|
Report Date : |
28.03.2014 |
IDENTIFICATION DETAILS
|
Name : |
INTERFASHION S.P.A. |
|
|
|
|
Registered Office : |
Via Postumia, 85 31047 - Ponte di Piave (TV) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2012 |
|
|
|
|
Date of Incorporation : |
15.09.1983 |
|
|
|
|
Legal Form : |
Joint stock company with sole shareholder |
|
|
|
|
Line of Business : |
Manufacture of apparel (except fur apparel) |
|
|
|
|
No. of Employees : |
From 131 to 150 |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
Payment Behaviour : |
Slow |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2013
|
Country Name |
Previous Rating (30.06.2013) |
Current Rating (30.09.2013) |
|
Italy |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY - ECONOMIC OVERVIEW
Italy has a diversified industrial economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 133% of GDP in 2013, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and widespread tax evasion. In 2013 economic growth and labor market conditions deteriorated, with growth at -1.8% and unemployment rising to 12.4%, with youth unemployment around 40%. Italy's GDP is now 8% below its 2007 pre-crisis level
|
Source
: CIA |
INTERFASHION S.P.A.
Via Postumia, 85
31047 - Ponte di Piave (TV) -IT-
|
Fiscal Code |
: |
02402220269 |
|
Legal Form |
: |
Joint stock company with sole shareholder |
|
start of Activities |
: |
15/09/1983 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
35.000.000/50.000.000 |
|
Number of Employees |
: |
from 131 to 150 |
|
Group |
: |
Stefanel |
Manufacture of apparel (except fur apparel)
Legal Form : Joint stock company with sole shareholder
|
Fiscal Code : 02402220269 |
|
Foreign Trade Reg. no. : TV025601 since 11/02/1993 |
|
Chamber of Commerce no. : 557720 of Firenze |
|
Chamber of Commerce no. : 1675333 of Milano |
|
Chamber of Commerce no. : 283569 of Rimini |
|
Chamber of Commerce no. : 207530 of Treviso since 01/07/1992 |
|
Firms' Register : TV086-34378 of Treviso since 19/02/1996 |
|
V.A.T. Code : 02402220269 |
|
Foundation date |
: 08/05/1992 |
|
|
Establishment date |
: 08/05/1992 |
|
|
Start of Activities |
: 15/09/1983 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 3.600.000 |
|
|
Subscribed Capital |
: 3.600.000 |
|
|
Paid up Capital |
: 3.600.000 |
|
Stefanel - S.p.a. |
|
Residence: |
Postumia |
, 85 |
- 31047 |
Ponte di Piave |
(TV) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Sole partner |
21/03/2001 |
|
No Prejudicial events are reported |
|
No Protests registered |
|
Reconta Ernst E Young S.p.a. |
|
Residence: |
Po |
, 32 |
- 00198 |
Roma |
(RM) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Auditor |
29/04/2013 |
|
Princivalli |
Mauro |
|
Born in Motta di Livenza |
(TV) |
on 17/08/1958 |
- Fiscal Code : PRNMRA58M17F770R |
|
Residence: |
Caprera |
, 8/A |
- 35138 |
Padova |
(PD) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2013 |
|
Prevedello |
Pierluigi |
|
Born in Treviso |
(TV) |
on 03/06/1953 |
- Fiscal Code : PRVPLG53H03L407C |
|
Residence: |
Fontane |
, 2 |
- 31100 |
Treviso |
(TV) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
06/03/2001 |
|
No Prejudicial events are reported |
|
No Protests registered |
|
Trentin |
Gino |
|
Born in Citta' Del Messico |
( ) |
on 09/02/1964 |
- Fiscal Code : TRNGNI64B09Z514R |
|
Residence: |
Benevento |
, 34 |
- 10100 |
Torino |
(TO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2013 |
||
|
Managing Director |
29/04/2013 |
|
No Prejudicial events are reported |
|
No Protests registered |
|
Buran |
Giovanni |
|
Born in Ponte di Piave |
(TV) |
on 06/10/1961 |
- Fiscal Code : BRNGNN61R06G846D |
|
Residence: |
Castelginest |
, 30 |
- 31047 |
Ponte di Piave |
(TV) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
13/12/2004 |
|
No Prejudicial events are reported |
|
No Protests registered |
|
Girotto |
Federico |
|
Born in Este |
(PD) |
on 22/04/1970 |
- Fiscal Code : GRTFRC70D22D442J |
|
Residence: |
Savonarola |
, 61 |
- 35100 |
Padova |
(PD) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/04/2013 |
||
|
Managing Director |
29/04/2013 |
||
|
Board Chairman |
11/11/2013 |
|
No Prejudicial events are reported |
|
No Protests registered |
Companies connected to members *
*checkings have been performed on a national scale.
In this module are listed the companies in which members hold or have holded positions.
|
Trentin |
Gino |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Tre.re. - Societa' Semplice |
Torino (TO) - IT - |
97631970015 |
Partner |
Active |
Registered |
|
Girotto |
Federico |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Stefanel - S.p.a. |
Ponte di Piave (TV) - IT - |
01413940261 |
Director |
Active |
Registered |
|
Stefanel - S.p.a. |
Ponte di Piave (TV) - IT - |
01413940261 |
Attorney with special power |
Active |
Registered |
|
Stefanel - S.p.a. |
Ponte di Piave (TV) - IT - |
01413940261 |
Managing Director |
Active |
Registered |
|
Stefanel - S.p.a. |
Ponte di Piave (TV) - IT - |
01413940261 |
Memb.of the Executive Committee |
Active |
Registered |
|
Arca S.r.l. |
Santa Giustina in Colle (PD) - IT - |
02026790283 |
Director |
Withdrawn |
Registered |
|
Arca S.r.l. |
Santa Giustina in Colle (PD) - IT - |
02026790283 |
Procurator |
Withdrawn |
Registered |
|
D.i.p. Diffusione Italiana Preziosi S.p.a. |
Santa Giustina in Colle (PD) - IT - |
00249520255 |
Director |
Withdrawn |
Registered |
|
D.i.p. Diffusione Italiana Preziosi S.p.a. |
Santa Giustina in Colle (PD) - IT - |
00249520255 |
Managing Director |
Withdrawn |
Registered |
|
Mes Retail S.r.l. |
Santa Giustina in Colle (PD) - IT - |
07712490155 |
Procurator |
Withdrawn |
Ceased |
|
Morellato E Sector S.p.a. |
Santa Giustina in Colle (PD) - IT - |
00347030280 |
Director |
Withdrawn |
Registered |
|
Morellato E Sector S.p.a. |
Santa Giustina in Colle (PD) - IT - |
00347030280 |
Procurator |
Withdrawn |
Registered |
|
Philip Watch S.p.a. |
Santa Giustina in Colle (PD) - IT - |
06565970636 |
Managing Director |
Withdrawn |
Ceased |
|
Philip Watch S.p.a. |
Santa Giustina in Colle (PD) - IT - |
06565970636 |
Director |
Withdrawn |
Ceased |
|
Philip Watch S.p.a. |
Santa Giustina in Colle (PD) - IT - |
06565970636 |
Procurator |
Withdrawn |
Ceased |
|
Omnia Factor S.p.a. |
Milano (MI) - IT - |
12599650152 |
Director |
Active |
Registered |
|
Morellato S.p.a. |
Santa Giustina in Colle (PD) - IT - |
13442590157 |
Managing Director |
Withdrawn |
Registered |
|
Morellato S.p.a. |
Santa Giustina in Colle (PD) - IT - |
13442590157 |
Director |
Withdrawn |
Registered |
|
Morellato S.p.a. |
Santa Giustina in Colle (PD) - IT - |
13442590157 |
Procurator |
Withdrawn |
Registered |
|
Sector S.p.a. |
Santa Giustina in Colle (PD) - IT - |
04210390284 |
Procurator |
Withdrawn |
Ceased |
|
Molecole S.r.l. |
Santa Giustina in Colle (PD) - IT - |
03778060289 |
Director |
Withdrawn |
Ceased |
|
Molecole S.r.l. |
Santa Giustina in Colle (PD) - IT - |
03778060289 |
Procurator |
Withdrawn |
Ceased |
|
Paradigma S.r.l. |
Santa Giustina in Colle (PD) - IT - |
03913350280 |
Director |
Withdrawn |
Ceased |
|
Paradigma S.r.l. |
Santa Giustina in Colle (PD) - IT - |
03913350280 |
Procurator |
Withdrawn |
Ceased |
The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further investigations.
Shareholders' list as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Stefanel - S.p.a. |
Ponte di Piave - IT - |
01413940261 |
100,00 |
The Company under review has participations in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares Amount |
% Ownership |
since |
until |
Share Status |
|
Caf Dell'industria Dell'emilia-romagna S .p.a. In Forma Abbreviata Cafindustria |
Bologna - IT - |
04165140379 |
1.040 .Eur |
0,27 |
Active |
In order to carry out its activities the firm uses the following locations:
|
- |
Legal and operative seat |
since 08/05/1992 |
|
Postumia |
, 85 |
- 31047 |
- Ponte di Piave |
(TV) |
- IT - |
|
PHONE |
: 0422819800 |
|
PHONE |
: 0541706911 |
|
FAX |
: 0541706801 |
|
- |
Branch |
(Factory) |
since 01/07/2001 |
|
Coriano |
, 58/90 |
- 47037 |
- Rimini |
(RN) |
- IT - |
|
- |
Branch |
(Showroom) |
since 20/06/2005 |
|
Tortona |
, 35 |
- 20100 |
- Milano |
(MI) |
- IT - |
|
Employees |
: 138 |
|
Fittings and Equipment for a value of 120.000 |
Eur |
|
Stocks for a value of 8.160.000 |
Eur |
|
Vehicles for a value of 25.000 |
Eur |
Trade organization: direct or by agents.
Sales area on a national scale.
Import comes generally from the following nations:
|
- Slovenia |
|
- Holland |
|
- France |
|
- Greece |
|
- Germany |
CHANGES TO THE LEGAL FORM:
|
Former legal form |
New legal form |
Changement Date |
|
Limited liability company |
Joint stock company |
19/06/1992 |
COMPANY STYLE MODIFICATIONS:
|
Former Style |
New Style |
Changement Date |
|
Nuno S.p.A. |
Sky Company S.p.A. |
19/06/1992 |
|
Sky Company SpA |
01/07/2001 |
EX-MEMBERS / EX-POSITIONS:
|
MARTINI |
PIETRO |
|
Born in CLAUT |
(PN) |
on 12/09/1932 |
- Fiscal Code : MRTPTR32P12C790M |
|
Residence: |
TRIESTE |
, 3 |
- 33170 |
Pordenone |
(PN) |
- IT - |
|
Ex-Postions |
|
Director |
|
Board Chairman |
|
Managing Director |
|
Visentin |
Graziano |
|
Born in Albano Laziale |
(RM) |
on 28/08/1950 |
- Fiscal Code : VSNGZN50M28A132U |
|
Residence: |
Vittorio Veneto |
, 35 |
- 31030 |
Casier |
(TV) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
Pregnolato |
Ruggero |
|
Born in Treviso |
(TV) |
on 26/03/1960 |
- Fiscal Code : PRGRGR60C26L407C |
|
Residence: |
Caseggiato |
, 20/3 |
- 31050 |
Villorba |
(TV) |
- IT - |
|
Ex-Postions |
|
Attorney with special power |
|
Trentin |
Gino |
|
Born in Citta' Del Messico |
( ) |
on 09/02/1964 |
- Fiscal Code : TRNGNI64B09Z514R |
|
Residence: |
Benevento |
, 34 |
- 10100 |
Torino |
(TO) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Board Chairman |
|
Deloitte E Touche S.p.a. |
|
- Fiscal Code : 03049560166 |
|
Residence: |
Tortona |
, 25 |
- 20144 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Auditor |
|
Girotto |
Federico |
|
Born in Este |
(PD) |
on 22/04/1970 |
- Fiscal Code : GRTFRC70D22D442J |
|
Residence: |
Savonarola |
, 61 |
- 35100 |
Padova |
(PD) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Savio |
Luca |
|
Born in Venezia |
(VE) |
on 03/03/1965 |
- Fiscal Code : SVALCU65C03L736S |
|
Residence: |
Frassinelli |
, 199/A-4 |
- 30030 |
Martellago |
(VE) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Director |
|
Ortolani |
Francesco |
|
Born in Vicenza |
(VI) |
on 09/01/1958 |
- Fiscal Code : RTLFNC58A09L840G |
|
Residence: |
Stradella Porta Lupia |
, 6 |
- 36100 |
Vicenza |
(VI) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Director |
|
Arrighi |
Andrea |
|
Born in Cavarzere |
(VE) |
on 02/02/1963 |
- Fiscal Code : RRGNDR63B02C383U |
|
Residence: |
Fratelli Bandiera |
, 7 |
- 30020 |
Marcon |
(VE) |
- IT - |
|
Ex-Postions |
|
Attorney with special power |
|
Giglio |
Claudio |
|
Born in Palermo |
(PA) |
on 27/07/1959 |
- Fiscal Code : GGLCLD59L27G273A |
|
Residence: |
Monte Cavallo |
, 45 |
- 33084 |
Cordenons |
(PN) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Director |
|
Cecchin |
Giuseppe |
|
Born in Boussu |
( ) |
on 07/02/1953 |
- Fiscal Code : CCCGPP53B07Z103X |
|
Residence: |
Valenti |
, 2 |
- 36028 |
Rossano Veneto |
(VI) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Director |
|
General Director |
|
Attorney with special power |
|
Toffolo |
Armando |
|
Born in BREDA DI PIAVE |
(TV) |
on 10/12/1960 |
- Fiscal Code : TFFRND60T10B128V |
|
Residence: |
GRITTI |
, 33/3 |
- 31027 |
Spresiano |
(TV) |
- IT - |
|
Ex-Postions |
|
Attorney with special power |
|
Del Felice |
Maurizio |
|
Born in Forli' |
(FO) |
on 07/08/1943 |
- Fiscal Code : DLFMRZ43M07D704W |
|
Residence: |
Montepeltro, |
, 25 |
- 47037 |
Rimini |
(RN) |
- IT - |
|
Ex-Postions |
|
Attorney with special power |
|
Santel |
Luciano |
|
Born in Venezia |
(VE) |
on 12/10/1956 |
- Fiscal Code : SNTLCN56R12L736R |
|
Residence: |
Fra' Enselmino |
, 2/C |
- 31044 |
Montebelluna |
(TV) |
- IT - |
|
Ex-Postions |
|
Director |
|
Board Chairman |
|
Barozzi |
Angelo |
|
Born in Novara |
(NO) |
on 07/07/1944 |
- Fiscal Code : BRZNGL44L07F952T |
|
Residence: |
S. Isidoro |
, 1 |
- 28010 |
Bogogno |
(NO) |
- IT - |
|
Ex-Postions |
|
Board Chairman |
|
Managing Director |
|
Director |
|
Stefani |
Andrea |
|
Born in Venezia |
(VE) |
on 20/03/1962 |
- Fiscal Code : STFNDR62C20L736W |
|
Residence: |
San Marco |
, 96/L |
- 30100 |
Venezia |
(VE) |
- IT - |
|
Ex-Postions |
|
Attorney with special power |
|
Magli |
Antonio |
|
Born in Brindisi |
(BR) |
on 26/06/1962 |
- Fiscal Code : MGLNTN62H26B180Z |
|
Residence: |
Visconti Di Modrone Uberto |
, 8/6 |
- 20100 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Martinetti |
Augusto |
|
Born in Camburzano |
(VC) |
on 02/03/1949 |
- Fiscal Code : MRTGST49C02B465N |
|
Residence: |
Avogadro |
, 15 |
- 13900 |
Biella |
(BI) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Director |
|
Stefanel |
Giuseppe |
|
Born in PONTE DI PIAVE |
(TV) |
on 31/08/1952 |
- Fiscal Code : STFGPP52M31G846S |
|
Residence: |
G. Garibaldi |
, 198 |
- 31046 |
Oderzo |
(TV) |
- IT - |
|
Ex-Postions |
|
Board Chairman |
|
Director |
|
Berna |
Tito |
|
Born in Venezia |
(VE) |
on 05/08/1943 |
- Fiscal Code : BRNTTI43M05L736L |
|
Residence: |
Pomponio Amalteo |
, 32 |
- 31100 |
Treviso |
(TV) |
- IT - |
|
Ex-Postions |
|
Chairman |
Protests checking on the subject firm has given a negative result.
Search performed on a National Scale
|
Prejudicial Events Search Result: NEGATIVE |
Search performed on a specialized data base.
None reported, standing to the latest received edition of the Official Publications.
The firm operates with:
|
Bank Name |
Agency Name |
Address |
ZIP Code |
City |
ABI Code |
CAB Code |
|
INTESA SANPAOLO SPA |
BAV - FILIALE DI PONTE DI PIAVE |
PIAZZA GARIBALDI,39 |
31047 |
Ponte di Piave (TV) |
3069 |
61930 |
Company's starting of activities dates back to 1983.
The economic-financial analysis has been made on the base of the b/s of the latests three years.
During the last years, net losses were registered; in 2012 r.o.e. is -32,73%.
The operating result is negative.
The operating loss amounts to Eur. -289.000 .
With regard to GOM, subject closed 2012 financial account with a negative result (Eur. -31.000).
The financial position is not well balanced as the volume of debts is fairly remarkable if compared to shareholder's equity, in fact total debts are 8,08 falling if compared to 2011.
Subject can manage an equity capital funds for an amount of Eur. 2.533.000 , rising by 193,51%.
Total indebtedness totalled Eur. 21.392.000, with no important change.
The financial exposure is moderate, on the other hand the recourse to commercial credit is high, with a high average payment period and higher than sector's average.
Liquid assets are good.
Credits are collected in 55,29 days on the average. , that compared to the sector's average is shorter.
Cash flow is negative at the end of financial year 2012.
Labour cost expenses amount to Eur. 7.055.000 , representing 19,28% on the total of production costs. and a 19,51% incidence on sales volumes.
If compared to the sales volume (-0,4%), the impact of the financial charges is limited.
|
Complete balance-sheet for the year |
31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
36.163.000 |
|
Profit (Loss) for the period |
-829.000 |
|
Complete balance-sheet for the year |
31/12/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
37.455.000 |
|
Profit (Loss) for the period |
-3.005.000 |
|
Complete balance-sheet for the year |
31/12/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
32.283.511 |
|
Profit (Loss) for the period |
-2.107.533 |
|
Complete balance-sheet for the year |
31/12/2009 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
29.887.959 |
|
Profit (Loss) for the period |
-3.651.757 |
|
Complete balance-sheet for the year |
31/12/2008 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
45.500.000 |
|
Profit (Loss) for the period |
1.665.000 |
From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.
|
- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2010 - 12 Mesi - Currency: - Amounts x 1 |
|
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|
|
RATIOS |
Value Type |
as at 31/12/2012 |
as at 31/12/2011 |
as at 31/12/2010 |
Sector Average |
|
COMPOSITION ON INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,02 |
0,02 |
0,03 |
0,14 |
|
Elasticity Ratio |
Units |
0,85 |
0,86 |
0,76 |
0,84 |
|
Availability of stock |
Units |
0,32 |
0,31 |
0,25 |
0,24 |
|
Total Liquidity Ratio |
Units |
0,53 |
0,55 |
0,50 |
0,53 |
|
Quick Ratio |
Units |
0,04 |
0,05 |
0,03 |
0,03 |
|
COMPOSITION ON SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
8,08 |
26,17 |
17,39 |
3,78 |
|
Self Financing Ratio |
Units |
0,10 |
0,03 |
0,05 |
0,17 |
|
Capital protection Ratio |
Units |
-0,09 |
0,31 |
-0,09 |
0,66 |
|
Liabilities consolidation quotient |
Units |
0,03 |
0,03 |
0,03 |
0,14 |
|
Financing |
Units |
8,45 |
27,72 |
18,12 |
4,55 |
|
Permanent Indebtedness Ratio |
Units |
0,13 |
0,06 |
0,07 |
0,33 |
|
M/L term Debts Ratio |
Units |
0,03 |
0,03 |
0,03 |
0,09 |
|
Net Financial Indebtedness Ratio |
Units |
0,00 |
0,00 |
0,00 |
1,26 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
6,48 |
2,52 |
2,82 |
1,87 |
|
Current ratio |
Units |
1,02 |
0,95 |
0,87 |
1,17 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,64 |
0,60 |
0,58 |
0,79 |
|
Structure's primary quotient |
Units |
5,10 |
1,41 |
1,81 |
1,13 |
|
Treasury's primary quotient |
Units |
0,04 |
0,06 |
0,04 |
0,04 |
|
Rate of indebtedness ( Leverage ) |
% |
1006,79 |
3062,80 |
2080,75 |
587,75 |
|
Current Capital ( net ) |
Value |
375.000 |
-1.293.000 |
-3.222.247 |
209.248 |
|
RETURN |
|||||
|
Return on Sales |
% |
-1,58 |
0,65 |
-5,20 |
2,26 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
-32,73 |
-348,20 |
-154,10 |
3,48 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
-17,05 |
-431,52 |
-192,42 |
12,19 |
|
Return on Investment ( R.O.I. ) |
% |
-1,13 |
-13,35 |
-8,82 |
3,83 |
|
Return/ Sales |
% |
-0,80 |
-9,42 |
-7,77 |
3,45 |
|
Extra Management revenues/charges incid. |
% |
n.c. |
n.c. |
n.c. |
20,46 |
|
Cash Flow |
Value |
-571.000 |
245.000 |
-1.678.037 |
50.400 |
|
Operating Profit |
Value |
-289.000 |
-3.529.000 |
-2.510.011 |
68.610 |
|
Gross Operating Margin |
Value |
-31.000 |
-279.000 |
-2.080.515 |
124.742 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
55,29 |
50,53 |
48,05 |
120,68 |
|
Debts to suppliers average term |
Days |
242,04 |
245,24 |
294,43 |
115,81 |
|
Average stock waiting period |
Days |
81,18 |
78,55 |
80,20 |
78,40 |
|
Rate of capital employed return ( Turnover ) |
Units |
1,42 |
1,42 |
1,13 |
1,14 |
|
Rate of stock return |
Units |
4,43 |
4,58 |
4,49 |
4,57 |
|
Labour cost incidence |
% |
19,51 |
19,30 |
22,32 |
12,27 |
|
Net financial revenues/ charges incidence |
% |
-0,40 |
-0,52 |
-0,38 |
-1,84 |
|
Labour cost on purchasing expenses |
% |
19,28 |
17,38 |
20,63 |
12,16 |
|
Short-term financing charges |
% |
1,00 |
1,12 |
0,73 |
3,35 |
|
Capital on hand |
% |
70,52 |
70,57 |
88,15 |
87,41 |
|
Sales pro employee |
Value |
251.131 |
254.795 |
204.326 |
245.343 |
|
Labour cost pro employee |
Value |
48.993 |
49.170 |
45.601 |
32.046 |
1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.
2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.
3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.
|
Population living in the province |
: |
838.732 |
|
Population living in the region |
: |
4.699.950 |
|
Number of families in the region |
: |
1.813.210 |
|
- per food products |
: |
456 |
|
- per non food products |
: |
2.052 |
|
- per energy consume |
: |
127 |
The values are calculated on a base of 864 significant companies.
The companies cash their credits on an average of 121 dd.
The average duration of suppliers debts is about 116 dd.
The sector's profitability is on an average of 2,26%.
The labour cost affects the turnover in the measure of 12,27%.
Goods are held in stock in a range of 78 dd.
The difference between the sales volume and the resources used to realize it is about 1,14.
The employees costs represent the 12,16% of the production costs.
Statistically the trade activity passes through serious crises.
The area is statistically considered lowly risky.
In the region 13.782 protested subjects are found; in the province they count to 2.280.
The insolvency index for the region is 0,30, , while for the province it is 0,28.
Total Bankrupt companies in the province : 3.317.
Total Bankrupt companies in the region : 16.714.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.60.13 |
|
|
1 |
Rs.99.65 |
|
Euro |
1 |
Rs.82.91 |
INFORMATION DETAILS
|
Report Prepared
by : |
NIS |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome
financial difficulties seems comparatively below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.