MIRA INFORM REPORT

 

 

Report Date :

03.05.2014

 

IDENTIFICATION DETAILS

 

Name :

YOU & ME FASHION HARRY HABERMANN

 

 

Registered Office :

Eisensteinstr. 12 /II, D 81679 München

 

 

Country :

Germany

 

 

Date of Incorporation :

01.01.1987

 

 

Com. Reg. No.:

HRA 64972

 

 

Legal Form :

Sole proprietorship

 

 

Line of Business :

·         Wholesale of clothing and footwear

·         Freight transport by road

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

C

 

RATING

STATUS

PROPOSED CREDIT LINE

<10

C

Absolute credit risk exists. Caution needed to be exercised

Credit not recommended

 


 

Status :

Dissolved

Payment Behaviour :

--

Litigation :

--

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

 

 

 


 Your inquiry: You and Me Fashion Habermann OhG, Stuttgarter Str. 1/1, D 80807 München

 

 The subject of your inquiry is a branch. We are reporting on the headquarters.

 

 

Company name and address

 

YOU & ME FASHION HARRY HABERMANN

 

 Company Status:         dissolved                       since: 04.06.2012

                                    Eisensteinstr. 12 /II

                                    D 81679 München

 

 

 CONCLUSION

 

 We cannot give an opinion as to the granting of a credit in this

 particular case. Business relations on credit basis are not

 permissible.

 

 

Company summary

 

 LEGAL FORM               Sole proprietorship

 Date of foundation:       01.01.1987

 Registered on:             21.08.1987

 Register of

 companies:                   Local court 80333 München

 under:                          HRA 64972

 

 

 COMPANY HISTORY

 

 01.01.1987 - 04.06.2012  You & Me Fashion Harry Habermann

                          Eisensteinstr. 12

                          D 81679 München

                          Sole proprietorship

 

 

 RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 25.09.1995 - 04.06.2012  Proprietor

                          Harry Habermann

                          D 81679 München

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 4642    Wholesale of clothing and footwear

49410   Freight transport by road

 

 

 BRANCHES AND FACTORIES

 

 Branch:

                      You & Me Fashion Harry Habermann

                      Stuttgarter Str. 1

                      1. Stock

                      D 80807 München

                      TEL.: 089/5404568-314

                      FAX.: 089/5404568-450

 

 

 FINANCIAL INFORMATION

 

 Payment experience:    could not be obtained

 

 Negative information:   We have no negative information at hand.

 

 

 REAL ESTATE

 

 Type of ownership:       unknown

 Address                       Eisensteinstr. 12

                                    D 81679 München

 

 Land register documents were not available.

 

 

 BANKERS

 

 No bank connection is maintained.

 

 

 FINANCIAL FIGURES

 

 Financial year:      05.06. - 04.06.

 No full-time employees are employed.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.23

UK Pound

1

Rs.101.68

Euro

1

Rs.83.46

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.