MIRA INFORM REPORT

 

 

Report Date :

09.05.2014

 

IDENTIFICATION DETAILS

 

Name :

BERGNER  (HK)  LTD.

 

 

Registered Office :

6/F., Manhattan Place, 23 Wang Tai Road, Kowloon Bay, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

01.03.2004

 

 

Com. Reg. No.:

34409018

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         subject is a buying office trading in stainless steel, home electric appliances, porcelain & glassware

Importer, Exporter and Wholesaler of Cooking utensils, knives, kettles, other kitchenware, electric appliances & medical devices

 

 

No. of Employees :

20

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 


 

Hong Kong ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

Source : CIA

 

 

 

 

 

 

 

 

 

 


Company name

 

BERGNER  (HK)  LTD.

 

 

Company ADDRESS

 

6/F., Manhattan Place, 23 Wang Tai Road, Kowloon Bay, Kowloon, Hong Kong.

 

PHONE:            852-2810 9011,  3155 7037

FAX:                 852-2810 9022,  2810 5133

 

E-MAIL:            info@bergner.com.hk

info@bergnerhome.com

geoffrey@bergner.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Umesh Ramchandra Gupta

 

 

SUMMARY

 

Incorporated on:             1st March, 2004.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$10,000,000.00

Issued:              HK$10,000,000.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   20.

 

Main Dealing Banker:     DBS Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company ADDRESS

 

Registered Head Office:-

6/F., Manhattan Place, 23 Wang Tai Road, Kowloon Bay, Kowloon, Hong Kong.

 

China Representative Offices:-

 

Guangzhou Representative Office
Room 1707, Exchange Square, 268 Dongfeng Zhong Road, Guangzhou 510030, Guangdong Province, China.
Tel: 86-20-8317 9617/8317 9561
Fax: 86-20-8317 9081

 

Chaozhou Representative Office
Room 1601, Block 27, Lin Hai Ming Zhu Hua Yuan, Chao Zhou Road, Chaozhou 521000, Guangdong Province, China.
Tel: 86-0768-2803236/2803943
Fax: 86-0768-2803227

 

Associated Companies:-

Bergner (RUS) Ltd., Russia.

Bergner DOO, Serbia.

Bergner Europe GmbH, Germany.

Bergner Impex India Private Ltd., India.

Bergner Ukraine, Ukraine.

 

 

BUSINESS REGISTRATION NUMBER

 

34409018

 

 

COMPANY FILE NUMBER

 

0885555

 

 

MANAGEMENT

 

Chairman:  Mr. Janek Davitashvili

Managing Director:  Mr. Umesh Ramchandra Gupta

Contact Person:  Mr. Geoffrey Ng

 


CAPITAL

 

Nominal Share Capital:   HK$10,000,000.00 (Divided into 100,000 shares of HK$100.00 each)

Issued Share Capital:     HK$10,000,000.00

 

 

SHAREHOLDERS

(As per registry dated 01-03-2013)

 

Name

 

No. of shares

Janek DAVITASHVILI

 

95,000

Umesh Ramchandra GUPTA

 

5,000

 

 

–––––––

 

Total:

100,000

======

 

DIRECTORS

(As per registry dated 01-03-2013)

 

Name

(Nationality)

 

Address

Janek DANVITASHVILI

Flat B, 29/F., Tower 5, Bel-Air On The Peak, Island South, 68 Bel-Air Peak Avenue, Hong Kong.

 

Umesh Ramchandra GUPTA

Flat B, 20/F., Block 1, Scenic Garden, 9 Kotewall Road, Hong Kong.

 

 

SECRETARY 

(As per registry dated 01-03-2013)

 

Name

Address

Co. No.

Citizen’s Secretarial Services Ltd.

14/F., Shanghai Industrial Investment Building, 48 Hennessy Road, Wanchai, Hong Kong.

0032891

 

 

HISTORY

 

The subject was incorporated on 1st March, 2004 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject was located at Room 3203C-3206, 32/F., The Centrium, 60 Wyndham Street, Central, Hong Kong, moved to the present address with effect from 7th June, 2010.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Cooking utensils, knives, kettles, other kitchenware, electric appliances & medical

devices

 

 

Brand Name:                 Bergner, Kaiserhoff, Avilla.

 

Employees:                   20.

 

Commodities Imported:   China, other Asian countries, etc.

 

Markets:                       Eastern Europe, South America, Australia, Scandinavia, etc.

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:               L/C, D/P, O/A, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$10,000,000.00 (Divided into 100,000 shares of HK$100.00 each)

 

Issued Share Capital:     HK$10,000,000.00

 

Mortgage or Charge

(since 2009):                 (See attachment)

 

Profit or Loss:                Making a small profit every year.

 

Condition:                      Keeping in a satisfactory condition.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 


Bankers:-

·         DBS Bank (Hong Kong) Ltd., Hong Kong.

Bank of India, Hong Kong Branch.

Bank of Baroda, Hong Kong Branch.

Union Bank of India, Hong Kong Branch.

 

Standing:  Normal.

 

 

GENERAL

 

Having issued 100,000 ordinary shares of HK$100.00 each, Bergner (HK) Ltd. is jointly owned by Mr. Janek Davitashvili, holding 95% interests; and Mr. Umesh Ramchandra Gupta, holding 5%.  They are also directors of the subject.  The former is also the Chairman of the subject.

The subject is a buying office trading in stainless steel, home electric appliances, porcelain & glassware.  It originated from Austria.  The subject has been an established provider of kitchenware and various other household items for more than 10 years.  It has gone from exclusively marketing to developing its own brands, which are carried by all major European retailers today.

Over the years, the subject has added many products to its portfolio and has earned a reputation as a “Can Do” company.  It is an aggressive global consumer products company that designs, manufactures, and markets, nationally and internationally.  It has strived to provide the “best consumer products” under recognized brands “BERGNER”.  Its products also bears the following brand names: Kaiserhoff, Avilla.

 

It is trading in the following commodities:-

·         Advertising Premium;

Ashtrays and Smokers’ Accessories;

Bar Accessories;

Consumer Electronics (Misc.);

Cookware, Cutlery & Flatware;

Household Products - Glass;

Household Products - Metal;

Household Products - Misc;

Household Products - Plastic;

Household Products - Silicon;

Household Products - Wooden;

Kitchen Utensils - Metal;

Kitchen Utensils - Misc;

Kitchen Utensils - Plastic;

Kitchen Utensils - Wooden;

Tableware - Glass;

Tableware - Metal;

Tableware - Misc;

Tableware - Plastic;

Tableware - Porcelain/Ceramic/Stone;

Tableware - Wooden;

Toiletries & Personal Care Products; &

Vacuum Flasks.

Bergner began in 1995, when Austrian based young businessman, currently the chairman of Bergner, became one of the leading players on the markets of kitchenware products in Western and Eastern Europe.  In the year of 2004, guided by the latest trends and industry dynamic of kitchenware products, Bergner moved to Hong Kong.

According to the subject, it has had corporate offices in various locations of Asia use basis for solid buying structure that includes advanced R&D department, efficient QC system, in-house design team and market analysis department, in charge of cooperation with strategic partners in Austria, Hungary, Poland, Czech and Slovak Republics, Bulgaria, Serbia and Montenegro, Russia, Ukraine, Brazil, India, Australia and other countries.

Bergner currently has had manufacturing facilities in China, Italy and Thailand.  In recent years, Bergner India has been trying to set up a manufacturing unit in Gujara, India.  It is planning to establish the facility at Dahej near Bharuch.  The decision to open facility in India is driven by high growth potential for kitchenware in the country.  The location for the proposed facility offers several potential benefits to the company, least among which is the fact that it is easier to ship products to the European market from Bharuch.

Bergner’s products are currently produced by firms in South India.  Bergner offers four brands in India currently, including Kaiserhoff, the company’s largest selling brand.

The subject’s business is steady as regular suppliers and customers have been maintained in Eastern Europe and South America.

Mr. Michaely Michael is the Executive Vice President.

The subject’s contact person Mr. Geoffrey Ng is a Hongkongnese.

The history of the subject in Hong Kong is over nine years.

On the whole, consider it good for normal business engagements.

 

MORTGAGE OR CHARGE

(Since 2009)

 

Date

Particulars

Amount

18-08-2009

Instrument:      Memorandum

Property:

Distinctive
No. of Receipts        Date of Issue             Amount             Due Date

91210300003292       05-08-2009       US$1,365,618.20     05-11-2009
91210300003308       04-08-2009       US$   535,000.00     05-11-2009
                                                      ––––––––––––––
                                                      US$1,900,618.20
                                                      =============

Mortgagee:      Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

31-08-2010

Instrument:      Memorandum

Property:

Distinctive
No. of Receipts        Date of Issue             Amount             Due Date

91210300004272       05-08-2010       US$1,906,225.08     05-11-2010
91210300004333       31-08-2010       US$   670,000.00     05-11-2010

Mortgagee:      Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

15-11-2010

Instrument:      Letter of Set-off and Appropriation

Property:

Deal No.               Date                 Amount              Due Date

165602           03-09-2010           US$339,082.73     03-12-2010
166759           03-11-2010           US$152,586.78     07-02-2011
166958           11-11-2010           US$285,000.00     03-12-2010

Mortgagee:      Bank of India, Hong Kong Branch.

Advances and other banking facilities

08-03-2011

Instrument:      Charge on Deposit

Property:

A sum of US$1,285,000 currently represented or evidenced by a certificate of deposit dated 07-03-2011 bearing number 000013010000603

Mortgagee:      Union Bank of India, Hong Kong Branch.

All moneys

05-09-2011

Instrument:      Undertaking Relating To Deposits

Property:

Receipt No.:     FD 104
Amount:          1,265,259.23
Due date:         30-09-2010

Mortgagee:      Canara Bank, Hong Kong Branch.

Liabilities

17-10-2011

Instrument:      Letter of Set-off and Appropriation

Property:

Deal No.            Date                 Amount              Due Date

171931        09-08-2011        US$778,193.73        09-11-2011

173257        17.10.2011        US$1,150,000.00     09-11-2011

Mortgagee:      Bank of India, Hong Kong Branch.

Advances and other banking facilities

28-09-2012

Instrument:      Charge on Deposit

Property:

A sum of US$5,050,001 currently represented or evidenced by a certificate of deposit dated 28-09-2012 bearing number 0000130010000853

Mortgagee:      Union Bank of India, Hong Kong Branch.

All moneys

10-01-2013

Instrument:      Letter of Set-Off & Appropriation

Property:

Deal No.            Date                 Amount             Due Date

181690        10-01-2013       US$485,000.00         10-01-2014

Mortgagee:      Bank of India, Hong Kong Branch.

Advances and other banking facilities granted to the company from time to time

30-09-2013

Instrument:      Undertaking Relating to Deposits

Property:

                                                                    Rate of      Maturity
Receipt No.             Date             Amount       Interest         Date   

FD 114              27-09-2013          702,000       0.63%       18-09-2014

Mortgagee:      Canara Bank, Hong Kong Branch.

All and any liabilities, sole or joint, actual or contingent, quantified or not, now or hereafter owing or incurred to the Bank by the depositor or the Third Party


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.00

UK Pound

1

Rs.101.75

Euro

1

Rs.83.48

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.