MIRA INFORM REPORT

 

 

Report Date :

07.05.2014

 

IDENTIFICATION DETAILS

 

Name :

SANRAJ INTERNATIONAL S.A.

 

 

Registered Office :

San Francisco, Calle 73, Edif. Mandarín Bay

 

 

Country :

Panama

 

 

Date of Incorporation :

25.03.2009

 

 

Com. Reg. No.:

No.658183, Doc. 1556015 (06/04/09), Deed 437.

 

 

Legal Form :

Joint-Stock Company

 

 

Line of Business :

importer and trader of items of clothing and textiles for home.

 

 

No of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Panama

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

Panama ECONOMIC OVERVIEW

 

Panama's dollar-based economy rests primarily on a well-developed services sector that accounts for more than three-quarters of GDP. Services include operating the Panama Canal, logistics, banking, the Colon Free Zone, insurance, container ports, flagship registry, and tourism. Economic growth will be bolstered by the Panama Canal expansion project that began in 2007 and is estimated to be completed by 2015 at a cost of $5.3 billion - about 10-15% of current GDP. The expansion project will more than double the Canal's capacity, enabling it to accommodate ships that are too large to traverse the existing canal. The United States and China are the top users of the Canal. Panama is also constructing a metro system in Panama City, valued at $1.2 billion and scheduled to be completed by 2014. Panama's booming transportation and logistics services sectors, along with aggressive infrastructure development projects, have lead the economy to continued high growth in 2012. Foreign investment, at around 10% of GDP in both 2011 and 2012, has continued to be a source of growth. Strong economic performance has not translated into broadly shared prosperity, as Panama has the second worst income distribution in Latin America. About one-fourth of the population lives in poverty; however, from 2006 to 2012 poverty was reduced by 10 percentage points, while unemployment dropped from 12% to 4.5% of the labor force in 2013. The US-Panama Trade Promotion Agreement was approved by Congress and signed into law in October 2011, and entered into force in October 2012. Panama also achieved removal from the Organization of Economic Development's gray-list of tax havens by signing various double taxation treaties with other nations.

 

Source : CIA

 

 

 

IDENTIFICATION

CORRECT COMPANY NAME

SANRAJ INTERNATIONAL S.A.

TAXPAYER REGISTRATION

RUC 15560151658183

MAIN ADDRESS

San Francisco, Calle 73, Edif. Mandarín Bay,

DEPT/PROV/REGION/STATE

Panamá / Panamá

COUNTRY

PANAMA

TELEPHONE

(507) 66731058

CORPORATE E-MAIL

sanjaypathak16@yahoo.com ; sanrajint@gmail.com

 

 

NOTE                                           

The address on your order belongs to one of Subject's branches; hence, the correct address of Subject’s head offices is mentioned in our report.

 

EXECUTIVE SUMMARY

Date of foundation

2009

Chief Executive

KUMAR PATHAK, SANJAY

Disposition

Declined. Refused to answer unpolitely.

Payments policy

Without rating (No payment experience traced)

Credit (**)

UNDETERMINED RISK.(Insufficient or Non existent information).

Number of times that this company was required: 3

 

REPUTATION

NOTHING AGAINST COMPANY

 

LEGAL STRUCTURE

LEGAL STATUS

Joint-Stock Company

 

 

DATE OF INCORPORATION

25MAR2009

PLACE OF REGISTRY

Panama

 

 

NOTARY OFFICE

No.1: First of the Circuit

DURATION

Perpetual

REGISTRATION

No.658183, Doc. 1556015 (06/04/09), Deed 437.

 

 

INITIAL CAPITAL

B/.10,000.= Balboas

 

 

CURRENT EXCHANGE RATE (US$)

B/.1.= Balboa per US$1.= Dollar

 

 

 

COMMENTS

 

The Legal Representation is performed by the President, in his absence by the Secretary or the person appointed by the board of directors.

 

DIRECTORS

EXECUTIVES – SHAREHOLDERS

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

KUMAR PATHAK, SANJAY

President

PATHAK, ARUNIMA

Secretary

DEVI PATHAK, RAJESHAWARI

Member

GONZALEZ MOJICA, LEONIDAS CESAR

Registered Agent

 

WHO IS WHO?

KUMAR PATHAK, SANJAY

TITLE

President

NATIONALITY

Indian

PROFESSION

Businessman

BACKGROUND INFORMATION

In addition to be the President, he is also the Treasurer in SANRAJ INTERNATIONAL S.A.

 

 

PATHAK, ARUNIMA

TITLE

Secretary

NATIONALITY

Indian

BACKGROUND INFORMATION

In addition to be the Secretary, he is part of the board of directors of SANRAJ INTERNATIONAL S.A.

 

 

DEVI PATHAK, RAJESHAWARI

TITLE

Member

NATIONALITY

Indian

BACKGROUND INFORMATION

In addition to be a Member, he is part of the board of directors of SANRAJ INTERNATIONAL S.A.

 

 

GONZALEZ MOJICA, LEONIDAS CESAR

TITLE

Registered Agent

NATIONALITY

Panamanian

PROFESSION

Lawyer

BACKGROUND INFORMATION

Registered Agent

 

BUSINESS HISTORY

Subject's articles of incorporation were signed by:
 
- SANJAY KUMAR PATHAK
- ARUNIMA PATHAK

 

BUSINESS

SIC Classification
Y - TEXTILES- HILANDERIA- TEJEDURIA Y CONEXOS (Industria textil: Hilanderia, tejeduria y teñido de telas. Producción y comercialización de textiles en general. No confeccion.)

 

Main activity

Subject is engaged in import and trading of items of clothing and textiles for home.

Import

Yes

 

 

LOCATION

OTHER PREMISES

Subject's registered office and main offices are located on the above-mentioned address.
 
Branch: Colon Free Zone, P.O. Box 0302-00718, Zona Libre de Colon, Panama.

 

Comments

 

It was not possible to know the number of subject's workers.

 

FINANCIAL INFORMATION

Disposition

Declined. Refused to answer impolitely.

Interviewee(s)

Sanjay Kumar.

Position(s)

President

Information provided

He mentioned in a very rude manner that he was not interested in disclosing information considered confidential and added literally that he had no time to listen explanations, and even he refused to acept our data form to be analyzed.
 
According to precedent, it is known that he is very suspicious and unwilling to disclose information on the company.
 
Given these circumstances, this report was developed with information that was collected from external sources and our files, where it was not found any balance sheets or estimated figures.
 
It should be emphasized that in Panama it is only possible to obtain financial information on public companies. Private companies are not obliged to provide their financial information, so it is only possible to obtain this information if the companies provide it voluntarily.

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

UNDETERMINED
This company's Financial Situation is deemed to be UNDETERMINED because it was not found any Financial Statements to carry out a proper analysis of its performance over the last fiscal year. There are no trade references, which does enable to determine its payment performance. Reticence in providing information under confidentiality policies makes sources to be unavailable. Public and private sources did not provide any information. This company is not quite transparent; therefore, caution is recommended.

Main fixed assets of the company (general detail)

 

It was not obtained information on insurances.

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS

(Confidential Information)

TRADE REFERENCES

Note : Other suppliers did not provide information or could not be consulted

Supplier

Country

FEDEX EXPRESS

PANAMA

APL DE PANAMA S.A.

PANAMA

MAERSK SEALAND

PANAMA

CORMAR LOGISTICS PANAMA S.A.

PANAMA

TRICARGO S.A.

PANAMA


CREDIT BUREAU COMMENTS

We consulted various possible suppliers, but we could not obtain any references.

 

Comments :

Given no information was provided directly, we could not obtain any name of banks where subject holds its accounts. Also, we were not able to obtain this information by our own.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.20

UK Pound

1

Rs.101.68

Euro

1

Rs.83.55

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.