|
Report Date : |
28.06.2014 |
IDENTIFICATION DETAILS
|
Name : |
ASK KLOSKA GMBH |
|
|
|
|
Registered Office : |
Flutstr. 92, D 26388 Wilhelmshaven |
|
|
|
|
Country : |
Germany |
|
|
|
|
Financials (as on) : |
31.12.2012 |
|
|
|
|
Date of Incorporation : |
29.09.2000 |
|
|
|
|
Com. Reg. No.: |
HRB 130639 |
|
|
|
|
Legal Form : |
Private Limited Company |
|
|
|
|
Line of Business : |
·
Wholesale of
clothing ·
Wholesale of
other equipment and accessories for machinery and technical supplies |
|
|
|
|
No. of Employees : |
12 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Moderate |
|
Payment Behaviour : |
No complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2014
|
Country Name |
Previous Rating (31.12.2013) |
Current Rating (31.03.2014) |
|
Germany |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
GERMANY - ECONOMIC OVERVIEW
The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.
|
Source
: CIA |
ASK KLOSKA GMBH
Company Status: active
Flutstr. 92
D 26388 Wilhelmshaven
Telephone:04421/77438-0
Telefax: 04421/77438-11
Homepage: www.ask-kloska.de
E-mail:
wilhelmshaven@ask-kloska.de
VAT no.: DE215908409
Tax ID number: 71/552/01279
Business relations are permissible.
LEGAL FORM Private
limited company
Date of foundation: 29.09.2000
Shareholders'
agreement: 29.09.2000
Registered on: 21.12.2000
Commercial Register: Local court 26135 Oldenburg
under:
HRB 130639
Share capital: EUR 25,000.00
Shareholder:
Karl-Heinz Görmer GmbH
Technische
Vulkanisationen
Adam-Opel-Str. 13
D 28237 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Share: EUR 25,000.00
Registered on: 22.07.1986
Reg. data: 28195 Bremen,
HRB 11040 HB
Manager:
Uwe Kloska
Bei Raschens Werft 7b
D 28759 Bremen
having sole power of
representation
born: 06.05.1947
Profession: Businessman
Marital status: married
Manager:
Nadine Kloska
Hans-Lange-Str. 29
D 22587 Hamburg
having sole power of representation
born: 15.07.1978
Profession: Fully
qualified management
expert
Marital status: unknown
Proxy:
Jürgen Theilen
D 26906 Dersum
authorized to jointly
represent the company
born: 18.02.1980
Proxy:
Stephen Tunnat
Gartenweg 4
D 26419 Schortens
authorized to jointly
represent the company
born: 08.04.1964
Proxy:
Aeilt de Voß
D 26736 Krummhörn
authorized to jointly
represent the company
born: 22.06.1954
Proxy:
Ulli Hartog
D 26826 Weener
authorized to jointly
represent the company
born: 06.05.1970
Proxy:
Detlev Otte
D 27801 Dötlingen
authorized to jointly
represent the company
born: 10.05.1977
Further
functions/participations of Uwe Kloska (Manager)
Limited
partner:
Kloska GmbH &
Co. KG
Pillauer Str. 15
D 28217 Bremen
Legal form: Ltd
partnership with priv. ltd.
company as
general partner
Total cap. EUR 255,645.94
contribution:
Share: EUR 255,645.94
Registered
on: 17.03.1981
Reg. data: 28195 Bremen, HRA 18525
Limited
partner:
Uwe Kloska Holding GmbH
& Co.
Pillauer Str. 15
D 28217 Bremen
Legal form: Ltd
partnership with priv. ltd.
company as general
partner
Total cap. EUR 127,822.97
contribution:
Share: EUR 127,822.97
Registered
on: 27.07.1993
Reg. data: 28195 Bremen, HRA 20684
Shareholder:
Uwe Kloska GmbH
Technischer Ausrüster
Pillauer Str. 15
D 28217 Bremen
Post Box:
10 41 45, D 28041 Bremen
Legal form: Private
limited company
Share capital: EUR 51,129.19
Share: EUR 51,129.19
Registered
on: 10.04.1990
Reg. data: 28195 Bremen, HRB 12908 HB
Shareholder:
Kloska Beteiligungs-GmbH
Pillauer Str. 15
D 28217 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Share: EUR 25,564.59
Registered
on: 26.08.1986
Reg. data: 28195 Bremen, HRB 11085 HB
Shareholder:
Karl-Heinz Görmer GmbH
Technische
Vulkanisationen
Adam-Opel-Str. 13
D 28237 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Share: EUR 25,564.59
Registered
on: 22.07.1986
Reg. data: 28195 Bremen, HRB 11040 HB
Shareholder:
Uwe Kloska GmbH
Riedemannstr. 30
D 27572 Bremerhaven
Legal form: Private limited company
Share capital: EUR 25,564.59
Share: EUR 25,564.59
Registered
on: 24.08.1989
Reg. data: 28195 Bremen, HRB 2209 BHV
Shareholder:
Uwe Kloska Holding
Beteiligungs-GmbH
Pillauer Str. 15
D 28217 Bremen
Post Box:
10 41 45, D 28041 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Share: EUR 25,564.59
Registered
on: 14.04.1992
Reg. data: 28195 Bremen, HRB 14176 HB
Shareholder:
Kloska Technik GmbH
Godeke-Michels-Str. 3
D 18147 Rostock
Legal form: Private
limited company
Share capital: EUR 25,564.59
Share: EUR 511.29
Registered
on: 05.09.1991
Reg. data: 18057 Rostock, HRB 1495
Manager:
Kloska Beteiligungs-GmbH
Pillauer Str. 15
D 28217 Bremen
Legal form: Private
limited company
Share
capital: EUR 25,564.59
Registered
on: 26.08.1986
Reg. data: 28195 Bremen, HRB 11085 HB
Manager:
Karl-Heinz Görmer GmbH
Technische
Vulkanisationen
Adam-Opel-Str. 13
D 28237 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 22.07.1986
Reg. data: 28195 Bremen, HRB 11040 HB
Manager:
Uwe Kloska GmbH
Riedemannstr. 30
D 27572 Bremerhaven
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 24.08.1989
Reg. data: 28195 Bremen, HRB 2209 BHV
Manager:
Uwe Kloska GmbH
Technischer Ausrüster
Pillauer Str. 15
D 28217 Bremen
Post Box:
10 41 45, D 28041 Bremen
Legal form: Private limited company
Share capital: EUR 51,129.19
Registered
on: 10.04.1990
Reg. data: 28195 Bremen, HRB 12908 HB
Manager:
Kloska Management GmbH
Am Genter Ufer 4a
D 21129 Hamburg
Legal form: Private
limited company
Share capital: EUR 25,000.00
Registered
on: 13.01.2006
Reg. data: 20355 Hamburg, HRB 96124
Manager:
Basté & Lange GmbH
Am Genter Ufer 4a
D 21129 Hamburg
Legal form: Private
limited company
Share capital: EUR 153,400.00
Registered
on: 23.08.1983
Reg. data: 20355 Hamburg, HRB 31336
Manager:
BAMA-Werkzeug- und
Maschinenhandel GmbH
Frankendamm 67c
D 18439 Stralsund
Legal form: Private
limited company
Share capital: EUR 51,129.19
Registered
on: 15.07.1991
Reg. data: 18439 Stralsund, HRB 558
Manager:
Schiffsversorgung Rostock
GmbH
Godeke-Michels-Str. 1b
D 18147 Rostock
Post Box:
48 12 39
Legal form: Private
limited company
Share capital: EUR 511,291.88
Registered
on: 06.08.1996
Reg. data: 18057 Rostock, HRB 1004
Manager:
Kloska Technik GmbH
Godeke-Michels-Str. 3
D 18147 Rostock
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 05.09.1991
Reg. data: 18057 Rostock, HRB 1495
Manager:
Uwe Kloska Holding
Beteiligungs-GmbH
Pillauer Str. 15
D 28217 Bremen
Post Box:
10 41 45, D 28041 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 14.04.1992
Reg. data: 28195 Bremen, HRB 14176 HB
Manager:
Thomsen & Co. GmbH
Am Werfttor 28
D 28755 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 28.03.2000
Reg. data: 28195 Bremen, HRB 19279 HB
Manager:
Kloska Lagerung und
Logistik GmbH
Pillauer Str. 15
D 28217 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 09.06.2010
Reg. data: 28195 Bremen, HRB 26379 HB
Manager:
Ocean Clean GmbH
Zum Kühlhaus 5
D 18069 Rostock
Legal form: Private
limited company
Share capital: EUR
25,500.00
Registered
on: 31.05.2010
Reg. data: 18057 Rostock, HRB 11583
Manager:
MSS Maschinenbau Service
Scholz GmbH
Zum Winderhitzer 2a
D 23569 Lübeck
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 28.08.1998
Reg. data: 23568 Lübeck, HRB 4448 HL
Manager:
Kloska Technical Marine
Sales GmbH
Am Genter Ufer 4a
D 21129 Hamburg
Legal form: Private
limited company
Share capital: EUR 25,000.00
Registered
on: 02.07.2007
Reg. data: 20355 Hamburg, HRB 101597
Manager:
Kloska Energie- und
Motorentechnik GmbH
Industriestr. 7
D 49716 Meppen
Post Box:
10 41 45, D 28041 Bremen
Legal form: Private
limited company
Share capital: EUR 50,000.00
Registered
on: 28.11.2013
Reg. data: 49074 Osnabrück, HRB 207886
Manager:
ROFIA Kloska GmbH
Zum Kühlhaus 5
D 18069 Rostock
Legal form: Private
limited company
Share capital: EUR 25,000.00
Registered
on: 15.12.2009
Reg. data: 18057 Rostock, HRB 11415
Further
functions/participations of Nadine Kloska (Manager)
Shareholder:
ROFIA Kloska GmbH
Zum Kühlhaus 5
D 18069 Rostock
Legal form:
Private limited company
Share capital: EUR 25,000.00
Share: EUR 25,000.00
Registered
on: 15.12.2009
Reg. data: 18057 Rostock, HRB 11415
Shareholder:
EPS Rental GmbH
Speller Str. 12
D 49832 Beesten
Legal form: Private
limited company
Share capital: EUR 25,000.00
Share: EUR 8,750.00
Registered
on: 13.06.2013
Reg. data: 49074 Osnabrück, HRB 207400
Shareholder:
DMR
Produktionsgesellschaft mbH
Erich-Schlesinger-Str. 50
D 18059 Rostock
Legal form: Private
limited company
insolvent
Share capital: EUR 25,000.00
Share: EUR 6,250.00
Registered
on: 09.06.2000
Reg. data: 18057 Rostock, HRB 8392
Manager:
BAMA-Werkzeug- und
Maschinenhandel GmbH
Frankendamm 67c
D 18439 Stralsund
Legal form: Private
limited company
Share capital: EUR 51,129.19
Registered
on: 15.07.1991
Reg. data: 18439 Stralsund, HRB 558
Manager:
Kloska Technik GmbH
Godeke-Michels-Str. 3
D 18147 Rostock
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 05.09.1991
Reg. data: 18057 Rostock, HRB 1495
Manager:
Karl-Heinz Görmer GmbH
Technische
Vulkanisationen
Adam-Opel-Str. 13
D 28237 Bremen
Legal form:
Private limited company
Share capital: EUR 25,564.59
Registered
on: 22.07.1986
Reg. data: 28195 Bremen, HRB 11040 HB
Manager:
Uwe Kloska GmbH
Riedemannstr. 30
D 27572 Bremerhaven
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 24.08.1989
Reg. data: 28195 Bremen, HRB 2209 BHV
Manager:
Kloska Beteiligungs-GmbH
Pillauer Str. 15
D 28217 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 26.08.1986
Reg. data: 28195 Bremen, HRB 11085 HB
Manager:
Uwe Kloska Holding
Beteiligungs-GmbH
Pillauer Str. 15
D 28217 Bremen
Post Box:
10 41 45, D 28041 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 14.04.1992
Reg. data: 28195 Bremen, HRB 14176 HB
Manager:
Thomsen & Co. GmbH
Am Werfttor 28
D 28755 Bremen
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 28.03.2000
Reg. data: 28195 Bremen, HRB 19279 HB
Manager:
Uwe Kloska GmbH
Technischer Ausrüster
Pillauer Str. 15
D 28217 Bremen
Post Box:
10 41 45, D 28041 Bremen
Legal form: Private
limited company
Share capital: EUR 51,129.19
Registered
on: 10.04.1990
Reg. data: 28195 Bremen, HRB 12908 HB
Manager:
Kloska Lagerung und
Logistik GmbH
Pillauer Str. 15
D 28217 Bremen
Legal form:
Private limited company
Share capital: EUR 25,564.59
Registered
on: 09.06.2010
Reg. data: 28195 Bremen, HRB 26379 HB
Manager:
MSS Maschinenbau Service
Scholz GmbH
Zum Winderhitzer 2a
D 23569 Lübeck
Legal form: Private
limited company
Share capital: EUR 25,564.59
Registered
on: 28.08.1998
Reg. data: 23568 Lübeck, HRB 4448 HL
Manager:
Kloska Technical Marine
Sales GmbH
Am Genter Ufer 4a
D 21129 Hamburg
Legal form: Private
limited company
Share capital: EUR 25,000.00
Registered
on: 02.07.2007
Reg. data: 20355 Hamburg, HRB 101597
Manager:
Basté & Lange GmbH
Am Genter Ufer 4a
D 21129 Hamburg
Legal form: Private
limited company
Share
capital: EUR 153,400.00
Registered
on: 23.08.1983
Reg. data: 20355 Hamburg, HRB 31336
Manager:
Kloska Management GmbH
Am Genter Ufer
4a
D 21129 Hamburg
Legal form: Private
limited company
Share capital: EUR 25,000.00
Registered
on: 13.01.2006
Reg. data: 20355 Hamburg, HRB 96124
Manager:
ROFIA Kloska GmbH
Zum Kühlhaus 5
D 18069 Rostock
Legal form: Private limited
company
Share capital: EUR 25,000.00
Registered
on: 15.12.2009
Reg. data: 18057 Rostock, HRB 11415
Manager:
Schiffsversorgung Rostock
GmbH
Godeke-Michels-Str. 1b
D 18147 Rostock
Post Box:
48 12 39
Legal form: Private
limited company
Share capital: EUR 511,291.88
Registered
on: 06.08.1996
Reg. data: 18057 Rostock, HRB 1004
Manager:
Kloska Energie- und
Motorentechnik GmbH
Industriestr. 7
D 49716 Meppen
Post Box:
10 41 45, D 28041 Bremen
Legal form: Private
limited company
Share capital: EUR
50,000.00
Registered
on: 28.11.2013
Reg. data: 49074 Osnabrück, HRB 207886
21.12.2000 - 28.02.2002 Arngast-Leuchtturm-zweite
Verwaltungs-GmbH
Hegelstr. 48
D 26384 Wilhelmshaven
Private limited
company
28.02.2002 - 27.02.2003 ASK Kloska & Partner GmbH
Bahnhofstr. 14a
D 26452 Sande
Private limited
company
27.02.2003 - 30.04.2007 ASK Kloska GmbH
Bahnhofstr. 14a
D 26452 Sande
Private limited
company
Main
industrial sector
46421
Wholesale of clothing
46693
Wholesale of other equipment and accessories for machinery and technical
supplies
Branch:
ASK Kloska GmbH
Sägemühlenstr. 9
D 26789 Leer
TEL.: 0491/97689-0
FAX.: 0491/97689-15
Branch:
ASK Kloska GmbH
Nesserlander Str. 108
D 26723 Emden
TEL.: 04921/9369060
FAX.: 04921/9369069
Payment experience: within
periods customary in this trade
Negative information: We have no negative information at hand.
Balance sheet year: 2012
Type of ownership: Tenant
Address Flutstr. 92
D 26388 Wilhelmshaven
Real Estate of: Uwe Kloska
Type of ownership: proprietor
Share: 100.00 %
Address
Hollersiel 1
D 27798 Hude
Real Estate of: Uwe Kloska
Type of ownership: Tenant
Address Bei Raschens Werft 7b
D 28759 Bremen
Real Estate of: Nadine Kloska
Type of ownership: Tenant
Address Hans-Lange-Str. 29
D 22587 Hamburg
Land register documents were not available.
COMMERZBANK, 28079 BREMEN
Sort. code: 29040090
BIC: COBADEFFXXX
VOLKSBANK JEVER, 26441 JEVER
Sort. code: 28262254
BIC: GENODEF1JEV
Turnover: 2012 EUR 2,300,000.00
2013
EUR 2,350,000.00
Profit: 2012 EUR 82,163.00
further business figures:
Equipment: *EUR 77,000.00
Ac/ts receivable: EUR
680,559.00
Liabilities: EUR 2,783,299.00
Total numbers of vehicles: 6
Employees:
12
- thereof permanent staff:
11
- Trainees: 1
The business figures marked with an asterisk
are estimates based
on average values in the line of business.
Balance sheet ratios 01.01.2012 - 31.12.2012
Equity ratio [%]: 9.33
Liquidity ratio: 0.25
Return on total capital [%]: 2.48
Balance sheet ratios 01.01.2011 - 31.12.2011
Equity ratio [%]: 8.17
Liquidity ratio: 0.29
Return on total capital [%]: 0.48
Balance sheet ratios 01.01.2010 - 31.12.2010
Equity ratio [%]: 8.52
Liquidity ratio: 0.27
Return on total capital [%]: 0.01
Balance sheet ratios 01.01.2009 - 31.12.2009
Equity
ratio [%]: 9.64
Liquidity ratio: 0.24
Return on total capital [%]: 0.08
Equity ratio
The equity ratio indicates the portion of the
equity as compared
to the total capital. The higher the equity
ratio, the better the
economic stability (solvency) and thus the
financial autonomy of
a company.
Liquidity ratio
The liquidity ratio shows the proportion
between adjusted
receivables and net liabilities. The higher
the ratio, the lower
the company's financial dependancy from
external creditors.
Return on total capital
The return on total capital shows the
efficiency and return on
the total capital employed in the company. The
higher the return
on total capital, the more economically does
the company work
with the invested capital.
Type of balance sheet: Company balance sheet
Financial
year: 01.01.2012 - 31.12.2012
ASSETS EUR 3,360,116.43
Fixed assets
EUR 288,255.00
Intangible assets
EUR 83,509.00
Other / unspecified intangible assetsEUR 83,509.00
Tangible assets
EUR 204,746.00
Other / unspecified tangible assets
EUR 204,746.00
Current assets
EUR 3,066,556.03
Stocks
EUR 2,372,028.20
Accounts receivable
EUR 680,558.93
Other debtors and assets
EUR 680,558.93
Liquid means
EUR 13,968.90
Remaining other assets
EUR 5,305.40
Accruals (assets)
EUR 5,305.40
LIABILITIES EUR 3,360,116.43
Shareholders' equity
EUR 351,310.28
Capital
EUR 25,000.00
Subscribed capital (share capital)
EUR 25,000.00
Reserves
EUR 200,000.00
Capital reserves
EUR 200,000.00
Balance sheet profit/loss (+/-)
EUR 126,310.28
Profit / loss brought forward
EUR 44,146.98
Annual surplus / annual deficit
EUR 82,163.30
Provisions
EUR 225,506.79
Liabilities
EUR 2,783,299.36
Other liabilities
EUR 2,783,299.36
Unspecified other liabilities
EUR 2,783,299.36
Type of
balance sheet: Company
balance sheet
Financial
year: 01.01.2011 - 31.12.2011
ASSETS EUR 3,160,361.18
Fixed assets
EUR 239,032.00
Intangible assets
EUR 23,837.00
Other / unspecified intangible assetsEUR 23,837.00
Tangible assets
EUR 215,195.00
Other / unspecified tangible assets
EUR 215,195.00
Current assets
EUR 2,916,023.78
Stocks
EUR 2,103,760.67
Accounts receivable EUR 802,007.22
Other debtors and assets
EUR 802,007.22
Liquid means
EUR 10,255.89
Remaining other assets
EUR 5,305.40
Accruals (assets)
EUR 5,305.40
LIABILITIES EUR 3,160,361.18
Shareholders' equity
EUR 269,146.98
Capital
EUR 25,000.00
Subscribed capital (share capital)
EUR 25,000.00
Reserves
EUR 200,000.00
Capital reserves
EUR 200,000.00
Balance sheet profit/loss (+/-)
EUR 44,146.98
Profit / loss brought forward
EUR 29,133.47
Annual surplus / annual deficit
EUR 15,013.51
Provisions
EUR 108,619.65
Liabilities
EUR 2,782,594.55
Other liabilities
EUR 2,782,594.55
Unspecified other liabilities
EUR 2,782,594.55
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.60.10 |
|
|
1 |
Rs.102.40 |
|
Euro |
1 |
Rs.81.88 |
INFORMATION DETAILS
|
Analysis Done by
: |
SUM |
|
|
|
|
Report Prepared
by : |
NNA |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall
operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
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This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.