MIRA INFORM REPORT

 

 

Report Date :

08.05.2014

 

 

 

IDENTIFICATION DETAILS

 

Name :

HORTUS S.A.

 

 

Registered Office :

Sucre 270 Urb. Semi Rústica La Molina, Ate, Lima, 3

 

 

Country :

Peru

 

 

Financials (as on) :

31.03.2013 (Interim Balance Sheet)

31.12.2011 (Balance Sheet)

 

 

Year of Establishment :

1956

 

 

Com. Reg. No.:

Entry 1, Page 215, Vol. 160; Municipal Lic. 2695

 

 

Legal Form :

Joint-Stock Company

 

 

Line of Business :

engaged in import and distribution of seeds and agrochemicals.

 

 

No of Employees :

183

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Peru

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


Peru ECONOMIC OVERVIEW

 

Peru's economy reflects its varied geography - an arid lowland coastal region, the central high sierra of the Andes, the dense forest of the Amazon, with tropical lands bordering Colombia and Brazil. A wide range of important mineral resources are found in the mountainous and coastal areas, and Peru's coastal waters provide excellent fishing grounds. The Peruvian economy has been growing by an average of 6.4% per year since 2002 with a stable/slightly appreciating exchange rate and low inflation, which in 2013 is expected to be below the upper limit of the Central Bank target range of 1 to 3%. Growth has been in the 6-9% range for the last three years, due partly to a leap in private investment, especially in the extractive sector, which accounts for more than 60% of Peru's total exports. Despite Peru's strong macroeconomic performance, dependence on minerals and metals exports and imported foodstuffs subjects the economy to fluctuations in world prices. Poor infrastructure hinders the spread of growth to Peru's non-coastal areas. Peru's rapid expansion coupled with cash transfers and other programs have helped to reduce the national poverty rate by 23 percentage points since 2002, but inequality persists and continues to pose a challenge for the new Ollanta HUMALA administration, which has championed a policy of social inclusion and a more equitable distribution of income. Peru's free trade policy has continued under the HUMALA administration; since 2006, Peru has signed trade deals with the US, Canada, Singapore, China, Korea, Mexico, Japan, the European Free Trade Association, Chile, and four other countries; concluded negotiations with Venezuela, Costa Rica, and Guatemala; and begun trade talks with two other Central American countries and the Trans-Pacific Partnership. Peru also has signed a trade pact with Chile, Colombia, and Mexico called the Pacific Alliance that rivals Mercosur in combined population, GDP, and trade. The US-Peru Trade Promotion Agreement entered into force 1 February 2009, opening the way to greater trade and investment between the two economies. Although Peru has continued to attract foreign investment, political activism and protests are hampering development of some projects related to natural resource extraction.

 

Source : CIA

 

 

 

 




IDENTIFICATION

CORRECT COMPANY NAME

HORTUS S.A.

TAXPAYER REGISTRATION

RUC 20101637221

MAIN ADDRESS

Sucre 270 Urb. Semi Rústica La Molina, Ate,

POSTAL CODE

Lima, 3

DEPT/PROV/REGION/STATE

Lima / Lima

COUNTRY

PERU

TELEPHONE

(511) 7179040

CORPORATE E-MAIL

lnunez@hortus.com.pe

WEB

www.hortus.com.pe

 

 

COMMENTS

 

The request was made without phone number.

 

 

NOTE

 

The address on your order is an uncompleted and incorrect spelling address, the correct and complete address is as above-mentioned.

 

 

REPUTATION

NOTHING AGAINST COMPANY

 

 

EXECUTIVE SUMMARY

Date of foundation

1956

Capital stock

S/.6,035,961.= Nuevos Soles

Shareholders' equity

19,049,119.00 Nuevos Soles (31DEC2011)

Annual revenues

US$ 18,400,535.53 Nuevos Soles (31DEC2013)

Profits (loss)

2,677,300.00 Nuevos Soles (31DEC2011)

permanent employees

183

Chief Executive

SANCHEZ ESTELA, HECTOR ALFREDO

Disposition

Moderate. Some data and figures were confirmed.

Payments policy

Usually to terms / good

Credit (**)

With no Risk, Reliable, Solvent, Profiatble, Good Financial Situation.

Number of times that this company was required: 9

 

 

LEGAL STRUCTURE

LEGAL STATUS

Joint-Stock Company

 

 

DATE OF INCORPORATION

09MAR1993

STARTING DATE

16/05/1956

PLACE OF REGISTRY

Lima

 

 

NOTARY OFFICE

DURATION

Perpetual

REGISTRATION

Entry 1, Page 215, Vol. 160; Municipal Lic. 2695

 

 

CURRENT PAID-IN CAPITAL

S/.6,035,961.= Nuevos Soles

SHAREHOLDERS EQUITY

19,049,119.00 Nuevos Soles (31DEC2013)

 

 

CURRENT EXCHANGE RATE (US$)

S/.2.80 Nuevos Soles per 1 USD

 

 

MEMBERSHIP

Cámara de Comercio de Lima , Camara de Comercio Peru-Chile

 

 

COMMENTS

 

There is no information regarding who holds the remaining 5%.

 

DIRECTORS

EXECUTIVES – SHAREHOLDERS

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

CEARDI HARRINGTON, GUILLERMO ALFREDO

President

5%

SANCHEZ ESTELA, HECTOR ALFREDO

General Manager

16/11/2012

NUÑEZ NUÑEZ, LUZ

Accountant

DE MARCHENA GUZMAN, EUGENIO

Shareholder

5%

MARTINEZ PEREZ, JORGE FERNANDO

Shareholder

5%

AGRICOLA NACIONAL S.A.C. E I.

Majority Shareholder (Parent Company)

80%

 

WHO IS WHO?

CEARDI HARRINGTON, GUILLERMO ALFREDO

TITLE

President

NATIONALITY

Chilean

TAX ID

35736972

BACKGROUND INFORMATION

He also acts as the Administration and Finance Manager of the company Anasac.

 

 

SANCHEZ ESTELA, HECTOR ALFREDO

TITLE

General Manager

NATIONALITY

Peruvian

D.O.B.

06DEC1974 (Chiclayo/Chiclayo, Lambayeque)

ID

DNI 16724511

CIVIL STATUS

Single

DOMICILE

Joaquín Madrid 412 - 201, Betelgeuse, San Borja, Lima

FATHER'S NAME

Tomás Sánchez

MOTHER'S NAME

María Estela

 

REFERENCES

 

The BANKING AND INSURANCE SUPERINTENDENCY in its last report as of 02/28/2010 granted  a 100% NORMAL rating. Subject registered obligations with financial entities: 
B.CREDITO, S/.17,631.= NORMAL RATING
B.SCOTIABANK, US$12,86.= NORMAL RATING
B.CONTINENTAL, NORMAL RATING
B.RIPLEY, S/.915.= NORMAL RATING
B.CENCOSUD, 
B.FALABELLA, S/.4.125.= NORMAL RATING
F.CREDISCOTIA
DELIVERED GUARANTEES US$34,748.=
 
Such obligations were composed by: 
- Mortgage credit for housing S/.35,857.=
- Consumption credit S/.22,599.=
- Accrued yield with current credits S/.72.=
GUARANTEES  S/.97,293.=
 
SBS has rated Subject has 100% NORMAL since 12/31/2011.

 

DE MARCHENA GUZMAN, EUGENIO

TITLE

Shareholder

NATIONALITY

Chilean

PROFESSION

Agriculture Engineer

TAX ID

3989535-8

BACKGROUND INFORMATION

Executive Director of  AGRICOLA NA IONAL S.A.C.I

He was appointed in the same position again on March 9, 2010. 

He also acts as Chairman of the Administrative Board of ANASAC Ambiental SA, S.A. SERVIMAULE, ANASAC INTERNATIONAL CORPORATION, INVERSIONES GLOBALES, S.A., SOCIEDAD AGRICOLA LOS RULOS S.A., and member of the Administration Board and Consultant of INMOBILIARIA EL ALGARROBO SA, , and Board Member of  Gleba SA, ANASAC COLOMBIA LTDA and HORTUS S.A., branches of the Company.

 

ASSOCIATED AS PER OUR DATABASE TO

COMPANY

TITLE

TAX REG

COUNTRY

ANASAC COMERCIAL S.A.

Cooper. General Manager

995684004

CHILE

ANASAC INTERNATIONAL CORPORATION.

Director

PANAMA

AGRICOLA NACIONAL S.A.C. E I.

Director

912530000

CHILE

 

 

MARTINEZ PEREZ, JORGE FERNANDO

TITLE

Shareholder

NATIONALITY

Chilean

 


 


AGRICOLA NACIONAL S.A.C. E I.

 

BUSINESS BACKGROUND

This is a Chilean company.
Tax ID No. 912530000
Address: Almirante Pastene 300, Providencia, Santiago
Telephone:  (562) 24706800
 
It was incorporated on 01/08/1948.

 

BUSINESS HISTORY

This company was incorporated by Alexander Grobman Tversqui, José Maria Gonzales Negui, Edigio Urrutia Nicolini, Renato Rossi Laquereyllo, and Carlos Arana Merino, all of them are Peruvian.
 
In 1993, the founding shareholders transferred their participation to Ricardo Gallegher Malaga, Fernando Malaga Checa, Felipe del Rio Malaga, and Efrain Malaga Bravo.
 
In 1995, the company passed to the hands of the current Chilean capitals.
 
We were informed that currently the company's shareholders have been changed. (Their names were not disclosed.)

 

RELATED COMPANIES TO SUBJECT COMPANY OR TO MAJORITY SHAREHOLDER

COMPANY NAME

COUNTRY

TAX REG.

RELATION %

ANASAC CHILE S.A.

CHILE

(AC) 760758329

Related

ANASAC COMERCIAL S.A.

CHILE

(AC) 995684004

Related

ANASAC INTERNATIONAL CORP.

PANAMA

12001881581890

Related

 

BUSINESS

SIC Classification
B - ALIMENTOS, BEBIDAS, AGROINDUSTRIA ALIMENTICIA, CERVEZA, (Alimentos, Agroindustria de frutas,vegetales, conservas, bebidas gaseosas, cervezas, )

Main activity

Subject is engaged in import and distribution of seeds and agrochemicals.

OPERATIONS

Import

Yes

Country

Argentina, Chile, China, Ecuador, Germany, Japan, Mexico, New Zealand, Spain, USA, Brazil, India, Netherlands, Vietnam.

ANNUAL Imports In US$ (CIF)

YEAR

AMOUNT

2014

2,857,070.00

2013

14,266,948.00

2012

11,111,395.00

2011

8,717,526.00

2010

1,813,641.00

Export

No

% CASH SALES / METHOD

50%

% Credit SALES / Terms

50% (90 days-terms)

% DOMESTIC PURCHASES

Yes

% FOREIGN PURCHASES

Yes

SELLING TerritorY

100% Domestic market

EMPLOYEES

183

LOCATION

PREMISES

Own Settled

TIME OCCUPIED

Various year

AREA

3,500 m2

OTHER PREMISES

Registered office and main office operate in the address stated in the identification field.
Reference: A la altura de la cuadra 4 de la Av. La Molina.
 
Branches:
- Cal. Mariscal Castilla  410, Urb. Chincha Alta, Chincha Alta, Chincha / Ica
- Jr. Calixto 539, Urb. Huancayo, Huancayo, Huancayo / Junín
- Av. Grau 366, Urb.Ica, Ica, Ica - Ica
 - Av. Parra 385A, Urb. Arequipa, Arequipa, Arequipa - Arequipa
- Calle Derecha. 900, Urb. Huaral, Huaral, Huaral / Lima
- Calle Arica 736, Chiclayo, Chiclayo  / Lambayeque
- Jr. Mariano Núñez 760, Urb. San Román, Juliaca, San Román , Puno
- Jr. José Olaya 185, Urb. Barranca, Barranca, Barranca / Lima
- Av. César Vallejo  248, Urb. Palermo, Trujillo , Trujillo  / La Libertad
- Jr. El Carmen 499, Urb. Imperial,  Imperial, Cañete - Lima
- Calle Arequipa. 200, Urb. Dean Valdivia, Dean Valdivia, Islay, Arequipa
- Calle Paucarpata Mz. O Int. 1, Lt. 4, Villa El Pedregal, Majes, Caylloma - Arequipa
- Calle Prolongación San Francisco Mz. E, Lt. 26, Urb. La Villa, Huaura, Huaura - Lima
- Car.  Panamaricana km. 91 Coop.Agrar.de Usua. El Ro (costado restaurante Patty) Chancay, Huaral / Lima 
- Jr. Chanchamayo  185 (a una cdra del Estadio Unión Tarma), Tarma, Tarma -Junín.
- Av. Ezequiel Gonzales Caceda  751, Chepén, Chepén, La Libertad 
- Jr. San Agustín 347, Urb. San Agustín, San Vicente de Cañete, Cañete - Limaa
- Jr. Aguilar  351, Urb. Huánuco, Huánuco, Huánuco / Huánuco 
- Av. José Gálvez  887 P.J. Bolívar Bajo, Chimbote, Santa - Ancash
- Av. Víctor Raúl 502, Urb. Víctor Rául,  Chao, Virú - La Libertad
- Car. Panamericana Norte. 245, P.J. Puente Virú (Puente Virú), Virú, Virú / La Libertad viru viru . bruno terreros nro. 299 urb. sector sur junin jauja jauja 
- Car. Panamericana Norte Km. 779,  z.i. Lambayeque, Lambayeque, Lambayeque - Lambayeque.
- Av. Kennedy  685, Urb. Francisco Bolognesi, José Leonardo Ortiz,Chiclayo / Lambayeque

 

FINANCIAL INFORMATION

Disposition

Moderate. Some data and figures were confirmed.

Interviewee(s)

Luz Nuñez Nuñez

Position(s)

General Accountant

Information provided

Mr. Luz Nuñez Nuñez provided general information regarding the company stating that no important changes have occurred. Moreover, she provided sales average registered during 2013, offering to provide figures within next days; however no reply has been received. 
 
Based on former investigations, we have figures from the Interim Balance Sheet as of 
the first quarter of 2013, as well as from the Annual Balance Sheet as of 12/31/2011 and 12/31/2010 (12 months each), expressed in Nuevos Soles, which we detail as reference.
 
Some interesting data were obtained from third parties.

 

INTERIM BALANCE SHEET

Balance Sheet Date

31MAR2013

Type of balance sheet

Interim

Period

3 months

Currency

US$ Dollars

Exchange Rate per US$

1

A S S E T S

 

 

 

 

Current Assets

10,613,000.00

Fixed

1,138,000.00

Others

258,000.00

Total Assets

12,009,000.00

L I A B I L I T I E S

 

 

 

 

Current liabilities

4,163,000.00

Others

80,000.00

S H A R E H O L D E R S'  E Q U I T Y

 

 

 

 

Total shareholders equity

7,766,000.00

Total liab. / Sh. equity

12,009,000.00

Sales

6,289,000.00

Profit (Loss)

328,000.00

 

 

 

RATIO

 

Liquidity ratio

2.55

(Current assets / Current liabilities)

Debt-to-equity ratio

186.55 %

(Shareholders' equity / Current liabilities %)

Profitability ratio

5.22 %

(Profits / Sales %)

Working capital

6,450,000.00

(Current assets - Current liabilities)

 

BALANCE SHEET

Balance sheet date

31DEC2011

31DEC2010

Type of balance sheet

Annual

Annual

Period

12 months

12 months

Currency

Nuevos Soles

Nuevos Soles

Exchange rate per US$

2.73

2.8

A S S E T S

 

 

 

 

Current Assetsd

25,709,891.00

22,718,300.00

Fixed

2,767,102.00

2,620,362.00

Others

228,889.00

Total Assets

28,705,882.00

25,338,662.00

L I A B I L I T I E S

 

 

 

 

Current liabilities

9,448,288.00

4,136,900.00

Long term

208,475.00

3,129,943.00

TOTAL LIABILITIES

9,656,763.00

7,266,843.00

S H A R E H O L D E R S'  E Q U I T Y

 

 

 

 

Total shareholders equity

19,049,119.00

18,071,819.00

Total Liab. / Sh. equity

28,705,882.00

25,338,662.00

Sales

50,233,462.00

40,933,015.00

Profit (Loss)

2,677,300.00

2,260,337.00

 

RATIO

 

Liquidity ratio

2.72

Current assets / Current liabilities

Debt-to-equity ratio

201.61 %

(Shareholders' equity / Current liabilities %)

Profitability margin

5.33 %

(Profits / Sales %)

Working capital

16,261,603.00

(Current assets - Current liabilities)

FINANCIAL SITUATION

GOOD
Based on last submitted Financial Statement, Subject's Financial Situation is considered as GOOD due to:
Liquidity ratio is above or similar to sector average. 
Working capital is positive and allows company to meet its obligations promptly. Shareholders' equity covers its current debts sufficiently.  
Economic results are positive.
 
Risks Information centers do not report negative against Subject and recent commercial references are positive.
 
Its credit record with entities of financial sector is rated as Normal according to report Banking and Insurance Superintendency. 

 

Sales History in US$ (of Balance Sheet, statement of third parties)

Date

Sales (US$)

31/12/2013

23,333,333.33

31/12/2011

18,400,535.53

31/12/2010

14,618,933.93

 

Property of company comments

 

REAL PROPERTY: Subject is referred to own the premises located on Sucre 270 Urb.Semi Rústica La Molina, Ate / Lima, 3.
 
VEHICLES: A fleet of vehicles of the brands SUZUKI, MAZDA, TOYOTA, VOLKSWAGEN, FORD, etc.

 

 

INSURANCE

COMPANY

AMOUNT

RIMAC INTERNACIONAL CIA. DE SEG.Y REASEG

US$500,000.=

 

Main fixed assets of the company (general detail)

 

To this date, no losses have occurred.

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS

(Confidential Information)

TRADE REFERENCES

Supplier: AG DE AD VENEGAS

Tel.: 511 4214244

Country: PERU

Goods/Services? : Customs proceedings

 

 

Highest credit? : DC 10,000

 

Client since? : 2013

Terms? : 30 Days

Performance? : Prompt

Supplier: SCREN GRAF

Tel.: 511 4266664

Country: PERU

Goods/Services? : Printing for products

 

 

Highest credit? : DC 6,000

 

Client since? : 1990

Terms? : 30-60 Days

Performance? : Prompt

Note : Other suppliers did not provide information or could not be consulted

Supplier

Country

AGRÍCOLA NACINAL SAC

CHILE

CIA. AGRICOLA COLOMBIANA LTDA. & CIA. S.A.

COLOMBIA

INTACO ECUADOR

PERU

MONSANTO COLOMBIA

COLOMBIA

BIOVET S.A.

SPAIN

PINE GOLD

PERU

SILVESTRE PERU

PERU

DLF INTERNATIONAL SEEDS

U.S.A.

ADGAD

ISRAEL

WRIGTHSON SEED

U.S.A.


CREDIT BUREAU COMMENTS

To date, no protested documents, close account or lawsuits against Subject were found.  No tax debt in coercive collection status and tax omissions in payments to the Government were found.

 

 

SUPERINTENDENCY OF BANK & INSURANCE (SBS)

Debt structure for bank. SBS Latest Consolidated Credit Report as of : 28/02/2014

Bank

Debt Rating
(*) See caption

Current Debt

DOMESTIC CURRENCY

FOREIGN CURRENCY

CONTINENTAL

NORMAL

642,545.00

2,013,139.00

CREDITO

NORMAL

19,709.00

5,031,912.00

Total

662,254.00

7,045,051.00

Guarantees

711,468.00

542,163.00

CONSOLIDATED DEBT (ALL BANKS)                              ENTITIES NUMBER : 1                           31/01/2013

 

 

Domestic Currency

Foreign Currency

FINANCIAL LEASING

:

134,886.00

CREDIT CARDS

:

896.00

1,905.00

OTHER INDIRECT CONTINGENT DEBTS

:

26,261.00

ACCRUAL CREDIT INTERESTS

:

111.00

608.00

 

 

--------------------------------------------

--------------------------------------------

TOTAL DEBT

:

27,268.00

137,399.00

 

 

=========================

=========================

 

Comments :

The SBS has granted the 100% NORMAL rating since 12/31/2010.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.04

UK Pound

1

Rs.101.97

Euro

1

Rs.83.58

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.