MIRA INFORM REPORT

 

 

Report Date :

27.06.2014

 

IDENTIFICATION DETAILS

 

Name :

SPECTRIS PTE. LTD.

 

 

Formerly Known As :

BTG SEA PTE LTD

 

 

Registered Office :

31, Kaki Bukit Road 3, 04 - 05, Techlink, 417818

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

22.04.1981

 

 

Com. Reg. No.:

198101779-G

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Manufacture and repair of process control equipment

 

 

No. of Employees :

66

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. Real GDP growth averaged 8.6% between 2004 and 2007. The economy contracted 0.8% in 2009 as a result of the global financial crisis, but rebounded 14.8% in 2010, on the strength of renewed exports, before slowing to 5.2% in 2011 and 1.3% in 2012, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity, which has sunk to an average of about 1.0% in the last decade. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub

Source : CIA


EXECUTIVE SUMMARY

 

REGISTRATION NO.

:

198101779-G

COMPANY NAME

:

SPECTRIS PTE. LTD.

FORMER NAME

:

BTG SEA PTE LTD (06/01/1996)
SPECTRIS PTE LTD (06/01/1996)
BTG BONNIER TECHNOLOGY PTE LTD (10/08/1989)

INCORPORATION DATE

:

22/04/1981

 

 

 

 

 

 

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

 

 

 

 

 

 

REGISTERED ADDRESS

:

31, KAKI BUKIT ROAD 3, 04 - 05, TECHLINK, 417818, SINGAPORE.

BUSINESS ADDRESS

:

31 KAKI BUKIT ROAD 3, #04-05/07 TECHLINK, 417818, SINGAPORE.

TEL.NO.

:

65-64960336

FAX.NO.

:

65-64960354

CONTACT PERSON

:

JAMES CHARLES WEBSTER ( DIRECTOR )

 

 

 

 

 

 

PRINCIPAL ACTIVITY

:

MANUFACTURE AND REPAIR OF PROCESS CONTROL EQUIPMENT

 

 

 

ISSUED AND PAID UP CAPITAL

:

564,321.00 ORDINARY SHARE, OF A VALUE OF SGD 21,892,382.00

 

 

 

SALES

:

EUR 55,172,000 [2012]

NET WORTH

:

EUR 38,269,000 [2012]

 

 

 

STAFF STRENGTH

:

66 [2013]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

STRONG

PAYMENT

:

POOR

MANAGEMENT CAPABILITY

:

AVERAGE

 

 

 

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

GOOD

INDUSTRY OUTLOOK

:

MATURE

 


 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) manufacture and repair of process control equipment.

 

Share Capital History

Date

Authorised Shared Capital

Issue & Paid Up Capital

31/07/2013

SGD 21,892,382.00

SGD 21,892,382.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

SPECTRIS GROUP HOLDINGS LIMITED

HERITAGE HOUSE, CHURCH ROAD, EGHAM, SURREY TW20 9QD, UNITED KINGDOM.

UK011040

564,321.00

100.00

 

 

 

---------------

------

 

 

 

564,321.00

100.00

 

 

 

============

=====

+ Also Director

 

The Subject interest in other companies (Subsidiaries/Associates) are shown as follow :

 

Local No

Country

Company

(%)

As At

 

CHINA

HOTTINGER BALDWIN (SUZHOU) ELECTRONIC MEASUREMENT TECHNOLOGY CO., LTD

100.00

31/12/2012

 

 

 

 

 

 

CHINA

SPECTRIS INSTRUMENTATION & SYSTEM SHANGHAI LTD

100.00

31/12/2012

 

 

 

 

 



DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

KENNETH DOUGAL TURNER SMITH

Address

:

ROUTE D'ORON 4, 1083 MEZIERES, VAUD, SWITZERLAND.

IC / PP No

:

761232426

 

 

 

 

 

 

 

 

 

Nationality

:

BRITISH

Date of Appointment

:

15/08/2011

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 2

 

Name Of Subject

:

TAN TENG GUAN

Address

:

9, GREENLEAF VIEW, BAN GUAN PARK, 279249, SINGAPORE.

IC / PP No

:

S1374503Z

 

 

 

 

 

 

 

 

 

Nationality

:

SINGAPOREAN

Date of Appointment

:

11/12/1995

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 3

 

Name Of Subject

:

JAMES CHARLES WEBSTER

Address

:

6, OAK DRIVE, HIGHWORTH WITSHIRE, SN6 7BP, UNITED KINGDOM.

IC / PP No

:

093158341

 

 

 

 

 

 

 

 

 

Nationality

:

BRITISH

Date of Appointment

:

21/07/2006

 

 

 

 

 

 

 

 

 

 

 

 



MANAGEMENT

 

1)

Name of Subject

:

JAMES CHARLES WEBSTER

 

Position

:

DIRECTOR

 

 

 

 

 

AUDITOR

 

Auditor

:

KPMG LLP

Auditor' Address

:

N/A

 

 

 

 

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

JULIANA LOH JOO HUI

 

IC / PP No

:

S2558149J

 

 

 

 

 

Address

:

22, SAINT GEORGE'S ROAD, 12 - 182, 321022, SINGAPORE.

 

 

 

 

 

 

 

 

 

 

 

 

 

BANKING


No Banker found in our databank.

 

ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

 

 

LEGAL CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

PAYMENT RECORD

 

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A

 

 

 


The Subject refused to disclose its suppliers.

The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

 

]

 

Good 31-60 Days

[

 

]

 

Average 61-90 Days

[

 

]

 

Fair 91-120 Days

[

 

]

 

Poor >120 Days

[

X

]

 

 

 

 

 

 




 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

 

 

 

Export Market

:

ASIA

Credit Term

:

N/A

 

 

 

 

 

 

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

OPERATIONS

 

Products manufactured

:

PROCESS CONTROL EQUIPMENT

 

 

 

 

Total Number of Employees:

YEAR

2013

 


GROUP

N/A

 

 

 

 

 

 

 

 

COMPANY

66

 

 

 

 

 

 

 

 

 

Branch

:

NO

 

Other Information:


The Subject is principally engaged in the (as a / as an) manufacture and repair of process control equipment.

The Subject refused to disclose its operation.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-64960336

Match

:

N/A

 

 

 

Address Provided by Client

:

31 KAKI BUKIT ROAD 3, #06-04/05, TECHLINK SINGAPORE 417818

Current Address

:

31 KAKI BUKIT ROAD 3, #04-05/07 TECHLINK, 417818, SINGAPORE.

Match

:

NO

 

 

 

 

Other Investigations


we contacted one of the staff from the Subject and she provided some information on the Subject.

The address provided is incorrect.

The Subject refused to disclose its banker.


FINANCIAL ANALYSIS

 

Profitability

 

 

 

 

 

 

Turnover

:

Increased

[

7.71%

]

 

Profit/(Loss) Before Tax

:

Increased

[

268.14%

]

 

Return on Shareholder Funds

:

Favourable

[

40.96%

]

 

Return on Net Assets

:

Favourable

[

44.39%

]

 

 

 

 

 

 

 

 

The higher turnover could be attributed to the favourable market condition.The higher profit could be attributed to the increase in turnover. Generally the Subject was profitable. The favourable return on shareholders' funds and return on net assets indicate that the Subject's management was efficient in utilising the assets to generate returns.

 

 

 

 

 

 

 

Working Capital Control

 

 

 

 

 

 

Stock Ratio

:

Favourable

[

31 Days

]

 

Debtor Ratio

:

Favourable

[

41 Days

]

 

Creditors Ratio

:

Unfavourable

[

122 Days

]

 

 

 

 

 

 

 

 

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The unfavourable creditors' ratio could be due to the Subject taking advantage of the credit granted by its suppliers. However this may affect the goodwill between the Subject and its suppliers and the Subject may inadvertently have to pay more for its future supplies.

 

 

 

 

 

 

 

Liquidity

 

 

 

 

 

 

Liquid Ratio

:

Favourable

[

2.09 Times

]

 

Current Ratio

:

Favourable

[

2.35 Times

]

 

 

 

 

 

 

 

 

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

 

 

 

 

 

 

 

Solvency

 

 

 

 

 

 

Interest Cover

:

Nil

[

0.00 Times

]

 

Gearing Ratio

:

Favourable

[

0.00 Times

]

 

 

 

 

 

 

 

 

The Subject's interest cover was nil as it did not pay any interest during the year. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Overall Assessment :

 

 

 

 

 

 

Generally, the Subject's performance has improved with higher turnover and profit. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. The Subject did not make any interest payment during the year. The Subject was dependent on its shareholders' funds to finance its business needs. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

 

 

 

 

 

 

 

Overall financial condition of the Subject : STRONG

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators :

2008

2009

2010

2011

2012

 

 

 

 

 

 

Population (Million)

4.84

4.98

5.08

5.18

5.31

Gross Domestic Products ( % )

1.5

<0.8>

14.5

4.9

1.3

Consumer Price Index

6.6

0.6

2.8

5.2

4.6

Total Imports (Million)

450,892.6

356,299.3

423,221.8

459,655.1

474,554.0

Total Exports (Million)

476,762.2

391,118.1

478,840.7

514,741.2

510,329.0

 

 

 

 

 

 

Unemployment Rate (%)

2.2

3.2

2.2

2.1

2.0

Tourist Arrival (Million)

10.12

9.68

11.64

13.17

14.37

Hotel Occupancy Rate (%)

81.0

75.8

85.6

86.5

86.4

Cellular Phone Subscriber (Million)

1.31

1.37

1.43

1.50

1.52

 

 

 

 

 

 

Registration of New Companies (No.)

25,327

26,414

29,798

32,317

31,892

Registration of New Companies (%)

<2.2>

4.3

12.8

8.5

<1.3>

Liquidation of Companies (No.)

10,493

22,393

15,126

19,005

17,218

Liquidation of Companies (%)

13.7

113.4

<32.5>

25.6

9.4

 

 

 

 

 

 

Registration of New Businesses (No.)

24,850

26,876

23,978

23,494

24,788

Registration of New Businesses (%)

0.36

8.15

<10.78>

2.02

5.51

Liquidation of Businesses (No.)

21,150

23,552

24,211

23,005

22,489

Liquidation of Businesses (%)

<0.8>

11.4

2.8

<5>

<2.2>

 

 

 

 

 

 

Bankruptcy Orders (No.)

2,326

2,058

1,537

1,527

1,748

Bankruptcy Orders (%)

<15.9>

<11.5>

<25.3>

<0.7>

14.5

Bankruptcy Discharges (No.)

1,500

3,056

2,252

1,391

1,881

Bankruptcy Discharges (%)

<7.7>

103.7

<26.3>

<38.2>

35.2

 

 

 

 

 

 

INDUSTRIES ( % of Growth ) :

 

 

 

 

 

Agriculture

 

 

 

 

 

Production of Principal Crops

<0.32>

3.25

<0.48>

4.25

3.64

Fish Supply & Wholesale

<6.31>

<1.93>

<10.5>

12.10

<0.5>

 

 

 

 

 

 

Manufacturing *

74.6

71.5

92.8

100.0

100.3

Food, Beverages & Tobacco

94.8

90.4

96.4

100.0

103.5

Textiles

180.1

145.9

122.1

100.0

104.0

Wearing Apparel

334.6

211.0

123.3

100.0

92.1

Leather Products & Footwear

128.2

79.5

81.8

100.0

98.6

Wood & Wood Products

132.0

101.4

104.0

100.0

95.5

Paper & Paper Products

101.0

95.4

106.1

100.0

97.4

Printing & Media

118.2

100.9

103.5

100.0

93.0

Crude Oil Refineries

113.1

96.4

95.6

100.0

99.4

Chemical & Chemical Products

84.5

80.3

97.6

100.0

100.5

Pharmaceutical Products

43.7

49.1

75.3

100.0

109.7

Rubber & Plastic Products

120.1

101.2

112.3

100.0

96.5

Non-metallic Mineral

96.5

91.9

92.5

100.0

98.2

Basic Metals

109.8

92.6

102.2

100.0

90.6

Fabricated Metal Products

101.3

90.8

103.6

100.0

104.3

Machinery & Equipment

65.0

57.3

78.5

100.0

112.9

Electrical Machinery

81.7

86.8

124.1

100.0

99.3

Electronic Components

93.1

85.2

113.6

100.0

90.6

Transport Equipment

102.0

96.0

94.0

100.0

106.3

 

 

 

 

 

 

Construction

45.90

<36.9>

14.20

20.50

28.70

Real Estate

<11.2>

1.4

21.3

25.4

31.9

 

 

 

 

 

 

Services

 

 

 

 

 

Electricity, Gas & Water

<1.3>

1.70

4.00

7.00

6.30

Transport, Storage & Communication

11.60

3.90

12.80

7.40

5.30

Finance & Insurance

<5.9>

<16.4>

<0.4>

8.90

0.50

Government Services

17.40

4.50

9.70

6.90

6.00

Education Services

0.50

0.10

<0.9>

<1.4>

0.30

 

 

 

 

 

 

* Based on Index of Industrial Production (2011 = 100)

 

 

 

 

 




 

INDUSTRY ANALYSIS

 

INDUSTRY :

MANUFACTURING

 

 

 

The manufacturing sector contracted by 1.1% in the fourth quarter of 2012, led by declines in the electronics and precision engineering clusters. These clusters were weighed down by weak global demand for semiconductors and semiconductor-related equipment. For the whole year of 2012, the manufacturing sector grew by 0.1%, significantly lower than the 7.8% recorded in 2011 when the sector was boosted by a surge in the growth of the biomedical manufacturing cluster.

 

Output of the biomedical manufacturing cluster grew by 2.4% in the fourth quarter. The expansion was driven by the medical technology segment which grew by a healthy 9.2%, benefitting from robust export demand for medical devices. The pharmaceuticals segment also grew by a modest 1.1%. For 2012, the biomedical manufacturing cluster expanded by 9.9%.

 

Output of the transport engineering cluster expanded by 4.9% in the fourth quarter. The aerospace segment grew by 6.2%, supported by higher demand for repair jobs from commercial airlines. Similarly, the marine & offshore engineering segment expanded by 5.0%, on the back of higher contributions from oil rig projects and oilfield equipment components. In the year 2012, the transport engineering cluster surged by 11%.

 

The output of the precision engineering cluster shrank by 1.3% in the fourth quarter. The decline was led by the 5.3% contraction in the machinery & systems segment, which saw weak export demand for semiconductor-related equipment. On the other hand, the precision modules & components segment grew by 2.9%, supported by higher production of optical instruments & photographic equipment and electronic connectors. In 2012, the precision engineering cluster expanded by 1.3%.

 

The general manufacturing cluster's output grew by 1.2% in the fourth quarter, driven by the 6.4% growth in the miscellaneous industries segment. The segment's growth was supported by higher production of batteries and constructionrelated materials. By contrast, the printing and food, beverages & tobacco segments declined by 6.4% and 1.3% respectively. For 2012, the general manufacturing cluster grew by 2.0%.

 

The chemicals cluster's output grew by 7.7% in the fourth quarter. The petrochemicals and petroleum segments registered growth of 9.3% and 6.3% respectively, partly due to the low base from plant shutdowns in end of 2011. The specialty chemicals segment also expanded by 8.0% on the back of higher regional demand. For the year 2012, the chemicals cluster declined by 0.4%, primarily due to weak regional demand for specialty chemicals in the second and third quarter of 2012.

 

Output of the electronics cluster contracted by 10% in the fourth quarter, led by the semiconductors and computer peripherals segments which contracted by 13% and 15% respectively. By contrast, the data storage segment grew by 7.8%, mainly due to the low base in end of 2011 when floods in Thailand had disrupted the supply chain for data storage products. For the whole of 2012, the electronics cluster contracted by 11%.

 

 

OVERALL INDUSTRY OUTLOOK : MATURE




 

CREDIT RISK EVALUATION & RECOMMENDATION

 

Incorporated in 1981, the Subject is a Private Limited company, focusing on manufacture and repair of process control equipment. The Subject has been in business for over two decades. It has built up a strong clientele base and good reputation will enable the Subject to further enhance its business in the near term.  The Subject is expected to enjoy a stable market shares. Having strong support from its shareholder has enabled the Subject to remain competitive despite the challenging business environment. The Subject has strong capital position. We are confident with the Subject's business and its future growth prospect.

Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. Being a moderate size company, the Subject has a total workforce of 66 employees in its business operations. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

We noted that both the turnover and profits have increased compared to the previous year. The higher profit could be due to increase in turnover and better control over its operating costs. Based on the higher profitability, the Subject has generated a favourable return based on its existing shareholders' funds which indicated that the management was efficient in utilising its funds to generate income. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. Given a positive net worth standing at EUR 38,269,000, the Subject should be able to maintain its business in the near terms.

The poor payment habit may affect the goodwill between the Subject and its suppliers and the Subject may inadvertently have to pay more for its future supplies.

The industry has reached its optimum level and is generally stable. It is saturated and very competitive. Thus, the Subject's growth prospect is very much depends on its capacity in sustaining its performance in the market.

Based on the above condition, we recommend credit be granted to the Subject promptly.

 

 

 

PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

SPECTRIS PTE. LTD.

 

Financial Year End

2012-12-31

2011-12-31

Months

12

12

Consolidated Account

Company

Company

Audited Account

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

Financial Type

FULL

FULL

Currency

EUR

EUR

 

 

 

TURNOVER

55,172,000

51,224,000

Other Income

14,445,000

2,597,000

 

----------------

----------------

Total Turnover

69,617,000

53,821,000

Costs of Goods Sold

<44,190,000>

<41,881,000>

 

----------------

----------------

Gross Profit

25,427,000

11,940,000

 

----------------

----------------

 

 

 

PROFIT/(LOSS) FROM OPERATIONS

16,986,000

4,614,000

 

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

16,986,000

4,614,000

Taxation

<1,311,000>

<937,000>

 

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

15,675,000

3,677,000

 

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

 

As previously reported

8,037,000

4,360,000

 

----------------

----------------

As restated

8,037,000

4,360,000

 

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

23,712,000

8,037,000

 

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

23,712,000

8,037,000

 

=============

=============

 

 

 

 

BALANCE SHEET

 

SPECTRIS PTE. LTD.

 

ASSETS EMPLOYED:

 

 

FIXED ASSETS

270,000

261,000

 

 

 

LONG TERM INVESTMENTS/OTHER ASSETS

 

 

Subsidiary companies

12,489,000

12,489,000

Deferred assets

83,000

78,000

 

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

12,572,000

12,567,000

 

 

 

INTANGIBLE ASSETS

 

 

Own goodwill

1,423,000

1,423,000

 

----------------

----------------

TOTAL INTANGIBLE ASSETS

1,423,000

1,423,000

 

----------------

----------------

TOTAL LONG TERM ASSETS

14,265,000

14,251,000

 

 

 

CURRENT ASSETS

 

 

Stocks

4,743,000

2,064,000

Trade debtors

6,127,000

6,336,000

Other debtors, deposits & prepayments

193,000

246,000

Amount due from holding company

29,630,000

17,463,000

Amount due from related companies

237,000

197,000

Cash & bank balances

803,000

736,000

 

----------------

----------------

TOTAL CURRENT ASSETS

41,733,000

27,042,000

 

----------------

----------------

TOTAL ASSET

55,998,000

41,293,000

 

=============

=============

 

 

 

CURRENT LIABILITIES

 

 

Trade creditors

14,743,000

14,754,000

Other creditors & accruals

1,933,000

1,503,000

Amounts owing to related companies

229,000

57,000

Provision for taxation

824,000

883,000

 

----------------

----------------

TOTAL CURRENT LIABILITIES

17,729,000

17,197,000

 

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

24,004,000

9,845,000

 

----------------

----------------

TOTAL NET ASSETS

38,269,000

24,096,000

 

=============

=============

 

 

 

SHARE CAPITAL

 

 

Ordinary share capital

12,591,000

12,591,000

 

----------------

----------------

TOTAL SHARE CAPITAL

12,591,000

12,591,000

 

 

 

RESERVES

 

 

Exchange equalisation/fluctuation reserve

<1,668,000>

<200,000>

General reserve

3,634,000

3,668,000

Retained profit/(loss) carried forward

23,712,000

8,037,000

 

----------------

----------------

TOTAL RESERVES

25,678,000

11,505,000

 

 

 

 

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

38,269,000

24,096,000

 

 

 

 

----------------

----------------

 

38,269,000

24,096,000

 

=============

=============

 

FINANCIAL RATIO

 

SPECTRIS PTE. LTD.

 

TYPES OF FUNDS

 

 

Cash

803,000

736,000

Net Liquid Funds

803,000

736,000

Net Liquid Assets

19,261,000

7,781,000

Net Current Assets/(Liabilities)

24,004,000

9,845,000

Net Tangible Assets

36,846,000

22,673,000

Net Monetary Assets

19,261,000

7,781,000

BALANCE SHEET ITEMS

 

 

Total Borrowings

0

0

Total Liabilities

17,729,000

17,197,000

Total Assets

55,998,000

41,293,000

Net Assets

38,269,000

24,096,000

Net Assets Backing

38,269,000

24,096,000

Shareholders' Funds

38,269,000

24,096,000

Total Share Capital

12,591,000

12,591,000

Total Reserves

25,678,000

11,505,000

LIQUIDITY (Times)

 

 

Cash Ratio

0.05

0.04

Liquid Ratio

2.09

1.45

Current Ratio

2.35

1.57

WORKING CAPITAL CONTROL (Days)

 

 

Stock Ratio

31

15

Debtors Ratio

41

45

Creditors Ratio

122

129

SOLVENCY RATIOS (Times)

 

 

Gearing Ratio

0.00

0.00

Liabilities Ratio

0.46

0.71

Times Interest Earned Ratio

0.00

0.00

Assets Backing Ratio

2.93

1.80

PERFORMANCE RATIO (%)

 

 

Operating Profit Margin

30.79

9.01

Net Profit Margin

28.41

7.18

Return On Net Assets

44.39

19.15

Return On Capital Employed

42.79

18.08

Return On Shareholders' Funds/Equity

40.96

15.26

Dividend Pay Out Ratio (Times)

0.00

0.00

NOTES TO ACCOUNTS

 

 

Contingent Liabilities

0

0




FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.16

UK Pound

1

Rs.102.23

Euro

1

Rs.82.04

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.