MIRA INFORM REPORT

 

 

Report Date :

20.06.2014

 

IDENTIFICATION DETAILS

 

Name :

PEP STORES (PTY) LTD

 

 

Registered Office :

Randor Street, Parow Industria, Cape Town, 7490, PO Box 6376, Parrow East, 7501

 

 

Country :

South Africa

 

 

Date of Incorporation :

18.01.1967

 

 

Com. Reg. No.:

M1967/000501/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Retail trade in textiles, clothing, footwear and leather goods

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

 

 


 

Subject Name

PEP STORES (PTY)LTD

Country

South Africa

Subject Contact Person

KAREN JOUBERT - Financial Manager

Assessment

This is a well-established and well -connected business. On investigation contact was made with the Financial Manager MRS. KAREN JOUBERT who declined to assist with any information on the subject. MRS. JOUBERT requested to know the name of the principal enquirer. MRS. JOUBERT stated that she will not divulge any information on the subject until the principal enquirer is know. Please see the available information on the subject below.

 

 

Company Information

 

Registered Name

PEP STORES (PTY)LTD

Trading as/ Division Name

PEP CLOTHING

Previous Name

None

Date of Name Change

None

Registration Number

M1967/000501/07

Registration Date

1967/01/18

Date Commenced Trading

1967-01-18

Age of Business

45 Years 9 Months

History of Business

The subject was established as a new business in 1967.

History of Principals

There are 4 active directors within the company.

Shareholders/Members/Partners of subject and % holding

100 % - PEPCOR HOLDINGS LIMITED 2003/020009/06

Authorised Share Capital

R 0.00

Issued Share Capital/Members Contribution

R 0.00

Status

In Business

Operations Assessment

Retail of Clothing

Industry/ Customers

The Public sector

Export

Declined

Export Countries

 

Import

Declined

Import Countries

 

Major Industry Code / SICC

6232

Definition of Code

Retail trade in textiles, clothing, footwear and leather goods

Head Office Physical Address

Randor Street, PAROW INDUSTRIA, CAPE TOWN, 7490

Head Office Postal Address

PO Box 6376, PARROW EAST, 7501

Current Tel Number

0219336729

Cell Number

Unavailable

Current Fax Number

0219336729

Current Email Address

karenj@pepstores.com

Web Site Address

www.pepstores.com

Comments

 

Auditors Information

 

Company Registered Name

PRICE WATERHOUSE COOPERS INCORPORATED

Trading Name

PWC

Registration Number

1998/012055/21

Physical Address

1 Waterhouse Place, Century City, Cape Town, 7441, South Africa

Postal Address

PO Box 2799, Cape Town, 8000, South Africa

Contact Person

VERA BOETES

Contact Number

0215292000

Email

vera.boetes@za.pwc.com

Principals

248

Judgements Against Subject

None On Record

Judgements Against Principals

None On Record

Subject Verified as Client

Yes

Practice Number

901091E

VAT Number

4950174682

Tax Number

9343032844

BEE Status

 

Financial Year End

June

No of years in Business

14

Website

www.pwc.co.za

Comment

 

 

Previous Auditors Information - No Information on Record

 

Tax Information - No Information on Record

 

Black Economic Empowerment Information - No Information on Record

 

ISO Information - No Information on Record

 

Work Mans Information - No Information on Record

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees Information - No Information on Record

 

Company Fleet Information - No Information on Record

 

Offices Information - No Information on Record

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisational Ohart - No Information on Record

 

Company Structure (Ownership)

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

100 % - PEPCOR HOLDINGS LIMITED

PEP STORES (PTY) LTD

PEP CLOTHING

 

 

Key Deals - No Information on Record

 

Trade References Information - No Information on Record

 

 

Adverse Information on Subject

 

Judgements - No information on record

 

BusinessRescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank Information - No Information on Record

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Principals

 

Number of Principals

4

Average Age of Active Principals

53

Active Principals

Principal - 1 of 4

JOHANN KRUGER

Surname

KRUGER

First Name

JOHANN

Other Names

BERNARD

Marital Status

Married

ID Number

6204065033088

Verified ID Number

Yes

Current Age

50

Designation

BUSINESSMAN

Status

Active

Appointment Date

2002/02/15

Physical Address (at time of Appointment)

7 HERMINA AVENUE, CONSTANTIA, 7806

Postal Address

P O BOX 44458, CLAREMONT, 7700

Current Tel Number

0219372301

Cell number

 

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for JOHANN KRUGER

 

Principal's Current Business Interests - No information on record

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

Principal - 2 of 4

 

GEORGE STEYN

 

Surname

STEYN

First Name

GEORGE

Other Names

None

Marital Status

Married

ID Number

5904085013082

Verified ID Number

Yes

Current Age

53

Designation

Director

Status

Active

Appointment Date

1998/07/31

Physical Address (at time of Appointment)

51 VAN DER STAAL STREET, STELLENBOSCH, 7600

Postal Address

51 VAN DER STAAL STREET, 7600

Current Tel Number

0219373519

Cell number

0828070882

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for JOHANN KRUGER

 

Principal's Current Business Interests - No information on record

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

Principal - 3 of 4

 

JOHANN CILLIERS

 

Surname

CILLIERS

First Name

JOHANN

Other Names

None

Marital Status

Married

ID Number

5909155218008

Verified ID Number

Yes

Current Age

53

Designation

Director

Status

Active

Appointment Date

1998/01/02

Physical Address (at time of Appointment)

TUGERLASTRAAT 3, VYGEBOOM, DURBANVILLE, 7550

Postal Address

P O BOX 2806, DURBANVILLE, 7551

Current Tel Number

0126430011

Cell number

0828027181

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for JOHANN KRUGER

 

Principal's Current Business Interests - No information on record

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record

 

Principal - 4 of 4

 

ANDRE LABUSCHAGNE

 

Surname

LABUSCHAGNE

First Name

ANDRE

Other Names

CASPER

Marital Status

Married

ID Number

5511235068005

Verified ID Number

Yes

Current Age

57

Designation

Director

Status

Active

Appointment Date

1998/01/02

Physical Address (at time of Appointment)

3 LORELEI STREET, EVESDAL, DURBANVILLE, 7550

Postal Address

P O BOX 2545, CAPE TOWN, CAPE TOWN, 8000

Current Tel Number

0214250215

Cell number

0825510110

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for JOHANN KRUGER

 

Principal's Current Business Interests - No information on record

 

Principal's Previous Business Interests - No information on record

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.00

UK Pound

1

Rs.102.05

Euro

1

Rs.81.71

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.