MIRA INFORM REPORT

 

 

Report Date :

09.05.2014              

 

IDENTIFICATION DETAILS

 

Name :

SUNRISE DIAMONDS LTD.

 

 

Registered Office :

Unit 1, 14/F., Peninsula Square, East Wing, 18 Sung On Street, Hunghom, Kowloon,

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

25.02.2004

 

 

Com. Reg. No.:

34310748

 

 

Legal Form :

Private Limited Company

 

 

LINE OF BUSINESS :

IMPORTER, EXPORTER AND WHOLESALER OF ALL KINDS OF DIAMONDS.

 

 

No. of Employees :

12

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

HONG KONG ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies

 

Source : CIA

 

 

 


Company name and address

 

SUNRISE DIAMONDS LTD.

 

 

ADDRESS:       Unit 1, 14/F., Peninsula Square, East Wing, 18 Sung On Street, Hunghom, Kowloon, Hong Kong.

 

PHONE:            852-2723 5100

 

FAX:                 852-2314 9100

 

E-MAIL:            sunrise@hknet.com

ritesh@sunrisediam.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Ritesh Ashok Mehta

 

 

SUMMARY

 

Incorporated on:             25th February, 2004.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:HK$15,600,000.00

Issued: HK$15,600,000.00

 

Business Category:       Diamond Trader.

 

Employees:                   12.

 

Main Dealing Banker:     ABN AMRO Bank N.V., Hong Kong Branch.

 

Banking Relation:          Satisfactory.


 

ADDRESS

 

Registered Head Office:-

Unit 1, 14/F., Peninsula Square, East Wing, 18 Sung On Street, Hunghom, Kowloon, Hong Kong.

 

Holding Company:-

Famous Link Investment Ltd., Hong Kong.

 

Associated Companies:-

Angel Jewellery Pvt. Ltd., India.

Atit Diamond Corporation, US.

Shainjdiam BVBA, Belgium.

Shairu Gems Diamonds Pvt. Ltd., India.

Shairu Gems Pvt. Ltd., India.

Shairu Gems, India.

 

 

BUSINESS REGISTRATION NUMBER

 

34310748

 

 

COMPANY FILE NUMBER

 

0884758

 

 

MANAGEMENT

 

Managing Director:  Mr. Ritesh Ashok Mehta (Mobile: 852-6401 3416)

 

 

CAPITAL

 

Nominal Share Capital: HK$15,600,000.00 (Divided into 1,560,000 shares of HK$10.00 each)

 

Issued Share Capital: HK$15,600,000.00

 

SHAREHOLDERS:        (As per registry dated 25-02-2014)

Name

 

No. of shares

Ritesh Ashok MEHTA

 

764,400

Famous Link Investment Ltd., Hong Kong.

 

795,600

 

 

––––––––

 

Total:

1,560,000

=======

 

DIRECTOR:      (As per registry dated 25-02-2014)

Name

(Nationality)

 

Address

Ritesh Ashok MEHTA

Flat K, 5/F., Block 2, Royal Peninsula, 8 Hung Lai Road, Hunghom, Kowloon, Hong Kong.

 

SECRETARY:   (As per registry dated 25-02-2014)

Name

Address

Co. No.

Taxbase Consultants Ltd.

Room 1408, 14/F., Hollywood Plaza, 610 Nathan Road, Kowloon, Hong Kong.

0411324

 

 

HISTORY

 

The subject was incorporated on 25th February, 2004 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of diamonds.

 

Employees:                  12.

 

Commodities Imported: India, other European countries.

 

Markets:                        Japan, Southeast Asia, Europe, Middle East, North and South America, etc.

 

Terms/Sales:                  L/C, T/T, etc.

 

Terms/Buying:                L/C, T/T, D/P, etc.

 


 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$15,600,000.00 (Divided into 1,560,000 shares of HK$10.00 each)

 

Issued Share Capital: HK$15,600,000.00

 

Increase of Nominal Capital:-

From

HK$10,000.00

to

HK$15,600,000.00

on

16-09-2008

 

Alternation of Issued Capital:-

25-02-2004

paid up

HK$            100.00

16-09-2008

paid up

HK$15,599,900.00

 

 

––––––––––––––––

Total:

paid up

HK$15,600,000.00

==============

 

Mortgage or Charge:  (See attachment)

 

Profit & Loss:   Making a small profit every year.

 

Condition:         Keeping in a satisfactory manner.

 

Facilities:          Making active use of general banking facilities.

 

Payment:          Met as required.

 

Commercial Morality:  Satisfactory.

 

Bankers:-

ABN AMRO Bank N.V., Hong Kong Branch.

Antwerpse DiamantBank NV (also known as Antwerp Diamond Bank NV), Hong Kong Branch.

 

Standing:          Good.

 

 

GENERAL

 

Having issued 1,560,000 ordinary shares of HK$10.00 each, formerly Sunrise Diamonds Ltd. was wholly owned by Mr. Ritesh Ashok Mehta who was an Indian.  Now, the subject is jointly owned by Ritesh Ashok Mehta, holding 49% interests, and Famous Link Investment Ltd., a Hong Kong-registered company holding 51%.

Ritesh Ashok Mehta is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.  He is also the only director of the subject.

The subject is a diamond importer, exporter and wholesaler.  Raw materials are imported from India, Belgium and other European countries.  Finished products (polished diamonds, carat size diamonds, loose diamonds) are exported to Japan, Southeast Asia, Europe, the Middle East, North and South America, etc.

According to the subject, its associated factory was established in 1965 in India.  The India factory is a pioneer in manufacturing of cut and polished diamonds.  Its product ranges from loose (0.01 pts to 5.00 cts up) and carrying GIA Dossiers & Certificate (0.30 pts to 5.00 cts up).

The subject has developed close business ties with those diamond firms in Belgium and India.

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign countries or large cities such as Macao, Vietnam, etc.  The significant one taken part is Hong Kong International Jewellery Show which is held in Hong Kong annually.  Besides, the subject also sells its products online.  Business is rather active.

The subject belongs to Shairu Gems Group which was established in 1976.  The Shairu Gems Group is a leading polished diamond supplier headquartered in Mumbai, India with manufacturing operations centrally located in Surat, India.  The Group employs more than 2,000 employees throughout the world.  Its prime markets are America and Europe, as well the fastest growing regions of India and the other Asian countries.

The subject’s business is chiefly handled by Mr. Ritesh Ashok Mehta.

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.  For instance, it took part in “HKTDC Hong Kong International Diamond, Gem & Pearl Show 2014” which had been held in Hong Kong Convention and Exhibition Centre, Wanchai, Hong Kong during the period of 3rd to 7th March, 2014.  It is going to take part in the same Show 2015 which will be held in the same Centre in March 2015.

It operates from a self-owned premises located at the present address.  History in Hong Kong is over ten years.

On the whole, consider the subject good for normal business engagements.

 

 

REMARKS

 

1.         Property information of the company:-

            Property Location:Unit 1 on 14/F., East Wing, Peninsula Square, 18 Sung On Street, Kowloon, Hong Kong.

Owner:  Sunrise Diamonds Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

02-10-2007

-

ABN AMRO Bank N.V., Hong Kong Branch.

Mortgage to secure general banking facilities

29-11-2013

-

Hang Seng Bank Ltd., Hong Kong.

Mortgage to secure general banking facilities

 

2.         Property Location:      

 

Unit 2, 14/F, East Wing, Peninsula Square, 18 Sung On Street, Kowloon, Hong Kong

Owner:  Sunrise Diamonds Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

29-11-2013

-

Hang Seng Bank Ltd., Hong Kong.

Mortgage to secure general banking facilities

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

24-01-2006

Instrument:        Debenture

Property:

All the Company’s undertaking and property and assets

Mortgagee:        ABN AMRO Bank N.V., Hong Kong Branch.

General banking facilities

29-11-2013

Instrument:        Mortgage

Property:

All those 2,290/588, 444 parts or shares of and in Kowloon Inland Lot No. 10985 (Unit 1, 14/F, East Wing, Peninsula Square, 18 Sung On Street, Kowloon, Hong Kong.)

Mortgagee:        Hang Seng Bank Ltd., Hong Kong.

All money, obligations and liabilities

29-11-2013

Instrument:        Mortgage

Property:

1,260/588, 444parts or shares of and in Kowloon Inland Lot No. 10985 (Unit 2, 14/F, East Wing, Peninsula Square, 18 Sung On Street, Kowloon, Hong Kong.)

Mortgagee:        Hang Seng Bank Ltd., Hong Kong.

All money, obligations and liabilities


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.99

UK Pound

1

Rs.101.75

Euro

1

Rs.83.48

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.