MIRA INFORM REPORT

 

 

Report Date :

07.05.2014

 

IDENTIFICATION DETAILS

 

Name :

BAHWAN HEALTH CARE CENTRE LLC

 

 

Formerly Known as :

EBIN RUSHED PHARMACY CO LLC (ERP)

 

 

Registered Office :

Bahwan Business Centre, 4th Floor, Ruwi, P O Box 169, Muscat 113

 

 

Country :

Oman

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishment :

1979

 

 

Com. Reg. No.:

1/04939/8, Muscat

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Engaged in the import, distribution and retail of the following products:-

·         Surgical dressings

·         Dental materials

·         Dental equipment

·         Surgical instruments & implants

·         Laboratory equipment & reagents

·         Medical equipment

·         Pharmaceuticals

·         Perfumes, cosmetics & consumer products

 

 

No of Employees :

55

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


oman ECONOMIC OVERVIEW

 

Oman is a middle-income economy that is heavily dependent on dwindling oil resources. Because of declining reserves and a rapidly growing labor force, Muscat has actively pursued a development plan that focuses on diversification, industrialization, and privatization, with the objective of reducing the oil sector's contribution to GDP to 9% by 2020 and creating more jobs to employ the rising numbers of Omanis entering the workforce. Tourism and gas-based industries are key components of the government's diversification strategy. However, increases in social welfare benefits, particularly since the Arab Spring, will challenge the government's ability to effectively balance its budget if oil revenues decline. By using enhanced oil recovery techniques, Oman succeeded in increasing oil production, giving the country more time to diversify, and the increase in global oil prices through 2011 provided the government greater financial resources to invest in non-oil sectors. In 2012, continued surpluses resulting from sustained high oil prices and increased enhanced oil recovery allowed the government to maintain growth in social subsidies and public sector job creation. However, the Sultan made widely reported statements indicating this would not be sustainable, and called for expanded efforts to support SME development and entrepreneurship. Government agencies and large oligarchic group companies heeded his call, announcing new initiatives to spin off non-essential functions to entrepreneurs, incubate new businesses, train and mentor up and coming business people, and provide financing for start-ups. In response to fast growth in household indebtedness, the Central Bank reduced the ceiling on personal interest loans from 8 to 7%, lowered mortgage rates, capped the percentage of consumer loans at 50% of borrower's salaries for personal loans and 60% for housing loans, and limited maximum repayment terms to 10 and 25 years respectively.

 

Source : CIA

 

 


SUMMARY

 

Company Name                                    : BAHWAN HEALTH CARE CENTRE LLC

Previously Known As                             : EBIN RUSHED PHARMACY CO LLC (ERP)

Country of Origin                                   : Oman

Legal Form                                           : Limited Liability Company – LLC

Start Date                                             : 1979

Registration Date                                  : 25th April 1985

Commercial Registration Number           : 1/04939/8, Muscat

Chamber Membership Number               : 1273

Issued Capital                                       : RO 100,000

Paid up Capital                                     : RO 100,000

Total Workforce                         : 55

Activities                                               : Distributors of pharmaceuticals and medical products.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Rahul Kar, Financial Manager


 

COMPANY NAME

 

BAHWAN HEALTH CARE CENTRE LLC

 

 

PREVIOUSLY KNOWN AS

 

EBIN RUSHED PHARMACY CO LLC (ERP)

 

 

company ADDRESS

 

Registered & Physical Address

Building                        : Bahwan Business Centre, 4th Floor

Area                 : Ruwi

PO Box            : 169

Town                : Muscat 113

Country : Sultanate of Oman

Telephone         : (968) 24796218 / 24793741 / 24650651 / 24650660

Facsimile          : (968) 24701547 / 24796158

Mobile              : (968) 99505139 / 94000964

Email                : erp@suhailbahwangroup.com

 

Premises

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Muscat.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Wadi Kabir                                                                                       Warehousing & service centre

Muscat

     Tel: (968) 24817730

     Fax: (968) 24815586

 

·       Bahwan Plaza                                                                                   Rented pharmacy outlet

Al Noor Street

Ruwi

Muscat

Tel: (968) 24798644

 

·       Makha Business Centre                                                                     Rented pharmacy outlet

Ruwi

Muscat

 

·       Al Araimi Complex                                                                            Rented pharmacy outlet

Qurum

     Muscat

     Tel: (968) 24563631

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Suhail Salem Abdullah Bahwan Al Mukhaimi                                       Managing Director

 

·       Saad Suhail Salem Abdullah Bahwan Al Mukhaimi                              Director

 

·       Ahmed Suhail Salem Abdullah Bahwan Al Mukhaimi                           Director

 

·       Amal Saad Suhail Salem Abdullah Bahwan Al Mukhaimi                      Director

 

·       Mohamed Ghazal                                                                              General Manager

 

·       Madhor Bomb                                                                                  Deputy General Manager

 

·       Trevor Fernandes                                                                              Assistant General Manager

 

·       T T Krishna Daz                                                                                Commercial Manager

 

·       Sandeep Kondor                                                                              Sales Manager

 

·       Rahul Kar                                                                                         Financial Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject’s operations date back to 1979, however it was registered on 25th April 1985

 

History                         : Subject began in 1979 under the name “Ebin Rushed Pharmacy Co LLC (ERP)”. However on 1st January 2014 it changed its name to “Bahwan Health Care Centre LLC”.

 

Legal Form                  : Limited Liability Company – LLC

 

Commercial Reg. No.   : 1/04939/8, Muscat

 

Chamber Member No.  : 1273

 

Issued Capital              : RO 100,000

 

Paid up Capital            : RO 100,000

 

 

Name of Shareholder (s)                                          Percentage

 

·       Suhail Bahwan Group Holding                                   98%

·       Bahwan Trading Co (BTC)                                           2%

 

 

AFFILIATED COMPANIES

 

Subject is a wholly owned subsidiary, of the Bahwan Group of companies. The Bahwan Group ranks as one of the foremost business houses in the Sultanate of Oman. The group has diverse business interests, representing many world renowned companies, products and services. The Group was established in 1965 by brothers Sheikh Suhail and Sheikh Saud Bahwan.

 

The Bahwan Group have a dominant position in several business areas such as Automobiles, Construction Equipment, Building Materials, Electrical Engineering, Telecommunications, Travel, Food, Home Appliances, Computers, Pharmaceuticals and Hospital Products.

 

The Bahwan Group comprises the following concerns:

·       Al Gaddag Engineering LLC

·       Suhail & Saud Bahwan Building Materials LLC

·       Suhail & Saud Bahwan Building Materials LLC

·       Amiantit Oman SAO

·       Arab Merchants Co LLC

·       Arabian Car Marketing Co LLC

·       Arabian Caravans Furnishing & Trading Co LLC

·       Auto Parts Centre LLC

·       Automobile Automotive Centre

·       Bahwan Engineering Company LLC

·       Bahwan Contracting Company LLC

·       Bahwan Foods (Khalijana) Co LLC

·       Bahwan Travel Agencies LLC

·       Delta Ltd

·       International Equipment & Contracting Co LLC

·       National Crushers

·       Rent-A-Car LLC

·       Utmost Building Materials Co LLC

·       Gulf Mercantile Trading

·       Mercantile Information & Telecommunication Technology Est (MITTE)

·       Al Mutawah Trading Co LLC

·       Al Omaniya Automobile Marketing LLC

·       Arabian Engineering Services LLC

·       Bilad (Oman) LLC

·       Electronics Company LLC

·       Inma Company Oman LLC

·       Port Services Corp SAOG

·       Qurum Contractors LLC

·       Sogex Oman LLC

 

OPERATIONS

 

Activities: Engaged in the import, distribution and retail of the following products:

 

-   Surgical dressings
-   Dental materials
-   Dental equipment
-   Surgical instruments & implants
-   Laboratory equipment & reagents
-   Medical equipment
-   Pharmaceuticals
-   Perfumes, cosmetics & consumer products

 

Import Countries: Europe, United States of America and Japan

 

International Suppliers:

 

·       Merivaara                 Finland

·       Dentisply                 Switzerland

·       Mathys                     Switzerland

·       Pennine                    United Kingdom

·       Karl Hecht                Germany

·       Belmont                   Japan

 

Operating Trend: Steady

 

Subject has a workforce of 55 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

 

                                                Year Ending 31/12/12:               Year Ending 31/12/13:

 

Total Sales                                RO 11,875,000                          RO 12,500,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Rahul Kar, Financial Manager

 


BANKERS

 

·       Oman Arab Bank

     Muttrah Business District

     PO Box: 2010, Ruwi 112

     Muscat

     Tel: (968) 24700161 / 24706265 / 24706267

     Fax: (968) 24797736

 

·       The Commercial Bank of Oman SAOG

Muttrah Business District

PO Box: 1696, Ruwi 112

Muscat

Tel: (968) 24793225 / 24793226 / 24793228

Fax: (968) 24793229

 

·       HSBC Bank Middle East

Mutrah Business District

PO Box: 240, Ruwi 112

Muscat

Tel: (968) 24700810 / 24799920 / 24799927

Fax: (968) 24704241

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                               June 2005

Amount overdue                                    0

Payment terms                                      90 days

Payment Method                                   Letters of Credit

Paying record                                       No Complaints

Currency                                               Pounds Sterling

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.20

UK Pound

1

Rs.101.68

Euro

1

Rs.83.55

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.