MIRA INFORM REPORT

 

 

Report Date :

28.06.2014   

 

IDENTIFICATION DETAILS

 

Name :

AHMED MOHSIN TRADING LLC

 

 

Registered Office :

Ahmed Mohsin Building Al Wadi Al Kabir Street Al Wadi Al Kabir PO Box 92, Ruwi 112 Muscat Sultanate of Oman

 

 

Country :

Oman

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

12.04.1995

 

 

Com. Reg. No.:

1/47880/0, Muscat

 

 

Legal Form :

Limited Liability Company – LLC

 

 

Line of Business :

Engaged in the import and distribution of building materials and supplies, plywood, timber, aluminium, corrugated sheets, G.I. pipes, general hardware, sanitary ware and tiles, waterproofing materials, roofing  products and heating equipment.

 

 

No. of Employees

100

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 


 

OMAN ECONOMIC OVERVIEW

 

Oman is a middle-income economy that is heavily dependent on dwindling oil resources. Because of declining reserves and a rapidly growing labor force, Muscat has actively pursued a development plan that focuses on diversification, industrialization, and privatization, with the objective of reducing the oil sector's contribution to GDP to 9% by 2020 and creating more jobs to employ the rising numbers of Omanis entering the workforce. Tourism and gas-based industries are key components of the government's diversification strategy. However, increases in social welfare benefits, particularly since the Arab Spring, will challenge the government's ability to effectively balance its budget if oil revenues decline. By using enhanced oil recovery techniques, Oman succeeded in increasing oil production, giving the country more time to diversify, and the increase in global oil prices through 2011 provided the government greater financial resources to invest in non-oil sectors. In 2012, continued surpluses resulting from sustained high oil prices and increased enhanced oil recovery allowed the government to maintain growth in social subsidies and public sector job creation. However, the Sultan made widely reported statements indicating this would not be sustainable, and called for expanded efforts to support SME development and entrepreneurship. Government agencies and large oligarchic group companies heeded his call, announcing new initiatives to spin off non-essential functions to entrepreneurs, incubate new businesses, train and mentor up and coming business people, and provide financing for start-ups. In response to fast growth in household indebtedness, the Central Bank reduced the ceiling on personal interest loans from 8 to 7%, lowered mortgage rates, capped the percentage of consumer loans at 50% of borrower's salaries for personal loans and 60% for housing loans, and limited maximum repayment terms to 10 and 25 years respectively

 

Source : CIA

 


SUMMARY

 

Company Name                                    : AHMED MOHSIN TRADING LLC

Country of Origin                                   : Oman

Legal Form                                           : Limited Liability Company – LLC

Registration Date                                  : 12th April 1995

Commercial Registration Number           : 1/47880/0, Muscat

Chamber Membership Number               : 831

Issued Capital                                       : RO 250,000

Paid up Capital                                     : RO 250,000

Total Workforce                                     : 100

Activities                                               : Distributors of building materials

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Rajan Kupala, Financial Controller

 

 

 

COMPANY NAME

 

AHMED MOHSIN TRADING LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Ahmed Mohsin Building

Street               : Al Wadi Al Kabir Street

Area                 : Al Wadi Al Kabir

PO Box            : 92, Ruwi 112

Town                : Muscat

Country             : Sultanate of Oman

 

Telephone         : (968) 24817019 / 24817645 / 24816621

Facsimile          : (968) 24816377 / 24817114

Email                : info@amtoman.com / amtllc@omantel.net.om / amt@amtoman.com / buildmat@amtoman.com

 

Premises

 

Subject operates from a medium sized suite of offices, a warehouse and a showroom that are owned and located in the Central Business Area of Muscat.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Ibra Main  Street                                                                               Sales office & showroom

PO Box: 391

Ibra 413

Tel: (968) 25871391

 

·       Salalah                                                                                             Sales office & showroom

Tel: (968) 23893544

 

·       Sohar                                                                                               Sales office & showroom

 

·       Izki                                                                                                   Sales office & showroom

 

·       Sinaw                                                                                               Sales office & showroom

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ahmed Bin Mohsin Ali Al Lawati                                                        Managing Director

 

·       Hussain Ahmed Bin Mohsin Ali Al Lawati                                            Director

 

·       Batoul Mohamed Dawood                                                                 Director

 

·       Fatima Ahmed Bin Mohsin Ali Al Lawati                                             Director

 

·       Khadija Ahmed Bin Mohsin Ali Al Lawati                                            Director

 

·       Fayza Ahmed Bin Mohsin Ali Al Lawati                                               Director

 

·       Awatif Ahmed Bin Mohsin Ali Al Lawati                                              Director

 

·       K V Valslan                                                                                      Sales Manager

 

·       Hilda Lobo                                                                                       Finance Manager

 

·       Rajan Kupala                                                                                    Financial Controller

 

·       Jalal Ibrahim                                                                                     Marketing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 12th April 1995

 

Legal Form                  : Limited Liability Company – LLC

 

Commercial Reg. No.   : 1/47880/0, Muscat

 

Chamber Member No.  : 831

 

Issued Capital              : RO 250,000

 

Paid up Capital            : RO 250,000

 

Name of Shareholder (s)

 

·       Ahmed Bin Mohsin Ali Al Lawati

 

·       Hussain Ahmed Bin Mohsin Ali Al Lawati

 

·       Batoul Mohamed Dawood

 

·       Fatima Ahmed Bin Mohsin Ali Al Lawati

 

·       Khadija Ahmed Bin Mohsin Ali Al Lawati

 

·       Fayza Ahmed Bin Mohsin Ali Al Lawati

 

·       Awatif Ahmed Bin Mohsin Ali Al Lawati

 

 

AFFILIATED COMPANIES

 

·       Al Maha Building Materials LLC

Al Wadi Al Kabir

Muscat

Tel: (968) 24703807

Fax: (968) 24706377

 

·       Damos Trading & Contracting Co LLC

PO Box: 557

Salalah 211

Tel: (968) 23293544 / 23296538

Fax: (968) 23293862

 

·       Al Maha Electrical Equipment LLC

Sohar

 

·       Bespoke Design LLC

Muscat

 

·       Ahmed Mohsin Bin Ali Trad & Cont Est

Muscat

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of building materials and supplies, plywood, timber, aluminium,

corrugated sheets, G.I. pipes, general hardware, sanitary ware and tiles, waterproofing materials, roofing  products and heating equipment.

 

Import Countries: United Kingdom, Italy, Switzerland, Brazil, Belgium and Germany.

 

International Suppliers:

 

·       Brett Specialised Aggregate Ltd        United Kingdom

·       Begley International Ltd                     United Kingdom

·       Spring Ram International                   United Kingdom

·       IMI Yorkshire Ltd                               United Kingdom

·       Impronta                                          Italy

·       Nolte                                                Germany

·       Grohe                                              Germany

·       Laufan                                             Switzerland

·       Mydibel                                            Belgium

·       GBC                                                Brazil

·       Tyson Foodstuff                              Brazil

·       BRF Global GmbH                            Brazil

 

Operating Trend: Steady

 

Subject has a workforce of 100 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

 

                                                Year Ending 31/12/12:               Year Ending 31/12/13:

 

Total Sales                                RO 5,830,000                            RO 6,200,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Rajan Kupala, Financial Controller

 

 

BANKERS

 

·       Bank Muscat SAOG

PO Box: 134

Al Wadi Al Kabir

Tel: (968) 24810808

Fax: (968) 24816760

 

·       HSBC Bank Middle East

Muttrah Business District

PO Box: 240, Ruwi 112

Muscat

Tel: (968) 24700810 / 24799920 / 24799927

Fax: (968) 24704241

 

·       Commercial Bank of Oman SAOG

Muttrah Business District

PO Box: 1696, Ruwi 112

Muscat

Tel: (968) 24793225 / 24793226 / 24793228

Fax: (968) 24793229

 

·       Oman Arab Bank

     Muttrah Business District

     PO Box: 2010, Ruwi 112

     Muscat

     Tel: (968) 24700161 / 24706265 / 24706267

     Fax: (968) 24797736

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.10

UK Pound

1

Rs.102.40

Euro

1

Rs.81.88

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.