MIRA INFORM REPORT

 

 

Report Date :

21.03.2014

 

IDENTIFICATION DETAILS

 

Name :

P.T. MUSTAFAMESINDO

 

 

Registered Office :

Kawasan Industri Mekar Jaya, Jl. Karet No. 79, Sepatan 15520, Tangerang, Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

12.04.2011

 

 

Com. Reg. No.:

No. AHU-AH.01.10-00299

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Flour Milling Industry

 

 

No. of Employees :

80

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

Indonesia ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 

 


Name of Company

 

P.T. MUSTAFAMESINDO

 

 

company Address

 

Head Office & Factory

Kawasan Industri Mekar Jaya

Jl. Karet No. 79, Sepatan 15520

Tangerang, Banten Province

Indonesia

Phones             - (62-21) 3666 6681-82

Fax                   - (62-21) 3666 6683

Land Area         - 2,800 sq. meters

Building Area    - 2,200 sq. meters

Region              - Industrial Estate

Status               - Rent

 

 

Date of Incorporation

 

12 April 2011

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

  a.  No. AHU-46670.AH.01.02.Tahun 2011

      Dated 26 September 2011

  b.  No. AHU-AH.01.10-00299

      Dated 03 January 2012

 

 

Company Status

 

Foreign Investment Company (PMA)

 

Permit by the Government Department

 

The Department of Finance

NPWP No. 03.028.922.7-418.000

 

 

Related/Affiliated Company

 

Not available

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital               - US$ 100,000.- (Rp. 855,300,000.-)

Issued Capital                     - US$ 100,000.- (Rp. 855,300,000.-)

Paid up Capital                   - US$ 100,000.- (Rp. 855,300,000.-)

 

Shareholders/Owners :                  

  a. Mr. Mustafa Mesin                         - US$ 25,000.- (25.0%)

     Address : Necip Fazil MH, No.152

                     Meram 42090

                     Turky

  b. Mrs. Amine Mesin                         - US$ 30,000.- (30.0%)

     Address : Necip Fazil MH, No.152

                     Meram 42090

                     Turky

  c. Mr. Verry Cornus Gautamajaya      - US$ 10,000.- (10.0%)

     Address : Jl. Gunung Sindoro Blok A/66

                     Bintara, Bekasi, West Java

                     Indonesia

  d. Mr. John Lucky Tjandra                - US$ 17,500.- (17.5%)

     Address : Jl. Keselamatan Dalam No. 14

                     Taman Sari, West Jakarta

                     Indonesia

  e. Mr. Eric Solomon Tjandra             - US$ 17,500.- (17.5%)

     Address : Jl. Keselamatan Dalam No. 14

                     Taman Sari, West Jakarta

                     Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Flour Milling Industry

 

Production Capacity :

Flour Mills                     - 60,000 tons p.a.

 

Total Investment :

Owned Capital               - Rp. 50.0 billion

 

Started Operation :

June 2012

 

Brand Name :

Anadolu, Saray and Safkan

 

Technical Assistance :

None

 

Number of Employee :

80 persons

 

Marketing Area :

Local       - 100%

 

Main Customers:

Food, Bakery and Cake Industries in the country

 

Market Situation :

Very Competitive

 

Main Competitors :

a. PT. Sriboga Raturaya

b. PT. Berkat Indah Gemilang

c. PT. Eastern Pearl Flour Mills

d. PT. ISM Bogasari Flour Mills

e. PT. Panganmas Inti Persada

f.  PT. Sarana Prima Makmur

g. PT. Wilmar Flour Mills

h. PT. Crown Flour Mills

i.  PT. Agrofood Makmur

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

  a.  P.T. Bank NEGARA INDONESIA Tbk.

      Plaza 46 Kota BNI

      Jl. Jend. Sudirman Kav. 1

      Jakarta Selatan

      Indonesia

  b.  P.T. Bank MANDIRI Tbk

      Plaza Mandiri

      Jl. Gatot Subroto Kav. 36-38

      Jakarta Selatan

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2012 – Rp.   48.0 billion

2013 – Rp. 120.0 billion

 

Net Profit (estimated) :

2012 – Rp. 3.6 billion

2013 – Rp. 9.2 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Mustafa Mesin

Director                                          - Mr. Verry Cornus Gautamajaya

 

Board of Commissioners :

President Commissioner                  - Mrs. Amine Mesin

Commissioners                               - a. Mr. John Lucky Tjandra

                                                        b. Mr. Eric Solomon Tjandra

 

Signatories :

President Director (Mr. Mustafa Mesin) or Director (Mr. Verry Cornus Gautamajaya) which must be approved by Board of Commissioner (Mrs. Amine Mesin)

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

 

OVERALL PERFORMANCE

 

P.T. MUSTAFAMESINDO was incorporated in Jakarta on April 2011 with the authorized capital of US$ 100,000.- (Rp. 855,300,000.-) entirely was issued and fully paid up. The founding shareholders of the company are Mr. Mustafa Mesin (25%), his wife Mrs. Amine Mesin (30%), both are Turkish entrepreneurs, Mr. Verry Cornus Gautamajaya (10%), Mr. John Lucky Tjandra (17.5%) and Mr. Eric Solomon Tjandra (17.5%), third are Indonesian businessmen.  The Deed of establishment has been approved by the Minister of Law and Human Rights through its Decision Letter No. AHU-46670.AH.01.02.Tahun 2011 dated September 26, 2011.  The Articles of association of the company have been revised, most recently by notarial Deed No. 01 dated December 06, 2011 made by Notary Daisy Mihardja, SH., the company’s board of director and board of commissioner was changed.  The amendment to notarial Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decree No. AHU-AH.01.10-00299 dated January 03, 2012.

 

P.T. TSR has been operating since June 2012 to deal with flour milling industry with its plant located at Kawasan Industri Mekar Jaya, Jalan Karet No. 79, Sepatan, Tangerang, Banten Province.  Mr. Rahmat Faisal, a marketing staff of P.T. TSR explained that the company produces flawless flour for Indonesian customers under 3 (three) brands which are Anadolu (soft grade multipurpose flour), Saray (medium grade noodle flour) and Sofkan (high grade bread flour).  The Company is supplying four mostly to Small and Medium Enterprises in Indonesia market.  Beside, the Company’s products are sold through distributor PT. EXINDOKARSA AGUNG to wet market wholesalers.  We observed that P.T. MUSTAFAMESINDO is still relatively new company in the business of which the operation had been growing slowly in the two years.

 

We note that generally the domestic demand for wheat flour has kept on increasing by 8% to 10% per year in the last five years. The increasing demand was in keeping with the development and growth of domestic industries processing food materials like instant noodles, bread, biscuit from wheat flour as the main raw material. However since 2008, the wheat flour industries have facing problem because there is lot of cheap wheat flour imports marketed in the country especially from Turkey. Indonesian Flour Producers Association (APTINDO) has accused flour importers of intervening with the Government to avoid imposition of antidumping duties against flour from Turkey. Cheap flour imported from Turkey continued to flood the Indonesian market has brought bad impact to the Indonesian producer of wheat flour industries.    Besides that, competition is very sharp in the wheat flour trade with 8 companies now operating in this industry in Indonesia, namely PT. Sriboga Raturaya, PT. Berkat Indah Gemilang, PT. Eastern Pearl Flour Mills, PT. ISM Bogasari Flour Mills, PT. Panganmas Inti Persada, PT. Sarana Prima Makmur, etc.

 

The financial condition of PT. MUSTAFAMESINDO is appraised to be less strong and its financial condition at present is as the paid up capital of US$ 100,000.- (Rp. 855,300,000) as stated in the articles of association of the company. The financial condition of the company still depends on the financial condition of its shareholders.  The management of the Company is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company as of June to December 2012 amounted to Rp. 48 billion increased to Rp.120 billion in 2013. The Company’s operation in 2012 yielded an estimated net profit of at least Rp. 9.2 billion and the company has an estimated total net worth of at least Rp. 50 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia).

 

The management of the Company is headed by Mr. Mustafa Mesin (36) as President Director, a Turkish businessman with more than 10 years experience in flour milling industry.  He graduated from Bilkent University in Turkey.  In daily activities he is assisted by Mr. Verry Cornus Gautamajaya (39) of Indonesia, as Director.  Beside, they are also assisted by a number of expert staffs in the above business. The Company’s management has wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

Since this company (PT. MUSTAFAMESINDO) just about two years in operation commercially, so we recommend caution when going to provide fresh loans to them. Or it should obtain sufficient guarantees of all shareholders.




 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.13

UK Pound

1

Rs.101.17

Euro

1

Rs.84.59

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.