MIRA INFORM REPORT

 

 

Report Date :

20.06.2014

 

IDENTIFICATION DETAILS

 

Name :

NIDHI PRINT PACK

 

 

Registered Office :

Plot 342, At Post Bhavda Odhav Kuhu Road, Daskroi, Ahmedabad, Gujarat

 

 

Country :

India

 

 

Year of Establishment :

2014

 

 

Capital Investment / Paid-up Capital :

Not Divulged 

 

 

Legal Form :

Partnership Concern with an Unlimited Liability of the Partners 

 

 

Line of Business :

Manufacturer of Printing Laminated Pouch.

 

 

No. of Employees :

20 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

--

NB

                                       New Business

 

--

 

 

Status :

New Business

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is a new partnership concern and establishing itself gradually.

 

Mr. Vishnu Bhai Patel, Partner has provided all general information and also informed that activity will start from July end of August starting.

 

Business is active. Payment terms are unknown.

 

The concern can be considered for business dealing on a safe and secured trade terms and conditions.

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

US investment bank Goldman Sachs has upgraded its outlook on Indian markets as it expects positive impact of the election cycle.

 

India’s economy may grow 4.7 % in the current financial year, lower than the official estimate of 4.9 %, Fitch Rating said. The global rating agency expects the economy to pick up in the next two financial years.

 

Global ratings agency Standard & Poor said increasing focus by India Inc on lowering debt is likely to improve their credit profiles.

 

Singapore (1.1 million Indian tourists in 2012), Thailand (one million), the United Arab Emirates ().98 million) and Malaysia ().82 million) emerged as the preferred holidays hotspots for Indians. The total figure is expected to increase to 1.93 million by 2017, according to the latest Eurmonitor international report.

 

There is a $29.34 bn outward foreign direct investment by domestic companies between April and January of 2013/14 which has seen some signs of recovery according to a Care Ratings report.

 

There are 264 number of new companies being set up every day on average during 2014. Most of them are registered in Mumbai. India had 1.38 million registered companies at the end of January, 2014.

 

Twitter like messaging service Weibo Corporation has filed to raise $ 500 million via a US initial public offering. Alibaba, which owns a stake in Weibo is expected to raise about $ 15 billion New York this year in the highest profile Internet IPO since Facebook’s in 2012.

 

Bharti Airtel has raised Rs.2,453.2 crore (350 million Swiss Francs) by selling six-year bonds at a coupon rate of three per cent and maturing in 2020. This is the largest ever bond offering by an Indian company in Swiss Francs. Bharat Petroleum Corporation raised 175 million Swiss Francs by selling five year bonds at 2.98 % coupon rate in February.

 

Indian Oil Corporation plans to invest Rs.7650 crore in setting up a petrochemical complex at its almost complete Paradip refinery in Odhisha in three to four years. The company board is set to consider the setting up of a 700000 tonne per annum polypropylene plant at an estimated cost at Rs.3150 crore.

 

Global chief information officers at gathering in Bangalore in April to meet Indian startups at an event called Tech50 Watchout for Little Eye Labs-Facebook type deals in the making.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Vishnubhai Patel

Designation :

Partner

Contact No.:

91-9374611112

Date :

18.06.2014

 

 

LOCATIONS

 

Registered Office :

Plot 342, At Post Bhavda Odhav Kuhu Road, Daskroi, Ahmedabad, Gujarat, India

Tel. No.:

Not Available

Mobile No.:

91-9374611112 (Mr. Vishnubhai Patel)

Fax No.:

Not Available

E-Mail :

nidhiprintpack4719@gmail.com

 

 

DIRECTORS

 

Name :

Mr. Vishnubhai Ramanbhai Patel

Designation :

Director

Address :

C-1, Akash Flats, Near Vaibhav Bungalows P-3, Gulab Tower Road, Thaltej, Ahmedabad – 380059, Gujarat, India

Date of Birth/Age :

42 years

PAN No.:

APLPP4786N

 

 

Name :

Mr. Narendrabhai Ramanbhai Patel

Designation :

Director

Address :

18, Nandanvan Bungalows, B/h Gujarat High Court, Sola, Ahmedabad – 380060, Gujarat, India

Date of Birth/Age :

41 years

PAN No.:

AGVPP1114D

 

 

Name :

Mr. Ronakbhai Kanubhai Patel

Designation :

Director

Address :

E-303, Shantiniketan Apartment, Memnagar, Ahmedabad, Gujarat, India

Date of Birth/Age :

23 years

PAN No.:

BTFPP5317Q

 

 

Name :

Mr. Ramanbhai Kalidas Patel

Designation :

Director

Address :

C-1, Akash Flats, Near Vaibhav Bungalows P-3, Gulab Tower Road, Thaltej, Ahmedabad – 380059, Gujarat, India

Date of Birth/Age :

73 years

PAN No.:

AMBPP8309G

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Printing Laminated Pouch.

 

 

Terms :

 

Selling :

Advance Payment 

 

 

Purchasing :

Cash and Advance Payment 

 

 

GENERAL INFORMATION

 

Customers :

Wholesalers and Retailers

 

 

No. of Employees :

20 (Approximately)

 

 

Bankers :

·         Kalupur Commercial Co-operative Bank

Bodakdev Branch, India

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Knack Consultant (Mr. Niravbhai Brahmbhatt)

Chartered Accountants

Address :

502/4, Nirman House, B/h Hotel Vice President, Opposite Bata Showroom, Times of India Cross Road, Ashram Road, Ahmedabad – 380009, Gujarat, India

PAN No.:

91-79-30617999

 

 

Associates/Subsidiaries :

·         Nidhi Flexipack

Year of Establishment : 2005

 

·         Nidhi Plastic

 

 

CAPITAL STRUCTURE

 

Capital Investment :

 

Owned :

Not Divulged

Borrowed :

Not Divulged

Total :

Not Divulged

 

 

 

FINANCIAL DATA

[All figures are in Rupees Millions]

 

NEW BUSINESS

 

 

 


 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report

 (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

No

12]

Profitability for last three years

No

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

Yes

15]

Capital in the business

No

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

No

28]

Incorporation details, if applicable

No

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

No

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

------------------------------------------------------------------------------------------------------------------------------

 

COST OF PROJECT

 

SR. NO.

PARTICULAR

(RS. IN MILLIONS)

1

Land

0.000

2

Factory Building

0.000

3

Plant and Machineries

49.323

4

Other Equipments

0.000

5

Electrification

2.801

6

Contingency

0.445

7

Pre - Op Expenses

0.929

 

Total Capital Cost of Project

 

53.499

8

GEB Deposited

0.800

9

Margin for Working Capital

2.200

 

TOTAL COST OF THE PROJECT

 

56.499

 

 

MEANS OF FINANCE

 

SR. NO.

PARTICULAR

(RS. IN MILLIONS)

1

Share Capital

13.500

2

Unsecured loan

6.599

3

Share Premium

0.000

4

 

Term Loans From BANK

36.400

 

TOTAL MEANS OF FINANCE

 

56.499

 

 

------------------------------------------------------------------------------------------------------------------------------

 


ASSESSMENT OF WORKING CAPITAL REQUIREMENT

 

OPERATING STATEMENT

 

 (RS. IN MILLIONS)

 

Particular

2014-15

2015-16

2016-17

2017-18

2018-19

Projection

Projection

Projection

Projection

Projection

Operating Months

8

12

12

12

12

Utilised Capacity

40%

43%

45%

48%

50%

Gross Sales

 

 

 

 

 

a.

Domestic Sales

100.770

156.833

165.029

174.200

183.372

b.

Export Sales

0.000

0.000

0.000

0.000

0.000

c.

Job Sales

0.000

0.000

0.000

0.000

0.000

 

Total

 

1007.70

1568.33

1650.29

1742.00

1833.72

Less : Excise duty

15.356

23.899

25.148

26.545

27.943

Net Sales (1 - 2)

85.414

132.935

139.881

147.655

155.429

 

 

 

 

 

 

% age rise (+) or fall (-) in net sales as compared to previous year (annualized)

--

55.64%

5.23%

5.56%

5.27%

 

 

 

 

 

 

Cost of Sales

0.70

0.69

0.69

0.69

0.69

Raw materials (including stores & other items used in the process of mfg.)

 

 

 

 

 

Indigenous

59.871

91.483

96.864

102.246

107.627

Imported

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

Other Spares

 

 

 

 

 

Imported

0.000

0.000

0.000

0.000

0.000

Indigenous

0.854

1.338

1.412

1.491

1.569

 

 

 

 

 

 

Power and Fuel

2.933

4.452

4.714

4.976

5.238

Direct Labour (Wages & Salary)

5.684

7.266

7.630

8.011

8.412

Other manufacturing expenses

2.562

4.116

4.402

4.650

4.895

Packing Charges

0.000

0.000

0.000

0.000

0.000

Depreciation

6.888

5.855

4.976

4.230

3.595

Sub-total (i to v)

787.92

1145.10

1199.98

1256.03

1313.36

 

 

 

 

 

 

Add : Opening Stock-in-process

0.000

1.321

0.687

0.723

0.759

Sub-total (vii + viii)

78.792

115.830

120.685

126.325

132.096

Deduct : Closing Stock-in-process

1.321

0.687

0.723

0.759

0.797

Cost of Production

77.472

115.144

119.962

125.566

131.299

 

 

 

 

 

 

Add : Op. Stock of finished goods

0.000

1.357

0.707

0.745

0.783

Sub-total (x + xi)

77.472

116.501

120.669

126.311

132.082

  Deduct : Cl. Stock of finished goods

1.357

0.707

0.745

0.783

0.821

Sub-total (Total Cost of Sales)

76.115

115.794

119.924

125.528

131.261

GROSS PROFIT

9.299

17.141

19.956

22.127

24.168

 

 

 

 

 

 

Selling, general and administrative expenses

3.844

6.174

6.603

6.975

7.343

Sub-total ( 5 + 6)

79.958

121.968

126.528

132.503

138.604

 

 

 

 

 

 

Operating Profit Before Interest ( 3 - 6)

5.456

10.967

13.353

15.152

16.825

Interest & Financial Charges

4.505

5.927

5.185

4.443

3.701

Interest on term loan

3.195

4.297

3.555

2.813

2.071

Interest on W. C. Loan

0.638

0.956

0.956

0.956

0.956

Interest on unsecured loans

0.673

0.673

0.673

0.673

0.673

Operating Profit After Interest ( 7 - 8 )

0.950

5.040

8.168

10.709

13.124

Add : Other non-operating Income

 

 

 

 

 

Commission

0.000

0.000

0.000

0.000

0.000

Misc Income

0.000

0.000

0.000

0.000

0.000

Scrap Sales

0.000

0.000

0.000

0.000

0.000

Purchase of Shares

0.000

0.000

0.000

0.000

0.000

Sub - total (income)

0.000

0.000

0.000

0.000

0.000

Deduct : Other non-operating expenses

 

 

 

 

 

Preliminary Expenses w/o

0.186

0.186

0.186

0.186

0.186

Misc. expenses

0.000

0.000

0.000

0.000

0.000

Director's Remuneration

0.000

1.000

1.000

1.000

1.000

Sub - total (expenses)

0.186

1.186

1.186

1.186

1.186

Net of other non-operating income/expense

(0.186)

(1.186)

(1.186)

(1.186)

(1.186)

Profit before tax/loss  [ 9 + 10 (iii)]

0.764

3.854

6.982

9.524

11.939

Provisions for taxes

0.236

1.191

2.158

2.943

3.689

Net Profit / Loss

0.528

2.663

4.825

6.581

8.250

Equity dividend

0.000

0.000

0.000

0.000

0.000

Dividend Rate (Including tax on dividend

0%

0%

0%

0%

0%

Retained Profit ( 13 -14 )

0.528

2.663

4.825

6.581

8.250

PBDIT

12.158

15.635

17.144

18.196

19.235

Cash Profit

7.602

8.704

9.987

10.997

12.031

 

 

 

 

 

 

Retained Profit / Net Profit

100%

100%

100%

100%

100%

GP to Sales %

10.89%

12.89%

14.27%

14.99%

15.55%

OP to Sales %

1.11%

3.79%

5.84%

7.25%

8.44%

PBT to Sales%

0.90%

2.90%

4.99%

6.45%

7.68%

NP to Sales %

0.62%

2.00%

3.45%

4.46%

5.31%

Interest Coverage

0.206

0.289

0.385

0.498

0.653

PBDIT to Sales %

14.23%

11.76%

12.26%

12.32%

12.38%

Cash Profit to Sales %

8.90%

6.55%

7.14%

7.45%

7.74%

 

 

------------------------------------------------------------------------------------------------------------------------------

 

ANALYSIS OF BALANCE SHEET

 

(RS. IN MILLIONS)

 

Sr No

Particulars

2014-15

2015-16

2016-17

2017-18

2018-19

 

 

Projection

Projection

Projection

Projection

Projection

 

CURRENT LIABILITIES

 

 

 

 

 

1

Short term borrowings from bank (incl. Bills purchased, discounted & excess borrowings placed on repayment basis)

 

 

 

 

 

 

(i) From applicant bank

10.000

10.000

10.000

10.000

10.000

 

(ii) From other banks

--

--

--

--

--

 

(iii) of which EP & BD

--

--

--

--

--

 

Sub Total (A)

10.000

10.000

10.000

10.000

10.000

 

 

 

 

 

 

2

Short term borrowings from others

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

3

Sundry Creditors - Trade

4.989

7.624

8.072

8.520

8.969

 

 

 

 

 

 

4

Advance payments from customers/deposits from dealers

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

5

Provision for Taxation

0.236

1.191

2.158

2.943

3.689

 

 

 

 

 

 

6

Dividend Payable

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

7

Other statutory liabilities (due within one year) 

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

8

Deposits/ Instalments of term loan/ DPGs/ Debentures, etc.(due within one year)

5.600

5.600

5.600

5.600

5.600

 

 

 

 

 

 

9

Other current liabilities & Provisions (due within one year)

0.435

0.640

0.678

0.715

0.752

 

 

 

 

 

 

 

Sub Total (B)

11.260

15.054

16.508

17.778

19.010

 

 

 

 

 

 

10

Total Current Liabilities [total of 1 to 9]

21.260

25.054

26.508

27.778

29.010

 

 

 

 

 

 

 

 

TERM LIABILITIES

 

 

 

 

 

11

Debentures (Not maturing within one year)

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

12

Preference Shares (Redeemable after one year)

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

13

Term loans (Excluding instalments payable within one year)

29.400

23.800

18.200

12.600

7.000

 

 

 

 

 

 

14

Differed Payment Credits (Excl. instalments due within one year)

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

15

Term deposits (Repayable after one year)

6.599

6.599

6.599

6.599

6.599

 

 

 

 

 

 

16

Other term liabilities

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

17

Total term liabilities (Total of 11 to 16)

35.999

30.399

24.799

19.199

13.599

 

 

 

 

 

 

18

Total Outside Liabilities [10+17]

57.259

55.453

51.307

46.977

42.609

 

 

 

 

 

 

 

NET WORTH

 

 

 

 

 

 

 

 

 

 

 

19

Share Capital

13.500

13.500

13.500

13.500

13.500

 

 

 

 

 

 

20

Capital addition

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

21

Drawing

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

22

Withdrawal

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

23

Surplus (+) or deficit (-) in Profit & Loss Account

0.528

3.191

8.016

14.597

22.847

 

 

 

 

 

 

24

Total Net worth

14.028

16.691

21.516

28.097

36.347

 

 

 

 

 

 

25

TOTAL LIABILITIES [18+24]

71.288

72.145

72.823

75.074

78.956

 

 

 

 

 

 

 

 

CURRENT ASSETS

 

 

 

 

 

 

 

 

 

 

 

26

Cash & Bank balances

0.200

0.218

0.283

0.358

0.428

 

 

 

 

 

 

27

Deposits

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

28

Receivables

18.303

19.940

20.982

22.148

23.314

 

 

 

 

 

 

30

Inventories

 

 

 

 

 

 

Raw materials (including stores and other items in process of manufacture)

 

 

 

 

 

 

(a) Imported

--

--

--

--

--

 

(b) Indigenous

5.702

7.624

8.072

8.520

8.969

 

 

 

 

 

 

 

 

Stock-in-process

1.321

0.687

0.723

0.759

0.797

 

 

 

 

 

 

 

 

Finished Goods

1.357

0.707

0.745

0.783

0.821

 

 

 

 

 

 

31

Advance to suppliers of Raw materials and stores/spares

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

32

Advance payment of taxes

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

33

Other current assets

3.790

7.790

9.100

10.500

11.400

 

 

 

 

 

 

34

Total Current asset [Total 26 to 33]

30.714

37.011

39.952

43.119

45.782

 

 

 

 

 

 

 

FIXED ASSETS

 

 

 

 

 

 

 

 

 

 

 

35

Gross Block (land and building machinery vehicles work-in-progress)

45.918

45.918

45.918

45.918

45.918

 

 

 

 

 

 

36

Depreciation to date

6.888

12.742

17.719

21.949

25.544

 

 

 

 

 

 

37

NET BLOCK (35-36)

39.031

33.176

28.200

23.970

20.374

 

 

 

 

 

 

38

Investments/book debts /advances deposits which are not current assets

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

 

i.(a)Investments in subsidiary companies/ affiliates 

0.000

0.000

0.000

0.000

0.000

 

(b)Others

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

 

ii. Advances to suppliers of capital goods and contractors

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

 

iii. Deferred receivables (maturity exceeding one year)

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

 

 

iv. Others

0.800

1.400

4.300

7.800

12.800

 

 

 

 

 

 

 

39

Non Consumables Stores and Spare

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

40

Other Non-Current Assets

(Incl. Dues from Director)

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

41

Total other non-current assets (Total of 38 to 40)

0.800

1.400

4.300

7.800

12.800

 

 

 

 

 

 

42

Intangible assets (patents, goodwill, prelim, expenses, bad/ doubtful debts not provided for etc.)

0.744

0.558

0.372

0.186

0.000

 

 

 

 

 

 

43

TOTAL ASSETS (Total of 34,37,41 & 42)

71.288

72.145

72.823

75.074

78.956

 

 

 

 

 

 

44

Tangible net worth   (24-42)

13.285

16.134

21.145

27.911

36.347

 

 

 

 

 

 

45

Net working Capital [(17+24)-(37+41+42)] Totally with (34-10)

9.453

11.957

13.44

15.341

16.771

 

 

 

 

 

 

46

Current Ratio [34/10]

1.44

1.48

1.51

1.55

1.58

 

 

 

 

 

 

47

Total outside liabilities / Net worth  (18/44)

4.31

3.44

2.43

1.68

1.17

 

 

 

 

 

 

 

48

Total Term Liabilities/ Tangible Net worth

2.71

1.88

1.17

0.69

0.37

 

 

 

 

 

 

 

 

Quasi TOL/ TNW

2.55

2.15

1.61

1.17

0.84

 

Quasi TTL/ TNW

1.48

1.05

0.66

0.37

0.16

 

 

 

 

 

 

 

 

ADDITIONAL INFORMATION

 

 

 

 

 

 

A. Arrears of depreciation

NA

NA

NA

NA

NA

 

B. Contingent Liabilities:

NA

NA

NA

NA

NA

 

(a) Arrears of cumulative dividends

NA

NA

NA

NA

NA

 

(b) Gratuity liability not provided for

NA

NA

NA

NA

NA

 

(c) Disputed excise/ customs/tax liabilities

NA

NA

NA

NA

NA

 

(d) Other liabilities not provided for

NA

NA

NA

NA

NA

 

 

------------------------------------------------------------------------------------------------------------------------------

 

COMPARATIVE STATEMENT OF CURRENT ASSETS & CURRENT LIABILITIES

 

(RS. IN MILLIONS)

 

Sr. No

Particulars

2014-15

2015-16

2016-17

2017-18

2018-19

 

 

Projection

Projection

Projection

Projection

Projection

 

A. CURRENT ASSETS:

 

 

 

 

 

1.

 

Raw materials (incl. Stores & other items used in the process of manufacture)

 

 

 

 

 

 

Imported

0.000

0.000

0.000

0.000

0.000

 

-Month's Consumption

--

--

--

--

--

 

Indigenous

5.702

7.624

8.072

8.520

8.969

 

-Month's Consumption

(0.76)

(1.00)

(1.00)

(1.00)

(1.00)

 

 

 

 

 

 

 

2.

Other Consumable spares, excluding those included on 1 above

 

 

 

 

 

 

Imported

0.000

0.000

0.000

0.000

0.000

 

-Month's Consumption

--

--

--

--

--

 

Indigenous

0.041

0.045

0.047

0.050

0.052

 

-Month's Consumption

(0.38)

(0.27)

(0.27)

(0.27)

(0.27)

 

 

 

 

 

 

 

3.

Stock In Process

1.321

0.687

0.723

0.759

0.797

 

-Month's Consumption

(0.14)

(0.07)

(0.07)

(0.07)

(0.07)

 

 

 

 

 

 

 

4.

Finished goods (months' cost of production)

1.357

0.707

0.745

0.783

0.821

 

-Month's Consumption

(0.14)

(0.07)

(0.07)

(0.07)

(0.08)

 

 

 

 

 

 

 

5.

Receivables other than export and deferred receivables (Incl. Bills purchased & discounted by bankers)

18.303

19.940

20.982

22.148

23.314

 

-Month's Domestic Sales : Excluding deferred payments sales

(1.45)

(1.53)

(1.53)

(1.53)

(1.53)

 

 

 

 

 

 

 

6.

Export Receivable

0.000

0.000

0.000

0.000

0.000

 

Month’s Exports sales

--

--

--

--

--

 

 

 

 

 

 

 

7.

Advances to suppliers of raw materials and stores/ spares, consumables

--

--

--

--

--

 

 

 

 

 

 

 

8.

Other current assets incl. Cash and bank bal. & deferred receivables due within 1 yr

3.990

8.009

9.383

10.858

11.828

 

 

 

 

 

 

9

Total Current Assets [1 to 8]

30.714

37.011

39.952

43.119

45.782

 

(To agree with item 34 in Form III)

 

 

 

 

 

 

 

 

 

 

 

 

 

B. CURRENT LAIBILITES

(Other than bank borrowings for working capital)

 

 

 

 

 

10

Creditors for purchase of raw materials, stores & consumable spares

4.989

7.624

8.072

8.520

8.969

 

Month's purchases

(0.67)

(1.00)

(1.00)

(1.00)

(1.00)

 

 

 

 

 

 

 

11

Advance From Customers

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

 

12

Statutory Liabilities

0.000

0.000

0.000

0.000

0.000

 

 

13

Other current liabilities & Provisions (due within one year)

6.271

7.431

8.436

9.258

10.041

 

 

 

 

 

 

14

Total Current Liabilities [10 to 17]

11.260

15.054

16.508

17.778

19.010

 

(To agree with sub-total B-Form III)

 

 

------------------------------------------------------------------------------------------------------------------------------

 

 

COMPUTATION OF MAXIMUM PERMISSIBLE BANK FINANCE FOR WORKING CAPITAL

 

(RS. IN MILLIONS)

 

Sr. No

Particulars

2014-15

2015-16

2016-17

2017-18

2018-19

 

 

Projection

Projection

Projection

Projection

Projection

1

Total Current Assets (Form IV)

30.714

37.011

39.952

43.119

45.782

 

 

 

 

 

 

2

Other Current Liabilities (other than bank borrowings) (14 of Form IV)

11.260

15.054

16.508

17.778

19.010

 

 

 

 

 

 

 

METHOD – I

 

 

 

 

 

 

3

Working Capital Gap (WCP) (1-2)

19.453

21.957

23.444

25.341

26.771

 

 

 

 

 

 

4

Minimum stipulated net working Capital - 25% of total current assets other than Export Receivables (as at 28(ii) of form III)

4.863

5.489

5.861

6.335

6.693

 

 

 

 

 

 

5

Actual/projected net working capital (45 in form III)

9.453

11.957

13.444

15.341

16.771

 

 

 

 

 

 

6

Item 3 minus item 4

14.590

16.468

17.583

19.005

20.079

 

 

 

 

 

 

7

Item 3 minus item 5

100.000

10.000

10.000

10.000

10.000

 

 

 

 

 

 

8

Maximum permissible bank finance (item 6 or 7 whichever is less)

10.000

10.000

10.000

10.000

10.000

 

 

 

 

 

 

9

Excess borrowings, if any representing short fall in NWC (4-5)

0.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

 

 

Method - II

 

 

 

 

 

 

 

 

 

 

 

 

10

Working capital gap (WCG) [1-2]

19.453

21.957

23.444

25.341

26.771

 

 

 

 

 

 

 

11

Minimum stipulated net w.c. i.e. 25% of total c.a. as the case may be depending upon the method of lending being applied. (export receivables to be excluded under both methods

7.678

9.253

9.988

10.780

11.445

 

 

 

 

 

 

 

12

Actual/Projected net w.c. (45 in form III)

9.453

11.957

13.444

15.341

16.771

 

 

 

 

 

 

 

13

Item 10 minus item 11

11.775

12.704

13.456

14.561

15.326

 

 

 

 

 

 

 

14

Item 10 minus item 12

10.000

10.000

10.000

10.000

10.000

 

 

 

 

 

 

 

15

Maximum permissible bank finance (item 13 or 14 whichever is lower)

10.000

10.000

10.000

10.000

10.000

 

 

 

 

 

 

 

16

Excess borrowings representing  - Short fall in NWC

0.000

0.000

0.000

0.000

0.000

 

------------------------------------------------------------------------------------------------------------------------------

 

FUNDS FLOW STATEMENT

 

(RS. IN MILLIONS)

 

Sr.

No

PARTICULARS

2014-15

2015-16

2016-17

2017-18

2018-19

 

 

Projection

Projection

Projection

Projection

Projection

1

Sources

 

 

 

 

 

 

[a] Net profit

0.528

2.663

4.825

6.581

8.250

 

[b] Depreciation

6.888

5.855

4.976

4.230

3.595

 

[c] Increase in Capital

13.500

0.000

0.000

0.000

0.000

 

[d] Increased in Term Liabilities

(incl. Public deposits)

35.999

0.000

0.000

0.000

0.000

 

[e] Decrease in

 

 

 

 

 

 

   [i] Fixed Assets

0.000

0.000

0.000

0.000

0.000

 

   [ii] Other non-current Assets

0.000

0.000

0.000

0.000

0.000

 

   [iii] Non Tangible Assets

0.000

0.186

0.186

0.186

0.186

 

[f] Others

0.000

0.000

0.000

0.000

0.000

 

[g] Total

56.915

8.704

9.987

10.997

12.031

 

 

 

 

 

 

 

2

Application

 

 

 

 

 

 

[a] Net Loss

0.000

0.000

0.000

0.000

0.000

 

[b] Decrease in Term Liabilities

(Incl. Public deposits)

0.000

5.600

5.600

5.600

5.600

 

 

 

 

 

 

 

 

[c] Increase in

 

 

 

 

 

 

    [i] Fixed Assets

45.918

0.000

0.000

0.000

0.000

 

   [ii] Other non-current Assets

0.800

0.600

2.900

3.500

5.000

 

   [iii] Non Tangible Assets

0.744

0.000

0.000

0.000

0.000

 

[d] Dividend Payments

0.000

0.000

0.000

0.000

0.000

 

[e] Others

0.000

0.000

0.000

0.000

0.000

 

[f] Total

47.462

6.200

8.500

9.100

10.600

 

 

 

 

 

 

 

3

Long Term Surplus  (+) /  Deficit  (-)  

(1 minus 2)

9.453

2.504

1.487

1.897

1.431

 

 

 

 

 

 

 

4

 + / (-) in current assets      

 * ( As per details given below)

30.714

6.297

2.941

3.167

2.663

 

 

 

 

 

 

 

5

 + / (-) in current Liabilities other than bank borrowings

11.260

3.794

1.454

1.270

1.232

 

 

 

 

 

 

 

6

 + / (-) in working capital Gap

19.453

2.504

1.487

1.897

1.431

 

 

 

 

 

 

 

7

Net Surplus (+) /  deficit  (-)             

(Difference of 3 & 6)

(10.000)

0.000

0.000

0.000

0.000

 

 

 

 

 

 

 

8

 + / (-) in Bank Borrowings

10.000

0.000

0.000

0.000

0.000

 

 

 

 

 

 

 

9

Increase/ decrease in Net Sales

85.414

47.521

6.946

7.774

7.774

 

 

 

 

 

 

 

 

Short Term Sources

 

 

 

 

 

 

Increase short   term   bank        borrowings

(including bills purchased and discounted by bank)

10.000

0.000

0.000

0.000

0.000

 

Increase in other current liabilities

11.260

3.794

1.454

1.270

1.232

 

Decrease in inventory

0.000

0.000

0.000

0.000

0.000

 

Decrease in receivable (including bills purchased and discounted by banker)

0.000

0.000

0.000

0.000

0.000

 

Decrease in other current assets

(including cash and bank balance)

0.000

0.000

0.000

0.000

0.000

 

Sub-Total

21.260

3.794

1.454

1.270

1.232

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SHORT TERM USES

 

 

 

 

 

 

Decrease short term   bank borrowings

(including bills purchased and discounted by bank)

0.000

0.000

0.000

0.000

0.000

 

Payment of dividend

0.000

0.000

0.000

0.000

0.000

 

Decrease in other current liabilities

0.000

0.000

0.000

0.000

0.000

 

Increase in inventory

8.420

0.642

0.525

0.526

0.526

 

Increase in receivable

18.303

1.637

1.042

1.166

1.166

 

Increase in other current assets (Including cash and bank balance)

3.990

4.019

1.374

1.475

0.970

 

Sub-Total

30.714

6.297

2.941

3.167

2.663

 

 

 

 

 

 

 

 

 

Long Term Sources

56.915

8.704

9.987

10.997

12.031

 

Less: Long Term Uses

47.462

6.200

8.500

9.100

10.600

 

Surplus/ Shortfall

9.453

2.504

1.487

1.897

1.431

 

 

 

 

 

 

 

 

Short Term Uses

21.260

3.794

1.454

1.270

1.232

 

Less: Short Term Uses

30.714

6.297

2.941

3.167

2.663

 

Surplus/ Shortfall

(9.453)

(2.504)

(1.487)

1.897

1.431

 

------------------------------------------------------------------------------------------------------------------------------

 

NETWORTH STATEMENT

 

(MR. VISHNUBHAI RAMANBHAI PATEL)

 

(RS. IN MILLIONS)

 

DETAILS OF ASSETS

 

MOVABLE PROPERTIES

 

LIC POLICIES

 

Policy No

Date of issuance

Sum assured

(Rs. In millions)

 

 

 

837531089

28/03/2010

0.500

838490472

22/06/2012

0.250

832444099

28/03/2003

0.500

836093935

28/03/2003

0.125

831995272

28/03/1995

0.025

 

SHARES/ DEBENTURES ETC.

 

Particulars

Total Amount

 

Shares/ Debentures

0.058

 

 

Full details of other investments if any: (i.e. Jewellery, Investment in other firm etc.) = Rs.3.477 Millions                   

 

TOTAL ASSETS

 

RS.3.535 MILLIONS

 

------------------------------------------------------------------------------------------------------------------------------

 

NETWORTH STATEMENT

 

(MR. RONAKBHAI KANUBHAI PATEL)

 

(RS. IN MILLIONS)

 

DETAILS OF ASSETS

 

 

Full details of other investments if any: (i.e. Jewellery, Investment in other firm etc.) = Rs.1.026 Millions                   

 

 

TOTAL ASSETS

 

RS.1.026 MILLIONS

 

------------------------------------------------------------------------------------------------------------------------------

 

 

NETWORTH STATEMENT

 

(MR. RAMANBHAI KALIDAS PATEL)

 

(RS. IN MILLIONS)

 

DETAILS OF ASSETS

 

IMMOVABLE PROPERTIES

 

A. Nature of properties

 

Plot of land                   : 3, Bhagirath Estate, Opposite Amraiwadi AEC, Ahmedabad, Gujarat, India

 

Agriculture Land            : Plot Nos. 1128, 1199, 1201, 1202, 1203, 1353 Bhavada, Dascroi, Ahmedabad, Gujarat, India

 

House / Godowns         : House Situated at C- 1, Akash Flats, Near Vaibhav Bunglows P-3, Gulab Tower Road, Thaltej, Ahmedabad, Gujarat, India

 

Present estimated market value of the property/ies :  Rs.79.000 Millions

 

 

Term Deposits: Rs.0.100 Million

 

 

TOTAL ASSETS

 

RS.79.100 MILLIONS

 

------------------------------------------------------------------------------------------------------------------------------

 

NETWORTH STATEMENT

 

(MR. NARENDRABHAI RAMANBHAI PATEL)

 

(RS. IN MILLIONS)

 

DETAILS OF ASSETS

 

IMMOVABLE PROPERTIES

Plot of land                   : Plot No 842/A, Rakanpurgam, Kalol, Gandhinagar, Gujarat, India

                                    Plot No 70, Shreeji Industrial Estate, Raipur, Gujarat, India

 

 

House / Godowns         : House situated at 18,Nandanvan Bunglows, B/H Gujarat High Court, Sola,  Ahmedabad, Gujarat, India

E- 303, Shantiniketan Apartment, Memnagar, Ahmedabad, Gujarat, India

 

 

Present estimated market value of the property/ies :  Rs.38.930 Millions

 

 

LIC POLICIES

 

Policy No

Date of issuance

Sum assured

(Rs. In millions)

 

 

 

831995243

28/03/1995

0.025

836093972

28.03.2008

0.125

 

 

Details like Reg. No. type and value of vehicle/s owned: Rs.0.613 Millions

 

Capital investment in business. Name of Firm/ Company (As on latest Provisional Balance sheet date): Rs.1.713 Millions                

 

TOTAL ASSETS

 

RS.41.405 MILLIONS

 

 

Details of Loans in individual name/firms Name /Company’s Name:

 

Name/s of the Bank /other Institution and its branch                       : Axis Bank

 

Purpose and amount of Loan availed                    : Housing Loan - Car Loan- Rs.0.550 Millions

 

Present balance outstanding                                 : Housing Loan- Car Loan – Rs.0.169 Millions

 

 

------------------------------------------------------------------------------------------------------------------------------

 

VALUATION OF IMMOVABLE PROPERTY

 

GENERAL INFORMATION

 

Purpose for which valuation is made

Fair Market Value

BOB SME Branch

 

 

Date on which valuation is made

17.05.2014

 

 

Name of the Owner/Owners 

Nidhi Print Pack

A Partnership Firm with Partners – Shree Ramanbhai Kalidasbhai Patel, Shree narendrabhai Ramanlal Patel.

 

 

If the Property is under Joint Ownership/ Co-ownership share of each owner are the shares undivided?

Nidhi Print Pack

A Partnership Firm with Partners – Shree Ramanbhai Kalidasbhai Patel, Shree narendrabhai Ramanlal Patel.

 

 

Brief Description of the Property

Location, Street Ward No.

Survey/ Plot No of Land

It is Industrial Shed at Survey No342, Village, Bhavda Ta Saskroi 

 

 

Is the Property situated in residential/ Commercial/ Mixed Area/ Industrial area

Industrial Area

 

 

Classification of Locality High Class/ Middle Class/ Poor Class/

Middle Class

 

 

Proximity to civic amenities like School, Hospital, Offices, Market, Cinema etc.

All amenities are @ Stone’s throw

 

 

Means and Proximity to surface communication by which the locality is served.

By Road and Rixa

 

 

LAND

 

Area of land supported by documentary proof shape, dimensions and physical features.

Total N.A. Land as per Dastawej is 5121.00 smt. Land as per sanctioned Drg. Is 4595.00 smt= 5492 sq. yd. for valuation purpose land taken 5492 sqyd.

 

 

Roads, Streets or lanes on which the land is abutting.

Near AHD Indore six lane road about 15 km away from AHD 

 

 

Is it freehold or leasehold land

Freehold

 

 

If leasehold the name of lessor/ lease  nature of lease dates of commencement and termination of lease and terms of renewal of lease

Not Leasehold

 

 

IMPROVEMENTS

 

Is building owner-occupied tenanted/both?

Owner Occupied

 

 

What is the floor space index permissible and percentage actually utilized?

FSI as per rules in force

 

 

RENTS

 

Names of tenants/ lessees/ licensees etc.

Not Rented property

 

 

Give details of water and electricity charges, if any to be born by the owner.

Bills not received 

 

 

If a pump is installed. Who has to bear the cost of maintenance and operation? Owner or tenant 

1 HP 

 

 

Who has to bear the cost of electricity charges for lighting of common space, like entrance hall, stairs, passages, compound etc.

Owner

 

 

What is the amount of property tax who is to bear it? Give details with documentary proof?

Tax bill not received

 

 

SALES

 

 

 

Give instances of sales of immovable property in the locality on a separate sheet indicating the name and address of the property. Registration no sale price and area of land sold.

Valuation is done as per local inquiry 

 

 

Land rate adopted in this valuation

Rs.4000/- per sq. yd.

 

 

If sales instances are not available or relied upon the basis of arriving at the land rate.

Market Inquiry

 

 

COST OF CONSTRUCTION

 

Year of commencement of construction and year of completion.

2014

 

 

What was the method of construction by contract by employing labour direct/ by Both? 

Constructed by owner purpose of materails and engaging labopur.

 

 

For items of work done on contact produce copies of agreement

Lies with builder

 

 

No of Floor and Height of such floor

Only Ground Floor 

 

 

Plinth area floor wise (As per IS 386-1956)

1866.00 sq. yd.

 

 

Year of construction

2014

 

 

Estimated future life

50 years from date of report

 

 

Type of construction loans bearing wall R.C.C. frame/ Steel Frame

Load Bearing

 

 

Foundation

Open

 

 

Walls

a) Basement

b) Ground Floor

c) Super structure above ground floor

Brick Walls

 

 

Partitions

Brick partition walls

 

 

Door and Windows (Floor Wise)

Steel Shutter doors and Fully Glazed windows.

 

 

Finishing (Floor wise)

Cement

 

 

Roofing and Terracing

Galvanium Roof on steel Trusses 

 

 

Special architectural or decorative feature if any

Good Elevation

 

 

Internal wiring surface or conduit

Class of Fitting Superior Ordinary/ poor

Concealed and Superior 

 

 

Sanitary Installation:

One Toilet block

 

 

Class of fittings superior coloured/ superior white/ Ordinary

Superior

 

 

Compound Walls

Brick Masonry Compound Wall 6’-0” high

 

 

Underground sump, capacity and type of construction

10000 ltrs. 

 

 

Overhead tank

10000 ltrs. 

 

 

Pump No and their horse power

1 HP 

 

 

Road and paving within the compound.

No Pavement

 

 

Sewage disposal whether connected to Public sewers if septic tank

In Septic Tank. 

 

------------------------------------------------------------------------------------------------------------------------------

 

VALUATION OF IMMOVABLE PROPERTY

 

GENERAL INFORMATION

 

Purpose for which valuation is made

Fair Market Value

BOB SME Branch

 

 

Date on which valuation is made

17.05.2014

 

 

Name of the Owner/Owners 

Nishi Flexi Pack

Sole Proprietor – Kanubhai Ramanlal Patel

 

 

If the Property is under Joint Ownership/ Co-ownership share of each owner are the shares undivided?

Nidhi Flexi Pack

Sole Proprietor – Kanubhai Ramanlal Patel

 

 

Brief Description of the Property

Location, Street Ward No.

Survey/ Plot No of Land

Shed 71, Shreeji Industrial Estate, (Ex. Raipur Mill compound) TPS 11, FP-43/A/1 Saraspur. 

 

 

Is the Property situated in residential/ Commercial/ Mixed Area/ Industrial area

Industrial Area

 

 

Classification of Locality High Class/ Middle Class/ Poor Class/

Middle Class

 

 

Proximity to civic amenities like School, Hospital, Offices, Market, Cinema etc.

All amenities are @ Stone’s throw

 

 

Means and Proximity to surface communication by which the locality is served.

Bi Road and Rixa

 

 

LAND

 

Area of land supported by documentary proof shape, dimensions and physical features.

Land area is a per actual measurements

 

 

Roads, Streets or lanes on which the land is abutting.

Near Main Road

 

 

Is it freehold or leasehold land

Freehold

 

 

If leasehold the name of lessor/ lease  nature of lease dates of commencement and termination of lease and terms of renewal of lease

Not Leasehold

 

 

IMPROVEMENTS

 

Is building owner-occupied tenanted/both?

Tenanted

 

 

What is the floor space index permissible and percentage actually utilized?

FSI as per rules in force

 

 

RENTS

 

Names of tenants/ lessees/ licensees etc.

Totally rented property

 

 

Area any occupants related to or close business associates of the owner?

Rented property

 

 

Give details of water and electricity charges, if any to be born by the owner.

As per bills to be borned by tenant

 

 

If a pump is installed. Who has to bear the cost of maintenance and operation? Owner or tenant 

No Pump

 

 

Who has to bear the cost of electricity charges for lighting of common space, like entrance hall, stairs, passages, compound etc.

Tenant

 

 

What is the amount of property tax who is to bear it? Give details with documentary proof?

Rs.8504/-

 

 

SALES

 

 

 

Give instances of sales of immovable property in the locality on a separate sheet indicating the name and address of the property. Registration no sale price and area of land sold.

Valuation is done as premarket rates.

 

 

Land rate adopted in this valuation

Rs.50,000/- per sq. yd. (This is ex. Raipur Mill premises in heart of Saraspur)

 

 

If sales instances are not available or relied upon the basis of arriving at the land rate.

Market Inquiry

 

 

COST OF CONSTRUCTION

 

Year of commencement of construction and year of completion.

2006-2007

 

 

What was the method of construction by contract by employing labour direct/ by Both? 

Constructed by builder

 

 

For items of work done on contact produce copies of agreement

Lies with builder.

 

 

 

PROJECT VALUATION REPORT

 

Valuation report of the property of Nidhi Flexi Pack, Sole Proprietor- Shree Kanubhai Ramanlal Patel, Property under valuation – Shed 71, Shreeji Estate (Located at EX-Raipur Mill Compound) TPS – 11, FP-43/A/11, Mouje, Saraspur, AHD, shed dimensioned to-

 

Occupied land by Shed-40’-9”x13’-6”=500.00sft=61.00 sqyd.

Built up Ground Floor – 40’-9”x13’-6”=550.00 sft

First Floor – 40’-0”x13’-6”=550.00 sft

2nd Floor- 40’-9”x13’-6”=550.00 sft

----------------------------------------------------------------

Total = 1650.00 sft.

 

183.00 sq. yd

 

 

No of Floor and Height of such floor

Ground First and Second Floor

 

 

Plinth area floor wise (As per IS 386-1956)

183.00 sq. yd.

 

 

Year of construction

2006-2007

 

 

Estimated future life

50 years from date of report

 

 

Type of construction loans bearing wall R.C.C. frame/ Steel Frame

Load Bearing

 

 

Foundation

Open

 

 

Walls

a) Basement

b) Ground Floor

c) Super structure above ground floor

Brick Walls

 

 

Partitions

Brick pattittion walls

 

 

Door and Windows (Floor Wise)

Steel Shutter doors and Fully Glazed windows.

 

 

Flooring (Floor wise)

Tiles

 

 

Finishing (Floor wise)

Cement

 

 

Roofing and Terracing

R.C.C.

 

 

Special architectural or decorative feature if any

No Treatment

 

 

Internal wiring surface or conduit

Class of Fitting Superior Ordinary/ poor

Open Circuit Coper Wiring

 

 

Sanitary Installation:

One Toilet block

 

 

Class of fittings superior coloured/ superior white / Ordinary

Ordinary

 

 

Compound Walls

No Compound Wall.

 

 

Underground sump, capacity and type of construction

No Sump

 

 

Overhead tank

No Tank

 

 

Pump No and their horse power

No Pump

 

 

Road and paving within the compound.

No Pavement

 

 

Sewage disposal whether connected to Public sewers if septic tank

Muni Line

 

------------------------------------------------------------------------------------------------------------------------------

 

VALUATION OF IMMOVABLE PROPERTY

 

GENERAL INFORMATION

 

Purpose for which valuation is made

Fair Market Value

BOB SME Branch

 

 

Date on which valuation is made

17.05.2014

 

 

Name of the Owner/Owners 

Nidhi Plastic

Sole Proprietor – Narendrakumar Ramanlal Patel

 

 

If the Property is under Joint Ownership/ Co-ownership share of each owner are the shares undivided?

Nidhi Plastic

Sole Proprietor – Narendrakumar Ramanlal Patel

 

 

Brief Description of the Property

Location, Street Ward No.

Survey/ Plot No of Land

It is Industrial Shed 70, Shreeji Estate, Saraspur. TPS – 11, FP-43/*/1. Mouje, Saraspur.

 

 

Is the Property situated in residential/ Commercial/ Mixed Area/ Industrial area

Industrial Area

 

 

Classification of Locality High Class/ Middle Class/ Poor Class/

Middle Class

 

 

Proximity to civic amenities like School, Hospital, Offices, Market, Cinema etc.

All amenities are @ Stone’s throw

 

 

Means and Proximity to surface communication by which the locality is served.

By Road and Rixa

 

 

LAND

 

Area of land supported by documentary proof shape, dimensions and physical features.

Land area is a per actual measurements

 

 

Roads, Streets or lanes on which the land is abutting.

Near Main Road

 

 

Is it freehold or leasehold land

Freehold

 

 

If leasehold the name of lessor/ lease  nature of lease dates of commencement and termination of lease and terms of renewal of lease

Not Leasehold

 

 

IMPROVEMENTS

 

Is building owner-occupied tenanted/both?

Tenanted

 

 

What is the floor space index permissible and percentage actually utilized?

FSI as per rules in force

 

 

RENTS

 

Names of tenants/ lessees/ licensees etc.

Rented property

 

 

Area any occupants related to or close business associates of the owner?

Rented property

 

 

Give details of water and electricity charges, if any to be born by the owner.

As per bills to be borne by tenant

 

 

If a pump is installed. Who has to bear the cost of maintenance and operation? Owner or tenant 

No Pump

 

 

Who has to bear the cost of electricity charges for lighting of common space, like entrance hall, stairs, passages, compound etc.

Tenant

 

 

What is the amount of property tax who is to bear it? Give details with documentary proof?

Rs.8504/-

 

 

SALES

 

 

 

Give instances of sales of immovable property in the locality on a separate sheet indicating the name and address of the property. Registration no sale price and area of land sold.

Valuation is done as premarket rates.

 

 

Land rate adopted in this valuation

Rs.50,000/- per sq. yd. (This is Ex. Raipur Mill Compound premises in heart of Saraspur)

 

 

If sales instances are not available or relied upon the basis of arriving at the land rate.

Market Inquiry

 

 

COST OF CONSTRUCTION

 

Year of commencement of construction and year of completion.

2006-2007

 

 

What was the method of construction by contract by employing labour direct/ by Both? 

Constructed by builder

 

 

For items of work done on contact produce copies of agreement

Lies with the builder

 

 

 

PROJECT VALUATION REPORT

 

Valuation report of the property of Nidhi Plastic, Sole Proprietor- Narendrakumar Ramanlal Patel, Property under valuation – Shed 70, Shreeji Estate (Located at EX-Raipur Mill Compound) TPS – 11, FP-43/A/1, Mouje, Saraspur, AHD, shed dimensioned to-

 

Occupied land by Shed-40’-9”x13’-6”=500.12sft=61.11 sqyd.

Built up Ground Floor – 40’-9”x13’-0”=550.12 sft

First Floor – 40’-0”x13’-6”=550.12 sft

2nd Floor- 40’-9”x13’-6”=550.12 sft

----------------------------------------------------------------

Total = 1100.24 sft.

 

122.00 sq. yd

 

Mazanine Floor and Office on

Mazanine Floor – 12’0”x13’-6”=162 sq. ft.

Total 18.00 sq. yd.

 

No of Floor and Height of such floor

Ground First and Second Floor

 

 

Plinth area floor wise (As per IS 386-1956)

122.00 sq. yd.

 

 

Year of construction

2006-2007

 

 

Estimated future life

50 years from date of report

 

 

Type of construction loans bearing wall R.C.C. frame/ Steel Frame

Load Bearing

 

 

Foundation

Open

 

 

Walls

a) Basement

b) Ground Floor

c) Super structure above ground floor

Brick Walls

 

 

Partitions

Brick pattittion walls

 

 

Door and Windows (Floor Wise)

Steel Shutter doors and Fully Glazed windows.

 

 

Flooring (Floor wise)

Tiles

 

 

Finishing (Floor wise)

Cement

 

 

Roofing and Terracing

R.C.C.

 

 

Special architectural or decorative feature if any

No Treatment

 

 

Internal wiring surface or conduit

Class of Fitting Superior Ordinary/ poor

Open Circuit Coper Wiring

 

 

Sanitary Installation:

One Toilet block

 

 

Class of fittings superior coloured/ superior white / Ordinary

Ordinary

 

 

Compound Walls

No Compound Wall.

 

 

Underground sump, capacity and type of construction

No Sump

 

 

Overhead tank

No Tank

 

 

Pump No and their horse power

No Pump

 

 

Road and paving within the compound.

No Pavement

 

 

Sewage disposal whether connected to Public sewers if septic tank

Muni Line

 

------------------------------------------------------------------------------------------------------------------------------

 

 

FIXED ASSETS

 

·         Land

·         Factory Building

·         Plant and Machinery

·         Electrification

·         Other Equipments

·         Erection and Installation

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.00

UK Pound

1

Rs.99.35

Euro

1

Rs.80.62

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Analysis Done by :

SUM

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.