MIRA INFORM REPORT

 

 

Report Date :

14.05.2014

 

IDENTIFICATION DETAILS

 

Name :

AL GHANIM SPECIALITIES CO WLL

 

 

Registered Office :

Panasonic Tower, 19th & 20th Floors, Fahd Al Salem Street, Plot No 16, Block 14, Al Qibla Area, P O Box 23595 & 192, Safat 13096

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishments:

1959

 

 

Com. Reg. No.:

113791, Safat

 

 

Legal Form :

With Limited Liability

 

 

Line of Business :

distributors of general merchandise, specialising in marine equipment, water sports equipment, telecommunications equipment, building construction materials, water proofing materials, heat insulation materials, fire extinguishers, safety and light industrial tools.

 

Subject also provides commercial contracting services, specialising in the installation and maintenance of roof waterproofing systems and fire fighting equipment.

 

 

No. of Employees

80

 


 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately  High Risk

C1

High Risk

 

C2

Very High Risk

 

D


 

Kuwait ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - about 7% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. The rise in global oil prices throughout 2011 and 2012 is reviving government consumption and economic growth. Kuwait has experienced a 20% increase in government budget revenue, which has led to higher budget expenditures, particularly wage hikes for many public sector employees. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy.

 

Source : CIA

 

 

 

 


SUMMARY

 

Company Name                                    : AL GHANIM SPECIALITIES CO WLL

Country of Origin                                   : Kuwait

Legal Form                                           : With Limited Liability – WLL

Start Date                                             : 1959

Registration Date                                  : 6th January 2007

Commercial Registration Number           : 113791, Safat

Trade Licence Number                           : 2350/2006

Chamber Membership Number               : 105506

Issued Capital                                       : KD 500,000

Paid up Capital                                     : KD 500,000

Total Workforce                                     : 80

Activities                                               : Distributors of general merchandise.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Mohamed Ali, Showroom Manager

 

 

 


COMPANY NAME

 

AL GHANIM SPECIALITIES CO WLL

 

 

company ADDRESS

 

Registered & Physical Address

Location           : Panasonic Tower, 19th & 20th Floors

Street               : Fahd Al Salem Street

Area                 : Plot No 16, Block 14, Al Qibla Area

PO Box            : 23595 & 192

Town                : Safat 13096

Country             : Kuwait

 

Telephone         : (965) 1802550 / 1802440

Facsimile          : (965) 22279358

Email                : admin@specialitieskuwait.com / admin@spec-kw.com

 

Please note that subject’s previous address was, Street No. 12, Plot No. 2, Block No. 99, Shuwaikh Industrial Area, Safat.

 

Premises

Subject operates from a medium sized suite of offices that are rented and located in the Industrial Area of Safat.

 

Branch Offices

 

     Location                                                                                          Description

 

·       Canada Dry Street                                                                            Showroom premises

Shuwaikh Industrial Area

     Safat

     Tel: (965) 99525415

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Abdulaziz Yousef Abdulkarim Al Saqr                                                Chairman

·       Ebrahim AlAbdulrazzaq Abdulrahman AlAbdulrazzaq                                    General Manager

·       Anil Kumar                                                                                       Sales Manager

·       Abdulaziz Al Ahmed                                                                          Finance Manager

·       Shareef Mohamed Mostafa                                                               Chief Financial Officer

·       Lina Natour                                                                                       Administration Executive

·       Mohamed Ali                                                                                    Showroom Manager

 

·       Hebba Dabbous                                                                               Company Secretary

·       Nasser Esbatia                                                                                 Administration Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject’s operations began in 1959, however it was incorporated on 6th January 2007.

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.   : 113791, Safat

 

Trade Licence No.        : 2350/2006

 

Chamber Member No.  : 105506

 

Issued Capital              : KD 500,000

 

Paid up Capital            : KD 500,000

 

Name of Shareholder (s)                                                       Percentage

 

·       Specialities Group Holding Co KSCC                                                100%

PO Box: 192

Safat 13002

Tel: (965) 180255 / 1802440 / 24812145

Fax: (965) 24812897

 

 

AFFILIATED COMPANIES

 

·       Yousuf Ibrahim Al Ghanim & Co (YIACO)

Street No. 12

Shuwaikh Industrial Area No. 9

PO Box: 435

Safat

Tel: (965) 24832601 / 24832602 / 24832603

Fax: (965) 24844954

 

·       Equipment Company of Kuwait WLL

Street No. 12

Shuwaikh Industrial Area No. 9

PO Box: 192

Safat 13002

Tel: (965) 24812400 / 24810312

Fax: (965) 24819562

 

·       Balsam Pharmaceutical Trading & Contracting Co WLL

PO Box: 1235

Safat

Tel: (965) 24433671

Commercial Reg. No. 14105

 

·       Hygiene Products Industries Company WLL

PO Box: 21388

Safat

Tel: (965) 24715961

Commercial Reg. No. 16124

 

·       Financial Activities Company WLL

PO Box: 2512

Safat

Commercial Reg. No. 30345

 

·       Real Estate Activities WLL

PO Box: 2512

Safat

Tel: (965) 24412254

 

·       Electronic and Electrical Maintenance Co WLL

PO Box: 64095

Shuwaikh

Tel: (965) 24412254

 

 

OPERATIONS

 

Activities: Engaged as distributors of general merchandise, specialising in marine equipment, water sports equipment, telecommunications equipment, building construction materials, water proofing materials, heat insulation materials, fire extinguishers, safety and light industrial tools.

 

Subject also provides commercial contracting services, specialising in the installation and maintenance of roof waterproofing systems and fire fighting equipment.

 

Import Countries: United Kingdom, Italy, Denmark, and the United States of America.

 

International Suppliers:

 

·       Carlisle Syntec Systems                   United States of America

·       Gundle Lining Systems                     United States of America

·       Marina Ventures Ltd                          United States of America

·       Imper Italia SpA                                Italy

·       Lomac SpA                                      Italy

·       Burleigh Marine                                 United Kingdom

·       Fibertex A/S                                     Denmark

·       Liebherr Container Cranes Ltd            Ireland

·       Marina Ventures Ltd                          United States of America

·       Somitomo Rubber Industries             Japan

·       Yokahama Rubber Co Ltd                 Japan

·       Imper                                               Italy

·       Elkem Materials                                Norway

·       Fibertex                                           Denmark

·       Greenstreak                                      United States of America

·       Perstorp                                           Sweden

·       Hohmann & Barnard                          United States of America

·       Petro Plastic                                                Qatar

·       Jolly Board                                      India

·       Monmouth Rubber                            United States of America

·       Pacific Polymer                                United States of America

·       LCL Bridge Technologies                  Canada

·       Corkribas                                         Portugal

·       Amorin                                             Portugal

·       Arnon                                               Saudi Arabia

·       Bostick Findley                                 United Kingdom

 

Operating Trend: Steady

 

Subject has a workforce of 80 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/12:               Year Ending 31/12/13:

 

Total Sales                                KD 3,275,000                            KD 3,600,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Kuwait

Main Branch

Shuwaikh

Tel: (965) 24813266 / 24818350

Fax: (965) 24844126

 

·       Bank of Kuwait & the Middle East KSC

Abdullah Al Salem Street

Darwaza Abdul Razzak

PO Box: 71

Safat 13001

Tel: (965) 22459771

Fax: (965) 22461430

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

        Rs.59.87

UK Pound

1

Rs.100.98

Euro

1

Rs.82.40

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

               

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.