MIRA INFORM REPORT

 

 

Report Date :

05.05.2014

 

IDENTIFICATION DETAILS

 

Name :

MACINTOSH  HONG  KONG  LTD.

 

 

Formerly Known as :

Strong Mind Trading Ltd

 

 

Registered Office :

Unit 815, 8/F., Houston Centre, 63 Mody Road, Tsumshastui East, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

08.12.1994

 

 

Com. Reg. No.:

18713344

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

subject is a buying office for the Macintosh Retail Group.

 

 

No of Employees :

47  (company)

10,831 (Group)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 


Company name

 

MACINTOSH  HONG  KONG  LTD.

 

Company ADDRESS

 

Unit 815, 8/F., Houston Centre, 63 Mody Road, Tsumshastui East, Kowloon, Hong Kong.

 

PHONE:            852-2735 7939

FAX:                 852-2735 7870

E-MAIL:            jeffry@macintoshretail.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Horace Jeffry Kuperus

 

 

SUMMARY

 

Incorporated on:             8th December, 1994.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$100,000.00

Issued:              HK$10,000.00

 

Business Category:        Buying Office.

 

Group Net Turnover:       €822,082,000  (Year ended 31-12-2013)

 

Company Employees:    47.

 

Group Employees:         10,831.  (As at 31-12-2013)

 

Main Dealing Banker:     ABN AMRO Bank N.V., Hong Kong Branch.

 

Banking Relation:           Satisfactory.


Company ADDRESS

 

Registered Head Office:-

Unit 815, 8/F., Houston Centre, 63 Mody Road, Tsumshastui East, Kowloon, Hong Kong.

 

Holding Company:-

Macintosh International B.V., Netherlands.

 

Penultimate Holding Company:-

Sumi N.V., Belgium.

 

Ultimate Holding Company:-

Macintosh Retail Group N.V., Netherlands.

 

Sister & Affiliated Companies:-

Macintosh Retail Group of Companies

A Jones & Sons Ltd., UK.

Beghins Shoes Ltd., UK.

Brantano Asia Ltd., Hong Kong.

Brantano Luxembourg S.A., Luxembourg.

Brantano N.V., Belgium.

Brantano UK Ltd., UK.

Dolcis B.V., The Netherlands.

Halfords Nederland B.V., The Netherlands.

Hoogenbosch Retail Group B.V., The Netherlands.

Invito B.V., The Netherlands.

Kwantum België V.I., Belgium.

Kwantum Nederland B.V., The Netherlands.

Macintosh E-commerce B.V., The Netherlands.

Macintosh Intragroup Services N.V., Belgium.

Manfield B.V., The Netherlands.

MRG STM B.V., The Netherlands.

MRG STM V.I., Belgium.

Muys N.V., Belgium.

Nea International B.V., The Netherlands.

Pro Sport B.V., The Netherlands.

SC Retail N.V., The Netherlands.

Scapion B.V., The Netherlands.

etc.

 

 

BUSINESS REGISTRATION NUMBER

 

18713344


COMPANY FILE NUMBER

 

0500129

 

 

MANAGEMENT

 

Managing Director:  Mr. Horace Jeffry Kuperus

 

 

CAPITAL

 

Nominal Share Capital:   HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

Issued Share Capital:     HK$10,000.00

 

 

SHAREHOLDERS

(As per registry dated 08-12-2013)

 

Name

 

No. of shares

Macintosh International B.V.

Parkweg 20, 6212 XN Maastricht, The Netherlands.

 

9,999

Superconfex B.V.

Mauritsweg 134, 6170 AB Stein, The Netherlands.

 

1

 

 

––––––

 

Total:

10,000

=====

 

DIRECTOR    

(As per registry dated 08-12-2013)

 

Name

(Nationality)

 

Address

Horace Jeffry KUPERUS

Flat RD, 46/F., Tower 1, R Wing (Florence), The Capitol, Lohas Park, Tseung Kwan O, New Territories, Hong Kong.

 


SECRETARY

(As per registry dated 08-12-2013)

 

Name

Address

Co. No.

Tricor Tengis Ltd.

Level 54, Hopewell Centre, 183 Queen’s Road East, Hong Kong.

0041027

 

 

HISTORY

 

The subject was incorporated on 8th December, 1994 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Originally the subject was registered under the name of Strong Mind Trading Ltd., name changed to the present style on 4th May, 1995.

 

Formerly the subject was located at Room 1018-1019, 10/F., Peninsula Centre, 67 Mody Road, Tsimshatsui East, Kowloon, Hong Kong, moved to the present address in March, 2011.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Buying Office.

 

Lines:                           All kinds of footwear, fashions, general merchandises

 

Company Employees:    47.

 

Group Employees:         10,831.  (As at 31-12-2013)

 

Commodities Imported:   China and other Asian countries.

 

Markets:                       Europe.

 

Group Net Turnover:       €893,231,000  (Year ended 31-12-2012)

€822,082,000  (Year ended 31-12-2013)

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               L/C, T/T, etc.

 


FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$100,000.00 (Divided into 100,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$10,000.00

 

Mortgage or Charge:-

Date of Security Over Deposits with the Bank (Limited Company – Under Seal):  21-09-1995

Amount:            To secure general banking facilities

Property:           HK$90,000 and any further sums hereafter standing to the credit of the Company’s A/C No. 511-

324600

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Group Net Profit/(Loss):  (€126,027,000)  (Year ended 31-12-2012)

(€  12,145,000)  (Year ended 31-12-2013)

 

Profit & Loss:                The Group suffered from losses in past two years.

 

Condition:                      Business is fairly active.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      So far so good.

 

Commercial Morality:     Satisfactory.

 

Banker:                         ABN AMRO Bank N.V., Hong Kong Branch.

 

Standing:                      Normal.

 

 

GENERAL

 

Macintosh Hong Kong Ltd. is a wholly-owned by Macintosh International B.V. which is a The Netherlands-based firm.  The ultimate holding company is Macintosh Retail Group N.V. [Macintosh], a company registered and based The Netherlands.

The subject is a buying office for the Macintosh Retail Group.

The subject has had an associated company Brantano Asia Ltd. [Brantano Asia] located at its operating office.  Brantano Asia, a subsidiary of Brantano N.V. [Brantano] of Belgium, is part of the Brantano Group which has been acquired by the Macintosh Retail Group.

Macintosh Retail Group is an industrial retailer aiming for turnover growth and the highest possible return on average net capital employed with distinctive retail formats, enthusiastic and skilled employees, state-of-the-art systems and extensive supply chain control.

Macintosh Retail Group is carrying fashions, footwear, automotive and telecommunication products, decoration materials, all kinds of light industrial products.

Macintosh Retail Group also invests in state-of-the-art systems and processes, enabling it to manage stores efficiently and make optimum use of stock, staff and advertising.  This helps to boost store performance, increase the number of buyers and raise transaction amounts.

The Group’s own purchasing offices in Hong Kong (the subject) and China are key players in the purchasing of basic products in the Asia Pacific region.

The Group had been hit by the world financial crisis during the period of 2007 and 2009.

Now, the Group has just two business segments: Fashion Segments and Living Segment.

Macintosh Retail Group divides turnover into two main categories: turnover from offline activities and turnover from cross-channel activities.  Offline turnover is taken to mean any earnings generated by customers purchasing and paying for products in brick-and-mortar Macintosh Retail Group stores, and taking these products home with them. Cross-channel turnover can be broken down further into (a) pure online turnover generated via Intreza, Macintosh Retail Group’s own online stores and online third-party platforms, and (b) turnover from concessions and other alliances with third parties.

Of total turnover for 2013 (€ 822.1 million), € 46.9 million was generated from cross-channel activities (+ 19.7%), of which € 43.3 million was achieved online (+ 12.7%).

For the year ended 31st December, 2013, the Group made a loss of € 12.1 million.  In 31st December, 2012, the Group’s loss was  € 126.0 million.

In order to cut down losses, the Group introduced the MacFit improvement programme in early 2013.  The programme of closing stores that do not have a sufficient shop contribution was in full swing in 2013.  30 stores were closed (26 in fashion and 4 in living).

For the year ended 31st December, 2013, the Group had 1,013 stores, of which 904 are fashion stores while 109 are Living stores.

For the year ended 31st December, 2013, the total number of employees of Macintosh Retail Group were 10,831 persons (2012: 10,922).

The subject has 47 employees in Hong Kong.

The subject is fully supported by the Macintosh Retail Group.

The history of the subject in Hong Kong is about nineteen years.

On the whole, consider the subject good for normal business engagements in very small credit amounts as the Group has been suffering from losses for two years.

 


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.22

UK Pound

1

Rs.101.68

Euro

1

Rs.83.46

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.