MIRA INFORM REPORT

 

 

Report Date :

18.03.2014

 

IDENTIFICATION DETAILS

 

Name :

AQ MART

 

 

Registered Office :

Gula Laage S Maradhoo, Addu

 

 

Country :

Maldives

 

 

Date of Incorporation :

13.08.2009

 

 

Legal Form :

Sole-Proprietorship

 

 

Line of Business :

Trader of Finished products such as

·         Foods

·         Fresh fruits

·         Fresh vegetables

·         Groceries

·         Hardware items

 

 

No. of Employees :

13

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

Maldives - ECONOMIC OVERVIEW

 

Tourism, Maldives' largest economic activity, accounts for 28% of GDP and more than 60% of foreign exchange receipts. Fishing is the second leading sector, but the fish catch has dropped sharply in recent years. Agriculture and manufacturing continue to play a lesser role in the economy, constrained by the limited availability of cultivable land and the shortage of domestic labor. Lower than expected tourist arrivals and fish exports, combined with high government spending on social needs, subsidies, and civil servant salaries contributed to a balance of payments crisis, which was temporarily eased with a $79.3 million IMF Stand-By agreement. However, after the first two disbursements, the IMF withheld subsequent disbursements due to concerns over Maldives' growing budget deficit, and the government has been seeking other sources of budgetary support ever since. A new Goods and Services Tax (GST) on tourism introduced in January 2011, on general goods and services in October 2011, and a new Business Profit Tax introduced in July 2011 have provided a boost to revenue. Economic growth slowed to 3.4% of GDP in 2012, compared to 7.0% in 2011 because of slower tourist arrivals and weak global conditions. Diversifying the economy beyond tourism and fishing, reforming public finance, increasing employment opportunities, and combating corruption, cronyism, and a growing drug problem are major near-term challenges facing the government. Gross foreign reserves at the end of November 2012 were approximately $356 million, compared with $326 million in 2011, and were sufficient to finance only 2.6 months of imports. Over the longer term Maldivian authorities worry about the impact of erosion and possible global warming on their low-lying country; 80% of the area is 1 meter or less above sea level.

Source : CIA


REGISTERED NAME & COMPANY SUMMARY

 

Company Details

Organization Name

:

AQ MART

Address

:

Dhon Badamaguseenu Maradhoo, Addu

Country

:

Maldives

Phone (S)

:

[+960]-6890304

Primary Business Activity

:

Trader

Key Industry

:

Food Products

 

 

DIRECTORS/MANAGEMENT

 

Key Person

Legal Title

:

Proprietor / Owner

Name

:

Mr. Abdulla Naseer

Nationality

:

Maldivian

 

NEGATIVE INFORMATION

 

REPUTATION

Reference checking for the purpose of establishing the AQ MART's reputation within the respective industry failed to reveal any adverse information.

 

 

NEGA-SCAN - ADVERSE DATA MONITORING

 

DISHONORED CHECKS

 

No Record Found

 

 

DEBT

 

No Record Found

 

 

LITIGATION

 

No Record Found

 

 

PERFORMANCE DEFAULTS

 

No Record Found

 

 

ADVERSE LOCAL MEDIA COVERAGE / ADVERSE FILING HISTORY

 

No Record Found

 

 

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Capital

:

n/a(1)

 

PAYMENT INFORMATION

 

DOMESTIC SALES & PURCHASES

Annual Sales Analysis

Percentage

Domestic Sales

100%

 

Annual Purchases Analysis

Percentage

Local Purchases

100%

PAYMENT TERMS

Selling

Type

Terms

Local

Cash on delivery (COD)

Credit - Unsecured 30~60 days

Purchasing

Type

Terms

Local

Cash on delivery (COD)

Credit - Unsecured 30~60 days

 

FINANCIAL INFORMATION

 

FINANCIAL STATEMENT - DETAILED

Based on the corporate laws of Maldives, legal entities which are Sole-proprietorship are not required to make public disclosure of their annual financials. Therefore no financials are available for this entity.

 

ADDITIONAL INFORMATION

 

Key Facts

Registered Legal Address

:

Gula Laage S Maradhoo, Addu

Operational Address

:

Dhon Badamaguseenu Maradhoo, Addu

Issuing Authority

:

Ministry of Economic Development - National

License Number

:

IG-0045/S3/2009

License Status

:

License exists - Normal.

Legal Form - Category

:

Sole-proprietorship

Legal Form

:

Not Applicable

Legal Form - Abbreviation

:

Not Applicable

Operational Status of Business

:

Normal

Date of Registration

:

13 Aug, 2009

Employees

:

13

Report Details

Country

:

Maldives

Business Entity Name

:

AQ MART

Primary Business Activity

:

Trader

Primary Industry

:

Food Products

Office Contact Details

Operating Address

:

Dhon Badamaguseenu Maradhoo, Addu

Tel

:

[+960]-6890304

Mobile

:

[+960]-7720607

 

Primary Products

Products / Materials / Services Description

Activity

Foods

Trading

Fresh fruits

Trading

Fresh vegetables

Trading

 

SIC PRODUCT CLASSIFICATION & ACTIVITY

Product/Service Description

Code

Activity

Food and Kindred Products

2000

Trading

Food products, nspf

2099

Trading

Fresh Fruits & Vegetables

5148

Trading

Groceries/Related Prdts, NEC

5149

Trading

Hardware, nspf

3429

Trading

 

 

HARMONIZED PRODUCT CLASSIFICATION & ACTIVITY

Product/Service Description

Code

Activity

Food preparations

2106

Trading

Fruit nesoi, fresh

0810

Trading

Hardware, fixtures, castors etc & parts, base metal

8302

Trading

Vegetables nesoi, fresh or chilled

0709

Trading

 

 

DETAILED PRODUCT CLASSIFICATION & ACTIVITY

Products / Materials / Services Description

Ranking

Activity

Groceries

Secondary

Trading

Hardware items

Secondary

Trading

 

 

CORE BUSINESS DESCRIPTION

Core Business

The primary business focus of AQ MART is Trading - Finished products.

Key products include:

  • Foods
  • Fresh fruits
  • Fresh vegetables
  • Groceries
  • Hardware items

 

OFFICE & FACILITIES

Name

:

AQ MART - ADDU

Address

:

Dhon Badamaguseenu Maradhoo, Addu

Country

:

Maldives

Status

:

Operational

 


 

 

NOTES & COMMENTS

 

Note

:

(1) Not applicable.
According to the corporate statutory laws for this type of Legal Form - Category(Sole-proprietorship) in Maldives, there is no requirement for Authorized Capital.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.52

UK Pound

1

Rs.102.22

Euro

1

Rs.85.23

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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