MIRA INFORM REPORT

 

 

Report Date :

13.03.2014

 

IDENTIFICATION DETAILS

 

Name :

GRUPO MARMOL Y DISEÑOS INTERNACIONAL S.A.

 

 

Registered Office :

Autopista Bernardo Soto, El Coyol de Alajuela, De Riteve 300 ts al Oeste, San José

 

 

Country :

Costa Rica

 

 

Date of Incorporation :

Not Available

 

 

Legal Form :

Joint-Stock Company

 

 

Line of Business :

Import and marketing of marble, onyx, travertine and granite.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Undetermined

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Costa Rica

B1

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

COSTA RICA - ECONOMIC OVERVIEW

 

Prior to the global economic crisis, Costa Rica enjoyed stable economic growth. The economy contracted 1.3% in 2009 but resumed growth at about 4.5% per year in 2010-12. While the traditional agricultural exports of bananas, coffee, sugar, and beef are still the backbone of commodity export trade, a variety of industrial and specialized agricultural products have broadened export trade in recent years. High value-added goods and services, including microchips, have further bolstered exports. Tourism continues to bring in foreign exchange, as Costa Rica's impressive biodiversity makes it a key destination for ecotourism. Foreign investors remain attracted by the country's political stability and relatively high education levels, as well as the incentives offered in the free-trade zones; and Costa Rica has attracted one of the highest levels of foreign direct investment per capita in Latin America. However, many business impediments remain, such as high levels of bureaucracy, legal uncertainty due to overlapping and at times conflicting responsibilities between agencies, difficulty of enforcing contracts, and weak investor protection. Poverty has remained around 20-25% for nearly 20 years, and the strong social safety net that had been put into place by the government has eroded due to increased financial constraints on government expenditures. Unlike the rest of Central America, Costa Rica is not highly dependent on remittances as they only represent about 2% of GDP. Immigration from Nicaragua has increasingly become a concern for the government. The estimated 300,000-500,000 Nicaraguans in Costa Rica legally and illegally are an important source of mostly unskilled labor but also place heavy demands on the social welfare system. The US-Central American-Dominican Republic Free Trade Agreement (CAFTA-DR) entered into force on 1 January 2009 after significant delays within the Costa Rican legislature. CAFTA-DR has increased foreign direct investment in key sectors of the economy, including the insurance and telecommunications sectors recently opened to private investors. President CHINCHILLA was not able to gain legislative approval for fiscal reform, her top priority, though she continued to pursue fiscal reform in 2012. President CHINCHILLA and the PLN were successful in passing a tax on corporations to fund an increase for security services.

 

Source : CIA

 

 

 

 


IDENTIFICATION

 

CORRECT COMPANY NAME

GRUPO MARMOL Y DISEÑOS INTERNACIONAL S.A.

TRADE NAME

GRUPO MEDI

MAIN ADDRESS

Autopista Bernardo Soto, El Coyol de Alajuela, De Riteve 300 ts al Oeste

DEPT/PROV/REGION/STATE

San José

COUNTRY

COSTA RICA

TELEPHONE

(506) 24332756

CORPORATE E-MAIL

info@grupo-mdi.com

WEB

http://www.grupo-mdi.com

COMMENTS

 

In Costa Rica all the addresses are informal. They are based on variable reference points, that is to say, there is not a formal or official scheme about the address of a place, in the city or in the field. In some cities of the country, there are names of streets and avenues but they are not often very used by people or few understand this scheme.

 

 

EXECUTIVE SUMMARY

 

permanent employees

-

Chief Executive

AARTS, JENNEKE CORNELIA MARIA

Disposition

REPORT PREPARED FROM OUTSIDE SOURCES.

Payments policy

Without rating (No payment experience traced)

Number of times that this company was required: 2

 

 

LEGAL STRUCTURE

 

LEGAL STATUS

Joint-Stock Company

 

 

CURRENT EXCHANGE RATE (US$)

C/.549.82 per USD1.00

 

 

 

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

AARTS, JENNEKE CORNELIA MARIA

General Manager

 

 

 

 

WHO IS WHO?

 

AARTS, JENNEKE CORNELIA MARIA

TITLE

General Manager

NATIONALITY

Dutch

ID

C.I. 152800017905

BACKGROUND INFORMATION

Education:

Universiteit Utrecht

Master of Science (MSc)

1983 - 1989

 

Languages:

Spanish

English

German

 

Associated to Marble Institute of America; Luxury Resort Development Group, YBG - International LION Networkers Group; YBG UK - Making it Happen  

 

 

PARTICIPATED IN

 

COMPANY

TITLE

COUNTRY

YEAR / REF

MEDICONSULT

 

COSTA RICA

1994/2009

 

 

BUSINESS

 

SIC Classification

P - MATERIALES PARA LA CONSTRUCCION- FERRETERIA (Materiales para la construccion, cemento, yeso, arena, fierro de construccion, ferreteria, tuberia, ladrillos, pinturas)

Main activity

Import and marketing of marble, onyx, travertine and granite.

The company has 3 departments:

 

Marmol y Disenos Internacional

Offers an extensive collection imported natural stones from around the world.

It has strategic alliances with the most powerful owners of quarries and factories to comply with any requirement in natural stone.

 

Granitec

Specializing in cut to size produced marble countertops in any required, granite, quartz, stone Nano, etc.

 

FLEXISTONE ®

An inovative product of Grupo Marmol y Disenos Internacional.

Leaves slate stone weighing 2kg m2.

FLEXISTONE can be used indoors and outdoors.

Possible applications are almost limitless.

O P E R A T I O N S

Import

Yes

Country

China

Export

No

SELLING TerritorY

Domestic market

EMPLOYEES

-

LOCATION

OTHER PREMISES

Its Headquarters operates at the heading address.

Comments

 

Its sales are aimed at architects and construction companies.

 

 

FINANCIAL INFORMATION

 

Disposition

REPORT PREPARED FROM OUTSIDE SOURCES.

Interviewee(s)

Fuentes externas

Information provided

This report has been developed entirely through external sources, because we have not been able to contact this company principal executive

 

The phone number on the order rings but no one answers, it was possible to get another phone number 24333222 which indicates to leave the message

 

It should be noted that the legal name with which was requested not registers Tax Registration

 

We have stressed about it and then we contact Ms. Jennie Aarts (Manager) who indicated forwarded information in the course of the next few days, in case we get it we will send it through an additional supplement, otherwise we will terminate our management.

 

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

UNDETERMINED

Public and private sources do not report further details.

 

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS

 

(Confidential Information)

 

TRADE REFERENCES


CREDIT BUREAU COMMENTS

No on inhibitions, lawsuits, notices, bankruptcies, judicial auctions, account disqualifications, delinquent transactions have been found under the company's name.

 

 

 

 


GENERAL INFORMATION

 

Explanation about commercial reputation

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.09

UK Pound

1

Rs.101.59

Euro

1

Rs.84.65

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.