MIRA INFORM REPORT

 

 

Report Date :

15.03.2014

 

IDENTIFICATION DETAILS

 

Name :

FALABELLA S.A.

 

 

Registered Office :

Florida 343, floor 4(1005), Buenos Aires City

 

 

Country :

Argentina

 

 

Date of Incorporation :

25.08.1992

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

Subject is a departments store in the national market, having opened an important shopping center in Mendoza Province.

 

 

No. of Employees

4500 Employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Argentina

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


argentina ECONOMIC OVERVIEW

 

Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and an unprecedented bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - at the time the largest ever - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. The economy in 2010 rebounded strongly from the 2009 recession, but has slowed since late 2011 even as the government continued to rely on expansionary fiscal and monetary policies, which have kept inflation in the double digits. The government expanded state intervention in the economy throughout 2012. In May the Congress approved the nationalization of the oil company YPF from Spain's Repsol. The government expanded formal and informal measures to restrict imports during the year, including a requirement for pre-registration and pre-approval of all imports. In July the government also further tightened currency controls in an effort to bolster foreign reserves and stem capital flight.

 

Source : CIA

 


Registered Name

 

FALABELLA S.A.

 

 

CUIT.No.           

 

30-65572582-9

 

Summary

 

REFERRED TO AS INITIATING HOLDER OF ACTIVITIES TO DEVELOP. OPERA FROM SUCH AS OCCURRED IN SHAPING YOUR LEGAL 1992.ES TO MAKE NOTE THAT NO FINANCIAL DATA ARE

 

PROVIDED WITHOUT KNOWING THE ORIGIN OF THE ORDER. IMPORTANT IN YOUR AREA MANAGEMENT HAS EXTERNAL SUPPORT. REMAINS FIRM REPUTATION SUITABLE FOR NEW CREDITS.

 

Operations

 

DEPARTMENT STORES

HOUSEHOLD GOODS

RETAIL SALE

 

Legal Structure

 

Business type:              Public Limited Company

Incorporated:                 25/08/1992

Registered:                    02/09/1992

Register #:                    8217

Duration:                       99 years

End of fiscal year:          31/12

 

Contact

 

Legal address:                           Florida 343, floor 4(1005), Buenos Aires City, Argentina Republic.

Phone.:                                     (54-11) 5950-5000/4000-9800

 

Administrative address:              Colectora Panamericana 311, Martinez (1640), Buenos Aires Province,

Argentine Republic.

Phone:                                      (54-11) 4717-8500

 

Sales shops:

----------------------

Shopping Unicenter, Martínez, Buenos Aires Province.

Florida 343, Buenos Aires City.

 

On the corner of Florida and Tte.Gral.Perón, Buenos Aires City.

Córdoba 1101, Rosario, Santa Fé Province.

 

Duarte Quiroz 1400, Córdoba, Córdoba Province.

 

Peatonal Tucumán 163, San Juan, San Juan Province.

 

Acc.E.Lateral Norte 3280,Guaymallen, Mendoza Province.

 

 

Partners

 

·         President:                           MINGO SALAZAR JUAN LUIS

Vice-president:                         BENAVIDES FELIU JUAN MAXIMILIANO

Director:                                   MONTERO SHEPELER JUAN PABLO

Director:                                   ARTANA DANIEL ALBERTO

Director:                                   BENITES MANUEL MARIA

Substitute Director:                   LEWIN GOMEZ CRISTIAN

Substitute Director:                   ARNTSEN ALAN

Trustee:                                    RUEDA PABLO

Substitute Trustee:                    NOSEDA PABLO GABRIEL

 

Use of social signature: In the charge of the President and Vice-president.

 

 

Corporate Stock

 

Subscribed and Realized Capital: $ 303,633,680

 

Shareholders:

INVESTING FALABELLA ARGENTINA SA                       $ 98,666,310

INVERFAL S.A.                                                             $ 204,967,370

 

History

 

Its representatives, due to the company's policy, denied to satisfy our request.

 

However, according to our database, we can say that this was the first departments store in the national market, having opened an important shopping center in Mendoza Province.

 

Later on, it could open other shopping centers, so, at present, it has seven ones in many very populated cities.

 

Falabella is present in Chile (its original country), Argentina, Peru and Bolivia, which are managed in independent way.

 

 

Economic-Financial Position

 

No facilitate Balances.

 

Anyway we have a reputable firm that has an interesting investment in all its activities.

 

Assets

 

REAL ESTATE:

--------------------

The company's fixed assets include the properties located in the previously exposed addresses, from which no details were obtained. Highlights that because of its location and dimensions, they have a high realization value.

 

VEHICLES:

------------------

It has a fleet of vehicles used for its operations(no details were mentioned).

Parent/Related Companies

> INVERSIONES FALABELLA ARGENTINA S.A.

> S.A.C.I. FALABELLA (CHILE)

> C.M.R. FALABELLA S.A.

> GARCIA HNOS Y CIA.LA FAVORITA S.A.

> MENDOZA PLAZA SHOPPING S.A.

> SOSERCOM LTDA. (CHILE)

> S.A.G. FALABELLA (PERU)

> ADMINISTRADORA CMR (CHILE)

> SHEARVAN CORPORATE S.A. (CHILE)

> VIAJES FALABELLA S.A.

> CLAMIJU S.A.

> CENTRO LOGISTICO APLICADO S.A.

> SERVICIOS DE PERSONAL LOGISTICO S.A.

> SODIMAC S.A. (CHILE)

> VIAJES FALABELLA LTDA. (CHILE)

 


Evolution and Results

 

As has been mentioned early, the company under review is dedicated to the sale of various products through a system of "department store."

 

For the intended purpose, has spacious showrooms and sales points located in strategic cities in the country, being in practice the most important company in the sector in which it operates.

 

For your attention has a significant number of employees, including salespeople, administrative, technical, etc..

 

Specific imports from Chile, China, Brazil and Malaysia among other countries, not being known his foray into the

export market.

 

* 4500 EMPLOYEE.

 

USUAL PROVIDERS:

--------------------------------

* Suavestar SA

* PHILIPS ARGENTINA SA

* LG SA

* LONGVIE SA

* PIERO SA

 

FOREIGN TRADE:

-------------------------

In the last twelve months in office, has materialized imports for $ s. 86,705,709 according to the following breakdown:

 

CHINA, INDIA, GERMANY, OTHERS, ETC

 

 

Branches

 

* UNICENTER: Paraná 3745, Martínez, Pcia.de Bs.Aires.

Tel.: (54-11) 4717-8100

 

* FLORIDA: Florida 202 y 343, Cdad.de Buenos Aires.

Tel.: (54-11) 5950-5000/5950-5060

 

* ROSARIO: Córdoba 1101, Rosario, Pcia.de Santa Fé.

Tel.: (0341) 420-3500

 

* CORDOBA: Duarte Quiroz 1400, Córdoba, Dpto.Capital.

Tel.: (0351) 488-8800

 

* MENDOZA: Acc.E.Lateral Norte 3280, Guaymallen, Pcia

de Mendoza.

Tel.: (0264) 427-5351

 

* SAN JUAN: Peatonal Tucumán 163 Sur, San Juan

Tel.: (0264) 427-5351

 

 

Payment Record and Credit Risk

 

·         BANCO DE GALICIA Y BUENOS AIRES

STANDARD BANK

CITIBANK N.A.

BBVA BANCO FRANCES

BANCO SUPERVIELLE

BANCO CIUDAD DE BUENOS AIRES

BANCO PATAGONIA

BANCO SANTANDER RIO

BANCO COMAFI

BANCO FINANSUR

BANCO INDUSTRIAL DE AZUL

BANCO DE LA PAMPA

BANCO MACRO

BANCO DE LA NACION ARGENTINA

HSBC BANK ARGENTINA

 

CREDIT RISK

 

01/2014

BANCO DE LA CIUDAD DE BUENOS AIRES............................100.615.100

HSBC.......................................................... 60.439.900

BANCO HIPOTECARIO............................................. 50.347.400

DEUTSCHE BANK................................................. 50.075.400

BANCO PROVINCIA DE BUENOS AIRES............................... 18.805.800

BANCO DE LA PAMPA............................................. 15.067.900

BANCO INDUSTRIAL.............................................. 2.075.000

BANCO FRANCES................................................. 1.261.800

BANCO GALICIA................................................. 898.300

FINANSUR...................................................... 388.600

HSBC.......................................................... 189,500

AMERICAN EXPRESS.............................................. 32.400

BANCO SUPERVIELLE ............................................ 13.500

CITIBANK...................................................... 1.200

SITUATION 1: NORMAL FULFILLMENT


INSURANCE:

-------------------

LA BUENOS AIRES S.A.

 

 

Concept

 

For the type of activities performed, the related holder commercially sees a high number of supplier firms and foreign place, much of which will support and provide your credit which has been prone to using expansion their commitments, so far without objections payment options it supports.

 

* GOOD PERFORMANCE

 

 

Final Opinion

 

Based on the figures to drop the last annual balance known, it is understood that to interest the credit link with the owner, it shall be endorsed as deemed advisable.

 

* CREDITS ON CAN CONTINUE OPERATING. - CMA.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

        Rs.61.52

UK Pound

1

Rs.102.22

Euro

1

Rs.85.23

 

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

               

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.