MIRA INFORM REPORT

 

 

Report Date :

06.05.2014

 

IDENTIFICATION DETAILS

 

Name :

EPIC KAYAKS CEBU, INC

 

 

Registered Office :

1st Avenue corner 1st Street, MEZ 1, 6015 Lapu Lapu City

 

 

Country :

Philippines

 

 

Date of Incorporation :

15.05.2013

 

 

Legal Form :

Stock Corporation 

 

 

Line of Business :

Distributes and manufacture top end competitive and recreational kayaks and surfskis using the latest in composite materials and techniques

 

 

No. of Employees

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

 

--

NB

New Business

--

 

Status :

New Business

 

 

Payment Behaviour :

Unknown  

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Philippines

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D

 

 

PHILIPPINES - ECONOMIC OVERVIEW

 

The economy has weathered global economic and financial downturns better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding business process outsourcing industry. The current account balance had recorded consecutive surpluses since 2003; international reserves are at record highs; the banking system is stable; and the stock market was Asia's second best-performer in 2012. Efforts to improve tax administration and expenditure management have helped ease the Philippines' tight fiscal situation and reduce high debt levels. The Philippines has received several credit rating upgrades on its sovereign debt, and has had little difficulty tapping domestic and international markets to finance its deficits. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration, but poverty worsened during her term. Growth has accelerated under the AQUINO government, but with limited progress thus far in bringing down unemployment, which hovers around 7%, and improving the quality of jobs. Underemployment is nearly 20% and more than 40% of the employed are estimated to be working in the informal sector. The AQUINO administration has been working to boost the budgets for education, health, cash transfers to the poor, and other social spending programs, and is relying on the private sector to help fund major infrastructure projects under its Public-Private Partnership program. Long term challenges include reforming governance and the judicial system, building infrastructure, improving regulatory predictability, and the ease of doing business, attracting higher levels of local and foreign investments. The Philippine Constitution and the other laws continue to restrict foreign ownership in important activities/sectors (such as land ownership and public utilities)

Source : CIA

 

 

 


Company name

 

EPIC KAYAKS CEBU, INC.

                                               

DELIVERY:                                                              EMAIL ONLY.

 

Gentlemen:                                            

 

Upon receipt of your instruction on April 25, 2014, for FRESHLY investigated report (with last 2/3 years financials – if possible).

 

 

ANTECEDENT INFORMATION

 

Company:                 EPIC KAYAKS CEBU INC.

Address:                   1st Avenue corner 1st Street, MEZ 1, 6015 Lapu Lapu City

Country:                    Philippines

Service Type:            Normal

                         

 

FINDINGS

 

We conducted research and verification on EPIC KAYAKS CEBU, INC. Hereunder, our report, viz:

 

 

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC):  EPIC KAYAKS CEBU, INC..

 

REGISTRATION –  

                                                        

       

a)     Certificate No.             :   CS201331909

b)    Date                            :   May 15, 2013

c)     Term                           :   Fifty (50) years

d)    Company Type           :   Stock Corporation 

e)     Industry Classification :   Sporting Activities

                        

                   Telephone No.                   :   495-3686 (Residential phone assigned in Mandaue City, Cebu                 

                                                                                   Prov.)

 

 

 

 

 

 

  

PRIMARY PURPOSE

 

No record.

 

  

CAPITALIZATION       

 

No record.                                   

 

        

SHAREHOLDERS / DIRECTORS / OFFICERS    

 

No record.

 

 

BUSINESS ACTIVITY 

 

As gathered that subject firm was formed by Olympic and World Champions. The Cebu operation is a subsidiary of its US based holding company. It distributes and manufacture top end competitive and recreational kayaks and surfskis using the latest in composite materials and techniques. Conducts business at 1st Avenue corner 1st Streets, Gate 2. Mactan Economic Zone (MEZ) 1, Lapu-Lapu City, Cebu, Phils.

 

Product Lines -  surfskis; sea kayaks; IFC kayak; paddle; accessories.

Sport Activity  -  ocean racing; fitness paddling; touring; expedition; flat water racing.

 

EPIC KAYAKS INC. was founded by Greg Barton and Oscar Chalupsky. Both, are multiple world paddling champions.Headquarter: Epic Kayaks World Headquarters – 645 Marina Drive, Charleston, SC 29492 USA. Email: info@epickayaks.com

 

 

                                                           


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.04

UK Pound

1

Rs.101.31

Euro

1

Rs.83.34

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.