MIRA INFORM REPORT

 

 

Report Date :

19.06.2014

 

IDENTIFICATION DETAILS

 

Name :

HJP KLEINLEDERWAREN E.K.

 

 

Registered Office :

Achenweg 2c, D 83454 Anger

 

 

Country :

Germany

 

 

Date of Incorporation :

15.07.1989

 

 

Com. Reg. No.:

HRA 7811

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

·         Manufacturer of Bags; briefcases and handbags; Footwear as well as Leather and Suede Clothing

·         Agents involved in the sale of a variety of goods

 

 

No of Employees :

17

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear


 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

 

germany ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

 


Concern name

 

HJP Kleinlederwaren e.K.

 

 

Concern address

 

Achenweg 2c

D 83454 Anger

Telephone:        08656/1780

Telefax:            08656/1059

Homepage:       www.hjp-pfeifle.de

E-mail:              hjp.pfeifle@t-online.de

 

 

Concern Status

 

active

 

 

VAT no         

 

DE127570470

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Synthesis

 

LEGAL FORM               Sole proprietorship

Date of foundation:       15.07.1989

Registered on:              05.06.2002

Register of

companies:                   Local court 83278 Traunstein

under:                                       HRA 7811

 

 

Proprietor

 

Hans Jürgen Pfeifle

Frühlingstr. 12

D 83454 Anger

born: 21.09.1965

Marital status: married

 

Proxy

 

Eva Binder

D 83457 Bayerisch Gmain

having sole power of representation

born: 04.07.1967

 

 

CONCERN HISTORY

 

15.07.1989 - 12.05.2003  Hans Jürgen Pfeifle

                          Frühlingstr. 12

                          D 83454 Anger

                          Unregistered commercial enterprise

 

 12.05.2003 - 28.05.2014  HJP Kleinlederwaren E.K.

                          Hauptstr. 20

                          D 83454 Anger

                          Sole proprietorship

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

·         Manufacturer of Bags; briefcases and handbags; Footwear as well as Leather and Suede Clothing

·         Agents involved in the sale of a variety of goods

 

 

FINANCIAL INFORMATION

 

Payment experience:     within agreed terms

Negative information:    We have no negative information at hand.

 

 

REAL ESTATE

 

Type of ownership:        Tenant

Address                        Achenweg 2c

                                    D 83454 Anger

 

 Real Estate of:             Hans Jürgen Pfeifle

 Type of ownership:       proprietor

 Share:                          100.00 %

 Address                       Frühlingstr. 12

                                    D 83454 Anger

 

Land register documents were not available.

 

 

BANKERS

 

SPARKASSE BERCHTESGADENER LAND, 83454 ANGER B BAD REICHENHALL

Sort. code: 71050000

BIC: BYLADEM1BGL

 

 

FINANCIAL FIGURES

 

 Financial year:      01.01. - 31.12.

 Turnover:            2013              *EUR          3,440,000.00

 Equipment:                             *EUR            128,000.00

 Ac/ts receivable:                      *EUR            368,000.00

 Liabilities:                           *EUR            672,000.00

 Employees:                                                     17

 - thereof permanent staff:                                      3

 - Part-time employees:                                          2

 - Temporary workers:                                           12

 

The business figures marked with an asterisk are estimates based on average values in the line of business.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.12

UK Pound

1

Rs.102.00

Euro

1

Rs.81.43

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.