MIRA INFORM REPORT

 

 

Report Date :

07.05.2014              

 

IDENTIFICATION DETAILS

 

Name :

AGRIGULTORES FEDERADOS ARGENTINOS SOC.COOP.LTDA.

 

 

Registered Office :

Mitre 1132 (S2000COX), Rosario Provincia de Santa Fe, República

 

 

Country :

Argentina

 

 

Financials (as on) :

31.10.2011

 

 

Date of Incorporation :

10.02.1933

 

 

Legal Form :

Cooperative Limited Company  

 

 

Line of Business :

  • Cereals and oily
  • Agrochemicals And Fertilizers
  • Seeds

 

 

No. of Employees

2.600

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Argentina

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

                                                        ARGENTINA ECONOMIC OVERVIEW

 

Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and an unprecedented bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - at the time the largest ever - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. The economy in 2010 rebounded strongly from the 2009 recession, but has slowed since late 2011 even as the government continued to rely on expansionary fiscal and monetary policies, which have kept inflation in the double digits. The government expanded state intervention in the economy throughout 2012. In May the Congress approved the nationalization of the oil company YPF from Spain's Repsol. The government expanded formal and informal measures to restrict imports during the year, including a requirement for pre-registration and pre-approval of all imports. In July the government also further tightened currency controls in an effort to bolster foreign reserves and stem capital flight

 

Source : CIA

 

 

 


Company name and address

 

 Registered Name 

 

 

AGRIGULTORES FEDERADOS ARGENTINOS SOC.COOP.LTDA.

CUIT No.: 30-52571862-6

 

 

 Summary     

 

 

INCORPORATED IN 1933. IT IS INITIATOR OF THE ACTIVITIES THAT IT DEVELOPS. PATRIMONIAL SITUATION AS OF 31/10/2011 (LAST KNOWN): A DEBT LEVEL HIGH WITH ADEQUATE LIQUIDITY AND PROFIT OF CONSIDERATION MAGRA. NO NEGATIVE RECORD REGISTERED OF IMPORTANCE
THE CHEQUES NO FUNDS ONLY IN APRIL 2014, WHO WERE ERRORS. CONSIDER THE CREDITS IS SUITABLE FOR THAT RELATE TO YOUR KNOWN RESOURCES, WITH THE GUARANTEES.
CAUTION REGARDING THE TOTAL OF CHEQUES NO FUNDS.

 

 

 

Operations 

 

 

CEREALS And OILY
AGROCHEMICALS And FERTILIZERS
SEEDS
DERIVATIVES OF OIL
BALANCED FOODS
COMBUSTIBLE And LUBRICANT
COMMISSIONS
CONSIGMENTS

 

Legal Structure       

 

BUSINESS TYPE:        COOPERATIVE LIMITED COMPANY  
INCORPORATED:         FEBRUARY 10/1933
REGISTERED:           Cdad.de Rosario
DURATION:             UNLIMITED
END OF FISCAL YEAR:   OCTOBER 31
AFIP bajo el Nro. 857 Alvear 149 de Rosario, en la provincia de Santa Fe.

 

 

Contact 

 

LEGAL ADDRESS AND HEADQUARTERS: Mitre 1132 (S2000COX), Rosario, Provincia de Santa Fe, República Argentina.

PHONE: (54-0341) 420-0900 (líneas rotativas)
E-mail: mariela@afascl.com.ar
Website: www.afascl.com

 

 

Partners 

 

PRESIDENT:              NESTOR PERERA (PERGAMINO)
VICEPRESIDENT:          CLAUDIO MAHFUD (ROJAS)
SECRETARY:              JORGE PETETTA (VILLA ELOISA)
PROSECRETARY:           DARIO MARINOZZI (BOMBAL)
TREASURER:              RAUL MARIANI (LOS CARDOS)
PRO-TREASURER:          SERGIO CUCCO (BIGAND)

VOCAL HEADLINES:        HERNAN HERNANDEZ (CASILDA)
           RICARDO GALLO (SAN MARTIN DE LAS ESCOBAS)
                       OSCAR MUÑOZ (FIRMAT)
                       CARLOS PAGLIETTA (LAS ROSAS)
                       JOSE ROSELLI (TORTUGAS)
                       HORACIO LONGONI (HUMBOLDT)

VOCAL ALTERNATES:       BERNARDO LUSARDI (JB MOLINA)
               MARCELO CHINCHURRETTA (CDAD DE GOMEZ)
                       DARIO BORRI (ARTEAGA)
                       JESUS SPAGGERO (MAGGIOLO)
                       ALBERTO CORA (CHOVET)

RECEIVERSHIP:
------------
In Agricultores Federados Argentinos S.C.L. the Syndicate is constituted by a Trustee Holder and other deputies, who are elected from among the Associate Assembly for a term of two years. -

According to the Article 70 of the Statute of the Cooperative, the Trustee has all the powers precribe Article 79 of Law 20,337 and in the exercise of his office enjoys the broadest powers to fulfill their supervisory functions.

At present the Syndicate is composed of:

Treasurer:           DR. HERNAN LATTANZI (ROJAS)
Treasurer alternate: C.P. JUAN CARLOS SARASOLA (CASILDA)

The direction and administration of the company is in charge of the first two mentioned, in your condition Managers using the firm name interchangeably.

CENTRAL ADMINISTRATION MANAGERS:
--------------------------------
GENERAL MANAGER:          GUALBERTO DI CAMILLO
FINANCE MANAGER:          MARCELO YEMA
GERENTE ADMINISTRATIVO:   MARTIN LORENZATTI
COORDINATION MANAGER:     HECTOR ULLA
COMMERCIAL MANAGER:       EDGARDO MIRANDA
EXPORTATION MANAGER:      ALEJANDRO TERRE
AGROINSUMOS MANAGER:      JOSE LUIS NARDI
HACIENDA MANAGER:         RICARDO CHARLES
ADVISORY MANAGER LEGAL:   ROLANDO RINESI
MANAGER OF SHOPPING AND SERVICES:  ALFREDO CPITANELLI
INTERNAL AUDIT MANAGER:   EDUARDO MORRI
REQUIREMENTS ENGINEERING MANAGER:IVAN BORSINI
PLANNING MANAGER:         LUCAS LARRAQUY
TREASURY MANAGER:         DANIEL SCOLLO
TAX MANAGER:              JORGELINA KEKEDJIAN
HUMAN RESOURCES MANAGER:  DANIEL RAMOS  

 

 

History 

 

Through the present review, we refered to a agriculture cooperative company of first degree, founded on Nov 03/1932 with consolidated presence on the denominated area of "Pampas húmedas".

Its structure is formed by 26 primary centers coordinated by a Central Administration located at Ciudad de Rosario, that allows to have presence in more than 90 localities of the country of Provincias de Santa Fé, Buenos Aires and Cordova.

This cooperative is the main originator of grains in the country, on a storehouse of 2.800.000 annual tons, with a capacity to store around 1.600.000 ton.
This way, A.F.A. is recognized as one of the most important company in the grains market of the country, making possible to the producer the access to the best conditions of the market.

Its continuity and constant growth are centered in the wealth of participation of the associates, the efficiency in service, a style of transparent work, commercial experience and faithful fulfillment of its obligations.

 

Economic-Financial Position 

 

BALANCE SHEET AS 31.10.2011 (last known):

ASSETS CURRENT          $ 1.302.300.064    65,7%

ASSETS NON-CURRENT      $   679.664.098    34,3%

LIABILITIES CURRENT     $ 1.086.518.387    54,8%

LIABILITIES NON-CURRENT $    54.388.434     2,7%

NET WORTH               $   841.057.341    42,4%

NET SALES                  $ 6.509.455.674   100,0%

FINAL UTILITY           $   168.599.420     2,6%


ECONOMIC COMMENTARY:
---------------------
Figures expressed indebtedness show somewhat high with adequate liquidity, having closed the period with a positive operating result of lean consideration, but normal in this type of entities that have no profit.

In relation to the preceding period of sales growth of 42.3% and an improvement of the final result of 72.8% is observed.

The actions of the company to date shows no ups and downs and are qualified stable outlook.

 

 

 Balance Sheet 

 

 

Balance Sheet/s

31/10/2011

31/10/2010

Total Assets

$ 1.981.964.162,00

$ 1.354.469.539,00

Current Assets

$ 1.302.300.064,00

$ 876.036.489,00

Banks

$ 0,00

$ 0,00

Accounts Receivables

$ 0,00

$ 0,00

Inventory

$ 162.290.559,00

$ 95.286.771,00

Fixed Assets

$ 0,00

$ 0,00

Non-Current Assets

$ 679.664.098,00

$ 478.433.050,00

Investments

$ 0,00

$ 0,00

Total Liabilities

$ 1.140.906.821,00

$ 665.877.724,00

Current Liabilities

$ 1.086.518.387,00

$ 618.769.297,00

Non-Current Liabilities

$ 54.388.434,00

$ 47.108.427,00

StockHolders Equity

$ 841.057.341,00

$ 688.591.815,00

Net Sales

$ 6.509.455.674,00

$ 4.573.571.330,00

Cost of Good Sold

$ 6.081.972.467,00

$ 4.284.398.955,00

Gross Result

$ 427.483.207,00

$ 289.172.375,00

Administrative Expenses

$ 146.192.765,00

$ 94.204.235,00

Selling Expenses

$ 136.857.560,00

$ 105.804.672,00

Financial Income

$ 0,00

$ 0,00

Other Expenses

$ 24.166.538,00

$ 8.415.749,00

Final Result

$ 168.599.420,00

$ 97.579.217,00

 

 

 Balance Sheet Analysis     

 

 

Indexes

31/10/2011

31/10/2010

Current Ratio

119,86 %

141,58 %

Quick Ratio

104,92 %

126,18 %

Short Term Indebtedness

129,18 %

89,86 %

Debt to Equity Ratio

135,65 %

96,70 %

Long Term Assets to Total Assets

34,29 %

35,32 %

Fixed Assets to Equity

0,00 %

0,00 %

Total Assets to Total Liabilities

173,72 %

203,41 %

Debt Ratio

57,56 %

49,16 %

Equity Ratio

42,44 %

50,84 %

Investments to Assets Ratio

8,19 %

7,03 %

Current Investment

65,71 %

64,68 %

Stocks Aging Days

9,74 días

8,12 días

Day Sales

0,00 días

0,00 días

Trade Debtors To Assets

0,00 %

0,00 %

Total Assets Turnover

328,43 %

337,67 %

Net Worth Aging

773,96 %

664,19 %

Fixed Assets Aging

Infinito %

Infinito %

Gross Profit

93,43 %

93,68 %

Financial Expenses on Sales Ratio

0,00 %

0,00 %

Commercial Exp. on Sales Ratio

2,10 %

2,31 %

Administrative Exp. on Sales Ratio

2,25 %

2,06 %

 

 Assets    

 

 

BUILDINGS:
----------
Within the fixed assets of the company, good part of the buildings are occupied by its management which, as a whole, have good market value.

ROLLINGS:
---------
Account with a high number of movable units affecting its businesses and on which greater precisions are not offered.

 

 Evolution and Results      

 

 

The company has a very important infrastructure and good organizaciòn, in which participates its directors with the necessary personnel.

For one better ilustration in respect to its operating mode, following are plants in which operates:

ARECIFES: Account with a plant of silos in the locality of Todd with a capacity of 14,200 ton. a plant in the locality of ViÑA, with capacity for 24,400 ton.

ARTEAGA: Total capacity of 52,270 tons in Arteaga, Lago Di Como and Nogales, in silos, cells and sheds with dryers, balances for trucks, platform of hydraulic unloading, a pneumatic calador, electrical equipment of ventilation, motors, etc.

BIGAND:
------
Facilities with a capacity of  84.949 ton. in plants located in  Bigand, Maizales and Carmen del Sauce.

BOMBAL:
------
It has a plant of silos and cells with capacity for 22,473 ton. with scale for trucks and wagons, dryers, equipment of ventilation, motors, threads transporter, extractors, etc.

CAÑADA DE GOMEZ:
---------------
Facilities with a capacity of  123.018 ton. located in Cañada de Gómez and Armstrong.

CAÑADA ROSQUIN:
--------------  Plant of silos and cells with a capacity of 81.180 ton. and another plant in Pueblo Casas with a capacity of  37.700 ton. for silos and cells.

CASILDA:
-------  Elevator and facilities with capacity of  168.415 ton. distributed as follows: Casilda 86.270n ton. in own grounds and railways; Pujato 42.100 ton and Fuertes 40.045 ton.

CHOVET:
------
Elevator and facilities with capacity of 61.150 ton. with weight/scale for trucks of 80 ton. and two weight/scale for wagons.

FIRMAT:
------  Elevator and facilities with capacity of 80.575 ton. located over own grounds distributed in  Firmat with 79.575 ton. and Dodeken with 1.000 ton.

HUMBOLDT:
-------- Elevator and facilities with capacity of  50.883 ton. located on own grounds in cells and silos.

JUAN B.MOLINA:
-------------  Elevator and facilities with capacity of 35.886 ton. distributed as follows: 24.000 ton. in Juan B.Molina; 7.886 ton. in Cañada Rica and 4.000 ton. in Villa Amelia.

LAS ROSAS:
---------
Elevator and facilities with capacity of 120.000 ton. in own grounds in cells, silos and seed plots.

LOS CARDOS:
----------  Elevator and facilities with capacity of 248.108 ton. in silos and cells where  119.239 ton. are located in  plant Los Cardos; 117.000 tojn. in  La Aceitera and 11.869 ton. in Piamonte.

MACIEL:
------- Elevator and facilities with capacity of 58.050 ton. in own grounds distributed as follows: Maciel 37.040 ton., Aldao 19.810 ton. and Carrizales 1.200 ton.

MAGGIOLO:
--------  Elevator and facilities with capacity of 34.500 ton.in own grounds and railways.

MARCOS JUAREZ:
-------------  Plant of silos and cells with a capacity of 130.928 ton. in own grounds.

MARIA JUANA:
-----------  Grain storehouse in own grounds, with a capacity of 79.000 ton. in silos and cells where 78.000 are located in María Juana and 1.000 ton. in El Tío.

MONTES DE OCA:
-------------- Elevators and facilities with a capacity of  46.138 ton. in silos and cells.

PERGAMINO:
---------  Elevators and facilities in own grounds and railways located as follows: Pergamino with a capacity of 22.400 ton; Acevedo with a capacity of 28.650 ton.; Arroyo Dulce with a capacity of 16.160 ton.; El Socorro with a capacity of 39.520 ton.; Pinzon 18.200 ton.; Rancagua 40.390 ton. and Santa Teresa 63.000 ton. for a total capacity of 228.320 ton.

ROJAS:
----- Elevators and facilities in own grounds and railways located in: Rojas 113.190 ton.; Ferré 17.740 ton.; Hunter 5.680 ton.; Inés Indart 5.340 ton.; Los Indios 8.750 ton. and Rafael Obligado 7.490 ton., for a total capacity of 158.190 ton.

SALTO GRANDE:
------------  Plant of silos and cells with a capacity of  41.610 ton. located as follows: 34.330 ton. in Salto Grande and 7.280 ton. in Lucio V.López.

SAN MARTIN DE LAS ESCOBAS:
-------------------------  Storehouses of grains located in own grounds with a capacity of 101.210 ton. distributed as follows: 15.510  in Sastre; the rest in San Martìn de las Escobas.

SERODINO:
--------  Facilities with a capacity of  29.000 ton. in silos and cells over own grounds.

TORTUGAS:
-------- Elevators and facilities in own grounds with a capacity of  37.400 ton. in silos and cells.

TOTORAS:
------- Elevators and facilities with a capacity of 92.378 ton. distributed as follows: 6.160 ton. in San Genaro; 1.000 ton.in Colonia Médici and 85.218 ton.in Totoras.

VILLA ELOISA:
------------  Elevators and facilities in own grounds and railways with a capacity of 51.735 ton.

For all this, the company counts with a very important structure and organization where the directors are in charge with the necessary personel.

FOREIGN MARKET:
-----------------
IN THE LAST 12 MONTHS, IT HAS CARRIED OUT IMPORTS FOR A TOTAL OF u$s 1.003.241 AS FOLLOWS:

 CHINE ..............................  u$s.921.342
 BRAZIL..............................  u$s. 58.579
 MEXICO..............................  u$s. 23.320

MAIN SUPPLIERS:
---------------
ATANOR S.C.A.
PETROBRAS ENERGIA S.A.
NIDERA S.A.
MONSANTO ARGENTINA S.A.
SYNGENTA AGRO S.A.
BUNGE ARGENTINA S.A.
MOSAIC DE ARGENTINA S.A.
ROULLIER ARGENTINA S.A.
Y.P.F. S.A.

* 2.600 employees

 

 

Branches     

 

 

Italia 500-Pergamino (BA)
Del Indio s/nº, Salto, (BA)
Las Heras 560, Rojas (BA)
Las Heras 552, Rojas (BA)
Roca s/nº, Ines Indart (BA)
Ruta 7 s/nº, Junin (BA)
Avda.Corrientes s/nº, Ferre (BA)
Diagonal Don Bosco s/nº, Ferre (BA)
Lavalle 652 7º, Ciudad de Buenos Aires
Rioja 1474 4º, Rosario, Santa Fe.

 

 

Payment Record and Credit Risk 

 

 

> NUEVO BANCO BISEL S.A.
> BANCO CREDICOOP COOP.LTDO.S.A.
> BANCO DE LA NACION ARGENTINA
> BANCO DE LA PROVINCIA DE BUENOS AIRES
> BANCO MUNICIPAL DE ROSARIO
> NUEVO BANCO DE SANTA FE S.A.
> BANCO DE GALICIA Y BS.AIRES S.A.
> BANCO DE LA PROVINCIA DE CORDOBA
> BANCO SANTANDER RIO
> RABOBANK S.A.
> NUEVO BANCO DEL SUQUIA S.A.
> BANCO ITAU S.A.
> HSBC BANK ARGENTINA S.A.
> VEREINS UND WESTBANK

INSURANCES:
----------
SANCOR SEGUROS S.A.


CREDIT RISK:
------------
February/2014

BANCO DE LA NACION ARGENTINA............1.119.525.900
NUEVO BANCO DE SANTA FE.................  154.651.800
BANCO MACRO.............................  111.427.700
BANCO PROVINCIA DE BUENOS AIRES.........  100.000.000
BANCO CREDICOOP.........................   55.559.100
INV Y COM. EXTERIOR.....................   19.665.900
HSBC....................................    5.000.000
BANCO GALICIA Y BUENOS AIRES............    2.839.300
BANCO MUNICIPAL DE ROSARIO..............    1.563.500
BANCO DE CORDOBA........................      564.900
ICBC....................................      211.300

Situaton 1: Normal Fulfillment.

LEGAL BACKGROUND:
-----------------
Add PARCHMENT 18.02.2013 Encourage trial proceeded before the Court 52050 Cause 003
ARGENTINE against FEDERATED FARMERS COOPERATIVE SOCIETY LIMITED ACTOR: CANCIO MARIA GABRIELA. WORKING TRIAL.

CHECKS:
-------
Cheque No. 53494743 Rejected 04/09/14 30,000 Amount Funds Without even no payment
Cheque No. 55375507 Rejected Amount 6,500 04/08/14 No Funds not yet registered payment
Cheque No. 55375502 Rejected Amount 6,200 04/08/14 No Funds not yet registered payment
Cheque No. 55375524 Rejected Amount 3,150 04/07/14 No Funds not yet registered payment

request explanation of these checks manifesting your accountant is that an unfortunate error.

 

 

 

Concept 

 

Maintains operative line with national firms and outside the country, much of which will provide its credit support and indicate that this gives to fulfill their commitments.

* It has good performance in their credits.

* It affects your image bounced checks in April 2014

* COMPLIANCE: WITH CAUTION.

 

 

Final Opinion 

 

We have referred to a cooperative with more than seven decades of performance in the country with a solid reputation, with all estimates that reaching operate do so by figures related to their ability to pay, do with care credit debt with banks of our country and also the checks issued in April 2014.

* OPERATE WITH CAUTION
* WITH ADDITIONAL GUARANTEES.

 


 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.20

UK Pound

1

Rs.101.68

Euro

1

Rs.83.55

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)