MIRA INFORM REPORT

 

 

Report Date :

09.05.2014

 

IDENTIFICATION DETAILS

 

Name :

BERSHKA MEXICO S.A. DE C.V.

 

 

Registered Office :

Poniente 146 # 730, Col. Industrial Vallejo, Deleg. Azcapotzalco

 

 

Country :

Mexico

 

 

Financials (as on) :

31.01.2014 (Grupo Inditex)

 

 

Date of Incorporation :

11.04.2000

 

 

Legal Form :

Stock Company of Variable Capital

 

 

Line of Business :

Subject is engaged in the Boutique of garments and accessories for women

 

 

No. of Employees :

More than 5,00 employees (Group in Mexico)

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Mexico

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

MEXICO - ECONOMIC OVERVIEW

 

Mexico has a free market economy in the trillion dollar class. It contains a mixture of modern and outmoded industry and agriculture, increasingly dominated by the private sector. Recent administrations have expanded competition in seaports, railroads, telecommunications, electricity generation, natural gas distribution, and airports. Per capita income is roughly one-third that of the US; income distribution remains highly unequal. Since the implementation of the North American Free Trade Agreement (NAFTA) in 1994, Mexico's share of US imports has increased from 7% to 12%, and its share of Canadian imports has doubled to 5.5%. Mexico has free trade agreements with over 50 countries including Guatemala, Honduras, El Salvador, the European Free Trade Area, and Japan - putting more than 90% of trade under free trade agreements. In 2012 Mexico formally joined the Trans-Pacific Partnership negotiations and in July it formed the Pacific Alliance with Peru, Colombia and Chile. In 2007, during its first year in office, the Felipe CALDERON administration was able to garner support from the opposition to successfully pass pension and fiscal reforms. The administration passed an energy reform measure in 2008 and another fiscal reform in 2009. Mexico's GDP plunged 6.2% in 2009 as world demand for exports dropped, asset prices tumbled, and remittances and investment declined. GDP recovered during 2010-13 with exports - particularly to the United States - leading the way. In November 2012, Mexico's legislature passed a comprehensive labor reform which was signed into law by former President Felipe CALDERON. Mexico's new PRI government, led by President Enrique PENA NIETO, has emphasized economic reforms during its first year in office, passing education, energy, financial, fiscal and telecommunications reform legislation. Nevertheless, administration estimates show GDP growth slowed in 2013 to just over 1%.

 

Source : CIA

 

 

IDENTIFICATION

 

CORRECT COMPANY NAME

BERSHKA MEXICO S.A. DE C.V.

TRADE NAME

BERSHKA

TAXPAYER REGISTRATION

RFC BME0004112J6

MAIN ADDRESS

Poniente 146 # 730, Col. Industrial Vallejo, Deleg. Azcapotzalco

POSTAL CODE

02300

DEPT/PROV/REGION/STATE

México DF

COUNTRY

MEXICO

TELEPHONE

(5255) 50782000

WEB

www.bershka.com

COMMENTS

 

Notice the correct address is as above written.

No telephone number was provided on your order.

 

Fax: (55) 50782095

Email: marcelacm@mx.inditex.com

 

 

EXECUTIVE SUMMARY

 

Date of foundation

2000

Chief Executive

LUIS LÓPEZ, LIZBETH MARCELA

Disposition

REPORT PREPARED FROM OUTSIDE SOURCES.

Payments policy

Without rating (No payment experience traced)

Number of times that this company was required: 2

 

 

LEGAL STRUCTURE

 

LEGAL STATUS

Stock Company of Variable Capital

 

 

DATE OF INCORPORATION

11APR2000

 

 

PLACE OF REGISTRY

México D.F.

 

 

NOTARY OFFICE

 

DURATION

99 years

CURRENT EXCHANGE RATE (US$)

Ps$.13.12 per USD.1.00

 

 

MEMBERSHIP

Cámara Nacional de Comercio, Servicios y Turismo de la Ciudad de México

 

 

 

 


DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

LUIS LÓPEZ, LIZBETH MARCELA

Director General

 

 

 

 

WHO IS WHO?

 

LUIS LÓPEZ, LIZBETH MARCELA

TITLE

Director General

NATIONALITY

Mexican

PROFESSION

Marketing Licentiate

BACKGROUND INFORMATION

Position:  Director General of Communication and Institutional Relations of GRUPO INDITEX for Mexico.

 

Graduated in Communication from Universidad Iberoamericana; Master Degree in  International Marketing in Madrid, Spain.

 

She has worked for the advertising agency PR Mexico where she services accounts such as Cavalli, Dolce & Gabana and Playboy México Editorial

Later, she worked for Olabuenaga Chemistri in advertising for GM, Pontiac, Fiat.

 

In Sony Entertainment Televisión, she was the Marketing Manager in duties such as coordination of brands, learn about channels such as E! Entertainment Television, AXN, Sony, The History Channel, A&E and ANIMAX.

 

As a result of that, she was admitted to take a master in marketing and went to study to Spain.

 

 

BUSINESS HISTORY

 

BERSHKA MEXICO S.A. DE C.V. was formed on April 11, 2000 in the city of Mexico, having not changed since then the legal status.  

 

The Company is part of GRUPO INDITEX Inditex is a fashion retailer which dates back to 1963 when it started life in a small workshop making women's clothing. Today it has over 6,300 stores throughout the world. Through its history the Group has evolved to become the business it is today reaching many notable milestones along its journey. But it has always remained focused on listening closely to its customers to offer them the fashions they desire. This strong customer orientation would give rise, years later, to the launch of the first Zara store in 1975. This was followed by the brand's international expansion at the end of the 1980s and the successive launch of new retail concepts: Pull&Bear, Massimo Dutti, Bershka, Stradivarius, Oysho, Zara Home and Uterqüe. This customer focus underpins an organisational structure that encompasses all stages of the fashion value chain (design, manufacturing, distribution and sale in proprietary stores). The customer promise is also the driving force behind the integration of its sustainable and environmental policies used throughout the Group's supply chain.

The Group's brands strive to sell fashionable products of the highest quality. Inditex is committed to its customers; which means that its 125,000-strong workforce is focused on staying true to its word. A state of the art logistics system centred  in Spain helps deliver new products to all of the Group's stores twice weekly to meet its customers' needs.                                                  

 

 

BUSINESS

 

SIC Classification

L - INDUSTRIA MANUFACTURERA DIVERSA - CONFECCIONES (Industria manufacturera diversa de productos y artículos de consumo y utilitarios, vestidos, camisas, confecciones)

Main activity

Boutique of garments and accessories for women.

 

Trademark: BERSHKA ®

O P E R A T I O N S

Import

Yes

Country

Spain; direct credit at 30 days

Export

No

% CASH SALES / METHOD

100%

% FOREIGN PURCHASES

100%

SELLING TerritorY

Mexican market - 100%

LOCATION

OTHER PREMISES

Headquarters operate at the above address.

 

They are located between Norte 45 and Norte 59, industrial area of the City of Mexico.

 

OTHER PREMISES: The Company has 54 Bershka stores  in Mexico, among them:

 

Mexico DF - Antara Polanco

Mexico DF - Reforma 222

Mexico DF - Metrópoli Patriotismo

Mexico DF - Forum Buenavista

Mexico DF - Parque Delta

Huixquilucan - Magnocentro Interlomas

Mexico DF - Plaza Universidad

Huixquilucan - Paseo Interlomas

Mexico DF - Centro Coyoacán

Naucalpan - Plaza Satélite

Lerma de Villada - Las Plazas Outlet Lerma

Cuernavaca - Galerías Cuernavaca

Puebla - Angelopolis

Querétaro - Galerías Querétaro

Etc.

Comments

 

As group in Mexico, there are more than 5,00 employees.

 

Clients: General public

 

Visa, MasterCard and American Express credit cards are accepted.

FINANCIAL INFORMATION

 

Disposition

REPORT PREPARED FROM OUTSIDE SOURCES.

Interviewee(s)

Marcela Castro

Position(s)

Accountant

Information provided

Ms. Castro said she had been instructed by her superiors not to provide information about the Company.

Consequently, the information in this report has been collected from different outside sources where we only got the main figures of the Interim Consolidated Balance Sheet of Grupo Inditex as of January 31, 2014, expressed in Million Euros.

Comments

 

 

INTERIM CONSOLIDATED BALANCE SHEET OF GRUPO INDITEX

                                            AS OF JANUARY 31, 2014

                                          EXPRESSED IN MILLION EUROS

 

ASSETS

Current Assets                                         6,765

Non-Current Assets                                 6,991

           

TOTAL ASSETS                                    13,756

 

LIABILITIES

Current Liabilities                                     3,462 

Non-Current Liabilities                             1,016  

Shareholders' Equity                                9,278 

 

TOTAL LIAB. /SHAREH. EQUITY          13,756

 

REVENUE                                               16,724

NET INCOME                                            2,382

 

 

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

FAIR

This is a company with over 10 years of experience in the market.

Despite no individual balance sheets were available, found out the Company is part of a well-established corporation. It is publicly known that the Company operates without problems.

Property of company comments

 

They include:

- Vehicles

- Office furniture and fixtures

- Computers

 

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS

 

(Confidential Information)

 

TRADE REFERENCES

Note : Other suppliers did not provide information or could not be consulted

 

Supplier

Country

CAAMANO SISTEMAS METÁLICOS S.L.

SPAIN

BALMONEL S.L.

SPAIN

BERSHKA ESPAÑA S.A.

SPAIN

METALES Y MUEBLES ESPECIALES S.L.

SPAIN

BERSHKA S.A.

SPAIN

 

 

Comments :

BBVA BANCOMER S.A. Further information was not given under bank secrecy.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.00

UK Pound

1

Rs.101.75

Euro

1

Rs.83.48

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.