D 64546 Mörfelden-Walldorf

                      Legal form: Unregistered commercial

                                  enterprise

 

 

BUSINESS ACTIVITIES

 

·         Engaged in wholesaling Linings, Silk Fabrics, Velvet, Linen Fabrics, Woolens, Summer Fabrics, Denims, Jersey Fabrics, Furnishing Fabrics & Organza 

·         Engaged in wholesaling of textiles

·         Engaged in retail sale of textiles


FINANCIAL INFORMATION

 

Payment experience:     within agreed terms

Negative information:    We have no negative information at hand.

Balance sheet year:       2012

 

 

REAL ESTATE

 

Type of ownership:        Tenant

Address                        Siemensstr. 2

                                    D 64546 Mörfelden-Walldorf

 

Land register documents were not available.

 

 

BANKERS

 

KREISSPARKASSE GROß-GERAU, 64504 GROß-GERAU

Sort. code: 50852553, Account no.: 900571

BIC: HELADEF1GRG

 

 

FINANCIAL FIGURES

 

Turnover:            2012              *EUR          1,375,000.00

                      2013              *EUR          1,375,000.00

 Profit:              2012               EUR             95,400.00

 further business figures:

 Equipment:                             *EUR             80,000.00

 Ac/ts receivable:                       EUR            129,174.00

 Liabilities:                            EUR             78,683.00

 Employees:                                                     10

 

The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 57.06

 Liquidity ratio:                  10.00

 Return on total capital [%]:      20.60

 Balance sheet grade:                1.0

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 61.13

 Liquidity ratio:                  10.00

 Return on total capital [%]:      17.86

 Balance sheet grade:                1.0

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 67.54

 Liquidity ratio:                  10.00

 Return on total capital [%]:      11.64

 Balance sheet grade:                1.3

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 56.73

 Liquidity ratio:                   4.30

 Return on total capital [%]:       7.77

 Balance sheet grade:                1.4

 

Equity ratio

The equity ratio indicates the portion of the equity as compared

to the total capital. The higher the equity ratio, the better the

economic stability (solvency) and thus the financial autonomy of

a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted

receivables and net liabilities. The higher the ratio, the lower

the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on

the total capital employed in the company. The higher the return

on total capital, the more economically does the company work

with the invested capital.

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR            566,380.23

  Fixed assets                           EUR             72,912.00

   Tangible assets                       EUR             72,912.00

    Other / unspecified tangible assets  EUR             72,912.00

  Current assets                         EUR            469,468.23

   Stocks                                EUR            127,500.00

   Accounts receivable                   EUR            129,173.92

    Other debtors and assets             EUR            129,173.92

   Liquid means                          EUR            212,794.31

  Remaining other assets                 EUR             24,000.00

   Accruals (assets)                     EUR             24,000.00

 

 LIABILITIES                             EUR            566,380.23

  Shareholders' equity                   EUR            367,530.21

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Balance sheet profit/loss (+/-)       EUR            342,530.21

    Profit / loss brought forward        EUR            247,130.64

    Annual surplus / annual deficit      EUR             95,399.57

  Provisions                             EUR            120,167.45

  Liabilities                            EUR             78,682.57

   Other liabilities                     EUR             78,682.57

    Unspecified other liabilities        EUR             78,682.57

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR            445,160.59

  Fixed assets                           EUR             60,527.00

   Tangible assets                       EUR             60,527.00

    Other / unspecified tangible assets  EUR             60,527.00

  Current assets                         EUR            384,633.59

   Stocks                                EUR            131,800.00

   Accounts receivable                   EUR            142,651.96

    Other debtors and assets             EUR            142,651.96

   Liquid means                          EUR            110,181.63

 

 LIABILITIES                             EUR            445,160.59

  Shareholders' equity                   EUR            272,130.64

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Balance sheet profit/loss (+/-)       EUR            247,130.64

    Profit / loss brought forward        EUR            167,635.74

    Annual surplus / annual deficit      EUR             79,494.90

  Provisions                             EUR             97,247.47

  Liabilities                            EUR             75,782.48

   Other liabilities                     EUR             75,782.48

    Unspecified other liabilities        EUR             75,782.48


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.20

UK Pound

1

Rs.99.52

Euro

1

Rs.80.83

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.