|
Report Date : |
29.03.2014 |
IDENTIFICATION DETAILS
|
Name : |
JUTA A.S. |
|
|
|
|
Registered Office : |
Dukelská 417 , 544 15 Dvůr Králové n. L. |
|
|
|
|
Country : |
Czech Republic |
|
|
|
|
Financials (as on) : |
31.12.2012 |
|
|
|
|
Date of Incorporation : |
01.05.1992 |
|
|
|
|
Com. Reg. No.: |
B 571 |
|
|
|
|
Legal Form : |
Public Limited Company |
|
|
|
|
Line of Business : |
· Engaged in manufacturing and sale of products made of natural fibers as well as of synthetic materials, of products made of polypropylene and polyethylene for the sphere of constructions and agriculture, of packing materials as well as of materials for technical purposes, of geotextiles, of great-volume sacks · manufacturer of artificial lawns. ·
Manufacturer of other technical and industrial
textiles ·
Manufacturer of knitted & crocheted fabrics ·
Manufacturer of rubber tyres and tubes, retreading
and rebuilding of rubber tyres. |
|
|
|
|
No. of Employees |
2022 (2014) |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – december 01, 2013
|
Country Name |
Previous Rating (30.09.2013) |
Current Rating (01.12.2013) |
|
Czech Republic |
B1 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Czech Republic
- ECONOMIC OVERVIEW
The Czech Republic is a stable and prosperous market economy closely
integrated with the EU, especially since the country's EU accession in 2004.
While the conservative, inward-looking Czech financial system has remained
relatively healthy, the small, open, export-driven Czech economy remains
sensitive to changes in the economic performance of its main export markets,
especially Germany. When Western Europe and Germany fell into recession in late
2008, demand for Czech goods plunged, leading to double digit drops in
industrial production and exports. As a result, real GDP fell 4.7% in 2009,
with most of the decline occurring during the first quarter. Real GDP, however,
slowly recovered with positive quarter-on-quarter growth starting in the second
half of 2009 and continuing throughout 2011. In 2012, however, the economy fell
into a recession due to a slump in external demand. The auto industry remains
the largest single industry, and, together with its upstream suppliers,
accounts for nearly 24% of Czech manufacturing. The Czech Republic produced
more than a million cars for the first time in 2010, over 80% of which were
exported. Foreign and domestic businesses alike voice concerns about corruption
especially in public procurement. Other long term challenges include dealing
with a rapidly aging population, funding an unsustainable pension and health
care system, and diversifying away from manufacturing and toward a more
high-tech, services-based, knowledge economy.
|
Source : CIA |
JUTA a.s.
Dukelská 417
544 15 Dvůr Králové n. L.
Telephone: 00420/ 499 314 211
Telefax: 00420/ 499 320 268
E-Mail: juta@juta.cz
Web: www.juta.cz
|
Company
development |
Positive business
development |
|
|
Order situation |
Good course of
business |
|
|
Terms of payment |
usually within
agreed terms |
|
|
Business
connection |
Business
connections are permissible |
|||
|
Legal form |
Public Limited Company |
|
||
|
Foundation |
01/05/1992 - Public limited company |
|
Comp. Register |
01/05/1992, Krajský soud Hradec Králové, RegNr.: B 571 |
|
Share Capital |
01/05/1992 |
CZK |
465 483 000,-
|
|
|
|
17/02/1993 |
CZK |
471 032 000,-
|
|
|
|
16/08/2002 |
CZK |
343 589 000,- |
|
|
|
|
343.589 pc of bearer shares in documentary
form at nominal value of CZK 1,000,-- |
||||
|
Main Shareholder
|
Ing. Jiří
Hlavatý (29.07.1948) |
% |
100 |
|
|
|
Board of
Directors |
Ing. Jiří
Hlavatý (29.07.1948) |
||||
|
|
Ing. Marie
Čermáková (13.09.1967) |
|
|
Mgr. Petr
Brdička (05.07.1954) |
|
Supervisory
Board |
Prof.Ing.
Bohumil Král, CSc. (07.01.1952) |
|
|
Hana Voborníková (07.07.1953) |
|
|
Milan
Holejšovský (03.12.1946) |
|
General Data |
Manufacture and sale of products made of natural fibers as well as of synthetic materials, of products made of polypropylene and polyethylene for the sphere of constructions and agriculture, of packing materials as well as of materials for technical purposes, of geotextiles, of great-volume sacks ; manufacture of artificial lawns. The company JUTA a.s. has 14 production plants in the towns of: Dvůr Králové nad Labem, Úpice, Jaroměř, Bernartice, Višňová, Turnov, Přerov, Olomouc, Žireč, Adamov. |
|
Main activity: |
Manufacturer of other technical and
industrial textiles |
||
|
Additional
Activities |
·
Manufacturer of knitted & crocheted fabrics ·
Manufacturer of rubber tyres and tubes,
retreading and rebuilding of rubber tyres. |
|
|
|
|
Trade name(s) |
||
|
|
Export: |
85% |
|
|
|
General
contacts: |
||
|
|
Address: |
|
|
Dukelská 417, Dvůr Králové n.L. |
|
Staff |
2007 |
1827 employees |
|
|
2009 |
1761 employees |
|
|
2010 |
1904 employees |
|
|
2011 |
1948 employees |
|
|
2012 |
1980 employees |
|
|
2013 |
2012 employees |
|
|
2014 |
2022 employees |
|||||
|
Annual Sales |
2005 |
actual sales |
CZK |
3 089 540 000,-
|
|
||
|
|
2006 |
actual sales |
CZK |
3 594 588 000,-
|
|
|
|
2007 |
actual sales |
CZK |
4 198 026 000,-
|
|
|
|
2008 |
actual sales |
CZK |
4 238 350 000,-
|
|
|
|
2009 |
actual sales |
CZK |
3 542 690 000,-
|
|
|
|
2010 |
actual sales |
CZK |
4 304 938 000,-
|
|
|
|
2011 |
actual sales |
CZK |
4 960 386 000,-
|
|
|
|
2012 |
actual sales |
CZK |
5 535 651 000,-
|
|
|
|
2013 |
actual sales |
CZK |
5 800 000 000,-
|
|
|
|
The company is
not registered in the Central register of executions. |
|
Property |
Property of the company: Business premises
|
|
Balance sheets |
The enclosed balance of 2012 from business
register, it is authenticated by the auditor. (31.12.2012 - 1 CZK) |
|
|
The enclosed profit/loss account of 2012
from business register, it is authenticated by the auditor. (31.12.2012 - 1
CZK) |
|
Remarks |
The company is a
holder of ISO 9001 and ISO 14001 certificates. |
|
|
Business management: Subsidiaries: |
|
Bankers |
Komerční
banka, a.s. |
|
Copyright: |
This information is addressed exclusively to the addressee. Contractor obligates to provide updated information. Although it is always put maximum effort to collect actual and exact information, it is not confirmed as delinquency if there are particular inaccurateness contained within the information, which are not considered as essential in terms of the objective for which the information is provided to the addressee. Contractor and recipient conform to the rules of the Name and Description Security Act, Nub.101/2000. According to the Name and Description Security Act, recipient has the right to process or to use forwarding data only for the purpose for which information has been sent to the recipient. Usage for other purpose is acceptable only in case referring to valid regulations of the above mentioned act. |
|
|
balance |
31.12.2009 (CZK)
|
31.12.2010 (CZK)
|
31.12.2011 (CZK)
|
31.12.2012 (CZK)
|
|
r1 |
TOTAL ASSETS |
4 702 280 000 |
4 871 666 000 |
4 848 942 000 |
4 764 656 000 |
|
r2 |
Receivables for subscriptions |
0 |
|
0 |
0 |
|
r3 |
Fixed assets |
2 602 688 000 |
2 518 054 000 |
2 495 675 000 |
2 274 868 000 |
|
r4 |
Intangible fixed
assets |
480 000 |
333 000 |
152 000 |
197 000 |
|
r7 |
Software |
350 000 |
333 000 |
152 000 |
197 000 |
|
r8 |
Valuable rights |
|
|
0 |
|
|
r10 |
Other intangible fixed assets |
|
|
0 |
|
|
r11 |
Intangible fixed assets under construction
|
130 000 |
|
|
|
|
r13 |
Tangible fixed
assets |
2 587 665 000 |
2 501 828 000 |
2 477 484 000 |
2 257 005 000 |
|
r14 |
Lands |
57 278 000
|
59 376 000
|
69 075 000
|
69 075 000
|
|
r15 |
Constructions |
798 686 000
|
823 605 000
|
791 703 000
|
904 683 000
|
|
r16 |
Equipment |
1 065 120 000
|
964 840 000
|
976 724 000
|
1 026 422 000
|
|
r19 |
Other tangible fixed assets |
600 000 |
487 000 |
1 063 000
|
895 000 |
|
r20 |
Tangible fixed assets under construction |
44 889 000
|
50 169 000
|
277 634 000
|
100 459 000
|
|
r21 |
Advance payments for tangible fixed assets
|
29 891 000
|
159 950 000
|
65 685 000
|
7 671 000
|
|
r22 |
Adjustment to acquired assets |
591 201 000
|
443 401 000
|
295 600 000
|
147 800 000
|
|
r23 |
Long-term
financial assets |
14 543 000 |
15 893 000 |
18 039 000 |
17 666 000 |
|
r24 |
Shares in controlled and managed
organizations |
14 543 000
|
13 771 000
|
14 178 000
|
13 815 000
|
|
r26 |
Other securities and shares |
|
2 122 000
|
3 861 000
|
3 851 000
|
|
r31 |
Current assets |
2 084 499 000 |
2 337 892 000 |
2 337 584 000 |
2 471 401 000 |
|
r32 |
Inventory |
816 290 000 |
977 151 000 |
1 043 614 000 |
1 201 015 000 |
|
r33 |
Materials |
321 456 000
|
416 674 000
|
467 126 000
|
564 645 000
|
|
r34 |
Work in progress and semi-products |
167 178 000
|
212 675 000
|
237 333 000
|
253 452 000
|
|
r35 |
Finished products |
295 242 000
|
307 913 000
|
278 693 000
|
331 559 000
|
|
r37 |
Merchandise |
32 414 000
|
39 889 000
|
60 462 000
|
51 359 000
|
|
r38 |
Advance payments for inventory |
|
|
|
0 |
|
r39 |
Long-term
receivables |
8 733 000 |
9 398 000 |
9 675 000 |
|
|
r40 |
Trade receivables |
|
9 398 000
|
|
|
|
r42 |
Receivables from accounting units with
substantial influence |
8 733 000
|
|
9 675 000
|
|
|
r48 |
Short-term
receivables |
790 031 000 |
962 806 000 |
1 114 783 000 |
1 091 612 000 |
|
r49 |
Trade receivables |
686 868 000
|
848 472 000
|
938 519 000
|
1 003 570 000
|
|
r54 |
Due from state - tax receivable |
69 176 000
|
103 637 000
|
163 093 000
|
85 082 000
|
|
r56 |
Estimated receivable |
2 501 000
|
2 801 000
|
2 104 000
|
1 299 000
|
|
r57 |
Other receivables |
31 486 000
|
7 896 000
|
11 067 000
|
1 661 000
|
|
r58 |
Short-term
financial assets |
469 445 000 |
388 537 000 |
169 512 000 |
178 774 000 |
|
r59 |
Cash |
813 000 |
1 010 000
|
1 212 000
|
885 000 |
|
r60 |
Bank accounts |
138 924 000
|
387 527 000
|
168 300 000
|
177 889 000
|
|
r61 |
Short-term securities and ownership
interests |
329 708 000
|
|
|
|
|
r63 |
Accruals |
15 093 000 |
15 720 000 |
15 683 000 |
18 387 000 |
|
r64 |
Deferred expenses |
7 223 000
|
7 550 000
|
7 463 000
|
9 263 000
|
|
r65 |
Complex deferred costs |
5 303 000
|
7 460 000
|
7 843 000
|
7 332 000
|
|
r66 |
Deferred income |
2 567 000
|
710 000 |
377 000 |
1 792 000
|
|
r67 |
TOTAL
LIABILITIES |
4 702 280 000 |
4 871 666 000 |
4 848 942 000 |
4 764 656 000 |
|
r68 |
Equity |
3 651 939 000 |
3 684 935 000 |
3 639 395 000 |
3 694 031 000 |
|
r69 |
Registered
capital |
343 589 000 |
343 589 000 |
343 589 000 |
343 589 000 |
|
r70 |
Registered capital |
343 589 000
|
343 589 000
|
343 589 000
|
343 589 000
|
|
r73 |
Capital funds |
1 706 459 000 |
1 705 536 000 |
1 706 163 000 |
1 705 793 000 |
|
r74 |
Share premium |
|
|
|
1 705 332 000
|
|
r75 |
Other capital funds |
1 705 331 000
|
1 705 332 000
|
1 705 331 000
|
|
|
r76 |
Differences from revaluation of assets and
liabilities ( +/- ) |
1 128 000
|
204 000 |
832 000 |
461 000 |
|
r78 |
Reserve funds,
statutory reserve account for cooperatives, and other retained earnings |
94 898 000 |
93 818 000 |
92 663 000 |
93 040 000 |
|
r79 |
Legal reserve fund / indivisible fund |
90 714 000
|
90 714 000
|
90 714 000
|
90 714 000
|
|
r80 |
Statutory and other funds |
4 184 000
|
3 104 000
|
1 949 000
|
2 326 000
|
|
r81 |
Profit / loss -
previous years |
1 347 321 000 |
1 441 393 000 |
1 488 498 000 |
1 441 819 000 |
|
r82 |
Retained earnings from previous years |
1 347 321 000
|
1 441 393 000
|
1 488 498 000
|
1 441 819 000
|
|
r84 |
Profit / loss -
current year (+/-) |
159 672 000 |
100 599 000 |
8 482 000 |
109 790 000 |
|
r85 |
Liabilities |
1 048 724 000 |
1 177 141 000 |
1 194 730 000 |
1 056 967 000 |
|
r86 |
Reserves |
32 543 000 |
4 931 000 |
3 697 000 |
542 000 |
|
r87 |
Reserves under special statutory
regulations |
32 543 000
|
|
|
|
|
r90 |
Other reserves |
|
4 931 000
|
3 697 000
|
542 000 |
|
r91 |
Long-term
payables |
248 993 000 |
237 068 000 |
227 669 000 |
204 952 000 |
|
r100 |
Other payables |
|
143 000 |
130 000 |
118 000 |
|
r101 |
Deferred tax liability |
248 993 000
|
236 925 000
|
227 539 000
|
204 834 000
|
|
r102 |
Short-term
payables |
695 957 000 |
805 757 000 |
742 005 000 |
787 604 000 |
|
r103 |
Trade payables |
573 159 000
|
689 838 000
|
654 943 000
|
685 868 000
|
|
r106 |
Payables from partners, cooperative members
and association members |
1 659 000
|
1 659 000
|
0 |
|
|
r107 |
Payroll |
29 376 000
|
31 819 000
|
32 114 000
|
36 851 000
|
|
r108 |
Payables to social securities and health
insurance |
16 463 000
|
18 306 000
|
18 922 000
|
20 654 000
|
|
r109 |
Due from state - tax liabilities and
subsidies |
3 342 000
|
3 693 000
|
3 944 000
|
4 530 000
|
|
r110 |
Short-term deposits received |
424 000 |
3 768 000
|
313 000 |
2 881 000
|
|
r112 |
Estimated payables |
25 576 000
|
14 406 000
|
6 742 000
|
11 743 000
|
|
r113 |
Other payables |
45 958 000
|
42 268 000
|
25 027 000
|
25 077 000
|
|
r114 |
Bank loans and
financial accommodations |
71 231 000 |
129 385 000 |
221 359 000 |
63 869 000 |
|
r115 |
Long-term bank loans |
71 231 000
|
38 042 000
|
17 645 000
|
0 |
|
r116 |
Short-term bank loans |
0 |
91 343 000
|
203 714 000
|
63 869 000
|
|
r117 |
Short-term accommodations |
0 |
|
0 |
0 |
|
r118 |
Accruals |
1 617 000 |
9 590 000 |
14 817 000 |
13 658 000 |
|
r119 |
Accrued expenses |
1 617 000
|
9 590 000
|
14 817 000
|
13 658 000
|
|
|
profit/loss
account |
31.12.2009 (CZK)
|
31.12.2010 (CZK)
|
31.12.2011 (CZK)
|
31.12.2012 (CZK)
|
|
a1 |
Turnover |
3 542 690 000 |
4 304 938 000 |
4 960 386 000 |
5 535 651 000 |
|
a2 |
Revenues from sold goods |
114 663 000
|
181 779 000
|
267 036 000
|
298 800 000
|
|
a3 |
Expenses on sold goods |
97 555 000
|
152 956 000
|
233 036 000
|
262 197 000
|
|
a4 |
Sale margin |
17 108 000 |
28 823 000 |
34 000 000 |
36 603 000 |
|
a5 |
Production |
3 421 272 000 |
4 228 958 000 |
4 737 528 000 |
5 355 449 000 |
|
a6 |
Revenues from own products and services |
3 428 027 000
|
4 123 159 000
|
4 693 350 000
|
5 236 851 000
|
|
a7 |
Change in inventory of own products |
-53 045 000
|
56 950 000
|
-796 000 |
63 619 000
|
|
a8 |
Capitalization |
46 290 000
|
48 849 000
|
44 974 000
|
54 979 000
|
|
a9 |
Production
consumption |
2 394 570 000 |
3 227 675 000 |
3 617 490 000 |
4 147 072 000 |
|
a10 |
Consumption of material and energy |
2 073 811 000
|
2 848 282 000
|
3 238 967 000
|
3 725 715 000
|
|
a11 |
Services |
320 759 000
|
379 393 000
|
378 523 000
|
421 357 000
|
|
a12 |
Added value |
1 043 810 000 |
1 030 106 000 |
1 154 038 000 |
1 244 980 000 |
|
a13 |
Personnel
expenses |
577 559 000 |
650 357 000 |
684 030 000 |
721 307 000 |
|
a14 |
Wages and salaries |
430 242 000
|
479 665 000
|
503 817 000
|
532 057 000
|
|
a15 |
Renumeration of board members |
325 000 |
224 000 |
224 000 |
254 000 |
|
a16 |
Social security expenses and health
insurance |
142 540 000
|
165 728 000
|
174 969 000
|
183 674 000
|
|
a17 |
Other social expenses |
4 452 000
|
4 740 000
|
5 020 000
|
5 322 000
|
|
a18 |
Taxes and fees |
3 432 000
|
6 247 000
|
6 414 000
|
4 685 000
|
|
a19 |
Depreciations of intangible and tangible
assets |
423 099 000
|
417 890 000
|
338 709 000
|
353 942 000
|
|
a20 |
Revenues from
disposals of fixed assets and materials |
10 320 000 |
16 547 000 |
28 398 000 |
28 148 000 |
|
a21 |
Revenues from disposals of fixed assets |
993 000 |
258 000 |
2 919 000
|
158 000 |
|
a22 |
Revenues from disposals of materials |
9 327 000
|
16 289 000
|
25 479 000
|
27 990 000
|
|
a23 |
Net book value
of disposed fixed assets and materials |
4 139 000 |
8 819 000 |
21 286 000 |
23 332 000 |
|
a24 |
Net book value of sold fixed assets |
222 000 |
74 000 |
2 233 000
|
|
|
a25 |
Net book value of sold material |
3 917 000
|
8 745 000
|
19 053 000
|
23 332 000
|
|
a26 |
Change in operating reserves and
adjustments and complex deferred costs ( + / - ) |
-38 186 000
|
-10 359 000
|
10 715 000
|
7 916 000
|
|
a27 |
Other operating revenues |
38 214 000
|
38 448 000
|
35 613 000
|
38 045 000
|
|
a28 |
Other operating expenses |
28 689 000
|
21 610 000
|
15 432 000
|
25 249 000
|
|
a29 |
Transfer of operating revenues |
|
|
|
0 |
|
a30 |
Transfer of operating expenses |
|
|
|
0 |
|
a31 |
Operating profit
/ loss |
93 612 000 |
-9 463 000 |
141 463 000 |
174 742 000 |
|
a34 |
Revenues from
long-term financial assets |
|
0 |
|
0 |
|
a43 |
Interest revenues |
2 011 000
|
4 613 000
|
2 934 000
|
1 650 000
|
|
a44 |
Interest expenses |
3 477 000
|
2 219 000
|
5 669 000
|
2 533 000
|
|
a45 |
Other financial revenues |
508 355 000
|
688 078 000
|
698 504 000
|
217 158 000
|
|
a46 |
Other financial expenses |
420 045 000
|
554 706 000
|
832 533 000
|
260 027 000
|
|
a47 |
Transfer of financial revenues |
|
|
|
0 |
|
a48 |
Transfer of financial expenses |
|
|
|
0 |
|
a49 |
Profit / loss
from financial operations ( transactions ) |
86 844 000 |
135 766 000 |
-136 763 000 |
-43 752 000 |
|
a50 |
Income tax on
ordinary income |
20 784 000 |
25 704 000 |
-3 782 000 |
21 200 000 |
|
a51 |
Due tax |
55 613 000
|
37 772 000
|
5 604 000
|
43 905 000
|
|
a52 |
Tax deferred |
-34 829 000
|
-12 068 000
|
-9 386 000
|
-22 705 000
|
|
a53 |
Operating profit
/ loss ordinary activity |
159 672 000 |
100 599 000 |
8 482 000 |
109 790 000 |
|
a56 |
Income tax on
extraordinary income |
|
0 |
|
0 |
|
a59 |
Operating profit
/ loss extraordinary activity |
0 |
0 |
|
0 |
|
a61 |
Profit / loss of
current accounting period (+/-) |
159 672 000 |
100 599 000 |
8 482 000 |
109 790 000 |
|
a62 |
Profit / loss
before tax (+/-) |
180 456 000 |
126 303 000 |
4 700 000 |
130 990 000 |
|
Operating cash
flow |
909 685 000 |
324 759 000 |
|
|
|
|
Investment cash
flow |
-185 344 000 |
-417 706 000 |
|
|
|
|
Financial cash
flow |
-331 012 000 |
12 039 000 |
|
|
|
|
Receivables more than 360 days after due
date |
28 252 000
|
40 097 000
|
51 291 000
|
41 870 000
|
|
|
Liabilities
after due date total |
1 879 000 |
4 775 000 |
|
10 966 000 |
|
|
Liabilities more than 360 days after due
date |
|
|
0 |
|
|
Balance indices |
|
31.12.2009 |
31.12.2010 |
31.12.2011 |
31.12.2012 |
|
Return on total assets ROA (in %) |
a62/r1 * 100 |
3,84 |
2,59 |
0,10 |
2,75 |
|
Return on equity ROE (in %) |
a62/r68 * 100 |
4,94 |
3,43 |
0,13 |
3,55 |
|
Return on sales ROS (in %) |
a62/a1 * 100 |
5,09 |
2,93 |
0,09 |
2,37 |
|
Turnover of receivables (in days) |
r49/a1 * 365 |
70,77 |
71,94 |
69,06 |
66,17 |
|
Turnover of liabilities (in days) |
r103/a1 * 365 |
59,05 |
58,49 |
48,19 |
45,22 |
|
Turnover of inventories (days) |
r32/a1 * 365 |
84,10 |
82,85 |
76,79 |
79,19 |
|
Net working capital (in ths. CZK) |
r31 - r102 - r116 - r117 |
1 388 542,00
|
1 440 792,00
|
1 391 865,00
|
1 619 928,00
|
|
Ratio of accounts payable to accounts
receivable (in %) |
(r39+r48) / (r91+r102) * 100 |
84,53 |
93,23 |
115,96 |
n/a |
|
Ratio of profit/loss to tangible assets
(in%) |
r3 / a1 * 100 |
73,47 |
58,49 |
50,31 |
41,09 |
|
Current ratio |
r31 / (r102+r116+r117) |
3,00 |
2,61 |
2,47 |
2,90 |
|
Quick ratio |
(r58+r48) / (r102+r116+r117) |
1,81 |
1,51 |
1,36 |
1,49 |
|
Cash ratio |
r58 / (r102+r116+r117) |
0,67 |
0,43 |
0,18 |
0,21 |
|
Debt ratio I (in %) |
(1-r68/r67) * 100 |
22,34 |
24,36 |
24,94 |
22,47 |
|
Debt ratio II (in %) |
r85/r67 * 100 |
22,30 |
24,16 |
24,64 |
22,18 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.60.09 |
|
UK Pound |
1 |
Rs.99.85 |
|
Euro |
1 |
Rs.82.58 |
INFORMATION DETAILS
|
Report Prepared
by : |
MNL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall
operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.