MIRA INFORM REPORT

 

 

Report Date :

14.05.2014

 

IDENTIFICATION DETAILS

 

Name :

TAMURAKOMA & CO LTD

 

 

Registered Office :

3-3-9 Azuchimachi Chuoku Osaka 541-8580

 

 

Country :

Japan

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

April, 1918

 

 

Legal Form :

Limited Company (Kabushiki Kaisha)

 

 

Line of Business :

Subject is engaged in the Import, export, wholesale of textiles, textile goods, household goods

 

 

No. of Employees :

253

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

Yen 2,376.7 million

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Japan

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

JAPAN - ECONOMIC OVERVIEW

 

In the years following World War II, government-industry cooperation, a strong work ethic, mastery of high technology, and a comparatively small defense allocation (1% of GDP) helped Japan develop a technologically advanced economy. Two notable characteristics of the post-war economy were the close interlocking structures of manufacturers, suppliers, and distributors, known as keiretsu, and the guarantee of lifetime employment for a substantial portion of the urban labor force. Both features are now eroding under the dual pressures of global competition and domestic demographic change. Japan's industrial sector is heavily dependent on imported raw materials and fuels. A small agricultural sector is highly subsidized and protected, with crop yields among the highest in the world. While self-sufficient in rice production, Japan imports about 60% of its food on a caloric basis. For three decades, overall real economic growth had been spectacular - a 10% average in the 1960s, a 5% average in the 1970s, and a 4% average in the 1980s. Growth slowed markedly in the 1990s, averaging just 1.7%, largely because of the after effects of inefficient investment and an asset price bubble in the late 1980s that required a protracted period of time for firms to reduce excess debt, capital, and labor. Modest economic growth continued after 2000, but the economy has fallen into recession three times since 2008. A sharp downturn in business investment and global demand for Japan's exports in late 2008 pushed Japan into recession. Government stimulus spending helped the economy recover in late 2009 and 2010, but the economy contracted again in 2011 as the massive 9.0 magnitude earthquake and the ensuing tsunami in March disrupted manufacturing. The economy has largely recovered in the two years since the disaster, but reconstruction in the Tohoku region has been uneven. Newly-elected Prime Minister Shinzo ABE has declared the economy his government's top priority; he has pledged to reconsider his predecessor's plan to permanently close nuclear power plants and is pursuing an economic revitalization agenda of fiscal stimulus and regulatory reform and has said he will press the Bank of Japan to loosen monetary policy. Measured on a purchasing power parity (PPP) basis that adjusts for price differences, Japan in 2012 stood as the fourth-largest economy in the world after second-place China, which surpassed Japan in 2001, and third-place India, which edged out Japan in 2012. The new government will continue a longstanding debate on restructuring the economy and reining in Japan's huge government debt, which exceeds 200% of GDP. Persistent deflation, reliance on exports to drive growth, and an aging and shrinking population are other major long-term challenges for the economy.

 

Source : CIA

 


Company name & address

 

TAMURAKOMA & CO LTD

 

REGD NAME:    Tamurakoma KK

MAIN OFFICE:  3-3-9 Azuchimachi Chuoku Osaka 541-8580 JAPAN

                        Tel: 06-6268-7000    

Fax: 06-6268-7296

 

URL:                 http://www.tamurakoma.co.jp/

E-Mail address: (thru the URL to each Division)

 

 

ACTIVITIES

 

Import, export, wholesale of textiles, textile goods, household goods

 

 

BRANCHES

 

Tokyo (2)

 

 

OVERSEAS   

 

Paris, Jeddah, Taipei, Seoul, Shanghai, Qingdao, Dalian, Hong Kong

 

 

FACTORY(IES)   

 

(subcontracted)

 

 

OFFICER(S)

 

MASAHIKO ICHIKAWA, PRES               Toshiro Higuchi, mgn/dir

Hiroyuki Ueki, mgn/dir                            Isao Kanamaru, dir

 

 

Yen Amount

 

In million Yen, unless otherwise stated

SUMMARY    

 

FINANCES        FAIR                             A/SALES          Yen 94,437 M

PAYMENTS      NO COMPLAINTS          CAPITAL           Yen 1,240 M

TREND             UP                                WORTH            Yen 14,806 M

STARTED         1918                             EMPLOYES      253

 

 

COMMENT    

 

OLD-ESTABLISHED TRADING HOUSE SPECIALIZING IN TEXTILES

FINANCIAL SITUATION CONSIDERED FAIR AND GOOD FOR ORDINARY BUSINESS ENGAGEMENTS.

 

MAX CREDIT LIMIT: YEN 2,376.7 MILLION, 30 DAYS NORMAL TERMS.

 

                       

HIGHLIGHTS

 

The subject company was established originally in 1894 by Komajiro Tamura for marketing textile goods in Osaka, on his account.  Since incorporated in 1918, the firm has diversified its operations into import, export and wholesale of textiles, garments, other textile household materials & products.  Has since grown into a leading trading house specializing in textiles based in Osaka, with Tokyo Branch strengthening operations in China, where the firm has three mfg/marketing subsidiaries, including Hong Kong.  Paris Branch Office covers the whole Europe.  Clients are garment mfrs, wholesalers, chain stores, other, nationwide.

 

 

FINANCIAL INFORMATION

 

The sales volume for Mar/2013 fiscal term amounted to Yen 94,437 million, an 8% up from Yen 87,055 million in the previous term.  The recurring profit was posted at Yen 2,132 million and the net profit at Yen 1,372 million, respectively, compared with Yen 2,520 million recurring profit and Yen 1,301 million net profit, respectively, a year ago. 

 

For the current term ending Mar 2014 the recurring profit is projected at Yen 12,200 million and the net profit at Yen 1,400 million, respectively, on a 3% rise in turnover, to Yen 97,300 million.  The nation’s retail sector is struggling amid consumer worries about income and employment.

 

The financial situation is considered FAIR and good for ORDINARY business engagements.  Max credit limit is estimated at Yen 2,376.7 million, on 30 days normal terms.

 


REGISTRATION

 

Date Registered:           Apr 1918

Legal Status:                Limited Company (Kabushiki Kaisha)

Authorized:                  6.8 million shares

Issued:                          1.7 million shares

Sum:                            Yen 1,240 million

Major shareholders (%): Sanshin KK (11.5), Toyo Fudosan (11.1), Unitika (6.6), Tokyo Style (5.5), Tokyo Soir (5.4), Cloth Plus (4.9)

No. of shareholders:    535

 

Nothing detrimental is known as to the commercial morality of executives.

 

 

OPERATION

 

Activities: Imports, exports and wholesales apparel products (56.5%), textile commodities of household (14.0%), fabrics for garments (15.6%), household products (9.4%), materials for household goods (3.9%), others (0.6%).

 

(Handling Items):

Garments & Apparel Business: Ladies’ fashion (T-shirts, blouse, camisoles, tank top, sweaters, cardigans, sweatshirts, skirts, trousers, jackets, coats, suits, pajamas, inners; Men’s fashion (T-shirts, sweaters, suits, blousons, jackets, trousers); Kids & Babies (T-shirts, skirts, dresses, trousers, coats, jackets, rompers, bibs, pajamas, hats); Textile (lining fabrics, garments accessories, functional materials for sporty casual & men’s & women’s wear, materials for uniform & ladies’ wear (formal), other;

Home Fashion Business: Home Interior Products (Futon, kotatsu futon, towels, cushion cover, pillow case, slippers, curtains, roll screens, rugs & carpets, toiletries, cushions, short split curtains, table cloths, luncheon mats, bed pads, inners, stuffed toys, sundry goods, gift products, health-related products); Professional-use Linens (sheets, towels, table cloths, white coats, room wear); Portable items for outings (handkerchiefs, towels, etc);

Peripheral Business: Industrial Fabric Materials (fibers for air-conditioning systems, films, resins, plastics); Building Materials (external wall materials, flooring materials, permeable sheets, thermal insulation materials)

 

Clients: [Mfrs, wholesalers] Tamurakoma Engineering, Tokyo Soir, Cloth Plus, Asahiya,

Sanyei International, other

Also exports to worldwide destinations

            No. of accounts: 3,000

            Domestic areas of activities: Nationwide

Suppliers: [Mfrs, wholesalers] Toray Ind, Nisshinbo Textile, Asahi Kasei Building Materials, Mitsubishi Rayon Textile, Unitika Ltd, Komatsu Seiren, other

 

Payment record: No complaints

 

Location: Business area in Osaka.  Office premises at the caption address are owned and maintained satisfactorily.

 

 

 

Bank References:

                        MUFG (Osaka)

                        MUFG (Midosuji)

                        Relations: Satisfactory

 

 

FINANCES (In Million Yen)

 

       Terms Ending:

31/03/2014

31/03/2013

31/03/2012

31/03/2011

Annual Sales

 

97,300

94,437

87,055

81,189

Recur. Profit

 

2,200

2,132

2,520

 

Net Profit

 

1,400

1,372

1,301

1,002

Total Assets

 

 

45,576

40,526

38,246

Current Assets

 

 

33,444

28,754

 

Current Liabs

 

 

26,201

24,526

 

Net Worth

 

 

14,806

13,355

12,278

Capital, Paid-Up

 

 

1,240

1,240

1,240

Div.Ttl in Million(¥)

 

 

123

97.2

97.2

<Analytical Data>

(%)

(%)

(%)

(%)

    S.Growth Rate

3.03

8.48

7.23

6.06

    Current Ratio

 

..

127.64

117.24

..

    N.Worth Ratio

..

32.49

32.95

32.10

    R.Profit/Sales

 

47.28

48.26

46.55

..

    N.Profit/Sales

1.44

1.45

1.49

1.23

    Return On Equity

..

9.27

9.74

8.16

 

Notes: Forecast (or estimated) figures for the 31/03/2014 fiscal term.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.88

UK Pound

1

Rs.100.98

Euro

1

Rs.82.40

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.