MIRA INFORM REPORT

 

 

Report Date :

19.03.2014

 

 

 

 

Tel. No.:

965 24744470

Fax No.:

965 24766124

 

 

IDENTIFICATION DETAILS

 

Name :

AL ALIA STARS FOR GENERAL TRADING & CONTRACTING EST

 

 

Registered Office :

Al Dabous Complex, 6th Floor, Habeb Munawer Street, Al Farwaniyah, 714 Ardhiya 92400

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

22.06.1997

 

 

Com. Reg. No.:

332411

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Engaged in the import and distribution of electrical products. Subject also acts as electrical contractors.

 

 

No of Employees :

18

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - about 6% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. Stagnant global oil prices throughout 2013 has slowed economic growth. Budget surpluses have stayed around 30% of GDP, which has led to higher budget expenditures, particularly wage hikes for many public sector employees. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy.

Source : CIA

SUMMARY

 

Company Name                                    : AL ALIA STARS FOR GENERAL TRADING & CONTRACTING EST

Country of Origin                                   : Kuwait

Legal Form                                           : Sole Proprietorship

Registration Date                                  : 22nd June 1997

Commercial Registration Number           : 332411

Trade Licence Number                           : 3149/2013

Chamber Membership Number               : 53309

Invested Capital                                                : KD 80,000

Total Workforce                                     : 18

Activities                                               : Distributors of electrical products

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 


COMPANY NAME

 

AL ALIA STARS FOR GENERAL TRADING & CONTRACTING EST

 

 

COMPANY ADDRESS

 

Registered & Physical Address

 

Building                        : Al Dabous Complex, 6th Floor

Street               : Habeb Munawer Street

Area                 : Al Farwaniyah

 

PO Box                        : 714

 

Town                : Ardhiya 92400

Country             : Kuwait

 

Telephone         : (965) 24744470 / 24344843

Facsimile          : (965) 24766124 / 24343731

Mobile              : (965) 66325555

Email                : alaliastar@yahoo.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Ardhiya.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Fahed Salem Al Anzi                                                                         Proprietor & General Manager

 

·       Mohamed Attiya                                                                               Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 22nd June 1997

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.   : 332411

 

Trade Licence No.        : 3149/2013

 

Chamber Member No.  : 53309

 

Invested Capital           : KD 80,000

 

Mr Fahed Salem Al Anzi is the sole proprietor of the business.

 

 

AFFILIATED COMPANIES

 

·       Angel of Mercy Home Healthcare Co

Safat

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of electrical products. Subject also acts as electrical contractors.

 

Import Countries: Europe and the Far East

 

Operating Trend: Steady

 

Subject has a workforce of 18 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinar (KD)

 

                                                Year Ending 31/12/12:              Year Ending 31/12/13:

 

Total Sales                                     KD 1,790,000                                 KD 1,935,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Burgan Bank

PO Box: 5875

Safat 13054

Tel: (965) 22410818

Fax: (965) 22410819

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 60.94

UK Pound

1

Rs. 101.37

Euro

1

Rs. 84.89

 

 

INFORMATION DETAILS

 

Report Prepared by :

DPT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.