MIRA INFORM REPORT

 

 

Report Date :

09.05.2014

 

IDENTIFICATION DETAILS

 

Name :

COTSWOLD INTERNATIONAL LTD.

 

 

Registered Office :

4/F., Wing Wah Industrial Building, 137-143 Yeung Uk Road, Tsuen Wan, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

27.10.2004

 

 

Com. Reg. No.:

35046691

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Fabric Trader like Garments, fabrics, dyed yarns.

 

 

No. of Employees

20

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies

Source : CIA

 

 

 


Company name and address

 

COTSWOLD  INTERNATIONAL  LTD.

 

ADDRESS:            

4/F., Wing Wah Industrial Building, 137-143 Yeung Uk Road, Tsuen Wan, New Territories, Hong Kong.

 

PHONE:                  852-2242 9000

 

FAX:                       852-1142 9022

 

E-MAIL:                  ed@cotswoldindustries.com

                         philip@cotswold.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Li Bo Hang, Philip

 

 

SUMMARY

 

Incorporated on:             27th October, 2004.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$5,460,000.00

Issued:                          HK$5,460,000.00

 

Business Category:        Fabric Trader.

 

Employees:                   20.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company name and address

 

COTSWOLD  INTERNATIONAL  LTD.

 

ADDRESS:

 

Registered Head Office:-

4/F., Wing Wah Industrial Building, 137-143 Yeung Uk Road, Tsuen Wan, New Territories, Hong Kong.

 

Holding Company:-

Cotswold Industries Inc., US.

 

Associated Companies:-

Cotswold de Mexico S. de R.L de C.V., Mexico.

Cotswold Textiles Inc., US.

 

 

BUSINESS REGISTRATION NUMBER

 

35046691

 

 

COMPANY FILE NUMBER 

 

0929886

 

 

MANAGEMENT

 

Managing Director:  Mr. Li Bo Hang, Philip

 

 

CAPITAL

 

Nominal Share Capital: HK$5,460,000.00 (Divided into 5,460,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$5,460,000.00

 

 


SHAREHOLDER  

(As per registry dated 27-10-2013)

Name

 

No. of shares

Cotswold Industries Inc.

10 East 40th Street, New York, NY 10016, US.

 

5,460,000

=======

 

 

DIRECTORS  

(As per registry dated 27-10-2013)

Name

(Nationality)

 

Address

James Wingfield McKINNON

 

13 Redfield Street, Rye, N.Y. 10580, US.

LI Bo Hang, Philip

Room G, 12/F., Tower 6, Manhattan Hill, 1 Po Lun Street, Lai Chi Kok, Kowloon, Hong Kong.

 

 

SECRETARY

(As per registry dated 27-10-2013)

Name

Address

Co. No.

Ford Secretaries Ltd.

Room 1021, 10/F., Sun Hung Kai Centre, 30 Harbour Road, Wanchai, Hong Kong.

0039162

 

 

HISTORY

 

The subject was incorporated on 27th October, 2004 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Fabric Trader.

 

Lines:                           Garments, fabrics, dyed yarns.

 

Employees:                   20.

 

Commodities Imported:   China, other Asian countries, etc.

 

Markets:                       Asian countries, Europe, US, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:               HK$5,460,000.00 (Divided into 5,460,000 shares of HK$1.00 each)

 

Issued Share Capital:                 HK$5,460,000.00

 

Profit or Loss:                            Making a small profit every year.

 

Condition:                                  Keeping in a satisfactory manner.

 

Facilities:                                  Making rather active use of general banking facilities.

 

Payment:                                  Met trade commitments as required.

 

Commercial Morality:                 Satisfactory.

 

Banker:                                     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                                  Good.

 

 

GENERAL

 

Cotsworld International Ltd. is a wholly-owned subsidiary of Cotswold Industries, Inc. [Cotswold] which is a US-based company.

The directors of the subject are Mr. James Wingfield McKinnon and Mr. Li Bo Hang, Philip.  The latter is a Hong Kong merchant and is currently the managing director of the subject.

The subject is trading in non-woven textile products, apparels, knitted and woven fabrics, dyed yarns, etc.  Commodities are sourced from China, the other Asian countries, etc.  Prime markets are the United States, Europe, Asian countries, etc.  Business is rather active.

Founded in 1954, Cotswold is now under the third generation of a family business.  It is a leader in developing and distributing technical textiles and apparel fabrics.

Cotswold offers woven products for coating, laminating, medical, and various commercial applications; industrial fabrics for military, federal prison systems, commercial wall covering, vinyl coating, and medical markets in the United States and internationally; and various industrial fabrics and non‑woven wipes for the telecommunications and clean-room industries.  The company also provides pocketing fabrics that are available in various poly/cotton and cotton blends, herringbones, box weaves, diagonal lines, and specialty weaves; dress, casual, and stretch waistbands; and cut-away, tear‑away, and wash-away embroideries.

In addition, Cotswold offers fusible interlinings and synthetic blends; C-Fuse for the fusing of belt loops; cotton and polyester blended fabrics for apparel, military, home furnishings, and industrial applications; wovens and non‑wovens for apparel; and wet laid and chemically bonded products for embroidery, depilation, apparel, and geo-textile applications.

Cotswold was founded in 1954 and is headquartered in New York, the United States and with locations in Matthews, North Carolina, and Lomita, California.

Cotswold also has had an associated company in Mexico.  The CEO of Cotswold is also James Wingfield McKinnon.

The business of the subject is chiefly handled by Mr. Li Bo Hang, Philip.  History in Hong Kong is over nine years.

The subject is fully supported by Cotswold.

On the whole, consider the subject good for normal business engagements.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.99

UK Pound

1

Rs.101.75

Euro

1

Rs.83.48

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.

 
 


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