MIRA INFORM REPORT

 

 

Report Date :

14.05.2014

 

IDENTIFICATION DETAILS

 

Name :

ALINE GMBH

 

 

Registered Office :

Operating address: Bernstrasse 264, 3613 Steffisburg/BE

 

 

Country :

Switzerland

 

 

Date of Incorporation :

26.03.2003

 

 

Com. Reg. No.:

092.4.016.145-5 / 717025

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Retail stores includes the operation of a boutique with watches and jewelery

 

 

No. of Employees

2

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No complaints  

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

SWITZERLAND - ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy began to recover in 2010. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell below 2% per year during 2011-13. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy

Source : CIA

 

 

 


Company name and address

 

ALine GmbH

Operating address:

Bernstrasse 264

3613 Steffisburg/BE

Switzerland/CH

 

Telephone:        033 6550608

Fax:                  033 6550610

 

Web site:          http://www.swisstime.ch

E-mail:              mail@alinecollection.ch

 

WIN Worldbox No.:       CH0005923884

VAT-No.:                       CHE110191149

 

 

Profile

 

Established:                  2003

Line of Business:          Retail stores

Industry Division:          Retail trade

Industry-code (NACE):   4777     Retail sale of watches and jewellery in specialised stores

Import/Export:               Import

Banks:                          UBS Ltd

 

 

Operational Figures

 

Coverage:         Company

Employees:      2

Sales:               CHF 0-1 Mio

 

 

Activity

 

The business activities includes the operation of a boutique with watches and jewelery. The assortment includes Sapphires from mines in Madagascar and Sri Lanka as well as Fine Spinels, Tourmalines, Tsavorties, Spessarties, Aquamarines from India and other gemstones.

 

 


Real Estate

 

Information on property ownership was not available.

 

 

Company Register

 

Company No:    092.4.016.145-5 / 717025

Legal form:       Limited Liability Company

Registration:     26.08.2003

Legal status:     active

Responsible Register:   Handelsregister des Kantons Bern

History: Date of Statutes: 03.10.2012

            Date of Statutes: 04.06.2009

            Date of Statutes: 02.11.2007

            Date of Incorporation Statutes: 22.08.2003

 

Entry    Deleted Name

26.08.2003                    ALine GmbH

 

Entry    Deleted Legal domicile

08.10.2012                    Steffisburg, Switzerland

26.08.2003        08.10.2012        Uetendorf, Switzerland

 

Entry    Deleted Address

08.10.2012                    Bernstrasse 264, 3613 Steffisburg/BE, Switzerland/CH

26.08.2003        08.10.2012        Glütschbachstrasse 3, 3661 Uetendorf/BE, Switzerland/CH

 

Entry    Deleted Capital

26.08.2003                    LLC Capital CHF 20,000

 

Entry    Deleted Capital Structure

14.06.2013                    200 Participation shares of CHF 100.--

13.04.2010        14.06.2013        20 Participation shares of CHF 100.--

 

Entry    Deleted Activity (original Language)

13.04.2010                    Zweck der Gesellschaft ist der Handel mit Waren aller Art, insbesondere der Import und Export von Mineralien, Edelsteinen und Schmuck sowie das Erbringen von damit im Zusammenhang stehenden Dienstleistungen. Die Gesellschaft kann sich an anderen Unternehmen im In- und Ausland beteiligen, solche erwerben oder sich mit solchen zusammenschliessen; sie kann Niederlassungen im In- und Ausland errichten, Grundstücke erwerben und veräussern und alle Geschäfte tätigen, die geeignet sind, ihren Zweck zu fördern, oder die direkt oder indirekt damit zusammenhängen.

26.08.2003        13.04.2010        Handel mit Waren aller Art, insbesondere der Import und Export von Mineralien, Edelsteinen und Schmuck sowie Erbringen von damit im Zusammenhang stehenden Dienstleistungen. Kann sich an anderen Unternehmen beteiligen, solche erwerben oder sich mit solchen zusammenschliessen, Grundstücke erwerben und veräussern.

 

Entry    Deleted Remarks (original Language)

17.10.2012                    Business place (-s): Bernstrasse 264, 3627 Heimberg.

13.04.2010                    Reports: Mitteilungen an die Gesellschafter: schriftlich, mit Telefax oder elektronischer Post.

13.04.2010                    Audit: Gemäss Erklärung der Geschäftsführung vom 04.06.2009 untersteht die Gesellschaft keiner ordentlichen Revision und verzichtet auf eine eingeschränkte Revision.

26.08.2003                    Publishing authority: SHAB.

26.08.2003        13.04.2010        Reports: Die Einladungen zu den Gesellschafterversammlungen erfolgen schriftlich, in dringenden Fällen per Telefon oder Fax; die Mitteilungen an die Gesellschafter erfolgen schriftlich, in dringenden Fällen per Telefon, Fax oder E-Mail.

 

 

Management

 

Title      Name

General Manager           Alexander Leuenberger, Origin: Ursenbach, Switzerland, Residential address: Räftlistrasse 684, 3654 Sigriswil, Switzerland, born: 02.02.1968, single signature, Registered since: 26.08.2003

 

 

Executive board

 

Title      Name

Chief Executive Officer  Alexander Leuenberger

 

 

Owner/-s

 

No. of Owner/-s:            1

Owner:  The company is domestic owned.

Class:   100%

Type:    direct

Name:   BuenInvest GmbH

City/Country:     Steffisburg/BE, Switzerland/CH

No. of shares:   200

Capital share:    CHF 20,000.--

Interest:            100,00% voting right, 100,00% capital interest

 

 

Investments

 

It is believed that the company has no investments.

 

 


Legal Actions

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Credit Information

 

Financial Statements:    The company does not disclose any financial statements. Third parties are not permitted any insight into the financial affairs. It is therefore difficult to make a proper assessment of the actual situation.

 

Financial Situation:        The financial situation is considered to be in order.

 

Payment experiences:   There are no objections regarding the payment of financial obligations.

 


DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.87

UK Pound

1

Rs.100.98

Euro

1

Rs.82.40

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.