MIRA INFORM REPORT

 

 

Report Date :

05.05.2014

 

IDENTIFICATION DETAILS

 

Name :

SEHAM INTERNATIONAL GENERAL TRADING CO WLL

 

 

Registered Office :

Showroom No. 15, Commercial Area No. 9, Block No. 2, PO Box : 25711, Safat 13118

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

27.07.1963

 

 

Com. Reg. No.:

11750, Safat

 

 

Legal Form :

With Limited Liability

 

 

Line of Business :

Subject is engaged in the wholesale and retail of textiles, fabrics, curtains and upholstery materials.

 

 

No. of Employees :

18

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. Budget surpluses have stayed around 30% of GDP, which has led to higher budget expenditures, particularly wage hikes for many public sector employees, as well as increased allotments to Kuwait’s Future Generations Fund. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, though much of these funds have yet to be allocated.

 

Source : CIA

 

 

 

 


SUMMARY

 

Company Name                                     : SEHAM INTERNATIONAL GENERAL TRADING CO WLL

Also Known As                                      : SEHAM COMPANY KUWAIT

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 27th July 1963

Commercial Registration Number            : 11750, Safat

Trade Licence Number                            : 3050/67

Chamber Membership Number                : 6579

Issued Capital                                        : KD 60,000

Paid up Capital                                      : KD 60,000

Total Workforce                                     : 18

Activities                                               : Wholesalers and retailers of textiles, fabrics, curtains and upholstery

                                                              materials.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Mohamed Mazen Mohamed Essa, General Manager

 

 

COMPANY NAME

 

SEHAM INTERNATIONAL GENERAL TRADING CO WLL

 

ALSO KNOWN AS: SEHAM COMPANY KUWAIT

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Showroom No. 15

Location            : Commercial Area No. 9, Block No. 2

PO Box             : 25711

Town                 : Safat 13118

Country             : Kuwait

 

Telephone         : (965) 22442959 / 22409697 / 22408417

Facsimile          : (965) 22451059

Mobile               : (965) 99778940 / 97763363

Email                : mohamed@swiss-house.com

 

Please note that the correct PO Box number is 25711 and not 95711.

 

Premises

 

Subject operates from a small suite of offices, a showroom and storage facilities that are rented and located in the Central Business Area of Safat.

 

Branch Office (s)

 

Location                                                                                              Description

 

PO Box: 43988                                                                                      Rented showroom premises

Hawalli 32054

Tel: (965) 22656752

Fax: (965) 22451059

 

 

KEY PRINCIPALS

 

Name                                                               Nationality                   Position

 

Mazin Mohamed Essa                                          Syrian                         Managing Director

 

Nabil Abdullah Ali Al Abhoul Al Juraisi                   Kuwait                        Director

 

Adeeba Sobhi Qatramez                                       Qatari                         Director

 

Mohamed Mazen Mohamed Essa                         -                                 General Manager

 

Hamada El Sayed                                                -                                 Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  :           27th July 1963

 

Legal Form      :                       With Limited Liability - WLL

 

Commercial Reg. No.  :           11750, Safat

 

Trade Licence No.       :           3050/67

 

Chamber Member No. :           6579

 

Issued Capital              :           KD 60,000

 

Paid up Capital            :           KD 60,000

 

Name of Shareholder (s)

 

Mazin Mohamed Essa

 

Nabil Abdullah Ali Al Abhoul Al Juraisi

 

Adeeba Sobhi Qatramez

 

 

OPERATIONS

 

Activities:                     Engaged in the wholesale and retail of textiles, fabrics, curtains and upholstery materials.

 

Import Countries:         Germany, India, Turkey, Italy and Spain.

 

International Suppliers:

 

DICITEX Decor Pvt Ltd (D’Decor)                         India

Al Hamra Textile                                                Spain

Bengli Textile                                                     Turkey

 

Operating Trend:         Steady

 

Subject has a workforce of 18 employees.

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/12:              Year Ending 31/12/13:

 

Total Sales                                KD 2,035,000                            KD 2,100,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

Commercial Bank of Kuwait SAK

Mubarak Al Kabir Street

PO Box: 2861

Safat 13029

Tel: (965) 22411001

Fax: (965) 22450150

 

Kuwait Finance House (KFC)

Safat Square

Abdullah Al Mubarak Street

PO Box: 24989

Safat 13110

Tel: (965) 22445050

Fax: (965) 22455135

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                                 June 1998

Credit amount                                        200,000

Amount overdue                                     0

Payment terms                                      90 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               Pounds Sterling

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.23

UK Pound

1

Rs.101.68

Euro

1

Rs.83.46

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.