MIRA INFORM REPORT

 

 

Report Date :

10.03.2014

 

IDENTIFICATION DETAILS

 

Name :

RAYMETRICS S.A.

 

 

Registered Office :

12 Papathanassiou & Hounta, 19002 Paiania, Attiki

 

 

Country :

Greece

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

03.12.2002

 

 

Com. Reg. No.:

053208                     

 

 

Legal Form :

Societe Anonyme            

 

 

Line of Business :

·         Manufacturer of  search and navigation equipment

·         Engaged in designing, development and manufacturing of LIDAR systems for Atmospheric, Meteorological and Air Pollution Applications.

·         importer and trader of measurement, precision and control instruments

 

 

No. of Employees

05

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

Slow but Correct  

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Greece ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. The economy contracted by 2.3% in 2009, 3.5% in 2010, 6.9% in 2011, and 6.0% in 2012. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 8% in 2012. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and has led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, calls for Greece's creditors to write down a significant portion of their Greek government bond holdings. In exchange for the second loan Greece has promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, these massive austerity cuts are lengthening Greece's economic recession and depressing tax revenues. Greece's lenders are calling on Athens to step up efforts to increase tax collection, privatize public enterprises, and rein in health spending, and are planning to give Greece more time to shore up its economy and finances. Many investors doubt that Greece can sustain fiscal efforts in the face of a bleak economic outlook, public discontent, and political instability.

 

Source : CIA

 

 

 

 

 


IDENTIFICATION DETAILS

 

Name                                        RAYMETRICS S.A.

ADDRESS:                               12 PAPATHANASSIOU & HOUNTA                               

                                                19002 PAIANIA                                            

                                                ATTIKI                                                   

                                                GREECE                                                   

TELEPHONE:                            30  2106655860                                           

TELEFAX:                                 30  2106639031                                           

E-MAIL ADDRESS:                   georgoussis@raymetrics.gr                                 

WEB ADDRESS:                      www.raymetrics.gr                                         

 

FURTHER INFORMATION

 

     ANY AMOUNTS HEREAFTER ARE IN EURO UNLESS OTHERWISE STATED

 

 

 

  

 

 

 

STARTED:    2002                        SALES:                        911,049

 

 

 

YEAR INC:   2002                        PROFIT:                        55,224

 

 

 

LEGAL FORM: SOCIETE ANONYME             NET WORTH:                    527,045

 

 

 

REG NO:     053208                      NOM CAPITAL:                  300,000

 

 

 

GOVT GAZ NO:12074 / 2002                ISS CAPITAL:                  300,000

 

 

 

EMPLOYS:    5                                                               

 

 

 

SIC:        3812                                                             

 

 

 

ACTIVITY:   MANUFACTURES SEARCH AND NAVIGATION EQUIPMENT                    

 

 

PRINCIPALS

 

Nikolaos Efstathios Kontos

chairman

 

Miltiadis Kyriakos Michaloutsos

vice-chairman

 

George Konstantinos Georgoussis

chief executive

 

Keith-Woolard Keith Matthew

member

 

Ioanna Nikolaos Mangina

Shareholder

 

BANKERS

 

        Alpha Bank A.E., Glyka Nera Branch branch., 164 Lavriou Ave, Glyka Nera

 

 

 

      15344, Greece.

 

 

 

      Telephone: 30 2106655256

 

 

 

   

      EFG EUROBANK ERGASIAS S.A., Glyka Nera Branch branch., 194-196 Lavriou

 

 

 

      Ave & Konstantinoupoleos, Glyka Nera 15354, Greece.

 

 

 

      Telephone: 30 2106655650

 

 

TRADE PAYMENTS

 

 EXP. DATE  PAYING RECORD HIGH CREDIT NOW OWES  PAST DUE TERM     LAST SALE   

 

 

 

18/1/2014  SLOW90/240    153         153       153      30      

 

 

 

     

 

 

 

31/12/2013 PROMPT        480         0         0        30       30/11/2013  

 

 

 

     

 

 

 

11/12/2013 SLOW60/210    102         102       102      30       11/12/2012  

 

 

 

     

 

 

 

30/11/2013 PROMPT        480         480       0        30       30/10/2013  

 

 

 

     

 

 

 

11/11/2013 SLOW30/180    102         102       102      30       11/11/2012  

 

 

 

     

 

 

 

30/9/2013  SLOW60/150    420         0         0        30       30/9/2012   

 

 

 

     

 

 

 

30/9/2013  SLOW30/120    102         102       102      30       30/4/2013   

 

 

 

     

 

 

 

13/8/2013  SLOW60/150    420         0         0        30       13/8/2012   

 

 

 

     

 

 

 

13/8/2013  SLOW15/120    840         102       102      30       13/5/2013   

 

 

 

     

 

 

 

9/7/2013   SLOW60/150    420         0         0        30       9/7/2012    

 

 

 

     

 

 

 

9/7/2013   SLOW15/120    840         102       102      30       9/4/2013    

 

 

 

     

 

 

 

28/6/2013  SLOW60/150    420         0         0        30       28/6/2012   

 

 

 

     

 

 

 

28/6/2013  SLOW15/120    840         102       102      30       28/5/2013   

 

 

PAYMENTS REPORTED

 

Informants report that subject's payments are Slow but Correct   

 

 

HISTORY

 

   PRINCIPALS ANTECEDENTS                                                    

 

 

 

     NAME: Nikolaos Efstathios Kontos

 

 

 

     Also a director of DKS TEAM HOLDING S.A..

 

 

 

    

 

 

 

     NAME: Miltiadis Kyriakos Michaloutsos

 

 

 

     Also a director of SPEEDWELL CAPITAL PARTNERS S.A..

 

 

 

 

 

 

   BACKGROUND

 

 

 

     Business started Dec 3, 2002.

 

 

 

     Subject moved from 4 Paramythias, 15354 Glyka Nera Attiki on Jul 23, 2010.

 

 

 

 

 

   LEGAL FORM

 

 

 

     Societe anonyme registered on Dec 3, 2002 for a period ending Dec 31, 2022.

 

 

 

     Registration Number: 053208

 

 

 

     Government Gazette Number: 12074 / 2002

 

 

 

     Chamber of Commerce Number: 209716

 

 

 

     Tax Registration Number: 999641589

 

 

 

 

     On 18/11/2009 (Gov. Gaz. No. 13450/2009) a change of subject's head office

 

 

 

     was published. On 5/7/2010 (Gov. Gaz. No. 07045/2010) a change of subject's

 

 

 

     head office was published.

 

 

SHARE CAPITAL

 

       Nominal capital: 300,000. Issued capital: 300,000.

 

 

 

    

 

 

 

     Nominal capital is divided into:

 

 

 

     100,000 shares of 3 each and fully paid-up.

 

 

PARENT COMPANY

 

The company is a subsidiary of DKS TEAM HOLDING S.A. SOCIETE ANONYME,

 

IRAKLEIO, GREECE, which holds 99.50% interest.

 

Parent began operations 14 Dec 2012.

 

Ioanna Mangina holds 0.50% of the voting capital.

 

 

OPERATIONS

 

Local Activity Code:              2651                                           

Local Activity Code Type:     STAKOD                                        

Equivalent to:                        NACE 1                                        

 

 Manufactures search and navigation equipment

 

Design, development and mfg of LIDAR systems for Atmospheric,

 

Meteorological and Air Pollution Applications. Exclusive imports and trade of measurement, precision and control instruments , Details regarding subject's clientele are not available.

 

Exports 95% to Brazil, Chile, China, France, India, Japan, North Korea, Netherlands, Poland, Romania, Serbia and Montenegro, South Africa, Spain, Taiwan, U S A

Normal exporting terms are promissory notes

 

Imports 60% from France, Germany, U K, U S A

Normal importing terms are cash against documents

 

Subject reportedly acts as agents for:

 

Licel, Germany

Owis, Germany

 

EMPLOYS: 5 as at Sep 30, 2013 including 0 part-time staff.

The number of employees varies according to needs.

The number of employees peaks to 5.

 

Operates from rented workshop, at heading address.

 

REGISTERED OFFICE: At heading address.

 

 

FINANCIAL INFORMATION

 

                                       Fiscal           Fiscal          Fiscal

 

 

 

                                  Dec 31,2010      Dec 31,2011     Dec 31,2012

 

 

 

Turnover                            1,088,982          583,899         911,049

 

 

 

Pre-Tax Profit                        250,960            5,080          55,224

 

 

 

Net Worth                             498,815          496,380         527,045

 

 

 

Fixed Assets                           49,382          101,877          86,721

 

 

 

Total Assets                          874,163        1,103,634       1,026,540

 

 

 

Current Assets                        796,563          989,620         934,279

 

 

 

Current Liabilities                   375,349          607,254         499,495

 

 

 

Working Capital                       421,214          382,366         434,784

 

 

 

Financial Assets                                                         2,600

 

 

 

Intangibles                            28,217           12,137           2,940

 

 

 

Net Worth and Total Assets are tangible figures shown after the deduction of

 

 

 

intangible assets.

 

 

 

 

RATIOS 

 

 

 

                                  Dec 31,2010      Dec 31,2011     Dec 31,2012

 

 

 

Current Ratio (X)                        2.12             1.63            1.87

 

 

 

Solvency Ratio (%)                      75.25           122.34           94.77

 

 

 

Fixed Assets/Net Worth (%)               9.90            20.52           16.45

 

 

 

Current Liabs/Net Worth (%)             75.25           122.34           94.77

 

 

 

Asset Turnover (%)                     124.57            52.91           88.75

 

 

 

Sales / Net Working Cap (X)              2.59             1.53            2.10

 

 

 

Assets / Sales (%)                      80.27           189.01          112.68

 

 

 

Profit Margin (%)                       23.05             0.87            6.06

 

 

 

S/holders Return (%)                    50.31             1.02           10.48

 

 

 

Return On Assets (%)                    28.71             0.46            5.38

 

 

 

    

 

 

 

   

    Abstract from individual fiscal balance sheet as at Dec 31, 2012

 

 

 

          LIABILITIES                             ASSETS                       

 

 

 

Capital                        300,000   Land/Buildings                  18,795

 

 

 

Retained Profits               213,747   Plant/Machinery                188,391

 

 

 

Misc Reserves                   13,298   Depreciation                   120,465

 

 

 

Net Worth                      527,045   Total Fixed Ass                 86,721

 

 

 

                                         Misc Fin'cl Ass                  2,600

 

 

 

                                         Total Fin'cl Ass                 2,600

 

 

 

                                         Misc Intangible                  2,940

 

 

 

                                         Total Intangible                 2,940

 

 

 

     CURRENT LIABILITIES:                         CURRENT ASSETS:              

 

 

 

Trade Creditors                415,465   Stock                          298,579

 

 

 

Misc Current Liabs              84,030   Work In Progress                45,054

 

 

 

                                         Trade Debtors                  437,979

 

 

 

                                         Misc Debtors                    32,135

 

 

 

                                         Cash                           120,532

 

 

 

TOTAL CURRENT                  499,495   TOTAL CURRENT                  934,279

 

 

 

TOTAL LIABS & NW             1,026,540   TOTAL ASSETS                 1,026,540

 

 

 

        

 

 

 

      Profit & Loss Account from Jan 1, 2012 to Dec 31, 2012               

 

 

 

          Net Sales                               911,049

 

 

 

          Cost of Goods Sold                      567,362

 

 

 

          Gross Profit                            343,687

 

 

 

          Misc Operating Charges                  381,730

 

 

 

          Misc Operating Income                   125,911

 

 

 

          Net Operating Income                     87,868

 

 

 

          Misc Financial Income                    50,982

 

 

 

          Total Financial Income                   50,982

 

 

 

          Interest Payable                          3,185

 

 

 

          Misc Financial Expenses                  80,441

 

 

 

          Total Financial Expenses                 83,626

 

 

 

          Profit Before Taxes                      55,224

 

 

 

          Income Tax                               24,559

 

 

 

          Profit After Tax                         30,665

 

 

 

          Net Profit                               30,665

 

 

GENERAL COMMENTS

 

Subject is a long established, export oriented economic unit that employs also 4 persons on a free-lance basis.

 

Subject operates mainly as a manufacturing firm, as its manufacturing activities contribute by 95% to its total Net Sales.

 

Please note the information provided in this report was obtained from official and publicly available sources.

 

Further information was not available.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

        Rs.60.99

UK Pound

1

Rs.102.07

Euro

1

Rs.84.53

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.