MIRA INFORM REPORT

 

 

 

 

Report Date :

07.05.2014

 

IDENTIFICATION DETAILS

 

Name :

CKG CHEMICALS PTE LTD

 

 

Formerly Known As :

JLM CHEMICALS ASIA PTE LTD

 

 

Registered Office :

133, New Bridge Road, 25-01/02, Chinatown Point, 059413

 

 

Country :

Singapore

 

 

Financials (as on) :

31.05.2013

 

 

Date of Incorporation :

23.02.1990

 

 

Com. Reg. No.:

199000843-D

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Subject is principally engaged in the (as a / as an) trading of petrochemicals and chemicals

 

 

No. of Employees

17

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Satisfactory / Moderate

Payment Behaviour :

Unknown / No complaints / Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports, before slowing to in 2011-13, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub

Source : CIA

 

 

 


EXECUTIVE SUMMARY

 

 

 

REGISTRATION NO.

:

199000843-D

COMPANY NAME

:

CKG CHEMICALS PTE LTD

FORMER NAME

:

JLM CHEMICALS ASIA PTE LTD (02/10/2001)
TOLSON ASIA PTE LTD (08/01/1999)

INCORPORATION DATE

:

23/02/1990

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

133, NEW BRIDGE ROAD, 25-01/02, CHINATOWN POINT, 059413, SINGAPORE.

BUSINESS ADDRESS

:

133, NEW BRIDGE ROAD #25-02, CHINATOWN POINT, 059413, SINGAPORE.

TEL.NO.

:

65-67372219

FAX.NO.

:

65-63194528

WEB SITE

:

WWW.NYLEX.COM

CONTACT PERSON

:

DATUK AZIZAN BIN ABD RAHMAN ( DIRECTOR )

PRINCIPAL ACTIVITY

:

TRADING OF PETROCHEMICALS AND CHEMICALS

ISSUED AND PAID UP CAPITAL

:

4,000,000.00 ORDINARY SHARE, OF A VALUE OF SGD 4,000,000.00

SALES

:

USD 180,289,000 [2013]

NET WORTH

:

USD 9,231,000 [2013]

STAFF STRENGTH

:

17 [2014]

BANKER (S)

:

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

POOR

PAYMENT

:

AVERAGE

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

GOOD

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

HISTORY / BACKGROUND

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) trading of petrochemicals and chemicals.

Share Capital History

Date

Issue & Paid Up Capital

02/05/2014

SGD 4,000,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

NYLEX (MALAYSIA) BERHAD

PERSIARAN SELANGOR, SECTION 15, SHAH ALAM INDUSTRIAL ESTATE, 40200 SHAH ALAM, SELANGOR, MALAYSIA.

T06UF2399

4,000,000.00

100.00

---------------

------

4,000,000.00

100.00

============

=====

+ Also Director

DIRECTORS



DIRECTOR 1

 

Name Of Subject

:

DATO' SIEW KA WEI

Address

:

38, LORONG JELUTONG, DAMANSARA HEIGHTS, 50450 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

A10711490

Nationality

:

MALAYSIAN

Date of Appointment

:

08/09/2006

 

DIRECTOR 2

 

Name Of Subject

:

DATUK HJ MOHAMED AL AMIN BIN HJ. ABDUL MAJID, JP.

Address

:

5, JALAN 16/7B, 46350 PETALING JAYA, SELANGOR, MALAYSIA.

IC / PP No

:

A10733241

Nationality

:

MALAYSIAN

Date of Appointment

:

08/09/2006

 

DIRECTOR 3

 

Name Of Subject

:

DATUK AZIZAN BIN ABD RAHMAN

Address

:

30, LORONG TAMAN PANTAI 7, BUKIT PANTAI, 59100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

A10676981

Nationality

:

MALAYSIAN

Date of Appointment

:

08/09/2006

 

DIRECTOR 4

 

Name Of Subject

:

SABLI BIN SIBIL

Address

:

153-6-1, MENARA DUTA 1/38B, OFF JALAN SEGAMBUT, 52100 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

IC / PP No

:

H18310914

Nationality

:

MALAYSIAN

Date of Appointment

:

01/12/2011

 

DIRECTOR 5

 

Name Of Subject

:

KONG HWAI MING

Address

:

23, CHUAN DRIVE, 554804, SINGAPORE.

IC / PP No

:

S2506588C

Nationality

:

SINGAPOREAN

Date of Appointment

:

01/01/2001




MANAGEMENT

 

 

1)

Name of Subject

:

DATUK AZIZAN BIN ABD RAHMAN

Position

:

DIRECTOR

 

 

AUDITOR

 

Auditor

:

RSM CHIO LIM LLP

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

SIM CHENG LIN

IC / PP No

:

S2005404B

Address

:

10C, BRADDELL HILL, 05-09, BRADDELL VIEW, 579722, SINGAPORE.

 

2)

Company Secretary

:

SEAH KIM SWEE

IC / PP No

:

S0045970D

Address

:

1D, CANTONMENT ROAD, 36-39, THE PINNACLE@DUXTON, 085401, SINGAPORE.

 

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

 

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

C201003111

14/04/2010

N/A

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

-

Unsatisfied

 

 

LEGAL CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

YES

Overseas

:

YES


The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

]

Average 61-90 Days

[

X

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

Export Market

:

ASIA

Credit Term

:

N/A

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

OPERATIONS

 

Goods Traded

:

PETROCHEMICALS AND CHEMICALS

 

Total Number of Employees:

YEAR

2014

GROUP

N/A

COMPANY

17

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) trading of petrochemicals and chemicals.

The Subject is engaged in the distribution of petrochemicals and related products in the Asia Pacific region.

The Subject's main trading products are methyl tertiary buytl ether (MTBE), toluene, xylene, methanol and other gasoline blending components.

CURRENT INVESTIGATION

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

(65) 6319 4680

Current Telephone Number

:

65-67372219

Match

:

N/A

Address Provided by Client

:

NO.25-02 CHINATOWN POINT SINGAPORE 059413

Current Address

:

133, NEW BRIDGE ROAD #25-02, CHINATOWN POINT, 059413, SINGAPORE.

Match

:

NO

 

Other Investigations


On 29th April 2014 we contacted one of the staff from the Subject and she provided some information.

The address provided is incomplete.



FINANCIAL ANALYSIS

 

 

Profitability

Turnover

:

Decreased

[

3.54%

]

Profit/(Loss) Before Tax

:

Decreased

[

(106.37%)

]

Return on Shareholder Funds

:

Unfavourable

[

1.36%

]

Return on Net Assets

:

Unfavourable

[

4.55%

]

The lower turnover could be due to the unfavourable market conditions.The management had succeeded in turning the Subject into a profit making company. The profit could be due to better control of its operating costs and efficiency in utilising its resources. The unfavourable return on shareholders' funds could indicate that the Subject was inefficient in utilising its assets to generate returns.

Working Capital Control

Stock Ratio

:

Favourable

[

38 Days

]

Debtor Ratio

:

Favourable

[

33 Days

]

Creditors Ratio

:

Favourable

[

29 Days

]

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Unfavourable

[

0.65 Times

]

Current Ratio

:

Unfavourable

[

1.33 Times

]

A low liquid ratio means that the Subject may be facing working capital deficiency. If the Subject cannot obtain additional financing or injection of fresh capital, it may face difficulties in meeting its short term obligations.

Solvency

Interest Cover

:

Unfavourable

[

1.11 Times

]

Gearing Ratio

:

Unfavourable

[

1.16 Times

]

The Subject's interest cover was low. If its profits fall or when interest rate rises, it  may not be able to meet all its interest payment. The Subject was highly geared, thus it had a high financial risk. The Subject was dependent on loans to finance its business needs. In times of economic downturn and / or high interest rate, the Subject will become less profitable and competitive than other firms in the same industry, which are lowly geared. This is because the Subject has to service the interest and to repay the loan, which will erode part of its profits. The profits will fluctuate depending on the Subject's turnover and the interest it needs to pay.

Overall Assessment :

Although the Subject's turnover decreased, its losses also decreased during the year. This could be the result of more efficient control in its operating costs. Due to its weak liquidity position, the Subject will be faced with problems in meeting all its short term obligations if no short term loan is obtained or additional capital injected into the Subject. If there is a fall in the Subject's profit or any increase in interest rate, the Subject may not be able to generate sufficient cash-flow to service its interest. The Subject's gearing level was high and its going concern will be in doubt if there is no injection of additional shareholders' funds in times of economic downturn and / or high interest rates.

Overall financial condition of the Subject : POOR

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)

(Source : Department of Statistics)

 

INDUSTRY ANALYSIS

 

INDUSTRY :

TRADING

The wholesale and retail trade sector contracted by 1.5% in the fourth quarter of 2012, extending the 0.2% decline in the preceding quarter. For the whole of 2012, the sector declined by 0.7%, reversing the 1.6% growth in 2011. The sector was weighed down primarily by the wholesale trade segment. In 2012, the wholesale trade segment contracted by 1.0%, a reversal from the 1.4% growth in 2011. Growth of the retail trade segment also moderated to 2.0%, from 3.2% in the year 2011.

The domestic wholesale trade index grew by 1.2% in the fourth quarter of 2012, an improvement from the 5.4% decline in the third quarter. This was partly due to an increase in the sales of chemicals & chemical products and ship chandlers & bunkering. For the full year of 2012, the domestic wholesale trade index contracted by 2.2%, extending the 1.7% decline in 2011. The foreign wholesale trade index grew by 8.6% in the fourth quarter, an increase from the 6.6% growth in the third quarter. The expansion was partly due to resilient sales of petroleum & petroleum products. For the whole of 2012, the foreign wholesale trade index expanded by 9.1%, faster than the 4.3% increase in 2011.

In the fourth quarter of 2012, retail sales volume declined by 2.0%, extending the 0.3% decline in the third quarter. Excluding motor vehicles, retail sales volume grew by 0.4%, a slight moderation compared to the 1.5% gain in the third quarter of 2012. The sales volume of motor vehicles fell by 11% in the fourth quarter of 2012, after contracting by 6.1% in the third quarter. The sales of several discretionary items also declined in the fourth quarter. Besides, the sales of optical goods & books in 2012 fell by 3.6%, while the sales of telecommunications apparatus & computers declined by 1.4%.

For 2012 as a whole, retail sales volume grew by 1.3%, compared to the 2.0% expansion in 2011. Excluding motor vehicle sales, the increase in retail sales volume also moderated from 5.4% in 2011 to 1.7% in 2012. Medical goods & toiletries registered the largest increase (9.3%) in sales, followed by telecommunications apparatus & computers (6.9%). By contrast, the sales of watches & jewellery (-2.2%) and optical goods & books (-3.6%) declined.

OVERALL INDUSTRY OUTLOOK : AVERAGE GROWTH


CREDIT RISK EVALUATION & RECOMMENDATION

 

 


Incorporated in 1990, the Subject is a Private Limited company, focusing on trading of petrochemicals and chemicals. The Subject has been in business for over two decades. It has built up a strong clientele base and good reputation will enable the Subject to further enhance its business in the near term. The Subject is expected to enjoy a stable market shares. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment. The capital standing of the Subject is fair. With an adequate share capital, the Subject has the potential of expanding its business in future.

Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. The Subject's business operation is supported by 17 employees. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

Despite the lower turnover, the Subject's pre-tax profit have increased compared to the previous year. The higher profit could be due to better control of its operating costs and efficiency in utilising its resources. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. Due to its weak liquidity position, the Subject may face working capital deficiency in meeting its short term financial obligations if no fresh capital are injected into the Subject. The high gearing ratio clearly implied that the Subject was supported by more debt than equity. Nevertheless, given a positive net worth standing at USD 9,231,000, the Subject should be able to maintain its business in the near terms.

Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension. Hence, it has good chance of getting loans if the needs arises. The Subject's supplier are from both the local and overseas countries. This will eliminates the risk of dependency on deliveries from a number of key suppliers and insufficient quantities of its raw materials.

The Subject's payment habit is average. With its adequate working capital, the Subject should be able to pay its short term debts.

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the Subject is expected to benefit from the favourable outlook of the industry.

Based on the above condition, we recommend credit be granted to the Subject normally.

 

 

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

CKG CHEMICALS PTE LTD

 

Financial Year End

2013-05-31

2012-05-31

Months

12

12

Consolidated Account

Company

Company

Audited Account

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

Financial Type

FULL

FULL

Currency

USD

USD

TURNOVER

180,289,000

186,899,000

----------------

----------------

Total Turnover

180,289,000

186,899,000

Costs of Goods Sold

(178,084,000)

(185,248,000)

----------------

----------------

Gross Profit

2,205,000

1,651,000

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

42,000

(659,000)

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

42,000

(659,000)

Taxation

84,000

0

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

126,000

(659,000)

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

6,926,000

5,764,000

Prior year adjustment

-

1,821,000

----------------

----------------

As restated

6,926,000

7,585,000

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

7,052,000

6,926,000

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

7,052,000

6,926,000

=============

=============

Others

378,000

401,000

----------------

----------------

378,000

401,000

=============

=============

 

 

 

BALANCE SHEET

 

 

CKG CHEMICALS PTE LTD

 

ASSETS EMPLOYED:

FIXED ASSETS

16,000

25,000

Deferred assets

70,000

-

Others

54,000

54,000

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

124,000

54,000

----------------

----------------

TOTAL LONG TERM ASSETS

140,000

79,000

Stocks

18,674,000

21,633,000

Trade debtors

16,442,000

19,166,000

Other debtors, deposits & prepayments

504,000

324,000

Cash & bank balances

980,000

2,035,000

----------------

----------------

TOTAL CURRENT ASSETS

36,600,000

43,158,000

----------------

----------------

TOTAL ASSET

36,740,000

43,237,000

=============

=============

CURRENT LIABILITIES

Trade creditors

14,096,000

20,457,000

Other creditors & accruals

2,720,000

3,535,000

Bill & acceptances payable

10,693,000

10,140,000

----------------

----------------

TOTAL CURRENT LIABILITIES

27,509,000

34,132,000

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

9,091,000

9,026,000

----------------

----------------

TOTAL NET ASSETS

9,231,000

9,105,000

=============

=============

SHARE CAPITAL

Ordinary share capital

2,301,000

2,301,000

----------------

----------------

TOTAL SHARE CAPITAL

2,301,000

2,301,000

Exchange equalisation/fluctuation reserve

(122,000)

(122,000)

Retained profit/(loss) carried forward

7,052,000

6,926,000

----------------

----------------

TOTAL RESERVES

6,930,000

6,804,000

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

9,231,000

9,105,000

----------------

----------------

9,231,000

9,105,000

=============

=============

 

 

 

FINANCIAL RATIO

 

 

CKG CHEMICALS PTE LTD

 

TYPES OF FUNDS

Cash

980,000

2,035,000

Net Liquid Funds

(9,713,000)

(8,105,000)

Net Liquid Assets

(9,583,000)

(12,607,000)

Net Current Assets/(Liabilities)

9,091,000

9,026,000

Net Tangible Assets

9,231,000

9,105,000

Net Monetary Assets

(9,583,000)

(12,607,000)

BALANCE SHEET ITEMS

Total Borrowings

10,693,000

10,140,000

Total Liabilities

27,509,000

34,132,000

Total Assets

36,740,000

43,237,000

Net Assets

9,231,000

9,105,000

Net Assets Backing

9,231,000

9,105,000

Shareholders' Funds

9,231,000

9,105,000

Total Share Capital

2,301,000

2,301,000

Total Reserves

6,930,000

6,804,000

LIQUIDITY (Times)

Cash Ratio

0.04

0.06

Liquid Ratio

0.65

0.63

Current Ratio

1.33

1.26

WORKING CAPITAL CONTROL (Days)

Stock Ratio

38

42

Debtors Ratio

33

37

Creditors Ratio

29

40

SOLVENCY RATIOS (Times)

Gearing Ratio

1.16

1.11

Liabilities Ratio

2.98

3.75

Times Interest Earned Ratio

1.11

(0.64)

Assets Backing Ratio

4.01

3.96

PERFORMANCE RATIO (%)

Operating Profit Margin

0.02

(0.35)

Net Profit Margin

0.07

(0.35)

Return On Net Assets

4.55

(2.83)

Return On Capital Employed

4.55

(2.83)

Return On Shareholders' Funds/Equity

1.36

(7.24)

Dividend Pay Out Ratio (Times)

0.00

0.00

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.20

UK Pound

1

Rs.101.67

Euro

1

Rs.83.55

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.