MIRA INFORM REPORT
|
Report Date : |
06.05.2014 |
IDENTIFICATION DETAILS
|
Name : |
PHARD S.P.A. |
|
|
|
|
Registered Office : |
Via Dei Fiorentini, 21, 80133 – Napoli
(NA) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2012 |
|
|
|
|
Date of Incorporation : |
23.09.1986 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
· Engaged in manufacturing and marketing of fashion wear including footwear ·
and accessories for children, teenagers and
women. ·
Wholesaler of clothing and accessories |
|
|
|
|
No of Employees : |
from 91 to 110 employees |
RATING & COMMENTS
|
MIRA’s Rating : |
Ca |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
Slow |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2014
|
Country Name |
Previous Rating (31.12.2013) |
Current Rating (31.03.2014) |
|
Italy |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderate Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderate High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
Italy ECONOMIC OVERVIEW
Italy has a diversified industrial economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 133% of GDP in 2013, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and widespread tax evasion. In 2013 economic growth and labor market conditions deteriorated, with growth at -1.8% and unemployment rising to 12.4%, with youth unemployment around 40%. Italy's GDP is now 8% below its 2007 pre-crisis level.
|
Source : CIA |
COMPANY
NAME & ADDRESS
Phard S.p.a.
Via Dei Fiorentini, 21
80133 - Napoli (NA) -IT-
Summary
|
Fiscal Code |
: |
05077500634 |
|
Legal Form |
: |
Joint stock company |
|
start of Activities |
: |
12/01/1990 |
|
Equity |
: |
Unknown. |
|
Turnover Range |
: |
25.000.000/35.000.000 |
|
Number of Employees |
: |
from 91 to 110 |
|
Firm's Status |
: |
Composition with
creditors |
Highlights
|
Phard S.p.A. manufactures and markets
fashion wear including footwear |
|
and accessories for children, teenagers
and women. |
|
It is necessary to stress that starting from
2009 financial situation |
|
was downward and that the company tried to
overcome this period but the |
|
global financial and economic recession
badly influenced its trend. |
|
Several restructuring measures were
attempted to curb expenditures, loss |
|
registering outlets were closed, cuts in
the staff were made. |
|
The company was forced to ask for
important bank loans to face the situation |
|
and so the financial situation became
unbalanced. |
|
2010 b/s is the latest filed. |
|
For the year 2011 the company was forced
to apply for State Indemnity Fund for a |
|
part of its employees. |
|
On 13.6.2012 the company signed a debt
restructuring agreement with its creditors, |
|
the main one being Equitalia (Tax agency)
towards which Phard SpA exceeds 10 mio |
|
Euro. |
|
Furthermore, on 23.4.2013 subject applied
for composition agreement with its |
|
creditors to the Court of Nola
(PROT.GEN.11297/2013). |
|
So far the procedure has not been granted
yet. |
|
Latest b/s available relates to financial
year 2010. |
Activity
Wholesaler of clothing and accessories
Legal
Data
Legal Form : Joint stock company
|
Fiscal Code : 05077500634 |
|
Foreign Trade Reg. no. : NA019250 since
17/03/1995 |
|
Chamber of Commerce no. : 332151 of
Bologna |
|
Chamber of Commerce no. : 280439 of
Caserta |
|
Chamber of Commerce no. : 1443413 of
Milano |
|
Chamber of Commerce no. : 414822 of Napoli
since 06/10/1986 |
|
Chamber of Commerce no. : 787981 of Roma |
|
Chamber of Commerce no. : 130285 of Teramo |
|
Chamber of Commerce no. : 153323 of Teramo |
|
Firms' Register : NA049-1986-5183 of
Napoli since 19/02/1996 |
|
V.A.T. Code : 05077500634 |
|
R. E. C. no. : 95351 of Napoli since
18/02/1987 |
|
Foundation date |
: 23/09/1986 |
|
|
Establishment date |
: 23/09/1986 |
|
|
Start of Activities |
: 12/01/1990 |
|
|
Legal duration |
: 31/12/2080 |
|
|
Nominal Capital |
: 11.632.500 |
|
|
Subscribed Capital |
: 11.632.500 |
|
|
Paid up Capital |
: 11.632.500 |
Members
|
|
Cosi |
Fausto |
|
|
Born in Firenze |
(FI) |
on 03/12/1961 |
- Fiscal Code : CSOFST61T03D612B |
|
|
Residence: |
Isidoro Del Lungo |
, 3 |
- 50121 |
Firenze |
(FI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
17/11/2009 |
||
|
Managing Director |
17/11/2009 |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Semonella |
Giorgio |
|
|
Born in Napoli |
(NA) |
on 15/03/1957 |
- Fiscal Code : SMNGRG57C15F839V |
|
|
Residence: |
Nuova Del Faro |
, 122 |
- 80071 |
Anacapri |
(NA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Auditor |
16/10/2013 |
|
|
Mira D' Ercole |
Marina |
|
|
Born in Gattinara |
(VC) |
on 23/08/1956 |
- Fiscal Code : MRDMRN56M63D938P |
|
|
Residence: |
Lunga |
, 47 |
- 10099 |
San Mauro Torinese |
(TO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
30/07/2009 |
|
|
Pagni |
Leonardo |
|
|
Born in Pontedera |
(PI) |
on 03/07/1958 |
- Fiscal Code : PGNLRD58L03G843P |
|
|
Residence: |
Di Contra |
, 17 |
- 55041 |
Camaiore |
(LU) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
17/11/2009 |
|
|
Gazzaniga |
Giorgio Maria |
|
|
Born in Milano |
(MI) |
on 19/01/1957 |
- Fiscal Code : GZZGGM57A19F205G |
|
|
Residence: |
Teodosio |
, 6 |
- 20131 |
Milano |
(MI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
22/07/2011 |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Visciano |
Lucio |
|
|
Born in Caserta |
(CE) |
on 27/11/1955 |
- Fiscal Code : VSCLCU55S27B963X |
|
|
Residence: |
Dei Fiorentini |
, 21 |
- 80133 |
Napoli |
(NA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
30/07/2009 |
||
|
Board Chairman |
30/07/2009 |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Liguoro |
Raimondo |
|
|
Born in Torre del Greco |
(NA) |
on 19/01/1956 |
- Fiscal Code : LGRRND56A19L259M |
|
|
Residence: |
A.rossi |
, 116 |
- 80056 |
Ercolano |
(NA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
17/02/5101 |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Leombruno |
Roberto |
|
|
Born in Napoli |
(NA) |
on 02/12/1967 |
- Fiscal Code : LMBRRT67T02F839T |
|
|
Residence: |
Antichi Gradini |
, 34/2 |
- 80014 |
Giugliano in Campania |
(NA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
17/02/2010 |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Spinozzi |
Sonia |
|
|
Born in Pianella |
(PE) |
on 27/08/1962 |
- Fiscal Code : SPNSNO62M67G555M |
|
|
Residence: |
Nicola Fabrizi |
, 11 |
- 65122 |
Pescara |
(PE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
22/07/2011 |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Cagnetta |
Sabino |
|
|
Born in Foggia |
(FG) |
on 20/04/1958 |
- Fiscal Code : CGNSBN58D20D643S |
|
|
Residence: |
Dei Gladioli |
, B/7 |
- 70016 |
Noicattaro |
(BA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
22/07/2011 |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Erelid S.a. |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
Companies
connected to members *
*checkings have been performed on a national
scale.
In this module are listed the companies in
which members hold or have holded positions.
|
|
Cosi |
Fausto |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Irplast - S.p.a. |
Empoli (FI) - IT - |
01295310484 |
Managing
Director |
Active |
Debt
restructuring agreement |
|
Irplast - S.p.a. |
Empoli (FI) - IT - |
01295310484 |
Director |
Active |
Debt
restructuring agreement |
|
Irplast - S.p.a. |
Empoli (FI) - IT - |
01295310484 |
Board Chairman |
Active |
Debt
restructuring agreement |
|
Camar - S.r.l. |
Firenze (FI) - IT - |
00475210480 |
Temporary
Auditor |
Withdrawn |
Registered |
|
Acc Compressors S.p.a. |
Pordenone (PN) - IT - |
00198140261 |
Director |
Active |
Controlled
administration |
|
Bimo Italia S.p.a. |
Empoli (FI) - IT - |
01417170691 |
Managing
Director |
Withdrawn |
Merged |
|
Bimo Italia S.p.a. |
Empoli (FI) - IT - |
01417170691 |
Director |
Withdrawn |
Merged |
|
Bimo Italia S.p.a. |
Empoli (FI) - IT - |
01417170691 |
Board Chairman |
Withdrawn |
Merged |
|
Espireca S.r.l. |
Napoli (NA) - IT - |
10587740159 |
Managing
Director |
Active |
Registered |
|
Espireca S.r.l. |
Napoli (NA) - IT - |
10587740159 |
Director |
Active |
Registered |
|
Phard Magazine S.r.l. |
Napoli (NA) - IT - |
07221540631 |
Managing
Director |
Active |
Registered |
|
Phard Magazine S.r.l. |
Napoli (NA) - IT - |
07221540631 |
Director |
Active |
Registered |
|
Irplast Holding S.r.l. |
Empoli (FI) - IT - |
05900580480 |
Director |
Active |
Registered |
|
Irplast Holding S.r.l. |
Empoli (FI) - IT - |
05900580480 |
Sole Director |
Withdrawn |
Registered |
|
Irplast Holding S.r.l. |
Empoli (FI) - IT - |
05900580480 |
Board Chairman |
Active |
Registered |
|
Immobiliare Porta Volta S.r.l. |
Empoli (FI) - IT - |
04135720961 |
Liquidator |
Active |
Registered |
|
Polimoda Consulting S.r.l. |
Firenze (FI) - IT - |
05222840489 |
Director |
Withdrawn |
Registered |
|
Polimoda Consulting S.r.l. |
Firenze (FI) - IT - |
05222840489 |
General Director |
Withdrawn |
Registered |
|
Household Compressors Holding S.p.a.
InForma Abbreviata Hch S.p.a. |
Pordenone (PN) - IT - |
04020270965 |
Director |
Active |
Registered |
|
Far Service Societa' A Responsabilita'
Limitata Societa' Unipersonale |
Napoli (NA) - IT - |
06704401212 |
Managing Director |
Active |
Registered |
|
Far Service Societa' A Responsabilita'
Limitata Societa' Unipersonale |
Napoli (NA) - IT - |
06704401212 |
Director |
Active |
Registered |
|
"tb Buti International S.r.l." |
Firenze (FI) - IT - |
05332630481 |
Sole Director |
Withdrawn |
Registered |
|
San Martino S.r.l. |
Montaione (FI) - IT - |
05843070482 |
Sole partner |
Active |
Registered |
|
Phard Partecipazioni S.p.a. |
Napoli (NA) - IT - |
07180181211 |
Director |
Withdrawn |
Registered |
|
New Elements S.r.l. |
Napoli (NA) - IT - |
07560031218 |
Director |
Active |
Registered |
|
Costruire S.r.l. |
Firenze (FI) - IT - |
06436690488 |
Sole Director |
Active |
Registered |
|
|
Visciano |
Lucio |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Alisud S.p.a. |
Napoli (NA) - IT - |
05354770637 |
Chairman of the Board
of Aud. |
Active |
Registered |
|
Italhandling Srl |
Napoli (NA) - IT - |
05454700633 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Jengo S.p.a. |
Napoli (NA) - IT - |
07037920639 |
Permanent
Auditor |
Withdrawn |
Registered |
|
Don't Corporation S.r.l. |
Napoli (NA) - IT - |
06911230636 |
Chairman of the
Board of Aud. |
Withdrawn |
Registered |
|
Finmazza S.p.a. |
Napoli (NA) - IT - |
07100600639 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Finmazza S.p.a. |
Napoli (NA) - IT - |
07100600639 |
Permanent
Auditor |
Active |
Registered |
|
Isofin S.p.a. Istituto Orafo Finanziario |
Napoli (NA) - IT - |
07155200632 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Isofin S.p.a. Istituto Orafo Finanziario |
Napoli (NA) - IT - |
07155200632 |
Permanent
Auditor |
Withdrawn |
Registered |
|
Elma Finanziaria Spa |
San Giorgio a Cremano (NA) - IT - |
03376871210 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Espireca S.r.l. |
Napoli (NA) - IT - |
10587740159 |
Director |
Withdrawn |
Registered |
|
Espireca S.r.l. |
Napoli (NA) - IT - |
10587740159 |
Board Chairman |
Active |
Registered |
|
Phard Magazine S.r.l. |
Napoli (NA) - IT - |
07221540631 |
Director |
Active |
Registered |
|
Phard Magazine S.r.l. |
Napoli (NA) - IT - |
07221540631 |
Permanent
Auditor |
Withdrawn |
Registered |
|
Phard Magazine S.r.l. |
Napoli (NA) - IT - |
07221540631 |
Board Chairman |
Active |
Registered |
|
Finmed S.p.a. |
Napoli (NA) - IT - |
07428640630 |
Chairman of the
Board of Aud. |
Withdrawn |
Registered |
|
Gh Napoli S.p.a. |
Napoli (NA) - IT - |
07591080630 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Hotel Imperial Garden S.r.l. |
Montecatini-Terme (PT) - IT - |
00944450477 |
Temporary Auditor |
Withdrawn |
Registered |
|
I.me.fin S.p.a. |
Napoli (NA) - IT - |
07413180634 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Gh Venezia S.p.a. |
Venezia (VE) - IT - |
03553670260 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Gh Venezia S.p.a. |
Venezia (VE) - IT - |
03553670260 |
Permanent
Auditor |
Withdrawn |
Registered |
|
Ready Made S.r.l. In Liquidazione |
Napoli (NA) - IT - |
01400010672 |
Chairman of the
Board of Aud. |
Withdrawn |
Registered |
|
C.e.a.n. S.p.a. |
Napoli (NA) - IT - |
07758590637 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Alca Finanziaria S.p.a. |
Napoli (NA) - IT - |
07793570636 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Med Holding Societa' A Responsabilita' LImitata
Detta Brevemente "med Holding S. |
Napoli (NA) - IT - |
05699771217 |
Chairman of the
Board of Aud. |
Withdrawn |
In liquidation |
|
Pamiro S.r.l. |
Napoli (NA) - IT - |
04609811213 |
Director |
Active |
Registered |
|
" Demi Group S.p.a." |
Napoli (NA) - IT - |
05904331211 |
Permanent
Auditor |
Withdrawn |
Registered |
|
Gh Italia S.r.l. |
Fiumicino (RM) - IT - |
05035541217 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Marc Societa' Per Azioni |
Napoli (NA) - IT - |
05589681211 |
Chairman of the
Board of Aud. |
Withdrawn |
Registered |
|
Relish Societa' A Responsabilita' Limitata
Detta Brevemente Relish S.r.l. |
Napoli (NA) - IT - |
06117451218 |
Chairman of the
Board of Aud. |
Withdrawn |
Registered |
|
Dga Holding Societa' A Responsabilita'
Limitata Detta Brevemente Dga Holding S. |
Napoli (NA) - IT - |
06052971212 |
Chairman of the
Board of Aud. |
Withdrawn |
Registered |
|
Leoncavallo S.p.a. |
Napoli (NA) - IT - |
07939160631 |
Permanent
Auditor |
Withdrawn |
Ceased |
|
Katane Handling S.r.l. |
Catania (CT) - IT - |
04667580874 |
Temporary
Auditor |
Active |
Registered |
|
Far Service Societa' A Responsabilita'
Limitata Societa' Unipersonale |
Napoli (NA) - IT - |
06704401212 |
Board Chairman |
Active |
Registered |
|
Consorzio Partenofin |
Napoli (NA) - IT - |
06774081217 |
Board of
Directors' chairman |
Active |
Registered |
|
Marconi Handling S.r.l. |
Bologna (BO) - IT - |
02358431209 |
Permanent
Auditor |
Active |
Registered |
|
Marconi Handling S.r.l. |
Bologna (BO) - IT - |
02358431209 |
Temporary
Auditor |
Withdrawn |
Registered |
|
Alisud - Gesac Handling - Servisair 2
-Societa' Consortile A Res Onsabilita' Li |
Napoli (NA) - IT - |
07932510634 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Alisud - Gesac Handling - Servisair 2
-Societa' Consortile A Res Onsabilita' Li |
Napoli (NA) - IT - |
07932510634 |
Permanent
Auditor |
Withdrawn |
Registered |
|
Phard Partecipazioni S.p.a. |
Napoli (NA) - IT - |
07180181211 |
Director |
Withdrawn |
Registered |
|
Phard Partecipazioni S.p.a. |
Napoli (NA) - IT - |
07180181211 |
Board Chairman |
Withdrawn |
Registered |
|
New Elements S.r.l. |
Napoli (NA) - IT - |
07560031218 |
Director |
Active |
Registered |
|
New Elements S.r.l. |
Napoli (NA) - IT - |
07560031218 |
Board Chairman |
Active |
Registered |
|
Gh Aircraft Cleaning Services S.r.l. |
Fiumicino (RM) - IT - |
05204011216 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Gh Verona S.r.l. |
Sommacampagna (VR) - IT - |
04219180231 |
Chairman of the
Board of Aud. |
Active |
Registered |
The indication "REGISTERED" as
Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise
to request further investigations.
Capital
Shareholders
Shareholders'
list as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Esposito Roberto |
Alba Adriatica - IT - |
SPSRRT64C25F839O |
1.799.723 .Eur |
15,47 |
|
Esposito Maurizio |
Volla - IT - |
SPSMRZ61D10F839B |
1.799.723 .Eur |
15,47 |
|
Esposito Alessandro |
Napoli - IT - |
SPSLSN69R27F839S |
1.799.082 .Eur |
15,46 |
|
Esposito Concetta |
Portici - IT - |
SPSCCT58D59F839L |
999.345 .Eur |
8,59 |
|
Erelid S.a. |
97456130158 |
5.234.625 .Eur |
45,00 |
Firm's
location and structure
|
- |
Legal and
operative seat |
since 23/09/1991 |
|
Dei Fiorentini |
, 21 |
- 80100 |
- Napoli |
(NA) |
- IT - |
|
PHONE |
: 0815109161 |
|
FAX |
: 0815108127 |
|
- |
Branch |
(Warehouse) |
since 10/11/2009 |
|
Int. Campano Lotto O Ed. Phard |
- 80035 |
- Nola |
(NA) |
- IT - |
|
- |
Branch |
(Wholesale
store) |
since 03/03/1991 |
until 19/06/2012 |
|
Cis Isola 1 |
, 133 |
- 80035 |
- Nola |
(NA) |
- IT - |
|
PHONE |
: 0815108122 |
|
- |
Branch |
(Warehouse) |
since 22/03/2013 |
|
Ficucella |
, S.N.C. |
- 81020 |
- Maddaloni |
(CE) |
- IT - |
|
- |
Branch |
(Warehouse) |
since 01/02/2011 |
|
Pascoli |
, SNC |
- 64023 |
- Mosciano Sant'Angelo |
(TE) |
- IT - |
|
Employees |
: 96 |
|
Fittings and Equipment for a value of
49.000 |
Eur |
|
Stocks for a value of 3.030.000 |
Eur |
Trade organization: direct or by agents.
The company supplies wholesalers and
resellers.
The subject firm uses the following own
selling brands:
|
- PHARD |
Traded Brands / Suppliers
|
- Espireca S.r.l. |
Historical Information and/or Firm's Status
CHANGES TO THE
LEGAL FORM:
|
Former legal form |
New legal form |
Changement Date |
|
Limited partnership |
Joint stock company |
29/12/1993 |
COMPANY STYLE
MODIFICATIONS:
|
Former Style |
New Style |
Changement Date |
|
Phard Sas di Roberto Esposito |
29/12/1993 |
EX-MEMBERS /
EX-POSITIONS:
|
|
Esposito |
Roberto |
|
|
Born in Napoli |
(NA) |
on 25/03/1964 |
- Fiscal Code : SPSRRT64C25F839O |
|
|
Residence: |
Duca D'aosta |
, 85 |
- 64011 |
Alba Adriatica |
(TE) |
- IT - |
|
Ex-Postions |
|
Director |
|
Managing Director |
|
|
Esposito |
Alessandro |
|
|
Born in Napoli |
(NA) |
on 27/10/1969 |
- Fiscal Code : SPSLSN69R27F839S |
|
|
Residence: |
Orazio |
, 6 |
- 80100 |
Napoli |
(NA) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Nepi |
Lorenzo |
|
|
Born in Siena |
(SI) |
on 07/09/1937 |
- Fiscal Code : NPELNZ37P07I726U |
|
|
Residence: |
Di San Pietro |
, 21 |
- 53100 |
Siena |
(SI) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
|
|
Pellone |
Francesco |
|
|
Born in Napoli |
(NA) |
on 08/03/1960 |
- Fiscal Code : PLLFNC60C08F839C |
|
|
Residence: |
Antonio Gramsci |
, 17/B |
- 80100 |
Napoli |
(NA) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Cornelli |
Ciro Piero |
|
|
Born in Milano |
(MI) |
on 28/11/1959 |
- Fiscal Code : CRNCPR59S28F205M |
|
|
Residence: |
Durini |
, 16/18 |
- 20122 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Galli |
Corrado |
|
|
Born in Firenze |
(FI) |
on 08/12/1966 |
- Fiscal Code : GLLCRD66T08D612R |
|
|
Residence: |
Della Torre Del Gallo |
, 9 |
- 50125 |
Firenze |
(FI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Passante |
Gesualdo |
|
|
Born in Napoli |
(NA) |
on 06/11/1954 |
- Fiscal Code : PSSGLD54S06F839I |
|
|
Residence: |
F. Baracca |
, 28 |
- 80016 |
Marano di Napoli |
(NA) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
Permanent Auditor |
|
|
Semonella |
Giorgio |
|
|
Born in Napoli |
(NA) |
on 15/03/1957 |
- Fiscal Code : SMNGRG57C15F839V |
|
|
Residence: |
Nuova Del Faro |
, 122 |
- 80071 |
Anacapri |
(NA) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Cosi |
Fausto |
|
|
Born in Firenze |
(FI) |
on 03/12/1961 |
- Fiscal Code : CSOFST61T03D612B |
|
|
Residence: |
Edimburgo |
, 2 |
- 50100 |
Firenze |
(FI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Managing Director |
|
|
Canale |
Marco |
|
|
Born in Napoli |
(NA) |
on 12/11/1959 |
- Fiscal Code : CNLMRC59S12F839C |
|
|
Residence: |
Benaco |
, 7 |
- 00100 |
Roma |
(RM) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Sangalli |
Luca Marco |
|
|
Born in Milano |
(MI) |
on 01/02/1967 |
- Fiscal Code : SNGLMR67B01F205B |
|
|
Residence: |
Decembrio Pier Candido |
, 21 |
- 20137 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Vacchino |
Paolo |
|
|
Born in Milano |
(MI) |
on 07/07/1967 |
- Fiscal Code : VCCPLA67L07F205Y |
|
|
Residence: |
Boschetti |
, 6 |
- 20121 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Board Chairman |
|
|
Ceravolo |
Matteo Alfonso |
|
|
Born in Citta' di Castello |
(PG) |
on 11/05/1974 |
- Fiscal Code : CRVMTL74E11C745G |
|
|
Residence: |
Gustavo Modena |
, 26 |
- 20129 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Pellone |
Sergio |
|
|
Born in Napoli |
(NA) |
on 05/06/1969 |
- Fiscal Code : PLLSRG69H05F839W |
|
|
Residence: |
Giacomo Matteotti |
, 10 |
- 20121 |
Milano |
(MI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Ruggiero |
Gaetano |
|
|
Born in Napoli |
(NA) |
on 07/03/1968 |
- Fiscal Code : RGGGTN68C07F839Z |
|
|
Residence: |
Vittorio Emanuele |
, 122/A |
- 80100 |
Napoli |
(NA) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Squilloni |
Edoardo |
|
|
Born in Firenze |
(FI) |
on 02/10/1980 |
- Fiscal Code : SQLDRD80R02D612Y |
|
|
Residence: |
Giacomo Matteotti |
, 30 |
- 59100 |
Prato |
(PO) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
CEASINGS/INCORPORATIONS/MERGES:
|
|
Splitting-up
project and setting-up of new co |
|
|
Date |
Merging/Splitting-up Project-New Company: |
24/10/2006 |
|
|
Splitting-up and
transfer of assets to |
|
|
|
|
Date |
Splitting-up: |
28/12/2006 |
Protests
Protests checking on the subject firm has
given the following results:
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
03/10/2012 |
18.524 |
35.867.465 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
03/10/2012 |
18.771 |
36.345.724 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
04/10/2012 |
176.194 |
341.159.156 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
11/10/2012 |
61.631 |
119.334.256 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
05/11/2012 |
13.716 |
26.557.879 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
05/11/2012 |
171.282 |
331.648.198 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
05/11/2012 |
37.296 |
72.215.126 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
07/11/2012 |
18.894 |
36.583.885 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
09/11/2012 |
35.015 |
67.798.494 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
16/11/2012 |
6.385 |
12.363.084 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
30/11/2012 |
118.489 |
229.426.696 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/12/2012 |
13.315 |
25.781.435 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/12/2012 |
10.912 |
21.128.578 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/12/2012 |
13.068 |
25.303.176 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
13/02/2013 |
8.377 |
16.220.134 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
02/08/2013 |
61.036 |
118.182.176 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
02/08/2013 |
27.387 |
53.028.626 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
02/08/2013 |
5.354 |
10.366.790 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
02/08/2013 |
3.681 |
7.127.410 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
03/07/2013 |
3.681 |
7.127.410 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
03/07/2013 |
27.390 |
53.034.435 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
03/07/2013 |
5.354 |
10.366.790 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/06/2013 |
3.681 |
7.127.410 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/06/2013 |
5.354 |
10.366.790 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
04/06/2013 |
27.390 |
53.034.435 |
|
|
PHARD S.P.A.
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
12/06/2013 |
4.348 |
8.418.902 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/02/2014 |
5.354 |
10.366.790 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/02/2014 |
3.681 |
7.127.410 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/12/2013 |
3.681 |
7.127.410 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/12/2013 |
5.354 |
10.366.790 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
05/11/2013 |
5.354 |
10.366.790 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
05/11/2013 |
3.681 |
7.127.410 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
02/10/2013 |
62.376 |
120.776.778 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/09/2013 |
5.354 |
10.366.790 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
04/09/2013 |
3.681 |
7.127.410 |
|
|
PHARD S.P.A
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested draft |
04/09/2013 |
61.036 |
118.182.176 |
|
|
PHARD SPA
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
03/03/2014 |
5.354 |
10.366.790 |
|
|
PHARD SPA
(05077500634) |
VIA DEI FIORENTINI 21 |
- NAPOLI |
|
Protest Type |
Elevation Date |
Amount (in
Euros) |
Amount (in
Liras) |
Reason |
Elevation Officer |
|
Protested bill |
03/03/2014 |
3.681 |
7.127.410 |
Data
Base Prejudicial Events Search
Search performed on a National Scale
|
|
Prejudicial
Events Search Result: |
|
|
Prejudicial
Events found with cancellations* |
Legal Mortgage on
24/05/2006. for an amount of 898 Euro. Event writing-off
|
SEM SPA |
Search performed on a specialized data base.
*Concerns also partially erased events.
Legal
Procedures
In the name of the firm we report the
following events:
Composition with
creditors since 30/01/2014
|
|
Communications
linked to procedures |
|||||||||
|
Bankers
The firm operates with:
|
Bank Name |
Agency Name |
Address |
ZIP Code |
City |
ABI Code |
CAB Code |
|
MONTE DEI PASCHI DI SIENA SPA |
CENTRO INGROSSO
SVILUPPO CAMPANIA |
80035 |
Nola |
1030 |
40021 |
|
|
UNICREDIT BANCA SPA |
2008 |
0 |
Financial
and Economical Analysis
Company's starting of activities dates back
to 1990.
The analysis is based on the latest 3
balance sheets.
Last financial years have been marked by net
losses. The losses incurred were caused by the decrease in the turnover that
marked the last financial years.
The operating result is negative.
The amount of the operating loss for 2012 is
equal to Eur. -28.851.829.
With regard to GOM, subject closed 2012
financial account with a negative result (Eur. -22.630.515).
Unbalanced financial position : net worth
does not cover debts; the gearing ratio is in fact high which tends upward.
The amount of equity capital is lower than
the economic results; the shareholders funds are equal to Eur. -84.307.378.
Total debts recorded amounted to Eur.
117.290.751 (Eur. 7.875.142 of which were m/l term debts) on the same levels as
the year before.
Payments average period is high and above
the average.
This situation arises from a scanty
liquidity too.
Due from customers average term is high and
equal to 264,02 days. also in relation to the average of the sector.
(Eur. -78.755.689) is the negative value of
the cash flow.
Subordinate employment cost is of Eur.
3.631.568, i.e. 6,42% on total production costs. , whereas 13,56% is the
incidence on sales revenues.
High incidence of financial charges on
turnover.
The presence of detrimental items, apart
from the financial-economic analysis, makes the company not suitable for
business transactions on credit basis.
Financial Data
|
Complete balance-sheet for the year |
31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
26.777.680 |
|
Profit (Loss) for the period |
-84.553.879 |
|
Complete balance-sheet for the year |
31/12/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
44.881.264 |
|
Profit (Loss) for the period |
-5.813.083 |
|
|
Complete balance-sheet for the year |
31/12/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
62.262.294 |
|
Profit (Loss) for the period |
5.787.994 |
|
|
Complete balance-sheet for the year |
31/12/2009 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
68.528.414 |
|
Profit (Loss) for the period |
-9.196.962 |
|
Complete balance-sheet for the year |
31/12/2008 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
84.122.173 |
|
Profit (Loss) for the period |
-13.327.804 |
Balance
Sheets
From our constant monitoring of the relevant
Public Administration offices, no more recent balance sheets result to have
been filed.
|
- Balance Sheet
as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as
at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet
as at 31/12/2010 - 12 Mesi - Currency: - Amounts x 1 |
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|
RATIOS |
Value
Type |
as at 31/12/2012 |
as at 31/12/2011 |
as at 31/12/2010 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,16 |
0,30 |
0,30 |
0,09 |
|
Elasticity Ratio |
Units |
0,83 |
0,69 |
0,69 |
0,89 |
|
Availability of stock |
Units |
0,08 |
0,17 |
0,12 |
0,26 |
|
Total Liquidity Ratio |
Units |
0,75 |
0,53 |
0,57 |
0,54 |
|
Quick Ratio |
Units |
0,01 |
0,02 |
0,01 |
0,03 |
|
COMPOSITION ON
SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
n.c. |
104,72 |
5,21 |
3,95 |
|
Self Financing Ratio |
Units |
n.c. |
0,00 |
0,05 |
0,17 |
|
Capital protection Ratio |
Units |
n.c. |
-22,61 |
-1,87 |
0,62 |
|
Liabilities consolidation quotient |
Units |
0,08 |
3,09 |
2,27 |
0,10 |
|
Financing |
Units |
n.c. |
463,69 |
17,61 |
4,85 |
|
Permanent Indebtedness Ratio |
Units |
n.c. |
0,75 |
0,70 |
0,29 |
|
M/L term Debts Ratio |
Units |
0,22 |
0,75 |
0,65 |
0,07 |
|
Net Financial Indebtedness Ratio |
Units |
n.c. |
338,45 |
13,07 |
1,04 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
n.c. |
2,51 |
2,35 |
2,37 |
|
Current ratio |
Units |
0,28 |
2,88 |
2,41 |
1,18 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,26 |
2,18 |
1,99 |
0,80 |
|
Structure's primary quotient |
Units |
n.c. |
0,01 |
0,18 |
1,48 |
|
Treasury's primary quotient |
Units |
0,00 |
0,08 |
0,04 |
0,04 |
|
Rate of indebtedness ( Leverage ) |
% |
n.c. |
47146,19 |
1892,91 |
602,26 |
|
Current Capital ( net ) |
Value |
-78.487.569 |
52.604.880 |
46.161.810 |
191.984 |
|
RETURN |
|||||
|
Return on Sales |
% |
-294,11 |
-9,93 |
16,13 |
2,03 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
n.c. |
-2358,26 |
95,52 |
6,31 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
n.c. |
-2894,94 |
32,47 |
17,00 |
|
Return on Investment ( R.O.I. ) |
% |
-77,56 |
0,00 |
-3,93 |
4,18 |
|
Return/ Sales |
% |
-107,75 |
-0,01 |
-7,25 |
3,46 |
|
Extra Management revenues/charges incid. |
% |
n.c. |
n.c. |
n.c. |
27,96 |
|
Cash Flow |
Value |
-78.755.689 |
-4.455.964 |
10.040.010 |
44.823 |
|
Operating Profit |
Value |
-28.851.829 |
-5.528 |
-4.513.397 |
74.603 |
|
Gross Operating Margin |
Value |
-22.630.515 |
1.351.591 |
-249.849 |
111.383 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
264,02 |
215,04 |
169,12 |
113,70 |
|
Debts to suppliers average term |
Days |
169,17 |
128,08 |
107,17 |
118,14 |
|
Average stock waiting period |
Days |
40,67 |
156,59 |
79,96 |
72,90 |
|
Rate of capital employed return ( Turnover
) |
Units |
0,72 |
0,39 |
0,54 |
1,25 |
|
Rate of stock return |
Units |
8,85 |
2,30 |
4,50 |
4,88 |
|
Labour cost incidence |
% |
13,56 |
11,03 |
10,34 |
8,14 |
|
Net financial revenues/ charges incidence |
% |
-8,02 |
-4,37 |
-2,64 |
-1,38 |
|
Labour cost on purchasing expenses |
% |
6,42 |
10,82 |
9,52 |
8,25 |
|
Short-term financing charges |
% |
1,84 |
1,78 |
1,87 |
2,76 |
|
Capital on hand |
% |
138,93 |
258,94 |
184,22 |
79,85 |
|
Sales pro employee |
Value |
236.970 |
291.436 |
353.763 |
397.742 |
|
Labour cost pro employee |
Value |
32.137 |
32.143 |
36.596 |
33.267 |
Market
/ Territory Data
|
Population living in the province |
: |
3.092.859 |
|
Population living in the region |
: |
5.788.986 |
|
Number of families in the region |
: |
1.966.064 |
Monthly family expenses average in the
region (in Eur..) :
|
- per food products |
: |
475 |
|
- per non food products |
: |
1.304 |
|
- per energy consume |
: |
79 |
Sector
Data
The values are calculated on a base of 9.175
significant companies.
The companies cash their credits on an
average of 114 dd.
The average duration of suppliers debts is
about 118 dd.
The sector's profitability is on an average
of 2,03%.
The labour cost affects the turnover in the
measure of 8,14%.
Goods are held in stock in a range of 73 dd.
The difference between the sales volume and
the resources used to realize it is about 1,25.
The employees costs represent the 8,25% of
the production costs.
Statistical
Detrimental Data
Statistically the trade activity passes
through serious crises.
The area is statistically considered
remarkably risky.
In the region 80.616 protested subjects are
found; in the province they count to 41.815.
The insolvency index for the region is 1,40,
, while for the province it is 1,36.
Total Bankrupt companies in the province :
18.217.
Total Bankrupt companies in the region :
28.514.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.60.05 |
|
UK Pound |
1 |
Rs.101.32 |
|
Euro |
1 |
Rs.83.34 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
MNL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.