MIRA INFORM REPORT

 

 

 

Report Date :

13.05.2014

 

IDENTIFICATION DETAILS

 

Name :

NOMIN TRADING CO LTD

 

 

Formerly Known As :

Nomin Trading LLC / Nomin Trading XXK

 

 

Registered Office :

State Department Store (SDS Building), Peace Avenue 44 (Enkhtaivan Avenue), Chingeltei District, 3rd Khoroo, P.O. Box : 688, Ulaanbaatar 210644

 

 

Country :

Mongolia

 

 

Date of Incorporation :

2008

 

 

Com. Reg. No.:

9011144130

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading as importers and distributors of general merchandise such as audio visual equipment, household appliances, food products, garments, automobiles and related spare parts and furniture.

 

 

No. of Employees

2,800 (Group)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints /

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Mongolia

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D

 


 

MONGOLIA - ECONOMIC OVERVIEW

 

Mongolia's extensive mineral deposits and attendant growth in mining-sector activities have transformed Mongolia's economy, which traditionally has been dependent on herding and agriculture. Mongolia's copper, gold, coal, molybdenum, fluorspar, uranium, tin, and tungsten deposits, among others, have attracted foreign direct investment. Soviet assistance, at its height one-third of GDP, disappeared almost overnight in 1990 and 1991 at the time of the dismantlement of the USSR. The following decade saw Mongolia endure both deep recession, because of political inaction and natural disasters, as well as economic growth, because of reform-embracing, free-market economics and extensive privatization of the formerly state-run economy. The country opened a fledgling stock exchange in 1991. Mongolia joined the World Trade Organization in 1997 and seeks to expand its participation in regional economic and trade regimes. Growth averaged nearly 9% per year in 2004-08 largely because of high copper prices globally and new gold production. By late 2008, Mongolia was hit hard by the global financial crisis. Slower global economic growth hurt the country's exports, notably copper, and slashed government revenues. As a result, Mongolia's real economy contracted 1.3% in 2009. In early 2009, the International Monetary Fund reached a $236 million Stand-by Arrangement with Mongolia and the country has largely emerged from the crisis with better regulations and closer supervision. The banking sector strengthened but weaknesses remain. In October 2009, Mongolia passed long-awaited legislation on an investment agreement to develop the Oyu Tolgoi mine, considered to be among the world's largest untapped copper-gold deposits. Mongolia's ongoing dispute with a foreign investor over Oyu Tolgoi, however, has called into question the attractiveness of Mongolia as a destination for foreign direct investment. Negotiations to develop the massive Tavan Tolgoi coal field also have stalled. The economy has grown more than 10% per year since 2010, largely on the strength of commodity exports to nearby countries and high government spending domestically. Mongolia's economy, however, faces near-term economic risks from the government's loose fiscal and monetary policies, which are contributing to high inflation, and from uncertainties in foreign demand for Mongolian exports. Trade with China represents more than half of Mongolia's total external trade - China receives more than 90% of Mongolia's exports and is Mongolia's largest supplier. Mongolia has relied on Russia for energy supplies, leaving it vulnerable to price increases; in the first 11 months of 2013, Mongolia purchased 76% of its gasoline and diesel fuel and a substantial amount of electric power from Russia. A drop in foreign direct investment and a decrease in Chinese demand for Mongolia's mineral exports are putting pressure on Mongolia's balance of payments. Remittances from Mongolians working abroad, particularly in South Korea, are significant.

 

Source : CIA

 

 

 


Company name

 

Nomin Trading Co Ltd

 

ADDRESS

Building :           State Department Store (SDS Building)

Street   :           Peace Avenue 44 (Enkhtaivan Avenue)

Area     :           Chingeltei District, 3rd Khoroo

P.O. Box : 688

Town     :           Ulaanbaatar 210644

Country  :          Mongolia

 

Telephone:        (976 11) 313 232 / Mobiles (976 99) 115 515 (Enkhbayar

                                    Shardarsuren) / (976 99) 112 205 (Shagdarsuren

                         Bayarsaikhan) / (976 99) 110 668 (Ganchimeg Sanja)

Fax                   : (976 11) 314 242

E-Mail                           : boldbaatar@nomin.net / enkhbayar@nomin.net /

                        ganchimeg.s@nomin.net

Website  :         www.nomin.net

 

Also Known As : Nomin Trading LLC / Nomin Trading XXK

 

 

SENIOR COMPANY PERSONNEL

 

    Name                                                 Position

 

1. Shagdarsuren Bayarsaikhan                President

 

2. Enkhbayar Shardarsuren                     Chief Executive Officer

 

3. Oyuntsetzeg                                      Group Logistics Manager

 

4. Ganchimeg Sanja (Mrs)                      Executive Director (Insurance Division)

 

Total Employees :                                  100 plus (subject) 2,800 (group)

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers

or banks.

 

Subject is a member of the Nomin Group Companies - one of the

largest private sector entities in terms of number of employees in

Mongolia with about 2,800 employees. The Group has more than 15

subsidiaries covering diversified business activities including:

general manufacturing & services, information & communications,

property development, and food and beverages. The Group had annual

sales turnover $US 150 million in 2008.

 

We consider it is acceptable to deal with subject for MEDIUM amounts, however in view of the lack of financial information we recommend international suppliers exercise a degree of caution. Although it is normal accepted practice for international suppliers

to deal on secured terms with Mongolian importers.

 

Trade risk assessment : Normal

 

 

PRINCIPAL BANKERS

 

NAME     :         TRADE AND DEVELOPMENT BANK OF MONGOLIA

 

Branch   :          Khudaldaany Gudamj 7

Town     :           Ulaanbaatar-11

 

Telephone:        (976 11) 321 171

Fax      :            (976 11) 325 449  

Acc. No. :         21220558 (US $) 

 

The company also has an account with :

 

Golomt Bank of Mongolia

Sukhbatar Squire 3

Ulaanbaatar

Telephone: (976 11) 329 057

 

 

FINANCIAL INFORMATION

 

Private companies in Mongolia are not required to publish or

disclose balance sheets. Balance sheets are not available from other

sources, and the subject interviewed declined to give any financial

information, which the company regards as strictly confidential.

 

The following information applies to the Nomin Group (latest available) :

 

Sales Turnover  : US DLRS  48,000,000 - 2004 - exact

                        : US DLRS  60,000,000 - 2005 - exact

                        : US DLRS  65,000,000 - 2006 - exact

                        : US DLRS  80,000,000 - 2007 - exact

                        : US DLRS 150,000,000 - 2008 - exact

                        : US DLRS 250,000,000 - 2009 - exact

 

Net Profit          : not given but stated to be 10% of the sales

 

Financial Year ends 31 December.

 

The following information applies to Erdenet Carpet Corporation (latest available) :

 

Sales Turnover               : US DLRS 11,000,000 - 2008 - exact

                                     : US DLRS 10,000,000 - 2009 - exact

                                    : US DLRS 12,000,000 - 2010 – approx.

 

Net Profit                       : not given but stated to be profitable

 

Financial Year ends 31 December.

 

 

LEGAL STATUS AND HISTORY

 

Date Started :    2008

 

History :            The company was established in Ulaanbaatar in 2008.

 

C.R. No.:           9011144130

 

Capital :            not given

 

Limited Liability Company with the following sole shareholder :

 

Nomin Holding Company Ltd                        100%

State Department Store, 7 Floor

Peace Avenue 44

Ulaanbaatar 210644

Telephone: (976 11) 313 232

Fax      : (976 11) 314 242

Shareholders :

                             

- Shagdarsuren Bayarsaikhan                       51%

 (Mongolian national)

 

- Enkhbayar Shardarsuren                          49%

 (Mongolian national)

 

Affiliated companies of Nomin Trading Co. Ltd :

 

Subsidiaries/Associates

 

1. Nomin Foods Co Ltd                           (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

 

2. Nomin Tours                                  (100%)

  (Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (inbound & outbound tour operator)

 

3. Nomin Electronics                            (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (of audio and video goods, household appliance, sport and

   hospital tools, and musical instruments)

 

4. Nomin Fashion                                 (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (retailers of all kinds of national and international brands’

   clothes, shoes, and jewellery)

 

5. Nomin Motors                                  (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (car dealers)

 

6. Nomin Home Style                              (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

 

7. Nomin Cards                                   (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

 

8. Nomin Insurance                               (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (finance company)

 

9. Nomin Construction                            (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (construction company)

 

10.Nomin Union SCC                               (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (banking and finance company)

 

11.Nomin Real Estate                             (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

 

12.Nomin Fund                                    (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (finance company)

 

13.Monel Electronic Factory                       (80%)

  (manufacturers, exporters and

   wholesalers of audio visual, household

   appliances, office equipment)

 

14.Erdenet Carpet JSC                             (80%)

   Erdenet City

  (manufactur of carpets; 1,050 employees)

 

15.Ulsyn Ikh Delguur HK                           (75%)

  (former state department store)

   address as per heading

 

16.15 Nomin Singapore                             (73%)

   Singapore

 

17.Khupsugul Water Road                           (68%)

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Trading as importers and distributors of general merchandise such as

audio visual equipment, household appliances, food products,

garments, automobiles and related spare parts and furniture.

 

NACE Codes : 4615 / 4616 / 4617

 

Subject mainly imports on behalf of its five affiliated companies,

namely Nomin Fashion, Nomin Electronics, Nomin Foods Co Ltd, Nomin

Motors and Nomin Home Style.

 

Imports from Singapore, South Korea, Russia, Malaysia, France,

Hungary, Germany, Turkey and The Netherlands.

 

Subject does not export, all sales are domestic.

 

 

FACILITIES

 

The Company has the following facilities :

 

Rented administrative offices and storage facilities located at the heading address.

 

 

SPECIAL NOTE

 

This amended report is sent as a replacement of our previous report Ref: 739631.01.C.SZN / dated 28/04/2014.

 

Interviewed : Ganchimeg Sanja (Mrs) (Executive Director (Insurance

Division)).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.72

UK Pound

1

Rs.100.81

Euro

1

Rs.82.22

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.