MIRA INFORM REPORT

 

 

Report Date :

14.06.2014

 

IDENTIFICATION DETAILS

 

Name :

YEMEN UNITED BEVERAGE CO (YUBCO)

 

 

Registered Office :

Sana Street, Al Qatai Area, P O Box 3674, Hodeidah

 

 

Country :

Yemen

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishment :

1968

 

 

Com. Reg. No.:

7464, Hodeidah

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Engaged in the production of juices, beverages, carbonated drinks and mineral water.

 

 

No of Employees :

500 (Approximately)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Yemen

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

 

yemen ECONOMIC OVERVIEW

 

Yemen is a low income country that is highly dependent on declining oil resources for revenue. Petroleum accounts for roughly 25% of GDP and 63% of government revenue. Yemen has tried to counter the effects of its declining oil resources and continuing attacks on its oil pipelines by diversifying its economy through an economic reform program initiated in 2006 that is designed to bolster non-oil sectors of the economy and foreign investment. In October 2009, Yemen exported its first liquefied natural gas as part of this diversification effort. In January 2010, the international community established the Friends of Yemen group that aims to support Yemen's efforts toward economic and political reform. In 2012, the Friends of Yemen pledged nearly $7 billion in assistance to Yemen. The Yemeni Government also endorsed a Mutual Accountability Framework to facilitate the efficient implementation of donor aid. The unrest that began in early 2011 caused GDP to plunge almost 11% in 2011. Availability of basic services, including electricity, water, and fuel, has improved since the transition, but progress toward achieving more sustainable economic stability has been slow and uneven. Yemen continues to face difficult long-term challenges, including declining water resources, high unemployment, severe food scarcity, and a high population growth rate.

 

Source : CIA


SUMMARY

 

Company Name                                    : YEMEN UNITED BEVERAGE CO (YUBCO)

Country of Origin                                   : Yemen

Legal Form                                           : Limited Liability Partnership

Start Date                                             : 1968

Registration Date                                  : 8th August 1978

Commercial Registration Number           : 7464, Hodeidah

Trade Licence Number                           : 875

Chamber Membership Number               : 723

Issued Capital                                       : YR 1,000,000,000

Paid up Capital                                     : YR 1,000,000,000

Total Workforce                                     : 500

Activities                                               : Producers of juices, beverages, carbonated drinks and mineral water

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Qassim Abdul Raouf Mostafa, Finance Manager

 

 

COMPANY NAME

 

YEMEN UNITED BEVERAGE CO (YUBCO)

 

 

company ADDRESS

 

Registered & Physical Address

Street               : Sana Street

Area                 : Al Qatai Area

PO Box                        : 3674

Town                : Hodeidah

Country : Yemen

Telephone         : (967-3) 315305 / 315276 / 315307 / 315153 / 315154

Facsimile          : (967-3) 315304 / 315112 / 315274

Email                : info@yubco-ye.com / yubco@yubco-ye.com

 

Premises

Subject operates from a large suite of offices and a factory that are rented and located in the Industrial Area of Hodeidah.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Taher Derhim Ali Taleb Al Abbsi                                                        Managing Partner

 

·       Ali Derhim Ali Taleb Al Abbsi                                                             Partner

 

·       Abdo Derhim Ali Taleb Al Abbsi                                                        Partner

 

·       Abdul Majid Derhim Ali Taleb Al Abbsi                                               Partner

 

·       Abdul Jabar Derhim Ali Taleb Al Abbsi                                              Partner

 

·       Mohamed Derhim Ali Taleb Al Abbsi                                                  Partner

 

·       Khalid Ali Dirhem                                                                              Marketing Manager

 

·       Bassam Mataher                                                                               Public Relations Manager

 

·       Qassim Abdul Raouf Mostafa                                                           Finance Manager

 

 


LEGAL FORM & OWNERS

 

Date of Establishment  : 1968, however subject was registered on 8th August 1978

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 7464, Hodeidah

 

Trade Licence No.        : 875

 

Chamber Member No.  : 723

 

Issued Capital              : YR 1,000,000,000

 

Paid up Capital            : YR 1,000,000,000

 

Name of Partners

 

·       Taher Derhim Ali Taleb Al Abbsi

 

·       Ali Derhim Ali Taleb Al Abbsi

 

·       Abdo Derhim Ali Taleb Al Abbsi

 

·       Abdul Majid Derhim Ali Taleb Al Abbsi

 

·       Abdul Jabar Derhim Ali Taleb Al Abbsi

 

·       Mohamed Derhim Ali Taleb Al Abbsi

 

AFFILIATED COMPANIES

 

·       Derhim Industrial Co Ltd (DICO)

PO Box: 3667

Hodeidah

Tel: (967-3) 311072

Fax: (967-3) 311500

 

 

OPERATIONS

 

Activities: Engaged in the production of juices, beverages, carbonated drinks and mineral water.

 

Import Countries: Saudi Arabia, Europe and the Far East


International Suppliers:

 

·       Gulf Packaging                                 Saudi Arabia

·       Gulf Solution                                    Saudi Arabia

 

Brand Names: AL BARAKAH, BRAKANI, SIHAM, CANADA DRY and ADCO

 

Operating Trend: Steady

 

Subject has a workforce of approximately 500 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Yemeni Riyal (YR)

 

                                                Year Ending 31/12/12:               Year Ending 31/12/13:

 

Total Revenue                           YR 13,820,000,000                    YR 15,000,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Qassim Abdul Raouf Mostafa, Finance Manager

 

 

BANKERS

 

·       National Bank of Yemen

     Sana’a Street

     PO Box: 4851

     Hodeidah

     Tel: (967-3) 210162

     Fax: (967-3) 232824

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                               March 2014

Amount overdue                                    0

Payment terms                                      90 days

Payment Method                                   Letters of Credit

Paying record                                       No Complaints

Currency                                               Euros

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.48

UK Pound

1

Rs.100.93

Euro

1

Rs.80.71

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.