MIRA INFORM REPORT

 

 

Report Date :

08.05.2014

 

IDENTIFICATION DETAILS

 

Name :

P.T. BERUANGMAS MULTIKIMIA

 

 

Registered Office :

Jalan Panjang No. 26, Komplek Citta Graha Block 1-K, Kedoya Selatan, Kebon Jeruk, Jakarta Barat, 11530

 

 

Country :

Indonesia

 

 

Date of Incorporation :

30.05.1995

 

 

Com. Reg. No.:

No. AHU-62926.AH.01.02.TH.2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Distribution of Paint and Ink Chemicals

 

 

No. of Employees :

18

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high oil prices.

 

Source : CIA

 

 


BASIC SEARCH

 

Name of Company :

P.T. BERUANGMAS MULTIKIMIA

 

A d d r e s s :

Head Office

Jalan Panjang No. 26

Komplek Citta Graha Block 1-K

Kedoya Selatan, Kebon Jeruk

Jakarta Barat, 11530

Indonesia

Phones             - (62-21) 5818020, 5331434, 5331435, 5331439

Fax                   - (62-21) 5821982, 5360286

E-mail               - beruang@cbn.net.id

Building Area    - 2 storey

Office Space    - 100 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

30 May 1995

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

-           No. C2-4.528.HT.01.01.TH.96

            Dated 6 March 1996

-           No. C-24973.HT.01.04.TH.2005

            Dated 8 September 2005

-           No. AHU-62926.AH.01.02.TH.2008

            Dated 15 September 2008

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.724.714.9-038.000

 

Related Companies :

a.         P.T. BERKAT KARYA RIMBAWAN (Logs and Investment Holding)

b.         P.T. BETARA AGUNG TIMBER (Logs)

c.         P.T. LABAFURNI GRAHAPRIMA (Picture Frame Making)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         : Rp. 2,000,000,000.-

Issued Capital   : Rp. 1,000,000,000.-

Paid up Capital : Rp. 1,000,000,000.-

 

Shareholders/Owners :

a. Mr. Hans Karel Lie, M.Sc                                                                  - Rp. 780,000,000.-

    Address : Green Garden Block G 4/18, RT. 012 RW. 004

                    Kel. Kedoya Utara, Kec. Kebon Jeruk

                    Jakarta Barat

                    Indonesia

b. Mr. Bachtiar Ismail                                                                           - Rp.   80,000,000.-

    Address : Green Ville Block AJ/1, RT. 002 RW. 14

                    Kel. Duri Kepa, Kec. Kebon Jeruk

                    Jakarta Barat

                    Indonesia

c. Mr. Matthew Ary                                                                               - Rp.   80,000,000.-

    Address : Jl. Danau Dibawah G-II No. 44

                    Bendungan Hilir

                    Jakarta Selatan

                    Indonesia

d. Mrs. Lisa Tan                                                                                   - Rp.   60,000,000.-

    Address : Green Garden Block G 4/18, RT. 012 RW. 004

                    Kel. Kedoya Utara, Kec. Kebon Jeruk

                    Jakarta Barat

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Distribution of Paint and Ink Chemicals

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

1996

 

Brand Name :

Beruangmas Multikimia

 


Technical Assistance :

None

 

Number of Employee :

18 persons

 

Marketing Area :

Local    - 100%

 

Main Customer :

Emulsion and Paint Industries

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. BINTANGMAS PERMAI UTAMA

b. P.T. GERRINDO SURYA MAKMUR

c. P.T. SINARKIMIA UTAMA

d. P.T. TIRTAWANA SEMESTA KENCANA

e. Etc.

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.             P.T. Bank CENTRAL ASIA Tbk

                        Jalan Tomang Tol Raya A1 No. 21-22

                        Jakarta Barat

                        Indonesia

b.            P.T. Bank DANAMON INDONESIA Tbk

                        Jalan Panjang No. 28

                        Jakarta Barat

                        Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

 

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2011 – Rp. 17.2 billion

2012 – Rp. 18.5 billion

2013 – Rp. 19.2 billion

 

Net Profit (estimated) :

2011 – Rp. 1.2 billion

2012 – Rp. 1.3 billion

2013 – Rp. 1.5 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

President Director                    - Mr. Hans Karel Lie, M.Sc.

Directors                                   - a. Mr. Bachtiar Ismail

                                                 b. Mr. Matthew Ary

 

Board of Commissioners :

Commissioner                           - Mrs. Lisa Tan

 

Signatories :

President Director (Mr. Hans Karel Lie, M.Sc.) or one of the Directors (Mr. Bachtiar Ismail or Mr. Matthew Ary) which must be approved by Board of Commissioner.

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

 

 

 

OVERALL PERFORMANCE

 

P.T. BERUANGMAS MULTIKIMIA (P.T. BM) was established in May 1995 with an authorized capital of Rp. 1,000,000,000 issued capital of Rp. 200,000,000 wholly paid up. Founders and shareholders of the company originally are Mr. Hans Karel Lie, MSc., Mrs. Stephanie Halim, Mrs. Henny Luise Jocom, Mrs. Lisa Tan and Mrs. Selvia Sultana Lie. They are wholly Chinese origin Indonesian entrepreneurs. It’s articles of association has been frequently changed a couple of times. In November 1999, the issued capital was raised to Rp. 300,000,000 entirely paid up. Then in March 2005, the authorized capital was increased to Rp. 2,000,000,000 issued capital of Rp. 1,000,000,000 wholly paid up. On the same occasion, Mr. Stefanie Halim, Mrs. Henny Luise Jocom and Mrs. Selvia Sultana Lie, pulled out and replaced by Mr. Matthew Ary and Mr. Bachtiar Ismail as new shareholders. With this time the composition of its shareholders has been changed to become Mr. Hans Karel Lie, M.Sc., (78%), his wife Mrs. Lisa Tan (6%), Mr. Bachtiar Ismail (8%) and Mr. Matthew Ary (8%). The latest according to the latest revision of notary deed Mr. Charles Hermawan, SH., No. 21 dated 20 August 2008 the board of directors and the board of commissioner reappointed to lead and runs of the company’s operation. The latest revision of notary documents was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-62926.AH.01.02.TH.2008 dated September 15, 2008.

 

We see that majority business stakes of the company is controlled by Mr. Hans Karel Lie, M.Sc. He is also majority business stakes holder of P.T. BERKAT KARYA RIMBAWAN dealing with logging and investment holding, P.T. BETARA AGUNG TIMBER dealing with logging, P.T. LABAFURNI GRAHAPRIMA dealing with picture frame making, P.T. LAMBUR SAWMILL dealing with woodworking industry and P.T. RIAU TANAH PUTIH in logging industry.

 

P.T. BM started with operation in 1996 in trading and distribution of paint and ink chemicals. It is the sole agent for paint and ink chemicals of WESTMINT paint chemical of the Netherlands and LUKHASMIR paint chemical of Germany, LAUTER, LACOMA paint chemical of Australia, MUNZING Chemie GmbH and ROBERT KHAEMER GmbH of Germany. Mr. Hans Karel Lie, M.Sc., president director of the company disclosed that whole products are supplied to various paint and emulsion manufacturing companies, ink industry in Jakarta, Bandung and others cities. The global economic crisis and steep Rupiah depreciation to the US$ and other hard foreign currencies have adversely affected P.T. BM's business for having drastically increased the prices of imported materials and consequently production costs, while the intake capacity of consuming industries has declined. We see that P.T. BM's operations have been slow in developing in conditions of the unstable economic condition in the country.

 

The domestic demand for various types of chemical products had been rising by 8% to 10% on the average per annum in the last five years in line with the rapid growth of various industrial sectors including paint industry, plastic, ink, textile, rubber, printing and others in the above period of times as the consumers. But, later dwindled as the global economic slowdown since October 2008, followed by tight money policy imposed by Indonesian Central Bank (Bank Indonesia) and also heated by political issue in the country. The demand growth started to awake in June 2009 in line with the amelioration of economic condition in the country.  Market competition is very tough on account of large number of other similar companies operating in the country. P.T. BM business position in this case is not too badly because it has built regular customers and extensive marketing network all across the country.

 

Imports of Raw Materials and Auxiliary Goods, 2007-2012

Year

Food and Beverages Mainly for Industry (Million US$)

Raw Materials for Industry

(Million US$)

Primary

Processed

Primary

Processed

2007

2,079.1

1,537.1

2,827.4

21,759.1

 

2008

3,244.5

1,271.6

4,722.3

40,312.9

 

2009

2,640.9

1,582.0

2,901.7

29,248.7

 

2010

3,074.8

2,165.9

4,539.5

41,714.3

 

2011

4,186.7

3,330.2

6,813.2

53.409.6

 

2012

4,101.0

3,349.2

5,639.7

59,437.0

 

Source: Central Bureau of Statistic (BPS)          

 

Until this time P.T. BM has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. BM is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2011 amounted to Rp. 17.2 billion rose to Rp. 18.5 billion in 2012 increased to Rp. 19.2 billion in 2013 and projected to go on rising by at least 5% in 2014. The operation in 2013 yielded an estimated net profit of at least Rp. 1.5 billion and the company has an estimated total net worth of at least Rp. 5.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

P.T. BM's management is headed by Mr. Hans Karel Lie, M.Sc., (52) a Master of Science from University of Berkley, the USA. He has about 23 years of experience in trading and distribution of paint and ink chemicals. The company has an experienced management backed by a team of staffs also with experience in the above business. They are widely connected in private business circles within and outside the country, while maintaining quite good relations with the government sector. So far, we did not hear that the management of the company being filed to the district court for detrimental cases. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. BERUANGMAS MULTIKIMIA is appraised quite good for business transactions.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.04

UK Pound

1

Rs.101.97

Euro

1

Rs.83.58

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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