MIRA INFORM REPORT

 

 

Report Date :

13.05.2014

 

IDENTIFICATION DETAILS

 

Name :

UNITED MINING INDUSTRIES (UMCO)

 

 

Registered Office :

Al Razi Street, Light Industrial City, 31491, Yanbu 51000

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

06.02.2010

 

 

Com. Reg. No.:

4700012262, Yanbu

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Engaged in the manufacture of gypsum board and gypsum powder

 

 

No. of Employees

150

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D

 

 

SAUDI ARABIA - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia's first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in 2005. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia's economic development

Source : CIA

 

 

 


SUMMARY

 

Company Name                                     : UNITED MINING INDUSTRIES (UMCO)

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Company

Registration Date                                   : 6th February 2010

Commercial Registration Number                        : 4700012262, Yanbu

Chamber Membership Number                : 1029

Issued Capital                                        : SR 102,000,000

Paid up Capital                                      : SR 102,000,000

Total Workforce                                     : 150

Activities                                               : Manufacturers of gypsum board and gypsum powder

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Koda Joda, Finance Manager

 

 

 


COMPANY NAME

 

UNITED MINING INDUSTRIES (UMCO)

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Al Razi Street

Area                 : Light Industrial City

 

PO Box             : 31491

 

Town                 : Yanbu 51000

Country             : Saudi Arabia

 

Telephone         : (966-4) 3968777

Facsimile          : (966-4) 3962666

Mobile               : (966-53) 6000710 / (966-56) 9725068

Email                : wajdi@ugc.com.sa / koda@ugc.com.sa  / shaukat@ugc.com.sa / ubaid@ugc.com.sa

 

Premises

 

Subject operates from a suite of offices and a factory covering 114,000 square metres that are rented and located in the Industrial Area of Yanbu.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Seventy Street., Al Safa Plaza                                                                       Office premises

PO Box 127398,

Jeddah 21352

Tel: (966-2) 6913497 / 6774164

Fax: (966-2) 6823651 / 6776316

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Dr Fouad F Al Saleh                                                                          Chairman

 

·       Raed I Al Mudaiheem                                                                                    Managing Director

 

·       Ali Saleh Al Dakheel                                                                          Director

 

·       Fahad Ibrahim Al Moajil                                                                     Director

 

·       Khalid Ibrahim Al Moajil                                                                     Director

 

·       Khalid A Al Shamil                                                                            Director

 

·       Saad Khashmieer                                                                              Export Manager

 

·       Koda Joda                                                                                        Finance Manager

 

·       Shaukat Parker                                                                                 Plant Manager

 

·       Naif Al Nazhawi                                                                                 Human Resources Manager

 

·       Mohamed Ubaid                                                                                Accountant

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 22/02/1431 Hijri (corresponding to 6th February 2010)

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.  : 4700012262, Yanbu

 

Chamber Member No. : 1029

 

Issued Capital              : SR 102,000,000

 

Paid up Capital            : SR 102,000,000

 

Name of Shareholder (s)                                              Percentage

 

·       Abdul Kader Al Muhaideb & Sons                               33.33%

Al Khobar

 

·       Rashid Al Rashid & Co                                              33.33%

Al Khobar

 

·       Al Mojel Trading & Contracting Co                              33.33%

     Riyadh

 

 


OPERATIONS

 

Activities: Engaged in the manufacture of gypsum board and gypsum powder. Production of gypsum powder began in October 2008, whereas gypsum board was in July 2010.

 

Production Capacity: 40 million square metres per year.

 

Import Countries: Europe, Canada and the Far East.

 

International Suppliers:

 

·         Maiz Products Ltd                India

·         Javon Machinery Ltd China

·         Nanlone                              China

·         Gyptech                              Canada

 

Operating Trend: Steady

 

Subject has a workforce of approximately 150 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/12:                Year Ending 31/12/13:

 

Total sales                                SR 68,208,783                           SR 78,940,871

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Koda Joda, Finance Manager

 

 

BANKERS

 

·       Riyad Bank

King Abdul Aziz Road

PO Box: 22622

Riyadh 11416

Tel: (966-1) 4013030

 

·       Saudi British Bank

Olaya Road

PO Box: 10914

Riyadh 11443

Tel: (966-1) 4657171

 

·       Arab National Bank (ANB)

King Faisal Street

PO Box: 56921

Riyadh 11564

Tel: (966-1) 4029000

Fax: (966-1) 4027747

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.72

UK Pound

1

Rs.100.81

Euro

1

Rs.82.22

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.