MIRA INFORM REPORT

 

 

Report Date :

08.03.2014

 

IDENTIFICATION DETAILS

 

Name :

BSF TOO 

 

 

Registered Office :

Kalinina Street 2, Village Otegen Batyra 040700, Iliyskiy District, Almaty Region

 

 

Country :

Kazakhstan

 

 

Date of Incorporation :

18.01.2000

 

 

Com. Reg. No.:

772-1907-04-ТОО          

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers and retailers of paints and related products under the brand name "Raduga".

 

 

No. of Employees

60

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

TENGE 10,000,000

 

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Kazakhstan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


Kazakhstan - ECONOMIC OVERVIEW

 

Kazakhstan, geographically the largest of the former Soviet republics, excluding Russia, possesses enormous fossil fuel reserves and plentiful supplies of other minerals and metals, such as uranium, copper, and zinc. It also has a large agricultural sector featuring livestock and grain. In 2002 Kazakhstan became the first country in the former Soviet Union to receive an investment-grade credit rating. Extractive industries have been and will continue to be the engine of Kazakhstan's growth, although the country is aggressively pursuing diversification strategies. Landlocked, with restricted access to the high seas, Kazakhstan relies on its neighbors to export its products, especially oil and grain. Although its Caspian Sea ports, pipelines, and rail lines carrying oil have been upgraded, civil aviation and roadways continue to need attention. Telecoms are improving, but require considerable investment, as does the information technology base. Supply and distribution of electricity can be erratic because of regional dependencies, but the country is moving forward with plans to improve reliability of electricity and gas supply to its population. At the end of 2007, global financial markets froze up and the loss of capital inflows to Kazakhstani banks caused a credit crunch. The subsequent and sharp fall of oil and commodity prices in 2008 aggravated the economic situation, and Kazakhstan plunged into recession. While the global financial crisis took a significant toll on Kazakhstan's economy, it has rebounded well, helped by prudent government measures. Rising commodity prices have helped the recovery. Despite solid macroeconomic indicators, the government realizes that its economy suffers from an overreliance on oil and extractive industries, the so-called "Dutch disease." In response, Kazakhstan has embarked on an ambitious diversification program, aimed at developing targeted sectors like transport, pharmaceuticals, telecommunications, petrochemicals and food processing. In 2010 Kazakhstan joined the Belarus-Kazakhstan-Russia Customs Union in an effort to boost foreign investment and improve trade relationships.

 

Source : CIA

 

 

 


Company NAME

 

BSF TOO (Correct)

Raduga (Requested)

 

 

company ADDRESS

 

Street   :                       Auezova Street 3G, Office 7

Town     :                      Almaty 050008

Country  :                      Kazakhstan

Telephone:                    (7 727) 250 8447 / 250 2501

Fax      :                        (7 727) 250 2501

E-Mail   :                       bsf-kz@mail.ru

 

Trading Styles :            Raduga

 

Extended Name:           BSF Tovarishchestvo s Ogranichennoy Otvetstvennostyu

 

English Translation:       BSF LLP

 

Also Known As : LKZ Raduga / Lakokrasochniy Zavod Raduga / BSF ZhShS

 

 

SENIOR COMPANY PERSONNEL

 

   Name                                                            Position

 

1. Aleksandr Ruvimovich Rynkovskiy                  Managing Director

 

2. Alena Valerievna Shukshina                            Chief Accountant

 

Total Employees :                                             60

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers

or banks.

 

We consider it is acceptable to deal with subject for SMALL amounts,

although it is normal accepted practice for international suppliers

to deal on secured terms with Kazakhstani importers.

 

Opinion on maximum credit : TENGE 10,000,000

 

Trade risk assessment : Normal

 

 

PRINCIPAL BANKERS

 

NAME     : BANK TSENTRKREDIT AO

Branch   : Rozybakieva Street 111

Town     : Almaty

 

Telephone: (7 727) 316 0209 / 244 3000

Fax      :    (7 727) 258 4510  

Acc. No. : KZ458560000000088132 (445070025)

Acc. No. : KZ688560000000064438 (422160660)

Acc. No. : KZ668560000000059139 (411467219)

Acc. No. : KZ868560000003157347 (411070415)

Acc. No. : KZ938560000003157318 (411070114)

BIK      : KCJBKZKX (190501719)

Tax No.  : RNN 600700033173 

 

The company also has an account with:

 

Kazkommertsbank AO

Bayseitovoy Street, Novaya Ploschad 49

Almaty 050000 

Telephone: (7 727) 258 5123 / 258 5435

Fax      : (7 727) 258 5340 

Acc. No. : KZ329261802103782001 (142467061)  

BIK      : KZKOKZKX  

Tax No.  : RNN 600400055239

 

 

FINANCIAL INFORMATION

 

Private companies in Kazakhstan are not required to publish or

disclose balance sheets. However, the subject interviewed offered

the following information :

 

Sales Turnover                  : TENGE 450,000,000 - 2013 - approx

 

Net Profit              :            not given

 

Financial year ends 31 December.

 


The following financial information is obtained from the local tax office file :

 

Corporate Income Tax      : TENGE       156,100 – 2010 – exact

                          : TENGE       229,400 – 2011 – exact 

                          : TENGE       300,000 - 2012 – exact

                          : TENGE       927,900 – 2013 – exact  

 

VAT Paid                  : TENGE     2,185,000 – 2010 – exact

                          : TENGE     5,219,600 – 2011 – exact

                          : TENGE     7,307,400 - 2012 - exact  

                          : TENGE    12,322,000 – 2013 – exact   

 

Individual Income Tax     : TENGE     1,713,200 – 2010 – exact

                          : TENGE     2,042,800 – 2011 – exact 

                          : TENGE     2,829,700 - 2012 - exact 

                          : TENGE     3,170,400 – 2013 – exact     

 

Social Tax                : TENGE     1,426,500 – 2010 – exact

                          : TENGE     1,580,600 – 2011 – exact 

                          : TENGE     2,104,700 - 2012 - exact 

                          : TENGE     1,874,800 – 2013 – exact        

Other income              : TENGE             0 – 2010 – exact

                          : TENGE             0 – 2011 – exact 

                          : TENGE         5,000 - 2012 - exact 

                          : TENGE         5,700 – 2013 – exact

 

Total Taxes Paid          : TENGE     5,480,800 – 2010 – exact

                          : TENGE     9,072,400 – 2011 – exact

                          : TENGE    12,546,900 – 2012 – exact 

                          : TENGE    18,300,700 – 2013 – exact 

 

 

LEGAL STATUS AND HISTORY

 

Date Started :               18 January 2000

 

History :                        The subject company was established in Kazakhstan on 18 January 2000.

 

C.R. No. :                     772-1907-04-ТОО

 

Tax No. :                       RNN 090400017094

 

Business Identification No.: BIN 000140002207

 

Statistics Code:            OKPO 39068824

 

Authorised Capital :       TENGE 72,500

 

Paid up Capital :           TENGE 72,500

Tovarishchestvo s Ogranichennoy Otvetstvennostyu (limited liability company) with the following directors and sole shareholder :

 

Directors

 

1. Aleksandr Ruvimovich Rynkovskiy   

  (RNN 600320431683 / IIN/BIN 690106399106)     

 

2. Alena Valerievna Shukshina            

  (Kazakhstani national / RNN 600811603558 / IIN/BIN 700719402157)

 

Shareholder

 

Natalya Markovna Rynkovskaya                              100%

(mother of Aleksandr Ruvimovich Rynkovskiy / Kazakhstani national

/ RNN 600718643759 / IIN/BIN 470504401060 / ID No.: 007057717, issued on 23 September 1997)

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Manufacturers and retailers of paints and related products under the brand name "Raduga".

 

NACE Code: 2030

 

Imports from Russia, Finland, Sweden, Iran and Turkey.

 

Subject does not export, all sales are domestic.

 

 

FACILITIES

 

The Company has the following facilities :

 

Premises comprising administrative offices, a retail outlet, a manufacturing unit with integrated storage facilities located at the heading address.

 

 

REGISTERED OFFICE

 

Kalinina Street 2

village Otegen Batyra 040700

Iliyskiy District

Almaty Region

 

Until 5 February 2007, subject's registered address was located at:

 

ulitsa Cheremushki, Stadion, Room 201,

Boralday

Almatinskaya Oblast.

 

 

SPECIAL NOTE

 

You enquired on: Raduga. Please note this name applies to subject’s trading style only. The correct registered name is as per heading.

 

Interviewed: Alena Valerievna Shukshina (Chief Accountant).

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

        Rs.60.99

UK Pound

1

Rs.102.07

Euro

1

Rs.84.53

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.