MIRA INFORM REPORT

 

 

Report Date :

12.03.2014

 

IDENTIFICATION DETAILS

 

Name :

AMBE ENTERPRISES CC

 

 

Registered Office :

20 Production Road, Amalgam, Johannesburg, Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

08.02.2000

 

 

Com. Reg. No.:

2000/005396/23

 

 

Legal Form :

Private Company

 

 

Line of Business :

Importers and distributors of stainless steel and non-stick cookware, home furnishing, kitchen ware, gifts and other items such as religious murtis and Hindu festival items.

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 


 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

 

 


Company name and address

 

AMBE ENTERPRISES CC

 

PHYSICAL ADDRESS:  20 Production Road

                                    AMALGAM

                                    Johannesburg

                                    Gauteng

 

POSTAL ADDRESS:     P O Box 96477

                                    BRIXTON

                                    2019

 

TELEPHONE NUMBER: +27 11 839 1193

 

FAX NUMBER:              +27 11 837 4024

 

 

MEMBERS

 

100%    M M DOOLABH                                     ID No. 7012195138084

 

 

ASSOCIATE COMPANIES

 

SHRUSTI INVESTMENTS CC

M V FRANCHISING (PTY) LTD

 

 

BANKERS

 

FIRST NATIONAL BANK, Main Street Johannesburg Branch.  The subject does not require overdraft facilities as credit balances are maintained at the bank.

 

 

DATE REGISTERED

 

8 February 2000

Registration Certificate Number:  2000/005396/23

 

It was stated by the respondent that the operations originally started in 1984 as a sole proprietorship.

 

 

VAT NUMBER    

 

4390187971

 

 

TAX NUMBER    

 

9326025146

 

 

MAJOR OPERATION

 

Importers and distributors of stainless steel and non-stick cookware, home furnishing, kitchen ware, gifts and other items such as religious murtis and Hindu festival items.

 

 

MAJOR SUPPLIERS

 

The subject imports 98% of its supplies through TWALA GLOBAL.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Wholesalers and retailers

 

 

AREA OF DISTRIBUTION AND SELLING

 

South Africa

 

 

EXPORTS

 

None

 

 

TOTAL EMPLOYEES

 

10

 

OTHER PREMISES   

 

None

 

 

OWNED OR LEASED

 

The premises are reported to be owned by the subject valued in the region of R4 000 000, free of bond.

 

 

MEMBERS CONTRIBUTION

 

R100

 

 

FINANCIALS

 

Full financial information was not forthcoming from respondents at the subject, nevertheless, it was stated that the turnover per annum is between R15 000 000 to R20 000 000.

 

 

AUDITORS

 

VINOD JINA BHIKA

 

 

FINANCIAL YEAR END

 

FEBRUARY

 

 

INSURANCE BROKERS

 

RELIANCE INSURANCE BROKERS

 

 


CURRENT TRADE REFERENCES

 

      ACCOUNT    HIGHEST       AVERAGE       TERMS     PAYMENT   EXPERIENCE

      OPENED      CREDIT         CREDIT                           PATTERN

 

1.    9 years         R400 000       R100 000        7 days       7 days         Good        

 

     

COMMENTS

 

This is an established business meeting its local commitment timeously. 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.70

UK Pound

1

Rs.100.97

Euro

1

Rs.84.16

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.