MIRA INFORM REPORT

 

 

Report Date :

18.03.2014

 

IDENTIFICATION DETAILS

 

Name :

THORDON BEARINGS INC.

 

 

Registered Office :

3225 Mainway, Burlington, Ontario L7M 1A6

 

 

Country :

Canada

 

 

Year of Establishments:

1911

 

 

Legal Form :

Corporation – Profit 

 

 

Line of Business :

supplier of high performance, oil and grease-free bearing systems to the global marine, clean energy, pump, hydro-turbine, offshore oil and other industrial markets.

 

 

No. of Employees

120

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Canada ECONOMIC OVERVIEW

 

As an affluent, high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and affluent living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, uranium, and electric power. Given its great natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the financial sector''s tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-12 and plans to balance the budget by 2015. In addition, the country''s petroleum sector is rapidly becoming an even larger economic driver with Alberta''s oil sands significantly boosting Canada''s proven oil reserves, ranking the country third in the world behind Saudi Arabia and Venezuela.

 

Source : CIA




Company name & address

 

Company name:            THORDON BEARINGS INC.

Address:                       3225 Mainway, Burlington, Ontario L7M 1A6 - Canada

Telephone:                    +1 905-335-1440

Fax:                              +1 905-335-4033

Website:                       www.thordonbearings.com

 

 

Company summary

 

Corporate ID#:              ON-000910124

State:                           Ontario

Judicial form:                Corporation – Profit 

Date incorporated:        08-31-1990

Date founded:              1911

Stock:                           -

Value:                           -          

Name of manager:         Terry McGOWAN

 

 

ACTIVITIES & OPERATIONS

 

IST

 

Business:

Thordon Bearings Inc. is the leading supplier of high performance, oil and grease-free bearing systems to the global marine, clean energy, pump, hydro-turbine, offshore oil and other industrial markets.

 

Thordon systems and bearings are available worldwide through over 70 agents and distributors.


Marine Market - propeller shaft, stern tube, rudder and deck equipment journal bearings for commercial, naval and workboat markets.

 

Thordon marine products are found on tankers, bulkers, dry cargo, dredge, container, cruise, yacht, offshore, ferry, workboat, navy and coast guard vessels.


Clean Energy Market- Thordon water lubricated hydro-turbine applications include main shaft guide, wicket gate, operating mechanism bearings and radial and axial shaft seals. For wave, tidal and current power generation, Thordon offers a choice of water-lubricated bearings, each delivering specific advantages in unique water environments and operating conditions.

 

Pump and Industrial Market- Thordon manufactures vertical pump bearings that can operate dry or in very abrasive mediums. Grease free Thordon bearings are available for your tough industrial applications. ThorPlas bearings operate pollution free without grease replacing greased bronze bearings.


Thordon bearing systems offer exceptional wear life, a low coefficient of friction and can be easily machined on site. In-house design engineers consult with customers to provide innovative bearing system designs that meet or exceed the customer’s technical requirements.

 

Thordon Bearings’ engineering and quality focus has earned worldwide recognition. Quality procedures are certified to the ISO 9001:2008 Quality System.

 

Thordon bearing systems are proven, cost effective, environmentally positive solutions for both marine and industrial applications.

 

Main clients include U.S. Coast Guard, Princess Cruises, COSCO, Dubai Drydocks, Canadian Navy, Rolls Royce Marine…

 

The Company exports worldwide.

 

Staff:    120

 

Operations & branches:

At the headquarters, we find a factory, warehouse and office, on

80,000 sq. ft. owned.

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

THOMSON-GORDON GROUP, INC.

3225 Mainway, Burlington, Ontario L7M 1A6 - Canada

 

Thomson-Gordon Group, Inc., through its subsidiaries, designs and manufactures journal bearing solutions for marine, pump, hydro-turbine, offshore oil, and other industrial markets. The company also provides bearings and seals for the aircraft industry. It sells its products through distributors and agents.

 

Management:

George A. THOMSON, Chairman

He attended Northrop University in Inglewood, California studying Aircraft Maintenance Engineering but graduated as a Mechanical Engineer.

After working with A.W. Chesterton, in 1965 Mr. Thomson joined the family business, Thomson-Gordon.

 

Terry McGOWAN, President and COO

He Joined Thomson-Gordon Group in July 2007 as General Manager Thordon Bearings Inc. and was promoted to Chief Operating Officer Thomson-Gordon Group in February 2008 and President, Thomson-Gordon Group/Thordon Bearings Inc. in January 2010. Mr. McGowan graduated from McMaster University, Canada with a Bachelor of Engineering, Chemical in 1986 and received designation as a Professional Engineer (P.Eng.) in the Province of Ontario 1988.

 

Anthony MEDIC is the CFO

 

As far as we know, they are involved in other corporations of the group.

 


FINANCIALS

 

In Canada, privately held corporations are not required to publish any financials.

 

On a direct call, a financial assistant controlled the present report.

 

Sales declared for year 2013 is in the range of CAD 25,000,000=

 

The business is profitable.

 

Banks:  Scotia Bank

                       

 

LEGAL FILINGS

 

Legal filings & complaints:

As of today date, there is no legal filing pending with the Courts.

 

Secured debts summary:   None

 

COMPANY CREDIT HISTORY

 

Trade references:

Date reported:               January 2014

High credit:                   CAD 30,000

Now owing:                   0

Past due:                      0

Last purchase:              December 2013

Line of business:           Office supply

Paying status:               On terms

 

Date reported:               January 2014

High credit:                   CAD 200,000

Now owing:                   0

Past due:                      0

Last purchase:              December 2013

Line of business:           Payroll

Paying status:               As agreed

 

Date reported:               January 2014

High credit:                   CAD 800

Now owing:                   0

Past due:                      0

Last purchase:              December 2013

Line of business:           Telecommunications

Paying status:               On terms

Domestic credit history:

Domestic credit history appears as follow:

 

Monthly Payment Trends - Recent Activity

 

Date

Balance

Current

Up to 30 DBT

31-60 DBT

61-90 DBT

>90 DBT

08/13

$28,900

100%

0%

0%

0%

0%

09/13

$27,500

100%

0%

0%

0%

0%

10/13

$31,100

100%

0%

0%

0%

0%

11/13

$31,600

100%

0%

0%

0%

0%

12/13

$31,100

100%

0%

0%

0%

0%

01/14

$30,900

100%

0%

0%

0%

0%

 

 

National Credit Bureaus gave a satisfying credit rating.

 

 

Other comments:

The Company maintains a strong business.

The bank confirmed a regular account.

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

The risk is low.

 

 

Our opinion:

A business connection may be conducted.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

        Rs.61.52

UK Pound

1

Rs.102.22

Euro

1

Rs.85.23

 

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

               

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.