MIRA INFORM REPORT

 

 

Report Date :

09.05.2014              

 

IDENTIFICATION DETAILS

 

Name :

VALIADIS HELLENIC MOTORS S.A.

 

 

Registered Office :

18 GR. Lambraki  14123 Lykovryssi  Attiki                                                   

 

 

Country :

Greece

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

23.02.2001

 

 

Com. Reg. No.:

048302 

 

 

Legal Form :

Societe Anonyme                                                 

 

 

Line of Business :

Manufactures motors and generators 

 

 

No. of Employees :

30

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

GREECE ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 18% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy averaged growth of about 4% per year between 2003 and 2007, but the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. By 2013 the economy had contracted 26%, compared with the pre-crisis level of 2007. Greece met the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP in 2007-08, but violated it in 2009, with the deficit reaching 15% of GDP. Austerity measures have reduced the deficit to about 4% in 2013, including government debt payments. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to continue pushing through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, called for holders of Greek government bonds to write down a significant portion of their holdings. As Greek banks held a significant portion of sovereign debt, the banking system was adversely affected by the write down and €41 billion of the second bailout package was set aside to ensure the banking system was adequately capitalized. In exchange for the second loan Greece promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, the massive austerity cuts have prolonged Greece's economic recession and depressed tax revenues. Throughout 2013, Greece's lenders called on Athens to step up efforts to increase tax collection, dismiss public servants, privatize public enterprises, and rein in health spending. In June 2013 Prime Minister Antonis SAMARAS's efforts to meet bailout conditions led to the departure of one party, the Democratic Left, from the governing coalition when his government made the controversial decision to shut down and restructure the state-owned television and radio company. Subsequent reluctance to institute further cuts and delays in meeting public sector reform targets prompted Greek lenders to withhold bailout fund disbursements until December 2013. However, investor confidence began to show signs of strengthening by the end of 2013 as leading macroeconomic indicators suggested the economy’s freefall had been arrested

 

Source : CIA

 

 

 


Company name and address

 

Name:                                      VALIADIS S A

Principal Address:                   AHTENS 18 GR LAMBARAKI STR 14123 ATHENS, GREECE

 

 

IDENTIFICATION DETAILS

 

Name:                                      VALIADIS HELLENIC MOTORS S.A.

Address:                                   18 GR. LAMBRAKI                                          

14123 LYKOVRYSSI                                         

ATTIKI                                                    

GREECE                                                   

Telephone:                              30  2102817217

Telefax:                                   30  2102814277

E-mail address:                        valiadis@valiadis.gr 

Web Address:                          www.valiadis.gr

 

Any amounts hereafter are in euro unless otherwise stated

 

 

LEGAL STRUCTURE

 

Year Started:                           2001

Year Inc.:                                 2001

Legal Form:                             SOCIETE ANONYME                                                 

Reg. Date:                                Feb 23, 2001 - Dec 31, 2031.

Reg. No.:                                  048302 

Govt. Gaz. No.:                        01190 / 2001

Chamber of Commerce No.:    155798

Tax Reg. No.:                           095213377

 

Established following a change of the legal status of a firm originally founded in 1927. Supplementary Data On The Abovementioned Events Published In The Gov.Gaz.: According to the Gov.Gaz.1190/01 subject was established following the change in the legal status of the firm VALIADIS & CO HELLENIC MOTORS LTD which was established in Athens (13 Mich. Voda Str.), on 31.12.1982, following the change of the legal form of the firm VALIADIS & CO O.E., established in 1950 as continuation of the company VALIADIS, DIMITRIOS & KONSTANTINOS, O.E., a general partnership originally founded in  1927.

 

On 28.7.1988 (Gov. Gaz. No.: 2827/88), subject moved its head office at Lykovryssi, to the above mentioned address. The road where subject's head office is located changed numeration and was formed from 10 Gr. Lambraki to 18 Gr. Lambraki, Lykovryssi.


 

PRINCIPALS

 

Antonios Konstantinos Valiadis               Chairman/Shareholder

George Konstantinos Valiadis                 Vice-Chairman

Antonios Konstantinos Valiadis               Chief Executive - Shareholder

George Konstantinos Valiadis                 Chief Executive

Foivos George Valiadis                           Chief Executive/Shareholder

Spyros Antonios Valiadis                        Member

Paris George Valiadis                             Member/Shareholder

Antonios Konstantinos Valiadis               Shareholder

Paris George Valiadis                             Shareholder

Foivos George Valiadis                           Shareholder

 

 

BANKERS 

 

Alpha Bank A.E.                                   Metamorfossi Branch branch., 2 Dexamenis, Metamorfossi 14452, Greece.

Telephone: 30 2102850278

 

National Bank of Greece S.A.              Nea Erythraia Branch branch., 59 El. Venizelou Ave, Nea Erythraia 14671, Greece.

Telephone: 30 2106283053

 

Panellinia Bank S.A.                           Metamorfossi Branch branch, 100 G. Papandreou & 40 Papadiamanti, Metamorfossi 14452, Greece.

Telephone: 30 2102853710

 

EFG EUROBANK ERGASIAS S.A.         Kalamiotou Branch (Ex Ergobank branch, 3 Kalamiotou, Athens 10563, Greece).

Telephone: 30 2103226683

 

Attica Bank S.A.                                   Kifissia Branch branch., 149 Kifissias, Marousi 15126, Greece.

Telephone: 30 2106120392

 

Bank of Piraeus S.A.                            Athinon, Lamias National Rd., B branch, Athinon-Lamias National Rd. (17th km), Kifissia 14564, Greece.

Telephone: 30 2106256400

 

Bank of Piraeus S.A.                            (ex Hellenic Bank LTD), Kifissia Branch branch, 3 Miltiadou, Kifissia 14562, Greece.

Telephone: 30 2106283300

 

National Bank of Greece S.A.              (ex Probank S.A.), Evripidou Branch branch, 23 Evripidou & 24 Polykleitou, Athens 10551, Greece. 

Telephone: 30 2103317590        

 

 

 

 

 

 

 

 

 

 

 

TRADE PAYMENTS

 

 

 

     

 

 

 

EXP. DATE  PAYING RECORD HIGH CREDIT NOW OWES  PAST DUE TERM     LAST SALE   

 

 

 

31/1/2014  PROMPT        2,288       0         0        30       31/1/2013   

 

 

 

     

 

 

 

31/12/2013 PROMPT        2,288       0         0        30       31/7/2013   

 

 

 

     

 

 

 

30/11/2013 PROMPT        2,288       0         0        30       30/6/2013   

 

 

 

     

 

 

 

30/9/2013  PROMPT        2,288       0         0        30       30/6/2013   

 

 

 

     

 

 

 

31/8/2013  PROMPT        2,288       0         0        30       31/7/2013   

 

 

 

     

 

 

 

31/7/2013  PROMPT        2,288       2,288     0        30       30/6/2013   

 

 

 

     

 

 

 

PAYMENTS REPORTED

 

Informants report that subject's payments are prompt.

 

 

HISTORY

    

PRINCIPALS ANTECEDENTS                                                    

Name: Antonios Konstantinos Valiadis

Also a director of VALIADIS, A. & G., S.A..

Also associated with VALIADIS, A. & G., S.A..

Name: George Konstantinos Valiadis

Also a director of VALIADIS, A. & G., S.A..

Also associated with VALIADIS, A. & G., S.A..

 

 

BACKGROUND

 

Business started Feb 23, 2001.

 

 

CAPITAL

 

Nominal capital is divided into: 23,844 shares of 29.35 each and fully paid-up.


 

SHAREHOLDERS

 

Antonios Valiadis holds 50.00% of the voting capital.

Paris Valiadis holds 25.00% of the voting capital.

Foivos Valiadis holds 25.00% of the voting capital.

 

 

AFFILIATES

 

The following are related through principal(s) and/or financial interest(s):

 

VALIADIS, A. & G., S.A. Societe Anonyme, Lykovryssi, Greece

This is a dormant concern

Year started:                             1988

This concern is related through common shareholders

 

 

BRANCHES/DIVISIONS

 

Subject has 2 branches/divisions:

 

1.       18 Gr. Lambraki, 14123, Lykovryssi, Greece. These are rented warehouse premises. Size: 485 square meters.

 

2.       Building Block 48B, 15th Rd., 57022, Sindos Industrial Area, Greece. These are owned factory premises. Size: 1400 square meters.

 

 

OPERATIONS

 

Local Activity Code:                 2711                                          

Local Activity Code Type:        STAKOD                                        

Equivalent to:                          NACE 1    

 

Manufactures motors and generators 

"Manufactures speed changers, drives, and gears" 

 

Mfg, representations, exclusive imports, wholesale trade and repairs of electric motors, reduction gears, inverters, pumping units and regular starters , Subject distributes its goods by wholesale to 700 firms all over Greece and abroad. Inclunding the following:

 

Exports 30% to Cyprus, Egypt, Former Yugoslav Rep of Macedonia, Finland, Romania, Spain, U A E, U K

Normal exporting terms are cash against documents

 

Imports 70% from Austria, Finland, Germany, Italy, South Korea, Netherlands, New Zealand, Romania, Spain

Normal importing terms are cash against documents

 

Subject reportedly acts as agents for:

LG, Netherlands

Oemer, Italy

Euromotori, Italy

LG, South Korea

Aucom, New Zealand

 

EMPLOYS:                               30 as at May 24, 2011 including 0 part-time staff

The number of employees varies according to needs.

The number of employees peaks to 30.

Operates from rented factory, covering approximately 1,150 square metres at heading address

 

REGISTERED OFFICE:              At heading address

 

 

FINANCIAL INFORMATION

 

                                              Fiscal           Fiscal          Fiscal

 

 

 

                                     Dec 31,2010      Dec 31,2011     Dec 31,2012

 

 

 

Turnover                            4,690,996        4,705,061       5,167,604

 

 

 

Pre-Tax Profit                        201,015          183,325         201,708

 

 

 

Net Worth                           2,161,896        2,292,892       2,582,453

 

 

 

Fixed Assets                          582,289          552,924         675,690

 

 

 

Total Assets                        5,535,539        5,440,220       5,327,907

 

 

 

Current Assets                      4,930,559        4,864,984       4,632,824

 

 

 

Current Liabilities                 2,747,809        2,609,828       2,577,134

 

 

 

Working Capital                     2,182,750        2,255,156       2,055,690

 

 

 

Long Term Debt                        625,833          537,500         168,321

 

 

 

Financial Assets                       22,691           22,313          19,395

 

 

 

Intangibles                                   0                0               0

 

 

 

Employees                                                        32

 

 

 

Net Worth and Total Assets are tangible figures shown after the deduction of

 

 

 

intangible assets.

 

                             

 

RATIOS 

 

 

 

                                                Dec 31,2010      Dec 31,2011     Dec 31,2012

 

 

 

Current Ratio (X)                              1.79             1.86            1.80

 

 

 

Solvency Ratio (%)                           156.05           137.26          106.31

 

 

 

Fixed Assets/Net Worth (%)              26.93            24.12           26.17

 

 

 

Current Liabs/Net Worth (%)            127.10           113.82           99.79

 

 

 

Asset Turnover (%)                            84.74            86.49           96.99

 

 

 

Sales / Net Working Cap (X)              2.15             2.09            2.51

 

 

 

Assets / Sales (%)                           118.00           115.63          103.10

 

 

 

Profit Margin (%)                                4.29             3.90            3.90

 

 

 

S/holders Return (%)                       9.30             8.00            7.81

 

 

 

Return On Assets (%)                     3.63             3.37            3.79

 

 

 

Sales / Employees                           0.00       147,033.16       0.00

 

 

 

Profit / Employees                           0.00         5,728.91         0.00

 

 

 

    

 

 

 

     Abstract from individual fiscal balance sheet as at Dec 31, 2012

 

 

 

          LIABILITIES                             ASSETS                       

 

 

 

Capital                        699,821       Land/Buildings               1,295,670

 

 

 

Retained Profits             1,227,283   Plant/Machinery                382,508

 

 

 

Misc Reserves                  655,348   Depreciation                 1,002,488

 

 

 

Net Worth                    2,582,452   Total Fixed Ass                675,690

 

 

 

Misc Def Liabs                 168,321   Shares in Group                  2,991

 

 

 

                                                     Misc Fin'cl Ass                 16,404

 

 

 

                                                     Total Fin'cl Ass                19,395

 

 

 

                                                       Misc Intangible                      0

 

 

 

                                                      Total Intangible                     0

 

 

 

     CURRENT LIABILITIES:                         CURRENT ASSETS:               

 

 

 

Trade Creditors                696,963         Stock                          893,920

 

 

 

Short term Loans            1,686,521      Trade Debtors                1,795,613

 

 

 

                                                              Misc Debtors                   28,063

 

 

 

                                                             Cash                               1,914,476

 

 

 

                                                              Market Securities                  750

 

 

 

TOTAL CURRENT                2,577,134   TOTAL CURRENT                4,632,822

 

 

 

TOTAL LIABS & NW             5,327,907   TOTAL ASSETS                 5,327,907

 

 

 

 

 

 

         

      Profit & Loss Account from Jan 1, 2012 to Dec 31, 2012               

 

 

 

          Net Sales                                5,167,604

 

 

 

          Cost of Goods Sold                    3,578,760

 

 

 

          Gross Profit                              1,588,844

 

 

 

          Misc Operating Charges            1,254,395

 

 

 

          Misc Operating Income                76,824

 

 

 

          Net Operating Income                 411,273

 

 

 

          Misc Financial Income                    142

 

 

 

          Total Financial Income                   142

 

 

 

          Interest Payable                        209,614

 

 

 

          Misc Financial Expenses                   92

 

 

 

          Total Financial Expenses             209,706

 

 

 

          Profit Before Taxes                      201,709

 

 

 

          Income Tax                                 47,287

 

 

 

          Profit After Tax                          154,422

 

 

 

          Net Profit                                   154,422

 

 


GENERAL COMMENTS

 

Subject is considered to be a mainly manufacturing firm, generated by the conversion of the firm VALIADIS & CO HELLENIC MOTORS LTD.

 

Please note that the information provided in this report was obtained from official and publicly available sources.

 

Further information was not available.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.99

UK Pound

1

Rs.101.75

Euro

1

Rs.83.48

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.