MIRA INFORM REPORT

 

 

Report Date :

04.02.2014

 

IDENTIFICATION DETAILS

 

Name :

S. SACKER (CLAYDON) LTD.

 

 

Registered Office :

Railway Sidings, Great Blakenham, Ipswich, IP6 0JB

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.04.2013

 

 

Date of Incorporation :

03.11.1980

 

 

Com. Reg. No.:

01526052

 

 

Legal Form :

Private Independent

 

 

Line of Business :

Subject is engaged in the Recycling of scrap metals and delivery of total waste management solutions.

 

 

No. of Employees :

57

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 


 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA

 

 

 

 


Company name and address

 

S. SACKER (CLAYDON) LTD.

                                                                                                                                                                   

 

Railway Sidings

 

Great Blakenham

Ipswich, IP6 0JB

United Kingdom

(Trading Address)
Registered Address

 

 

Tel:

01473830373

Fax:

01473832535

 

www.sackers.co.uk

 

Employees:

57

Company Type:

Private Independent

 

 

Quoted Status:

Non-quoted Company

Incorporation Date:

03-Nov-1980

Auditor:

Ensors

Financials in:

 

 

Fiscal Year End:

30-Apr-2013

Reporting Currency:

British Pound Sterling

Annual Sales:

38.7  1

Net Income:

0.5

Total Assets:

18.4

                                         

 

Business Description   

 

 

From our 7-acre site in Great Blakenham, Suffolk we accept, collect and manage scrap metal, commercial and industrial waste and coordinate our fleet of skips, containers and haulage vehicles and lifting equipment, all geared up for providing the service that businesses and domestic households need to ensure that their waste is dealt with in the most economical, environmentally-friendly and worthwhile way. We provide bespoke waste collection, recycling and disposal solutions for large and small business and are committed to recovering value from waste materials using our considerable expertise. We actively promoting recycling options as an alternative to more traditional methods of disposal such as landfill or incineration and, being a friendly bunch, we offer a personal service with expert guidance to businesses to ensure that every kind of waste is dealt in the most efficient way - taking the hassle out of waste management and the legal requirements involved. As buyers of ferrous and non-ferrous metals were also flexible and reliable; handling individual consignments and regular orders. A truly global company, Sackers trade in scrap metal throughout the world and are experienced in its preparation to internationally recognised grades. With vehicle disposal, we adhere to the End of Life Vehicle Directive (2000/52/EC) and operate a fully licensed Automotive Treatment Facility. This ensures the removal of all hazardous components before the recycling process begins. Offering the best prices for all grades of scrap metal, including cars, we also produce high quality shredded rubber from recycled cars, which can be used in recreation and sports facilities.

 

 

Industry

     

 

Industry

Waste Management

ANZSIC 2006:

29 - Waste Collection, Treatment and Disposal Services

ISIC Rev 4:

38 - Waste collection, treatment and disposal activities; materials recovery

NACE Rev 2:

38 - Waste collection, treatment and disposal activities; materials recovery

NAICS 2012:

562 - Waste Management and Remediation Services

UK SIC 2007:

38 - Waste collection, treatment and disposal activities; materials recovery

US SIC 1987:

495 - Sanitary Services

                      

 

Key Executives

 

Name

Title

Chris Oliver

Finance Director

Daniel Crooks

Business Development Executive

Ewan Christopher Cameron Dodds

Director, Secretary

Stuart Spreadbridge

Transport Manager

Nigel Slinn

Commercial Manager

                             

 

Financial Summary  

 

FYE: 30-Apr-2013

USD (mil)

Key Figures

 

Current Assets

6.79

Fixed Assets

11.61

Total Liabilities

7.02

Net Worth

5.48

 

Key Ratios

 

Current Ratio

0.97

Acid Test

0.80

Debt Gearing

91.80

 

 

Registered No.(UK): 01526052

 

1 - Profit & Loss Item Exchange Rate: USD 1 = GBP 0.6351951

2 - Balance Sheet Item Exchange Rate: USD 1 = GBP 0.645416

 

 

Corporate Overview

 

Location
Railway Sidings
Great Blakenham
Ipswich, IP6 0JB
Suffolk County
United Kingdom

 

Tel:

01473830373

Fax:

01473832535

 

www.sackers.co.uk

Sales GBP(mil):

24.6

Assets GBP(mil):

11.9

Employees:

57

Fiscal Year End:

30-Apr-2013

 

 

 

Industry:

Waste Management Services

Registered Address:
Railway Sidings
Gipping Road Great
Blakenham Ipswich
Ipswich, IP6 0JB
United Kingdom

 

Incorporation Date:

03-Nov-1980

Company Type:

Private Independent

Quoted Status:

Not Quoted

Previous Name:

Claydon Metals Ltd.

Registered No.(UK):

01526052

 

Director:

Adrian Alexander Dodds

 

 

Industry Codes

 

ANZSIC 2006 Codes:

29

-

Waste Collection, Treatment and Disposal Services

9539

-

Other Personal Services Not Elsewhere Classified

 

ISIC Rev 4 Codes:

38

-

Waste collection, treatment and disposal activities; materials recovery

9609

-

Other personal service activities n.e.c.

3830

-

Materials recovery

 

NACE Rev 2 Codes:

38

-

Waste collection, treatment and disposal activities; materials recovery

9609

-

Other personal service activities n.e.c.

3832

-

Recovery of sorted materials

 

NAICS 2012 Codes:

562

-

Waste Management and Remediation Services

812990

-

All Other Personal Services

562920

-

Materials Recovery Facilities

 

US SIC 1987:

495

-

Sanitary Services

4953

-

Refuse Systems

7299

-

Miscellaneous Personal Services, Not Elsewhere Classified

 

UK SIC 2007:

38

-

Waste collection, treatment and disposal activities; materials recovery

9609

-

Other personal service activities n.e.c.

3832

-

Recovery of sorted materials

 

 

Business Description

 

Recycling of scrap metals and delivery of total waste management solutions.

More Business Descriptions

Waste Disposal

From our 7-acre site in Great Blakenham, Suffolk we accept, collect and manage scrap metal, commercial and industrial waste and coordinate our fleet of skips, containers and haulage vehicles and lifting equipment, all geared up for providing the service that businesses and domestic households need to ensure that their waste is dealt with in the most economical, environmentally-friendly and worthwhile way. We provide bespoke waste collection, recycling and disposal solutions for large and small business and are committed to recovering value from waste materials using our considerable expertise. We actively promoting recycling options as an alternative to more traditional methods of disposal such as landfill or incineration and, being a friendly bunch, we offer a personal service with expert guidance to businesses to ensure that every kind of waste is dealt in the most efficient way - taking the hassle out of waste management and the legal requirements involved. As buyers of ferrous and non-ferrous metals were also flexible and reliable; handling individual consignments and regular orders. A truly global company, Sackers trade in scrap metal throughout the world and are experienced in its preparation to internationally recognised grades. With vehicle disposal, we adhere to the End of Life Vehicle Directive (2000/52/EC) and operate a fully licensed Automotive Treatment Facility. This ensures the removal of all hazardous components before the recycling process begins. Offering the best prices for all grades of scrap metal, including cars, we also produce high quality shredded rubber from recycled cars, which can be used in recreation and sports facilities.

 

Financial Data

 

Financials in:

GBP(mil)

 

Revenue:

24.6

Net Income:

0.3

Assets:

11.9

Current Assets:

4.4

 

Fixed Assets:

7.5

 

Long Term Debt:

3.2

 

Total Liabilities:

7.8

 

Issued Capital:

NaN

 

Working Capital:

-0.1

 

Net Worth:

3.5

 

 

 

Date of Financial Data:

30-Apr-2013

 

1 Year Growth

-7.1%

NA

NA

 

Key Corporate Relationships

Auditor:

Ensors

Bank:

Hsbc Bank PLC

 

Auditor:

Ensors

 

Auditor History

Ensors

30-Apr-2013

Ensors

30-Apr-2012

Ensors

30-Apr-2011

Ensors

30-Apr-2010

Ensors

30-Apr-2009

 

 

GBP(mil)

Audit Fees:

0.0

Audit Fiscal Year:

04-30-2013

 

 

Executives Report

 

Board of Directors

 

Name

Title

Function

 

Ewan Christopher Cameron Dodds

 

Director, Secretary

Director/Board Member

 

Age: 54

Adrian Alexander Dodds

 

Director

Director/Board Member

 

 

Age: 53

David Graeme Dodds

 

Director

Director/Board Member

 

 

Age: 51

Charles Anthony Robert Dodds

 

Director

Director/Board Member

 

 

Age: 82

Beryl Ida Dodds

 

Director

Director/Board Member

 

 

Age: 79

 

 

Executives

 

Name

Title

Function

 

Sally Mallett

 

Office Manager

Administration Executive

 

Ewan Christopher Cameron Dodds

 

Director, Secretary

Company Secretary

 

Age: 54

Chris Oliver

 

Finance Director

Finance Executive

 

 

Daniel Crooks

 

Business Development Executive

Business Development Executive

 

 

Nigel Slinn

 

Commercial Manager

Commercial Executive

 

 

Stuart Spreadbridge

 

Transport Manager

Logistics Executive

 

 

 

Directors and Shareholders Report

 

Main Office Address:
Railway Sidings
Ipswich
United Kingdom IP6 0JB

Tel: 01473830373
Fax: 01473832535
URL: http://www.sackers.co.uk

Annual Return Date: 10 Jul 2013

 

Individual Directors

 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Ewan Christopher Cameron
Dodds

Current

01 Oct 1959

18 Elsmere Road,
Ipswich, Suffolk IP1 3SZ

09 Jul 1991

NA

Current:4
Previous:2
Disqualifications:0

 

Charles Anthony Robert
Dodds

Current

06 May 1931

Ridgebourne 36 St Edmunds Road,
Ipswich, Suffolk IP1 3QT

09 Jul 1991

NA

Current:1
Previous:1
Disqualifications:0

 

Beryl Ida
Dodds

Current

08 Sep 1934

36 St Edmunds Road,
Ipswich, Suffolk IP1 3QT

09 Jul 1995

NA

Current:1
Previous:1
Disqualifications:0

 

Adrian Alexander
Dodds

Current

17 Dec 1960

146 Westerfield Road,
Ipswich, Suffolk IP4 3AF

09 Jul 1991

NA

Current:4
Previous:0
Disqualifications:0

 

David Graeme
Dodds

Current

28 Jul 1962

52 Dale Hall Lane,
Ipswich, Suffolk IP1 4LH

09 Jul 1991

NA

Current:3
Previous:0
Disqualifications:0

 

Rosalie
Dodds

Previous

05 Mar 1961

146 Westerfield Road,
Ipswich, Suffolk IP4 3AF

01 May 1996

24 Jun 2003

Current:0
Previous:1
Disqualifications:0

 

Helen Claire
Dodds

Previous

20 Sep 1966

13 Elsmere Road,
Ipswich, Suffolk IP1 3SZ

01 May 1996

24 Jun 2003

Current:0
Previous:1
Disqualifications:0

 

Julie
Dodds

Previous

23 Nov 1959

39 Borrowdale Avenue,
Ipswich, Suffolk IP4 2TJ

09 Jul 1991

23 Aug 1994

Current:0
Previous:1
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Directors

 

There are no corporate directors for this company.

 

 

Individual Secretaries

 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Ewan Christopher Cameron
Dodds

Current

01 Oct 1959

18 Elsmere Road,
Ipswich, Suffolk IP1 3SZ

01 Oct 1994

NA

Current:4
Previous:2
Disqualifications:0

 

Beryl Ida
Dodds

Previous

08 Sep 1934

36 St Edmunds Road,
Ipswich, Suffolk IP1 3QT

09 Jul 1991

01 Oct 1994

Current:1
Previous:1
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Secretaries

 

There are no corporate secretaries for this company.

 

 

Individual Shareholders

 

Name

Share Details
(As Reported)

Share Type

# of Shares

Share Price (GBP)

Share Value (GBP)

% of Total Shares

Adrian Alexander Dodds

30 Ordinary GBP 1.00

Ordinary

30

1.00

30.00

30.00

Beryl Ida Dodds

15 Ordinary GBP 1.00

Ordinary

15

1.00

15.00

15.00

Charles Anthony Robert Dodds

15 Ordinary GBP 1.00

Ordinary

15

1.00

15.00

15.00

David Graeme Dodds

30 Ordinary GBP 1.00

Ordinary

30

1.00

30.00

30.00

Ewan Christopher Cameron Dodds

10 Ordinary GBP 1.00

Ordinary

10

1.00

10.00

10.00

 

 

 

 

 

 

 

 

Corporate Shareholders

 

There are no corporate shareholders for this company.

 

 


Annual Profit & Loss

 

Financials in: USD (mil)

Except for share items (millions) and per share items (actual units)

 

Financial Glossary

 

 

30-Apr-2013

30-Apr-2012

30-Apr-2011

30-Apr-2010

30-Apr-2009

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.635195

0.627861

0.640008

0.625491

0.607152

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Turnover (UK)

-

-

-

-

11.5

Turnover (Exports)

-

-

-

-

6.5

Total Turnover

38.7

42.2

35.8

27.8

18.0

Cost of Sales

-

-

-

24.0

15.1

Total Expenses

37.5

40.8

34.5

-

-

Gross Profit

-

-

-

3.8

2.9

Depreciation

1.1

1.0

0.9

0.9

0.6

Other Expenses

-

-

-

3.2

2.6

Operating Profit

1.2

1.4

-

-

-

Other Income

0.0

0.0

0.0

0.0

0.1

Interest Paid

0.5

0.5

0.5

0.5

0.4

Exceptional Income

0.0

0.0

0.0

0.0

0.1

Discontinued Operations

0.0

0.0

0.0

0.0

0.0

Profit Before Taxes

0.7

0.9

0.9

0.1

0.1

Tax Payable / Credit

0.1

0.2

0.2

0.0

0.0

Extraordinary Items/Debits

0.0

0.0

0.0

0.0

0.0

Dividends

0.1

0.1

0.0

0.0

0.0

Profit After Taxes

0.5

0.6

0.7

0.1

0.1

Minority Interests (Profit & Loss)

0.0

0.0

0.0

0.0

0.0

Audit Fees

0.0

0.0

0.0

0.0

0.0

Number of Employees

57

58

52

51

48

Wages

2.4

2.5

2.1

2.0

1.9

Social Security Costs

0.3

0.3

0.2

0.2

0.2

Pensions

-

0.0

0.0

0.0

0.0

Other Pension Costs

0.0

0.1

0.0

0.0

0.1

Employees Remuneration

2.7

2.8

2.4

2.2

2.1

Directors Emoluments

-

-

0.5

0.4

0.5

Other Costs

-

0.7

0.0

0.0

0.0

Directors Remuneration

0.5

0.7

0.5

0.4

0.5

Highest Paid Director

0.2

0.3

0.2

0.2

0.2

 


Annual Balance Sheet

 

Financials in: USD (mil)

 

Financial Glossary

 

 

30-Apr-2013

30-Apr-2012

30-Apr-2011

30-Apr-2010

30-Apr-2009

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.645416

0.614874

0.599538

0.653317

0.674855

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Land & Buildings

3.4

3.6

3.8

3.5

3.4

Fixtures & Fittings

0.1

0.1

0.2

0.2

0.1

Plant & Vehicles

8.1

7.6

7.6

7.3

7.1

Total Tangible Fixed Assets

11.6

11.4

11.5

10.9

10.6

Intangible Assets

0.0

0.0

0.0

0.0

0.0

Investments

0.0

0.0

0.0

0.0

0.0

Total Fixed Assets

11.6

11.4

11.5

10.9

10.6

Stocks

1.2

1.8

1.3

1.7

1.1

Work in Progress

0.0

0.0

0.0

0.0

0.0

Total Stocks Work In Progress

1.2

1.8

1.3

1.7

1.1

Trade Debtors

3.8

5.1

5.1

2.5

1.4

Other Debtors

1.4

1.5

0.5

0.6

0.4

Total Debtors

5.1

6.6

5.6

3.1

1.9

Cash and Equivalents

0.5

0.1

0.1

0.1

0.0

Other Current Assets

0.0

0.0

0.0

0.0

0.0

Total Current Assets

6.8

8.4

7.0

4.9

3.1

Total Assets

18.4

19.8

18.5

15.8

13.7

Trade Creditors

3.6

4.4

4.0

2.4

1.7

Bank Overdraft

1.5

1.0

1.0

1.4

0.6

Inter-Company Creditors

0.0

-

-

-

0.0

Director Loans (Current Liability)

0.3

-

-

0.0

0.0

Hire Purchase (Current Liability)

0.5

-

0.3

0.3

0.2

Finance Lease (Current Liability)

0.0

-

0.0

0.0

0.0

Total Finance Lease/Hire Purchase (Current Liability)

0.5

0.5

0.3

0.3

0.2

Total Short Term Loans

0.0

-

-

-

0.0

Accruals/Deferred Income (Current Liability)

1.0

1.4

1.4

1.0

0.5

Social Security/VAT

0.1

0.1

0.2

0.1

0.1

Corporation Tax

0.2

0.1

0.0

-

0.0

Dividends (Current Liability)

0.0

-

-

-

0.0

Other Current Liabilities

0.0

0.1

0.1

0.0

0.0

Total Current Liabilities

7.0

7.7

6.9

5.1

3.2

Group Loans (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Director Loans (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Hire Purchase (Long Term Liability)

0.5

0.7

0.3

0.3

0.3

Leasing (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Total Hire Purchase Loans (Long Term Liability)

0.5

0.7

0.3

0.3

0.3

Other Long Term Loans

4.5

5.2

5.7

6.1

6.2

Accruals/Deferred Income (Long Term Liability)

0.0

0.0

0.0

0.0

0.0

Other Long Term Liabilities

0.0

0.0

0.0

0.0

0.0

Total Long Term Liabilities

5.0

6.0

6.0

6.4

6.5

Deferred Taxation

0.9

1.0

0.9

0.6

0.6

Other Provisions

0.0

0.0

0.0

0.0

0.0

Total Provisions

0.9

1.0

0.9

0.6

0.6

Issued Capital

0.0

0.0

0.0

0.0

0.0

Share Premium Accounts

0.0

0.0

0.0

0.0

0.0

Revaluation Reserve

0.0

0.0

0.0

0.0

0.0

Retained Earnings

5.5

5.2

4.7

3.6

3.4

Other Reserves

0.0

0.0

0.0

0.0

0.0

Minority Interests (Balance Sheet)

0.0

0.0

0.0

0.0

0.0

Total Shareholders Funds

5.5

5.2

4.7

3.6

3.4

Net Worth

5.5

5.2

4.7

3.6

3.4

 

 

Annual Cash Flows

 

Financials in: USD (mil)

 

Financial Glossary

 

 

 

 

30-Apr-2013

30-Apr-2012

30-Apr-2011

30-Apr-2010

30-Apr-2009

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.635195

0.627861

0.640008

0.625491

0.607152

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Net Cash Flow From Operating Activities

3.0

1.6

2.1

1.0

3.0

Net Cash Flow from ROI and Servicing of Finance

-0.4

-0.5

-0.4

-0.5

-0.4

Taxation

-0.1

0.0

0.0

0.0

0.1

Capital Expenditures

-1.5

-0.8

-0.1

-0.7

-3.8

Acquisitions and Disposals

0.0

0.0

0.0

0.0

0.0

Paid Up Equity

-0.1

-0.1

0.0

0.0

0.0

Management of Liquid Resources

0.0

0.0

0.0

0.0

0.0

Net Cash Flow From Financing

-0.1

-0.2

-1.0

-0.5

1.0

Increase in Cash

0.8

0.0

0.6

-0.6

-0.2

 


Annual Ratios

 

Financials in: USD (mil)

 

 

30-Apr-2013

30-Apr-2012

30-Apr-2011

30-Apr-2010

30-Apr-2009

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.645416

0.614874

0.599538

0.653317

0.674855

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Current Ratio

0.97

1.09

1.01

0.95

0.97

Liquidity Ratio

0.80

0.86

0.82

0.62

0.61

Stock Turnover

3,244.00

2,447.00

2,845.00

1,573.00

1,415.00

Credit Period (Days)

3,620.00

4,297.00

4,831.00

3,370.00

3,234.00

Working Capital by Sales

-58.00%

164.00%

18.00%

-101.00%

-61.00%

Trade Credit by Debtors

95.00

87.00

79.00

98.00

118.00

Return on Capital

648.00%

799.00%

809.00%

95.00%

110.00%

Return on Assets

401.00%

488.00%

506.00%

64.00%

84.00%

Profit Margin

194.00%

224.00%

244.00%

38.00%

71.00%

Return on Shareholders Funds

1,347.00%

1,864.00%

2,002.00%

279.00%

336.00%

Borrowing Ratio

13,287.00%

14,319.00%

15,649.00%

22,350.00%

21,343.00%

Equity Gearing

2,976.00%

2,621.00%

2,529.00%

2,287.00%

2,514.00%

Debt Gearing

91.80%

114.84%

128.83%

177.52%

189.03%

Interest Coverage

165.00

193.00

190.00

21.00

29.00

Sales by Tangible Assets

329.00

379.00

334.00

244.00

153.00

Average Remuneration per Employee

0.0

0.0

0.0

0.0

0.0

Profit per Employee

0.0

0.0

0.0

0.0

0.0

Sales per Employee

0.7

0.7

0.7

0.5

0.3

Capital Employed per Employee

0.2

0.2

0.2

0.2

0.2

Tangible Assets per Employee

0.2

0.2

0.2

0.2

0.2

Total Assets per Employee

0.3

0.3

0.4

0.3

0.3

Employee Remuneration by Sales

704.00%

672.00%

668.00%

788.00%

1,189.00%

Creditor Days (Cost of Sales Based)

3,422.00

3,749.00

3,794.00

3,843.00

4,554.00

Creditor Days (Sales Based)

3,422.00

3,749.00

3,794.00

3,315.00

3,818.00


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.69

UK Pound

1

Rs.102.97

Euro

1

Rs.84.58

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.