MIRA INFORM REPORT

 

 

Report Date :

25.06.2014

 

IDENTIFICATION DETAILS

 

Name :

MAINPOL GMBH

 

 

Registered Office :

Daimlerstr. 10, D 73095 Albershausen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

1976

 

 

Com. Reg. No.:

HRB 533433

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Agents involved in the sale of textiles, apparel, footwear and leatherware

·         Wholesale of leather goods, luggage, giftware and advertising articles

 

 

No. of Employees :

83

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

 

 

 


Company name and address

 

MAINPOL GMBH

 

Company Status:          active

                                    Daimlerstr. 10

                                    D 73095 Albershausen

                                    Telephone:07161/30020

                                    Telefax:  07161/300233

                                    Homepage: www.MAINPOL.de

                                    E-mail:   info@MAINPOL.de

 

VAT no.:                       DE218902235

Tax ID number:              63007/02456

 

 

Company summary

 

LEGAL FORM               Private limited company

Date of foundation:       1976

Shareholders'

agreement:                    27.08.2001

Registered on:              18.09.2001

Commercial Register:    Local court 89073 Ulm

under:                                       HRB 533433

 

Share capital:                          EUR          1,000,000.00

 

Shareholder:

                     Johann Hans-Dieter Pöll

                     Helferichstr. 4

                     D 73033 Göppingen

                     born: 06.09.1946

                     Share:             EUR            500,000.00

Shareholder:

                     Miguel Shlafrok

                     Agraciada 3304 P 601

                     ROU  monteviedo

                     born: 01.04.1939

                     Share:             EUR            500,000.00

Manager:

                     Johann Hans-Dieter Pöll

                     Helferichstr. 4

                     D 73033 Göppingen

                     born: 06.09.1946

                     Profession: Businessman

                     Marital status: married


Manager:

                     Miguel Shlafrok

                     ROU - Montevideo

                     born: 01.04.1939

Manager:

                     Wolfgang Schmitt

                     Stettiner Str. 8

                     D 63843 Niedernberg

                     born: 25.03.1963

                     Marital status: married

 

Further functions/participations of Johann Hans-Dieter Pöll

(Manager)

Limited partner:

                     Mainpol Pöll GmbH & Co. KG

                     Daimlerstr. 10

                     D 73095 Albershausen

                     Legal form: Ltd partnership with priv. ltd.

                                 company as general partner

                     Total cap.         EUR            104,000.00

                     contribution:

                     Share:             EUR             52,000.00

                     Registered

                     on:         10.06.1976

                     Reg. data:  89073 Ulm, HRA 531255

Shareholder:

                     P & S Verwaltungs-GmbH

                     Daimlerstr. 10

                     D 73095 Albershausen

                     Legal form: Private limited company

                     Share capital:     EUR             25,000.00

                     Share:             EUR             12,500.00

                     Registered

                     on:         23.11.2004

                     Reg. data:  89073 Ulm, HRB 533938

Manager:

                     P & S Verwaltungs-GmbH

                     Daimlerstr. 10

                     D 73095 Albershausen

                     Legal form: Private limited company

                     Share capital:     EUR             25,000.00

                     Registered

                     on:         23.11.2004

                     Reg. data:  89073 Ulm, HRB 533938

 

Further functions/participations of Miguel Shlafrok (Manager)

Limited partner:

                     Mainpol Pöll GmbH & Co. KG

                     Daimlerstr. 10

                     D 73095 Albershausen

                     Legal form: Ltd partnership with priv. ltd.

                                 company as general partner

                     Total cap.         EUR            104,000.00

                     contribution:

                     Share:             EUR             52,000.00

                     Registered

                     on:         10.06.1976

                     Reg. data:  89073 Ulm, HRA 531255

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

4616    Agents involved in the sale of textiles, apparel, footwear and leatherware

46493   Wholesale of leather goods, luggage, giftware and advertising articles

 

 

BRANCHES AND FACTORIES

 

Branch:

                     MAINPOL GmbH

                     Manderscheidtstr. 84

                     D 45141 Essen

 

 

FINANCIAL INFORMATION

 

Payment experience:     within periods customary in this trade

 

Negative information:    We have no negative information at hand.

 

Balance sheet year:       2012

 

 

REAL ESTATE

 

Type of ownership:   Tenant

Address              Daimlerstr. 10

                     D 73095 Albershausen

 

Real Estate of:      Wolfgang Schmitt

Type of ownership:   Tenant

Address              Stettiner Str. 8

                     D 63843 Niedernberg

 

Land register documents were not available.

 

 

BANKERS

 

Principal bank

BANKHAUS GEBR. MARTIN, 73033 GÖPPINGEN

Sort. code: 61030000

BIC: MARBDE6GXXX

 

Further banks

COMMERZBANK, 73002 GÖPPINGEN

Sort. code: 61040014

BIC: COBADEFFXXX

DEUTSCHE BANK, 73003 GÖPPINGEN

Sort. code: 61070078

BIC: DEUTDESS610

COMMERZBANK VORMALS DRESDNER BANK, 73003 GÖPPINGEN

Sort. code: 61080006

BIC: DRESDEFF610

KREISSPARKASSE GÖPPINGEN, 73007 GÖPPINGEN

Sort. code: 61050000

BIC: GOPSDE6GXXX

 

 

FINANCIAL FIGURES

 

Gross profit or loss:      2012               EUR          8,905,135.00

Profit:                           2012               EUR            650,604.00

Equipment:                                        EUR            104,957.00

Ac/ts receivable:                                EUR          5,521,918.00

Liabilities:                                           EUR         10,321,993.00

Employees:                                                                        83

- thereof permanent staff:                                                                83

 

 

BALANCE SHEETS

 

Balance sheet ratios 01.01.2012 - 31.12.2012

Equity ratio [%]:                           22.01

Liquidity ratio:                            0.55

Return on total capital [%]:            3.61

 

Balance sheet ratios 01.01.2011 - 31.12.2011

Equity ratio [%]:                        15.85

Liquidity ratio:                            0.59

Return on total capital [%]:          7.95

 

Balance sheet ratios 01.01.2010 - 31.12.2010

Equity ratio [%]:                                        16.61

Liquidity ratio:                                0.66

Return on total capital [%]:               4.97

 

Balance sheet ratios 01.01.2009 - 31.12.2009

Equity ratio [%]:                        14.49

Liquidity ratio:                           0.85

Return on total capital [%]:            4.64

 

Equity ratio

The equity ratio indicates the portion of the equity as compared

to the total capital. The higher the equity ratio, the better the

economic stability (solvency) and thus the financial autonomy of

a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted

receivables and net liabilities. The higher the ratio, the lower

the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on

the total capital employed in the company. The higher the return

on total capital, the more economically does the company work

with the invested capital.

 

Type of balance sheet:               Company balance sheet

 

Financial year:      01.01.2012 - 31.12.2012

 

ASSETS                                  EUR         18,042,989.14

 Fixed assets                           EUR            952,692.59

  Intangible assets                     EUR            835,735.59

   Internally generated industrial

   property rights and similar rights

   and assets                           EUR            175,506.59

   Other / unspecified intangible assetsEUR            660,229.00

  Tangible assets                       EUR            116,957.00

   Plant / machinery                    EUR             12,000.00

   Other tangible assets / fixtures and

   fittings                             EUR            104,957.00

 Current assets                         EUR         16,856,459.08

  Stocks                                EUR         11,092,710.68

  Accounts receivable                   EUR          5,521,917.80

  Liquid means                          EUR            241,830.60

 Remaining other assets                 EUR            233,837.47

  Accruals (assets)                     EUR            233,837.47

 

LIABILITIES                             EUR         18,042,989.14

 Shareholders' equity                   EUR          3,970,518.79

  Capital                               EUR          1,000,000.00

   Subscribed capital (share capital)   EUR          1,000,000.00

  Reserves                              EUR            700,000.00

   Capital reserves                     EUR            700,000.00

  Balance sheet profit/loss (+/-)       EUR          2,270,518.79

   Profit / loss brought forward        EUR          1,619,914.83

   Annual surplus / annual deficit      EUR            650,603.96

 Items between shareholders' equity and

 debt capital                           EUR          3,100,000.00

  Mezzanine financing                   EUR          3,100,000.00

   Subordinated loans                   EUR          3,100,000.00

 Provisions                             EUR            609,921.91

 Liabilities                            EUR         10,321,993.44

  Financial debts                       EUR          8,528,629.20

   Liabilities due to banks             EUR          8,528,629.20

  Other liabilities                     EUR          1,793,364.24

   Unspecified other liabilities        EUR          1,793,364.24

 Other liabilities                      EUR             40,555.00

  Deferred taxes (not included under

  provisions/liabilities)               EUR             40,555.00

 

PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm. Code (HGB)

 

 Gross result (+/-)                     EUR          8,905,134.84

 Staff expenses                         EUR          3,306,162.97

  Wages and salaries                    EUR          2,788,803.35

  Social security contributions and

  expenses for pension plans and

  benefits                              EUR            517,359.62

 Total depreciation                     EUR             92,148.70

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR             92,148.70

 Other operating expenses               EUR          3,536,718.23

 Operating result from continuing

 operations                             EUR          1,970,104.94

 Result from participating interests

 (+/-)                                  EUR            -30,499.70

  Expenses for participations           EUR             30,499.70

   Expenses for other participations    EUR             30,499.70

 Interest result (+/-)                  EUR         -1,016,579.12

  Interest and similar income           EUR             19,415.94

  Interest and similar expenses         EUR          1,035,995.06

 Financial result (+/-)                 EUR         -1,047,078.82

 Result from ordinary operations (+/-)  EUR            923,026.12

 Income tax / refund of income tax (+/-)EUR           -264,551.11

 Other taxes / refund of taxes          EUR             -7,871.05

 Tax (+/-)                              EUR           -272,422.16

 Annual surplus / annual deficit        EUR            650,603.96

 

Type of balance sheet:               Company balance sheet

 

Financial year:      01.01.2011 - 31.12.2011

 

ASSETS                                  EUR         20,628,212.09

 Fixed assets                           EUR            181,243.00

  Intangible assets                     EUR            120,916.00

   Other / unspecified intangible assetsEUR            120,916.00

  Tangible assets                       EUR             60,327.00

   Plant / machinery                    EUR             15,000.00

   Other tangible assets / fixtures and

   fittings                             EUR             45,327.00

 Current assets                         EUR         20,224,308.11

  Stocks                                EUR         13,672,416.42

  Accounts receivable                   EUR          6,529,616.92

   Other debtors and assets             EUR          6,529,616.92

  Liquid means                          EUR             22,274.77

 Remaining other assets                 EUR            222,660.98

  Accruals (assets)                     EUR            222,660.98

 

LIABILITIES                             EUR         20,628,212.09

 Shareholders' equity                   EUR          3,319,914.83

  Capital                               EUR          1,000,000.00

   Subscribed capital (share capital)   EUR          1,000,000.00

  Reserves                              EUR            700,000.00

   Capital reserves                     EUR            700,000.00

  Balance sheet profit/loss (+/-)       EUR          1,619,914.83

   Profit / loss brought forward        EUR            967,731.77

   Annual surplus / annual deficit      EUR            652,183.06

 Items between shareholders' equity and

 debt capital                           EUR          5,460,000.00

  Mezzanine financing                   EUR          5,460,000.00

   Contributions of silent partners     EUR          5,460,000.00

 Provisions                             EUR            718,284.41

 Liabilities                            EUR         11,110,936.85

  Financial debts                       EUR          9,440,177.47

   Liabilities due to banks             EUR          9,440,177.47

  Other liabilities                     EUR          1,670,759.38

   Unspecified other liabilities        EUR          1,670,759.38

 Other liabilities                      EUR             19,076.00

  Deferred taxes (not included under

  provisions/liabilities)               EUR             19,076.00

 

PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm. Code (HGB)

 

 Gross result (+/-)                     EUR         11,000,627.10

 Staff expenses                         EUR          3,405,039.97

  Wages and salaries                    EUR          2,868,506.69

  Social security contributions and

  expenses for pension plans and

  benefits                              EUR            536,533.28

 Total depreciation                     EUR             38,631.53

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR             38,631.53

 Other operating expenses               EUR          4,338,880.39

 Operating result from continuing

 operations                             EUR          3,218,075.21

 Result from participating interests

 (+/-)                                  EUR            -89,471.54

  Expenses for participations           EUR             89,471.54

   Expenses for other participations    EUR             89,471.54

 Interest result (+/-)                  EUR         -1,228,569.67

  Interest and similar income           EUR             35,278.72

  Interest and similar expenses         EUR          1,263,848.39

 Financial result (+/-)                 EUR         -1,318,041.21

 Result from ordinary operations (+/-)  EUR          1,900,034.00

 Extraordinary expenses                 EUR            983,732.26

 Extraordinary result (+/-)             EUR           -983,732.26

 Income tax / refund of income tax (+/-)EUR           -256,082.83

 Other taxes / refund of taxes          EUR             -8,035.85

 Tax (+/-)                              EUR           -264,118.68

 Annual surplus / annual deficit        EUR            652,183.06


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.11

UK Pound

1

Rs.102.32

Euro

1

Rs.81.75

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.