|
Report Date : |
02.05.2014 |
IDENTIFICATION DETAILS
|
Name : |
LOTERIOS S.R.L. |
|
|
|
|
Registered Office : |
Via Monte Grappa, 44 21040 – Gerenzano (VA) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.03.2013 |
|
|
|
|
Date of Incorporation : |
07.05.2008 |
|
|
|
|
Legal Form : |
Sole-Member Limited Liability Company |
|
|
|
|
Line of Business : |
|
|
|
|
|
No. of Employees |
From 51 to 70 |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
Payment Behaviour : |
Slow but correct |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2014
|
Country Name |
Previous Rating (31.12.2013) |
Current Rating (31.03.2014) |
|
Italy |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderate Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderate High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
ITALY ECONOMIC OVERVIEW
Italy has a diversified industrial economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 133% of GDP in 2013, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and widespread tax evasion. In 2013 economic growth and labor market conditions deteriorated, with growth at -1.8% and unemployment rising to 12.4%, with youth unemployment around 40%. Italy's GDP is now 8% below its 2007 pre-crisis level
|
Source
: CIA |
LOTERIOS S.R.L.
Via Monte Grappa, 44 21040 – Gerenzano (VA) -IT-
|
Fiscal Code |
: |
06721320155 |
|
Legal Form |
: |
Sole-Member Limited Liability Company |
|
start of Activities |
: |
07/05/2008 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
9.000.000/10.000.000 |
|
Number of Employees |
: |
from 51 to 70 |
General mechanics
Manufacture of other general-purpose machinery n.e.c.
Wholesale of metals and metalliferous minerals
Legal Form : Sole-Member Limited Liability Company
|
Fiscal Code : 06721320155 |
|
Foreign Trade Reg. no. : MI076105 since 27/12/1991 |
|
Foreign Trade Reg. no. : VA059199 since 24/06/2008 |
|
Foreign Trade Reg. no. : 76105 of Milano since 27/12/1991 |
|
Chamber of Commerce no. : 1117868 of Milano since 26/01/1983 |
|
Chamber of Commerce no. : 311467 of Varese since 23/05/2008 |
|
Firms' Register : MI146-219834 of Milano since 19/02/1996 |
|
V.A.T. Code : 06721320155 |
|
Tribunal Co. Register : 219834 of since 21/03/1985 |
|
Foundation date |
: 22/11/1982 |
|
|
Establishment date |
: 22/11/1982 |
|
|
Start of Activities |
: 07/05/2008 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 1.290.000 |
|
|
Subscribed Capital |
: 1.290.000 |
|
|
Paid up Capital |
: 1.290.000 |
|
Lotterio |
Luigi |
|
Born in Legnano |
(MI) |
on 28/06/1946 |
- Fiscal Code : LTTLGU46H28E514H |
|
Residence: |
Monte Grappa |
, 44 |
- 21040 |
Gerenzano |
(VA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
25/07/2013 |
||
|
Managing Director |
08/08/2013 |
|
No Prejudicial events are reported |
|
No Protests registered |
|
Edelstyn |
Paul |
|
Born in Belfast |
( ) |
on 23/02/1966 |
- Fiscal Code : DLSPLA66B23Z114K |
|
Residence: |
Monte Grappa |
, 44 |
- 21040 |
Gerenzano |
(VA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
25/07/2013 |
||
|
Board Chairman |
25/07/2013 |
|
No Prejudicial events are reported |
|
No Protests registered |
|
Hagel |
Shawn Rene |
|
Born in Alaska |
( ) |
on 25/05/1965 |
- Fiscal Code : HGLSWN65E65Z404P |
|
Residence: |
Monte Grappa |
, 44 |
- 21040 |
Gerenzano |
(VA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
25/07/2013 |
||
|
Assistant board Chairman |
08/08/2013 |
|
No Prejudicial events are reported |
|
No Protests registered |
|
Goodwin |
Mark |
|
Born in Birmingam |
( ) |
on 24/06/1972 |
- Fiscal Code : GDWMRK72H24Z114W |
|
Residence: |
Montegrappa |
, 44 |
- 21040 |
Gerenzano |
(VA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
09/10/2013 |
|
Timet Uk Holding Company Ltd |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Sole partner |
18/04/2007 |
|
No Protests registered |
|
Timet Uk Holding Company Ltd |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
No Prejudicial events are reported |
|
No Protests registered |
*checkings have been performed on a national scale.
In this module are listed the companies in which members hold or have holded positions.
|
Lotterio |
Luigi |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Lotterio Luigi |
Legnano (MI) - IT - |
LTTLGU46H28E514H |
Proprietor |
Withdrawn |
Ceased |
The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further investigations.
Shareholders' list as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Timet Uk Holding Company Ltd |
100,00 |
The Company under review has participations in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares Amount |
% Ownership |
since |
until |
Share Status |
|
Titeco Srl |
11362150150 |
10.226 .Eur |
98,99 |
Active |
In order to carry out its activities the firm uses the following locations:
|
- |
Legal and operative seat |
since 01/03/1989 |
|
Monte Grappa |
, 44 |
- 21040 |
- Gerenzano |
(VA) |
- IT - |
|
TELEX |
: 3352248 |
|
PHONE |
: 0331/464616 |
|
PHONE |
: 033142861 |
|
FAX |
: 0331464610 |
|
Employees |
: 53 |
|
Agents |
: 10 |
|
Fittings and Equipment for a value of 820.000 |
Eur |
|
Stocks for a value of 28.430.000 |
Eur |
|
Furniture and fittings for a value of 130.000 |
Eur |
|
Vehicles for a value of 110.000 |
Eur |
The firm operates abroad as importer / exporter..
To purchase foreign products the firm uses the following channels :
|
- its own sales net-work |
Export represents from 20% to 50% of the global turnover.
Products abroad are placed by :
|
- its own sales net-work |
CHANGES TO THE LEGAL FORM:
|
Former legal form |
New legal form |
Changement Date |
|
Other forms |
Joint stock company |
18/01/1985 |
EX-MEMBERS / EX-POSITIONS:
|
Lotterio |
Luigi |
|
Born in Legnano |
(MI) |
on 28/06/1946 |
- Fiscal Code : LTTLGU46H28E514H |
|
Residence: |
Monte Grappa |
, 44 |
- 21040 |
Gerenzano |
(VA) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Vice-Chairman |
|
Assistant board Chairman |
|
Roberts |
David Gordon |
|
Born in Solihull |
( ) |
on 05/03/1969 |
- Fiscal Code : RBRDDG69C05Z114G |
|
Residence: |
40 Broadfern Road |
Knowle Solihull West Midlands |
- IT - |
|
Ex-Postions |
|
Director |
|
Timet Uk Holding Company Ltd |
|
Ex-Postions |
|
Sole partner |
|
Entrekin |
Charles Henry |
|
Born in Pennsylvania |
( ) |
on 08/02/1949 |
- Fiscal Code : NTRCRL49B08Z404S |
|
Residence: |
Quasimodo |
, 13 |
- 20025 |
Legnano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Board Chairman |
|
Rutigliano |
Luigi Pio |
|
Born in San Giovanni Rotondo |
(FG) |
on 19/05/1979 |
- Fiscal Code : RTGLGP79E19H926D |
|
Residence: |
Migliara |
, 12/1 |
- 20148 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
Watson |
Steven Lee |
|
Born in North Dakota |
( ) |
on 20/11/1950 |
- Fiscal Code : WTSSVN50S20Z404J |
|
Residence: |
Monte Grappa |
, 44 |
- 21040 |
Gerenzano |
(VA) |
- IT - |
|
Ex-Postions |
|
Board Chairman |
|
Director |
|
O'brien |
Bobby Darrell |
|
Born in Texas |
( ) |
on 18/05/1957 |
- Fiscal Code : BRNBBY57E18Z404Y |
|
Residence: |
Monte Grappa |
, 44 |
- 21040 |
Gerenzano |
(VA) |
- IT - |
|
Ex-Postions |
|
Director |
|
Assistant board Chairman |
|
Timet Uk Holding Company Ltd |
|
Ex-Postions |
|
Sole partner |
|
Barazzetta |
Paola |
|
Born in Monza |
(MB) |
on 21/11/1968 |
- Fiscal Code : BRZPLA68S61F704B |
|
Residence: |
Monte Rosa |
, 91 |
- 20149 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
Timet Uk Holding Company Ltd |
|
Ex-Postions |
|
Sole partner |
|
Vergani |
Rossana |
|
Born in Varese |
(VA) |
on 16/01/1969 |
- Fiscal Code : VRGRSN69A56L682M |
|
Residence: |
Migliara |
, 12/1 |
- 20148 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
Cannavale |
Ugo |
|
Born in Napoli |
(NA) |
on 25/01/1971 |
- Fiscal Code : CNNGUO71A25F839A |
|
Residence: |
Giovanni Migliara |
, 12/1 |
- 20148 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
Manzi |
Massimiliano |
|
Born in Monza |
(MB) |
on 26/07/1973 |
- Fiscal Code : MNZMSM73L26F704G |
|
Residence: |
VERDI |
, 2/5 |
- 20040 |
Burago di Molgora |
(MB) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
Dixey |
Andrew Roger |
|
on 07/02/1950 |
- Fiscal Code : DXYNRW50B07Z114G |
|
Residence: |
Quasimodo |
, 13 |
- 20025 |
Legnano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Barber |
John Henry |
|
on 24/05/1951 |
- Fiscal Code : BRBJNH51E24Z404A |
|
Residence: |
Quasimodo |
, 13 |
- 20025 |
Legnano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Inglis |
Bruce Peter |
|
Born in Calgary |
( ) |
on 17/04/1953 |
- Fiscal Code : NGLBCP53D17Z401W |
|
Residence: |
Quasimodo |
, 13 |
- 20025 |
Legnano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Monahan |
John Patrick |
|
Born in New Jersey |
( ) |
on 31/08/1945 |
- Fiscal Code : MNHJNP45M31Z404O |
|
Residence: |
Quasimodo |
, 13 |
- 20025 |
Legnano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Board Chairman |
|
Cagnani |
Andrea |
|
Born in Parma |
(PR) |
on 30/11/1959 |
- Fiscal Code : CGNNDR59S30G337J |
|
Residence: |
Vittor Pisani |
, 19 |
- 20124 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
Colucci |
Gianni |
|
Born in Milano |
(MI) |
on 03/01/1960 |
- Fiscal Code : CLCGNN60A03F205C |
|
Residence: |
Giovanni Migliara |
, 12/1 |
- 20148 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
|
Ottaviani |
Claudio |
|
Born in Viganello |
( ) |
on 11/02/1955 |
- Fiscal Code : TTVCLD55B11Z133C |
|
Residence: |
Gerolamo Borgazzi |
, 4 |
- 20122 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Lotterio |
Renzo |
|
Born in Legnano |
(MI) |
on 28/07/1940 |
- Fiscal Code : LTTRNZ40L28E514E |
|
Residence: |
Monfalcone |
, 5 |
- 19100 |
La Spezia |
(SP) |
- IT - |
|
Ex-Postions |
|
Director |
|
Cappelletti |
Amleto |
|
Born in Mezzegra |
(CO) |
on 11/02/1952 |
- Fiscal Code : CPPMLT52B11F181J |
|
Residence: |
Quasimodo |
, 13 |
- 20025 |
Legnano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Assistant board Chairman |
|
Managing Director |
|
Primavesi |
Marta Enrica |
|
Born in Milano |
(MI) |
on 23/04/1974 |
- Fiscal Code : PRMMTN74D63F205L |
|
Residence: |
Giovanni Migliara |
, 12/A |
- 20148 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
Meulepas |
Marco Antonio |
|
Born in Milano |
(MI) |
on 25/12/1968 |
- Fiscal Code : MLPMCN68T25F205H |
|
Residence: |
Migliara |
, 12/1 |
- 20149 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
|
Elli |
Massimo |
|
Born in Vimercate |
(MB) |
on 14/03/1951 |
- Fiscal Code : LLEMSM51C14M052I |
|
Residence: |
Isarco |
, 8/E |
- 20871 |
Vimercate |
(MB) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
Sala |
Alessandro |
|
Born in Carnate |
(MB) |
on 18/06/1951 |
- Fiscal Code : SLALSN51H18B798B |
|
Residence: |
Torricelli |
, 11 |
- 20040 |
Usmate Velate |
(MB) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
Arcelloni |
Mariano |
|
Born in Piacenza |
(PC) |
on 10/04/1953 |
- Fiscal Code : RCLMRN53D10G535D |
|
Residence: |
Monte Rosa |
, 91 |
- 20148 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
De Vilas |
Carlo |
|
Born in Trento |
(TN) |
on 30/09/1954 |
- Fiscal Code : DVLCRL54P30L378R |
|
Residence: |
Sempione |
, 63 |
- 20149 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
Lotterio |
Pietro |
|
Born in Legnano |
(MI) |
on 24/03/1939 |
- Fiscal Code : LTTPTR39C24E514M |
|
Fiscal residence: |
Toscana |
, 3 |
- 20025 |
Legnano |
(MI) |
- IT - |
|
Ex-Postions |
|
Chairman and Managing Director |
Protests checking on the subject firm has given a negative result.
Search performed on a National Scale
|
Prejudicial Events Search Result: NEGATIVE |
Search performed on a specialized data base.
None reported, standing to the latest received edition of the Official Publications.
Company's starting of activities dates back to 2008.
An eco-fin analysis has been made on the base od the b/s fo the years 2011, 2012 and 2013.
Under the financial profile unstable results are noted. with a loss in the last financial year. In the last financial year a drop in sales has been registered (-69,4%).
A loss is registered as to the operating result (-1,71%).
The operating result is negative (Eur. -768.137).
It has been registered a negative gross operating margin value of (Eur. -550.042).
Very good financial situation: shareholder's equity covers short-terms debts with an indebtedness level equal to 0,92 but slighlty increasing.
Subject can manage an equity capital funds for an amount of Eur. 21.708.948 on the same levels as the year before.
Total debts (both short and M/L term) equals Eur. 22.159.005, with a growth equal to 32,66%.
The recourse to financial credit is within the limits; on the other hand the recourse to suppliers' credit is rated as fairly high even in comparison with the sector's.
Liquid assets are good.
As far as the collection of credit goes, the average is high (335,17 days). even if compared to the average of the sector.
A negative cash flow marked the year 2013 totalling Eur. -440.846.
Labour cost amounts to Eur. 923.304, with a 6,69% incidence on production costs. , whereas 9,25% is the incidence on sales revenues.
Financial charges have a limited incidence (-1,01%) on sales volume.
|
Complete balance-sheet for the year |
31/03/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
9.985.795 |
|
Profit (Loss) for the period |
-658.941 |
|
Complete balance-sheet for the year |
31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
32.641.241 |
|
Profit (Loss) for the period |
59.996 |
|
Complete balance-sheet for the year |
31/12/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
25.862.000 |
|
Profit (Loss) for the period |
303.095 |
|
Complete balance-sheet for the year |
31/12/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
17.919.409 |
|
Profit (Loss) for the period |
-1.986.360 |
|
Complete balance-sheet for the year |
31/12/2009 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
22.938.139 |
|
Profit (Loss) for the period |
-976.872 |
From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.
|
- Balance Sheet as at 31/03/2013 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1 |
|
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|
|
RATIOS |
Value Type |
as at 31/03/2013 |
as at 31/12/2012 |
as at 31/12/2011 |
Sector Average |
|
COMPOSITION ON INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,04 |
0,05 |
0,07 |
0,24 |
|
Elasticity Ratio |
Units |
0,95 |
0,95 |
0,93 |
0,73 |
|
Availability of stock |
Units |
0,63 |
0,65 |
0,44 |
0,13 |
|
Total Liquidity Ratio |
Units |
0,32 |
0,30 |
0,49 |
0,54 |
|
Quick Ratio |
Units |
0,05 |
0,07 |
0,21 |
0,03 |
|
COMPOSITION ON SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
0,92 |
0,62 |
0,13 |
3,02 |
|
Self Financing Ratio |
Units |
0,48 |
0,56 |
0,67 |
0,19 |
|
Capital protection Ratio |
Units |
0,97 |
0,94 |
0,93 |
0,67 |
|
Liabilities consolidation quotient |
Units |
0,05 |
0,06 |
0,09 |
0,21 |
|
Financing |
Units |
1,02 |
0,75 |
0,44 |
3,82 |
|
Permanent Indebtedness Ratio |
Units |
0,51 |
0,58 |
0,70 |
0,37 |
|
M/L term Debts Ratio |
Units |
0,02 |
0,03 |
0,03 |
0,12 |
|
Net Financial Indebtedness Ratio |
Units |
0,00 |
0,00 |
0,00 |
0,54 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
13,72 |
12,89 |
10,22 |
1,36 |
|
Current ratio |
Units |
1,94 |
2,27 |
3,12 |
1,15 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,66 |
0,71 |
1,63 |
0,90 |
|
Structure's primary quotient |
Units |
13,08 |
12,32 |
9,82 |
0,80 |
|
Treasury's primary quotient |
Units |
0,09 |
0,16 |
0,72 |
0,05 |
|
Rate of indebtedness ( Leverage ) |
% |
207,52 |
179,72 |
148,91 |
522,79 |
|
Current Capital ( net ) |
Value |
20.858.246 |
21.291.715 |
21.007.634 |
137.035 |
|
RETURN |
|||||
|
Return on Sales |
% |
-4,41 |
2,59 |
4,04 |
4,19 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
-3,04 |
0,27 |
1,36 |
6,82 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
-4,14 |
2,12 |
-0,83 |
21,82 |
|
Return on Investment ( R.O.I. ) |
% |
-1,71 |
2,37 |
-1,02 |
5,32 |
|
Return/ Sales |
% |
-7,69 |
2,92 |
-1,32 |
4,80 |
|
Extra Management revenues/charges incid. |
% |
n.c. |
6,29 |
n.c. |
24,34 |
|
Cash Flow |
Value |
-440.846 |
846.209 |
1.045.840 |
122.584 |
|
Operating Profit |
Value |
-768.137 |
953.792 |
-340.252 |
134.039 |
|
Gross Operating Margin |
Value |
-550.042 |
1.740.005 |
412.493 |
232.049 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
335,17 |
69,13 |
91,24 |
113,47 |
|
Debts to suppliers average term |
Days |
388,65 |
97,19 |
124,26 |
128,87 |
|
Average stock waiting period |
Days |
1024,76 |
287,83 |
204,97 |
41,22 |
|
Rate of capital employed return ( Turnover ) |
Units |
0,22 |
0,81 |
0,78 |
1,15 |
|
Rate of stock return |
Units |
0,35 |
1,25 |
1,76 |
8,63 |
|
Labour cost incidence |
% |
9,25 |
9,99 |
10,85 |
23,26 |
|
Net financial revenues/ charges incidence |
% |
-1,01 |
0,22 |
0,60 |
-1,36 |
|
Labour cost on purchasing expenses |
% |
6,69 |
7,46 |
9,00 |
23,52 |
|
Short-term financing charges |
% |
0,45 |
n.c. |
n.c. |
2,74 |
|
Capital on hand |
% |
451,14 |
123,15 |
128,45 |
87,13 |
|
Sales pro employee |
Value |
199.715 |
627.716 |
297.264 |
150.278 |
|
Labour cost pro employee |
Value |
18.466 |
62.695 |
32.248 |
33.017 |
1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.
2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.
3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.
|
Population living in the province |
: |
843.250 |
|
Population living in the region |
: |
9.393.092 |
|
Number of families in the region |
: |
3.858.736 |
Monthly family expences average in the region (in Eur..) :
|
- per food products |
: |
460 |
|
- per non food products |
: |
2.090 |
|
- per energy consume |
: |
114 |
The values are calculated on a base of 3.083 significant companies.
The companies cash their credits on an average of 113 dd.
The average duration of suppliers debts is about 129 dd.
The sector's profitability is on an average of 4,19%.
The labour cost affects the turnover in the measure of 23,26%.
Goods are held in stock in a range of 41 dd.
The difference between the sales volume and the resources used to realize it is about 1,15.
The employees costs represent the 23,52% of the production costs.
Statistcally the trade activity shows periods of crisis.
The area is statistically considered moderately risky.
In the region 50.886 protested subjects are found; in the province they count to 4.597.
The insolvency index for the region is 0,55, , while for the province it is 0,55.
Total Bankrupt companies in the province : 3.052.
Total Bankrupt companies in the region : 39.612.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.60.34 |
|
|
1 |
Rs.101.45 |
|
Euro |
1 |
Rs.83.31 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
NIS |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to
overcome financial difficulties seems comparatively below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as
indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.