MIRA INFORM REPORT

 

 

Report Date :

02.05.2014

 

IDENTIFICATION DETAILS

 

Name :

EVERLIGHT CHEMICAL INDUSTRIAL CORPORATION

 

 

Registered Office :

5~6F, No.77, Sec.2, Tun Hua South Road, Taipei

 

 

Country :

Taiwan

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

07.09.1972

 

 

Com. Reg. No.:

15458455

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

·         Manufacturing and sale of chemical products

·         Manufacturing of coating, paint, dye and pigment

 

Subject product ranges includes:-

·         Colorant Chemical

·         Specialty Chemicals

·         Medical Chemicals

·         Electronic Chemicals

·         Nanometer Materials

 

 

No. of Employees :

1,000

 


RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


 

Taiwan ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are other major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, and following the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, Taiwan in July 2013 signed a free trade deal with New Zealand—Taipei’s first-ever with a country with which it does not maintain diplomatic relations—and in November inked a trade pact with Singapore. Negotiations continue on follow-on components of ECFA regarding trade in goods and a dispute resolution mechanism; a trade in services agreement is under review in the legislature. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large overall trade surplus largely because of its surplus with China, and its foreign reserves are the world's sixth largest, behind China, Japan, Saudi Arabia, Russia, and Switzerland. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Taiwan since 2009 has gradually loosened rules governing Chinese investment on the island, and has also secured greater market access for its investors in the mainland. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved.

 

Source : CIA

 

 


Company name and address

 

Company Name:

EVERLIGHT CHEMICAL INDUSTRIAL CORPORATION

Supplied Name:

EVERLIGHT CHEMICAL IND TAIWAN

Trading Address:

6F, No.77, Sec.2, Tun Hua South Road, Taipei, Taiwan, R.O.C.

Supplied Address:

Not Supplied

Telephone Number:

+886-2-2706-6006

Fax Number:

+886-2-2326-3563

E-mail:

ecbu@ecic.com.tw

Website:

www.ecic.com

The exact name and address are as above.

 

 

Company Identification Details

 

Registered Name:

Everlight Chemical Industrial Corporation

Registered Address:

5~6F, No.77, Sec.2, Tun Hua South Road, Taipei, Taiwan, Republic of China

Date of Foundation:

1972-9-7

Registration Number:

15458455

Registry:

Department of Commerce, Ministry of Economic Affairs, R.O.C.

Registered Capital:

NTD 8,000,000,000 (USD 272,000,000)

(As of 2013.11, 1 NTD = 0.0340 USD)

Paid-up Capital:

NTD 4,731,689,660 (USD 160,877,448)

Legal Representatives:

Jianxin Chen

Legal Form:

Joint Stock Company

Principal Activities:

Manufacturing and sale of chemical products

Staff:

About 1,000 Employees

Listed at Stock Exchange:

Yes; Stock Code: 1711

Date of Last Annual Return:

2013-8-13

 

 

History

 

Subject was incorporated on 1972-9-7 with registered number 15458455 as Joint Stock Company in Taiwan.

 

Subject listed on Taiwan Stock Exchange on 1988-12-27.

 


 

Shareholders

 

           

Name

Subscription Shares

Jianxin Chen

5,796,000

Dingchuan Chen

73,500,000

Weiwang Chen

5,396,737

Jianming Chen

2,447,074

Degang Zhou

164,056

Dingji Chen

15,326,957

Yonglong Li

2,128,992

Wenyuan Gan

2,549,536

 

The information above is that of subject’s major shareholders.

 

 

Subsidiaries & Branches

 

Factories

1

Name:

Everlight Chemical Industrial Corporation 1st Factory

Address:

No.271, Zhongshan North Road, Neihai Village, Dayuan Township, Taoyuan County, Taiwan, R.O.C.

Date of Foundation:

1978-6-26

Date of Registration:

1980-9-24

Factory Registration Number:

99622357

Factory Manager:

Jianxin Chen

Status:

In Production

Date of Last Annual Return:

2009-9-2

Major Products:

192 coating, dye, pigment

089 other food

199 other chemical products

2

Name:

Everlight Chemical Industrial Corporation 2nd Factory

Address:

No.12, Gongye 3rd Road, Shulin Village, Guanyin Township, Taoyuan County, Taiwan, R.O.C.

Date of Foundation:

1991-4-22

Date of Registration:

1991-5-24

Factory Registration Number:

99622051

Factory Manager:

Jianxin Chen

Status:

In Production

Date of Last Annual Return:

2009-7-2

Major Products:

181 other chemical materials

192 coating, dye, pigment

199 other chemical products

200 medicine and medical chemical products

3

Name:

Everlight Chemical Industrial Corporation 3rd Factory

Address:

No. 935 &937, Chenggong Road, Shulin Village, Guanyin Township, Taoyuan County, Taiwan, R.O.C.

Date of Foundation:

1992-4-24

Date of Registration:

1995-4-17

Factory Registration Number:

99622352

Factory Manager:

Jianxin Chen

Status:

In Production

Date of Last Annual Return:

2009-7-3

Major Products:

199 other chemical products

269 other electronic components

181 chemical materials

193 cleaning supplies

194 cosmetic

 

Related Companies

1

Name:

Everlight (Suzhou) Advanced Chemicals Ltd.

Address:

No.33, Pingsheng Road, Suzhou Industrial Park, Jiangsu Province, China

Tel:

+86-512-6287-1980

Fax:

+86-512-6287-1217

2

Name:

Ethical International Trading & Warehousing (Shanghai) Co., Ltd

Address:

Rm.1101, No.2067, West Yan-an Road, Super Ocean Finance Center, Shanghai, China

Tel:

+86-21-6219-6954

Fax:

+86-21-6219-1276

3

Name:

Guangzhou Ethical Trading Co., Ltd

Address:

Room 409,Regal Business Center,No.574-578,TianHe North Road, Guangzhou, China

Tel:

+86-20-3849-7030

Fax:

+86-20-3849-7031

4

Name:

Qingdao Ethical Trading Co., Ltd

Address:

Room 1601, No.29, Shandong Road, Galaxy Building, Qingdao, China

Tel:

+86-532-8501-6051

Fax:

+86-532-8501-6063

5

Name:

Guangzhou Mingguang Trade Co., Ltd.

Address:

Rm.409, Dijing Business Center, 574-578 Tianhe North Rd., Tianhe, Guangzhou, Guangdong, China

Tel:

+86-20-3849-7030

6

Name:

Everlight (Hong Kong) Limited

Address:

Room 1704, 17F, No.223, Hing Fong Road, Tower 2, Metroplaza, Kwai Chung, N. T. Hong Kong

Registered Number:

363430

Date of Registration:

1992-6-23

Tel:

+852-2619-1095

Fax:

+852-2619-1031

7

Name:

Elite Foreign Trading Inc.

Address:

Mersin Serbest Bolgesi, Mersin,Turkey

Tel:

+90-324-237-7789

Fax:

+90-324-237-0246

8

Name:

Everlight USA, Inc.

Address:

10507 Southern Loop Blvd., Pineville, NC 28134, U.S.A.

Tel:

+1-704-588-1004

Fax:

+1-704-588-0051

9

Name:

Everlight Europe B.V.

Address:

Rivium Boulevard 112b, 2909 LK Capelle aan den Ijssel, The Netherlands

Tel:

+31-10-238-0099

Fax:

+31-10-238-0090

 

 

Personnel Information

 

Core Management

 

Directors

1

Name

Jianxin Chen

Position

Board Chairman

2

Name

Dingchuan Chen

Position

Director

3

Name

Weiwang Chen

Position

Director

Date of Appointment

2001-1-1

4

Name

Jianming Chen

Position

Director

5

Name

Degang Zhou

Position

Director

6

Name

Xiujun Wang

Position

Independent Director

7

Name

Yingzheng Hong

Position

Independent Director

8

Name

Dingji Chen

Position

Supervisor

9

Name

Yonglong Li

Position

Supervisor

10

Name

Wenyuan Gan

Position

Supervisor

 

Personnel Structure

 

Total Employees

About 1,000 Employees

 

 

Operation Information

 

Offices & Factories

 

 

Headquarters

Add

6F, No.77, Sec.2, Tun Hua South Road, Taipei, Taiwan, R.O.C.

 


Production Information

 

Subject is engaged in manufacturing of chemical products.

It is introduced that subject has factories in Taiwan and Mainland China for production.

Subject obtained the certifications of ISO 9001, ISO 14001, and OHSAS 18001, etc.

 

Purchase Information

 

The registered activities of subject:

Business Code

Details

C802200

Manufacturing of coating, paint, dye and pigment

C802120

Manufacturing of industrial additive

C802990

Manufacturing of other chemicals

C802041

Manufacturing of western medicine

C802060

Manufacturing of animal medicine

C802100

Manufacturing of cosmetic

C801990

Manufacturing of other chemical materials

CA04010

Surface treatment

C801010

Basic chemical industry

F401010

International trade business

C199990

Manufacturing of other unclassified food

C802110

Manufacturing of cosmetic colorant

F108051

Sale of cosmetic colorant

ZZ99999

Besides licensed business, all other business items those are not banned or restricted.

 

The raw materials for production are purchased mainly in domestic market.

It is introduced that some production facilities are imported from Europe and America, etc.

 

 

Sales Information

 

Subject is engaged in sale of chemical products

Subject’s sales regions include domestic market, Southeast Asia, Europe and America, etc.

Subject’s major customers are textile manufacturer, cosmetic manufacturer, medical manufacturer, and electronic products manufacturer

 

Major Products

Type

Product

Colorant Chemical

Liquid Dyes, Printing Inks, Disk Dyes, Paper Dyes, Metal Surface Colorants, Timber Dyes, Edible Pigments

Specialty Chemicals

Benzophenone Light Stabilizers, Benzotriazole Light Stabilizers and Cosmetic Raw Materials

Medical Chemicals

Drug Raw Materials, Medical Intermediates

Electronic Chemicals

Photoresists, Polish Slurries

Nanometer Materials

Sol-Gels, UV-Curable Hybrids

 

Import and export right:

Import right

Yes

Export right

Yes

 

 

Settlements

 

Purchase

 

Domestic Purchase

Product

Terms

Proportion

Raw materials

Cash, T/T, etc

100%

 

Foreign Purchase

Product

Terms

Proportion

Facilities

L/C, T/T, etc

100%

 

Sales

 

Domestic Markets

Product

Terms

Proportion

Chemical products

Cash, T/T, etc

100%

 

Export

Product

Terms

Proportion

Chemical products

L/C, T/T, etc

100%

 

 

Balance Sheet

Unit: NTD/000

 

2012-12-31

2011-12-31

Assets

 

 

Current Assets

 

 

Cash and cash equivalents

440,077.00

244,241.00

Financial assets measured at fair value through profit or loss - current

70,118.00

120,188.00

Notes receivable - net

104,186.00

90,493.00

Accounts receivable - net

642,228.00

624,596.00

Accounts receivable - related parties - net

453,385.00

357,257.00

Other financial assets - current

24,471.00

24,573.00

Inventories

1,695,013.00

1,768,133.00

Other current assets

86,123.00

76,871.00

Current assets

3,515,601.00

3,306,352.00

Funds and Investments

 

 

Available-for-sale financial assets - non current

835,950.00

283,176.00

Financial assets carried at cost - non current

16,800.00

0.00

Equity investments under equity method

1,906,028.00

2,267,068.00

Investments

1,906,028.00

2,267,068.00

Other financial assets - non current

2,777.00

4,935.00

Funds and long-term investments

2,761,555.00

2,555,179.00

Fixed Assets

 

 

Cost

 

 

Land

922,453.00

922,453.00

Buildings and structures

2,079,636.00

2,028,072.00

Machinery and equipment

4,963,418.00

4,832,985.00

Office equipment

203,439.00

195,122.00

Other facilities

162,876.00

158,527.00

Revaluation increment

0.00

0.00

Cost and revaluation increment

8,331,822.00

8,137,159.00

Accumulated depreciation

-5,955,102.00

-5,761,928.00

Accumulated impairment - fixed assets

-20,084.00

-20,084.00

Construction in process and prepayment for equipments

290,161.00

121,588.00

Fixed assets

2,646,797.00

2,476,735.00

Intangible Assets

 

 

OtherAssets

 

 

Other assets - other

26.00

71.00

Other assets

26.00

71.00

Assets

8,923,979.00

8,338,337.00

Liabilities and Stockholders' Equity

 

 

Liabilities

 

 

Current Liabilities

 

 

Short-term borrowings

596,285.00

571,760.00

Financial liabilities measured at fair value through profit or loss - current

0.00

1,213.00

Notes payable

192,425.00

174,302.00

Accounts payable

289,578.00

230,018.00

Income tax payable

56,851.00

48,875.00

Accrued expenses

298,646.00

257,025.00

Other payables

35,763.00

9,691.00

Other current liabilities

58,625.00

51,368.00

Current liabilities

1,528,173.00

1,344,252.00

Long term Liabilities

 

 

Long-term borrowings

700,000.00

700,000.00

Long-term liabilities

700,000.00

700,000.00

Reserves

 

 

Other Liabilities

 

 

Pension reserve / accrued pension liability

164,229.00

124,141.00

Deferred income tax liabilities

31,013.00

33,275.00

Other liabilities - other

32,078.00

32,078.00

Other liabilities

227,320.00

189,494.00

Liabilities

2,455,493.00

2,233,746.00

Stockholders' Equity

 

 

Capital

 

 

Common stock

4,506,371.00

4,291,782.00

Advance receipts for common stock

0.00

0.00

Capital Surplus

 

 

Capital surplus - additional paid-in capital

462,559.00

462,559.00

Capital surplus - treasury stock transactions

10,999.00

10,999.00

Capital surplus - long-term equity investments

64,835.00

94,459.00

Capital surplus

538,393.00

568,017.00

Retained Earnings

 

 

Legal reserve

691,499.00

645,448.00

Special reserve

24,700.00

24,700.00

Unappropriated retained earnings

581,176.00

553,984.00

Retained earnings

1,297,375.00

1,224,132.00

Stockholders' Equity and Other adjustment

 

 

Cumulative translation adjustments

88,914.00

130,445.00

Net loss not recognized as pension cost

-170,088.00

-119,449.00

Unrealized gains (losses) on financial instruments

205,894.00

7,285.00

Unrealized Revaluation Increment

1,627.00

2,379.00

Equity adjustments

126,347.00

20,660.00

Stockholders - equity

6,468,486.00

(USD 219,928,524.00)

6,104,591.00

(USD 207,556,094.00)

Number of treasury stock acquired by the company and subsidiaries (unit: share)

0.00

0.00

 

0.00

0.00

(As of 2013.11, 1 NTD = 0.0340 USD)

 

 

Profit and Loss Account

 

Unit: NTD/000

 

2012

2011

Sales

6,109,077.00

(USD 207,708,618.00)

5,450,001.00

(USD 185,300,034.00)

Sales returns

14,219.00

10,673.00

Sales discounts and allowances

1,970.00

2,754.00

Sales

6,092,888.00

5,436,574.00

Operating income

6,092,888.00

5,436,574.00

Cost of sales

4,839,406.00

4,433,084.00

Operating costs

4,839,406.00

4,433,084.00

Gross profit (loss) from operations

1,253,482.00

1,003,490.00

Unrealized gains on intercompany transactions

11,302.00

0.00

Realized gains on intercompany transactions

0.00

12,610.00

Selling expense

425,288.00

371,932.00

General and administrative expenses

169,099.00

154,607.00

Research and development expenses

271,804.00

257,392.00

Operating expenses

866,191.00

783,931.00

Operating income (loss)

375,989.00

232,169.00

Non-Operating Income

 

 

Interest income

1,071.00

970.00

Income from long-term equity investments under the equity method

0.00

43,973.00

Dividends

22,618.00

18,001.00

Investment income

22,618.00

61,974.00

Gains on disposal of fixed assets

1,548.00

1,319.00

Gains on sale of investments

139,489.00

171,748.00

Foreign exchange gains

0.00

13,306.00

Revaluation gain on financial assets

646.00

354.00

Revaluation gain on financial liabilities

1,213.00

3,507.00

Miscellaneous income

46,408.00

50,977.00

Non-operating revenues and gains

212,993.00

304,155.00

Non-Operating Expenses

 

 

Interest expense

20,686.00

23,785.00

Losses from long-term equity investments under the equity method

4,566.00

0.00

Investment loss

4,566.00

0.00

Loss on disposal of fixed assets

5,136.00

4,901.00

Foreign exchange losses

72.00

0.00

Miscellaneous disbursements

1,350.00

626.00

Non-operating expenses and losses

31,810.00

29,312.00

Income from continuing operations before income tax

557,172.00

507,012.00

Income tax expense (benefit)

54,751.00

46,505.00

Income from continuing operations

502,421.00

460,507.00

Net income (loss)

502,421.00

(USD 17,082,314.00)

460,507.00

(USD 15,657,238.00)

Primary Earnings per Share

 

 

Primary earnings per share

1.11

1.02

Diluted earnings per share

 

 

Diluted earnings per share

1.11

1.02

 (As of 2013.11, 1 NTD = 0.0340 USD)

 

 

Cash Flows

Unit: NTD/000

 

2012

2011

Cash Flows from Operating Activities - Indirect Method

 

 

Net Income (Loss)

502,421.00

460,507.00

Adjustments to Reconcile Net Income to Net Cash Provided by (Used in) Operating Activities

 

 

Depreciation Expense

265,108.00

250,770.00

Amortization Expense

45.00

1,794.00

Provision (Reversal of Provision) for Bad Debts Losses

2,512.00

-2,324.00

Loss (Gain) on Decline (Recovery) in Market Value, Scrap and Obsolescence of Inventories

108.00

-3,808.00

Investment Loss (Income) Recognized under Equity Method

4,566.00

-43,973.00

Cash Dividends Received from Investments Accounted for under Equity Method

71,501.00

56,722.00

Loss (Gain) on Disposal of Property, Plant and Equipment

3,588.00

3,582.00

Loss (Gain) on Disposal of Investments

-139,489.00

-171,748.00

Unrealized Revaluation Loss (Gain) on Financial Assets and Liabilities

-1,859.00

-3,861.00

Unrealized Gain (Loss) on Intercompany Transactions

11,302.00

0.00

Realized Loss (Gain) on Intercompany Transactions

0.00

-12,610.00

Loss (Gain) on Deferred Income Tax

-2,694.00

-697.00

Changes in Operating Assets and Liabilities

 

 

Decrease (Increase) in Notes Receivable

-14,013.00

37,951.00

Decrease (Increase) in Accounts Receivable

-17,623.00

-44,304.00

Decrease (Increase) in Accounts Receivable - Related Parties

-96,128.00

8,150.00

Decrease (Increase) in Inventories

73,012.00

39,454.00

Decrease (Increase) in Other Current Assets

-8,820.00

-3,352.00

Decrease (Increase) in Other Financial Assets

9,651.00

-2,325.00

Increase (Decrease) in Notes Payable

18,123.00

-465.00

Increase (Decrease) in Accounts Payable

59,560.00

-52,592.00

Increase (Decrease) in Income Tax Payable

7,976.00

-10,312.00

Increase (Decrease) in Accrued Expenses

41,621.00

-51,757.00

Increase (Decrease) in Accrued Pension Liabilities

-8,111.00

5,504.00

Increase (Decrease) in Other Operating Liabilities

-4,045.00

7,047.00

Net Cash Provided by (Used in) Operating Activities

778,312.00

467,353.00

Cash Flows from Investing Activities

 

 

Acquisition of Financial Assets as Fair Value through Profit or Loss

-410,102.00

-350,000.00

Proceeds from Disposal of Financial Assets as Fair Value through Profit or Loss

460,818.00

380,418.00

Acquisition of Available-for-sale Financial Assets

-177,597.00

-207,026.00

Proceeds from Disposal of Available-for-sale Financial Assets

141,930.00

92,129.00

Acquisition of Financial Assets Carried at Cost

-16,800.00

0.00

Acquisition of Investments Accounted for by Equity Method

-32,800.00

-117,200.00

Proceeds from Disposal of Investments Accounted for by Equity Method

44,458.00

107,719.00

Proceeds from Capital Reduction of Investments Accounted for under Equity Method

10,410.00

0.00

Purchase of Property, Plant and Equipment

-416,630.00

-639,186.00

Proceeds from Disposal of Property, Plant and Equipment

3,944.00

2,143.00

Decrease (Increase) in Other Financial Assets

-43.00

17,066.00

Decrease (Increase) in Other Assets

0.00

0.00

Net Cash Provided by (Used in) Investing Activities

-392,412.00

-713,937.00

Cash Flows from Financing Activities

 

 

Increase (Decrease) in Short-term Loans

24,525.00

-110,458.00

Proceeds from Long-term Debt

0.00

700,000.00

Repayment of Long-term Debt

0.00

-240,000.00

Cash Dividends Paid

-214,589.00

-234,097.00

Net Cash Provided by (Used in) Financing Activities

-190,064.00

115,445.00

Net Increase (Decrease) in Cash and Cash Equivalents

195,836.00

-131,139.00

Cash and Cash Equivalents, Beginning of year

244,241.00

375,380.00

Cash and Cash Equivalents, End of year

440,077.00

244,241.00

Supplemental Cash Flow Information

 

 

Interest Paid- Excluding Capitalized Interest

21,312.00

23,544.00

Income Tax Paid

49,469.00

57,514.00

Non-cash Investing and Financing Activities

 

 

Capital Increase by Earnings Recapitalization

214,589.00

390,162.00

Unrealized Valuation Gains or Losses on Financial Instruments

198,035.00

-109,340.00

Unrealized Gains or Losses on Financial Instruments Recognized due to Equity Changes in Long-term Investments

574.00

-63.00

Cumulative Translation Adjustments

-41,531.00

95,609.00

Changes in Equity of Long-term Investment under Equity Method

-29,624.00

47,840.00

Others

220,090.00

15,728.00

Investing Activities Affecting Both Cash and Non-cash Items

 

 

Cash Paid for Acquisition of Property, Plant and Equipment

 

 

Increase in Property, Plant and Equipment

442,702.00

624,301.00

Increase (Decrease) in Payable for Equipment Purchased

-26,072.00

14,885.00

Cash Paid for Acquisition of Property, Plant and Equipment

416,630.00

639,186.00

Cash Received from Disposal of Property, Plant and Equipment

 

 

Cash received from sale of Long-term Investment in Stock

 

 

Proceeds from Disposal of Long-term Investments under Equity Method

44,458.00

107,719.00

Cash received from Disposal of Long-term Investments under Equity Method

44,458.00

107,719.00

 

 

Bankers

 

Subject declined to disclose its bank details; from other source we cannot obtain the relevant information, either.

 

 

Public Record

 

Mortgage

Case Type:

Chattel Mortgage

Certificate No.:

062387

Debtor Name:

Everlight Chemical Industrial Corporation

Document Number:

857170

Date of Registration:

1999-6-29

Date of Alteration:

--

Status:

Paid off

 

Lawsuit

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 

Interview Details

 

Name

Ms. Lin

Department

Sales Department

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.34

UK Pound

1

Rs.101.45

Euro

1

Rs.83.31

 

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.