MIRA INFORM REPORT

 

 

Report Date :

20.06.2014

 

IDENTIFICATION DETAILS

 

Name :

AREEJ VEGETABLE OILS AND DERIVATIVES SAOG

 

 

Registered Office :

Old Nizwa Road, Rusayl Industrial Area 22, Rusayl 124

 

 

Country :

Oman

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

27.08.1980

 

 

Com. Reg. No.:

1/10231/1

 

 

Legal Form :

Omani Joint Stock Company

 

 

Line of Business :

Engaged in the manufacture, bottling and packaging of vegetable oils and related products

 

 

No of Employees :

530

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


 

OMAN - ECONOMIC OVERVIEW

 

Oman is a middle-income economy that is heavily dependent on dwindling oil resources. Because of declining reserves and a rapidly growing labor force, Muscat has actively pursued a development plan that focuses on diversification, industrialization, and privatization, with the objective of reducing the oil sector's contribution to GDP to 9% by 2020 and creating more jobs to employ the rising numbers of Omanis entering the workforce. Tourism and gas-based industries are key components of the government's diversification strategy. However, increases in social welfare benefits, particularly since the Arab Spring, will challenge the government's ability to effectively balance its budget if oil revenues decline. By using enhanced oil recovery techniques, Oman succeeded in increasing oil production, giving the country more time to diversify, and the increase in global oil prices through 2011 provided the government greater financial resources to invest in non-oil sectors. In 2012, continued surpluses resulting from sustained high oil prices and increased enhanced oil recovery allowed the government to maintain growth in social subsidies and public sector job creation. However, the Sultan made widely reported statements indicating this would not be sustainable, and called for expanded efforts to support SME development and entrepreneurship. Government agencies and large oligarchic group companies heeded his call, announcing new initiatives to spin off non-essential functions to entrepreneurs, incubate new businesses, train and mentor up and coming business people, and provide financing for start-ups. In response to fast growth in household indebtedness, the Central Bank reduced the ceiling on personal interest loans from 8 to 7%, lowered mortgage rates, capped the percentage of consumer loans at 50% of borrower's salaries for personal loans and 60% for housing loans, and limited maximum repayment terms to 10 and 25 years respectively

 

Source : CIA


SUMMARY

 

Company Name                                    : AREEJ VEGETABLE OILS AND DERIVATIVES SAOG

Country of Origin                                   : Oman

Legal Form                                           : Omani Joint Stock Company

Registration Date                                  : 27th August 1980

Commercial Registration Number           : 1/10231/1

Issued Capital                                       : RO 4,600,000

Paid up Capital                                     : RO 4,600,000

Total Workforce                                     : 530

Activities                                               : Manufacture, bottling and packaging of vegetable oils and related

                                                              products.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady


COMPANY NAME

 

AREEJ VEGETABLE OILS AND DERIVATIVES SAOG

 

 

company ADDRESS

 

Registered & Physical Address

 

Street               : Old Nizwa Road

Location           : Rusayl Industrial Area

 

PO Box                        : 22

 

Town                : Rusayl 124

Country : Sultanate of Oman

 

Telephone         : (968) 24448000 / 24446270 / 24446458 / 24446459 / 24446460

Facsimile          : (968) 24448099 / 24446207 / 24446457

Email                : mail@avod.com.om

 

Premises

 

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of Rusayl.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Nasser Bin Muhammed Bin Nasser Al Hadhramy                                Chairman

 

·       V Venkatraman                                                                                 Vice Chairman

 

·       Nasser Bin Khalifa Al Kilbani                                                             Director

 

·       H P Kothary                                                                                     Director

 

·       Gamal Mohammed Ahmad                                                                Director

 

·       Prem Maker                                                                                      Director

 

·       E M Ashraf                                                                                       Director

 

·       Mohammed Bin Suleiman Al Ismaily                                                  General Manager

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 27th August 1980

 

Legal Form                  : Omani Joint Stock Company

 

Commercial Reg. No.   : 1/10231/1

 

Issued Capital              : RO 4,600,000

 

Paid up Capital            : RO 4,600,000

 

Name of Shareholder (s)                                                       Percentage

 

·       Mohsin Haider Darwish LLC                                                   30.50%

 

·       Dr Omar Bin Abdul Muniem Al Zawawi                                   24.98%

 

·       Omani businessmen and private investors                             44.52%

 

 

AFFILIATED COMPANIES

 

·       Areej Vegetable Oils & Derivatives SAOG LLC (Previously known as Premium Trading LLC)

United Arab Emirates

 

 

OPERATIONS

 

Activities: Engaged in the manufacture, bottling and packaging of vegetable oils and related products.

 

Import Countries : Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 530 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

                                                           

Balance Sheet 

 

 

Group

Parent Company

Group

Parent Company

 

 

 

31/12/13

31/12/13

31/12/12

31/12/12

Assets

Non-current assets

 

 

 

 

 

 

Property, plant and equipment

 

 

19,691,313

19,691,313

17,098,321

17,098,321

Investment in a subsidiary

 

 

-

31,500

-

31,500

 

 

 

 

 

 

 

 

 

 

19,691,313

19,722,813

17,098,321

17,129,821

Current assets

 

 

 

 

 

 

Stock

 

 

14,457,797

14,457,797

16,541,559

16,541,559

Debtors and prepayments

 

 

11,792,531

11,792,531

9,886,906

9,886,906

Cash

 

 

10,679

10,679

15,229

15,229

 

 

 

26,261,007

26,261,007

26,443,694

26,443,694

 

 

 

 

 

 

 

TOTAL ASSETS

 

 

45,952,320

45,983,820

43,542,015

43,573,515

 

 

 

 

 

 

 

EQUITY AND LIABILITIES

 

 

 

 

 

 

Equity

 

 

 

 

 

 

Share capital

 

 

4,600,000

4,600,000

4,600,000

4,600,000

Share premium

 

 

76,841

76,841

76,841

76,841

Legal reserve

 

 

1,533,333

1,533,333

1,533,333

1,533,333

Distributable reserve

 

 

575,976

575,976

575,976

575,976

Retained earnings

 

 

4,479,419

4,479,419

3,420,002

3,420,002

 

 

 

11,265,569

11,265,569

10,206,152

10,206,152

Liabilities

 

 

 

 

 

 

Non-current liabilities

 

 

 

 

 

 

Long term loan

 

 

4,414,402

4,414,402

5,673,101

5,673,101

Deferred taxation

 

 

410,513

410,513

393,797

393,797

Employees’ end of service benefits

 

 

1,456,265

1,456,265

1,317,796

1,317,796

 

 

 

6,281,180

6,281,180

7,384,694

7,384,694

Current liabilities

 

 

 

 

 

 

Bank overdrafts

 

 

35,406

35,406

115,814

115,814

Short term loans

 

 

9,704,000

9,704,000

7,601,000

7,601,000

Current portion of long term loan

 

 

1,258,699

1,258,699

1,258,699

1,258,699

Creditors and accruals

 

 

17,095,625

17,095,625

16,672,245

16,672,245

Due to a subsidiary

 

 

-

31,500

-

31,500

Taxation

 

 

311,841

311,841

303,411

303,411

 

 

 

28,405,571

28,437,071

25,951,169

25,982,669

 

 

 

 

 

 

 

Total liabilities

 

 

34,686,751

34,718,251

33,335,863

33,367,363

 

 

 

 

 

 

 

TOTAL EQUITY AND LIABILITIES

 

 

45,952,320

45,983,820

43,542,015

43,573,515

 

 

Statement of Comprehensive Income

 

Sales

 

     

92,100,407

91,674,001

Cost of goods sold

 

 

(83,095,225)

(83,360,975)

 

 

 

 

 

Gross profit

 

 

9,005,182

8,313,026

Distribution expenses

 

 

    (3,104,733)

(2,598,946)

Sales and administration expenses

 

 

(2,820,313)

(2,825,949)

Other operating income

 

 

37,243

77,540

 

 

 

 

 

Operating profit

 

 

3,117,379

2,965,671

 

 

 

 

 

Interest expense

 

 

(319,405)

(311,046)

Directors’ meeting attendance fees and remuneration to Chairman

 

 

(30,000)

(29,500)

 

 

 

 

 

Profit for the year before taxation

 

 

2,767,974

2,625,125

 

 

 

 

 

Taxation

 

 

(328,557)

(311,415)

 

 

 

 

 

Net profit and total comprehensive income for the year

 

 

2,439,417

2,313,710

 

 

 

 

 

 

Local sources consider subject’s financial condition to be Fair.

 

 

BANKERS

 

·       Bank Dhofar Al Omani Al Fransi

Muttrah Business District

PO Box: 1507, Ruwi 112

Muscat

Tel: (968) 24790466

Fax: (968) 24797246

 

·       Oman International Bank SAOG

     Al Khuwair

     PO Box: 1727, Seeb 111

     Muscat

     Tel: (968) 24682500

     Fax: (968) 24682800

 

·       National Bank of Oman

Muttrah Business District

PO Box: 751, Ruwi 112

Muscat

Tel: (968) 24708894 / 24708630 / 24708684

Fax: (968) 24707781 / 24703972

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 60.00

UK Pound

1

Rs. 102.04

Euro

1

Rs. 81.71

 

 

INFORMATION DETAILS

 

Analysis Done by :

KRN

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.