MIRA INFORM REPORT

 

 

Report Date :

17.05.2014

 

IDENTIFICATION DETAILS

 

Name :

GALFAR ENGINEERING AND CONTRACTING SAOG

 

 

Registered Office :

Building No. 760, Way No. 522, Al Omaran Street, Ghala Industrial Area, P O Box 533, Ruwi 113, Muscat

 

 

Country :

Oman

 

 

Financials (as on) :

31.12.2013 (Parent Company)

31.12.2013 (Consolidated)

 

 

Date of Incorporation :

17.08.1975

 

 

Com. Reg. No.:

1/01513/3

 

 

Legal Form :

Omani Public Joint Stock Company

 

 

Line of Business :

Subject’s operations are performed through the following divisions:

 

·         Oil & Gas Division

·         Structures & Buildings Division

·         Utilities & Services Division

·         Environmental Division

·         Roads & Bridges Division

 

 

No of Employees :

7,600 (Approximately)

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


oman ECONOMIC OVERVIEW

 

Oman is a middle-income economy that is heavily dependent on dwindling oil resources. Because of declining reserves and a rapidly growing labor force, Muscat has actively pursued a development plan that focuses on diversification, industrialization, and privatization, with the objective of reducing the oil sector's contribution to GDP to 9% by 2020 and creating more jobs to employ the rising numbers of Omanis entering the workforce. Tourism and gas-based industries are key components of the government's diversification strategy. However, increases in social welfare benefits, particularly since the Arab Spring, will challenge the government's ability to effectively balance its budget if oil revenues decline. By using enhanced oil recovery techniques, Oman succeeded in increasing oil production, giving the country more time to diversify, and the increase in global oil prices through 2011 provided the government greater financial resources to invest in non-oil sectors. In 2012, continued surpluses resulting from sustained high oil prices and increased enhanced oil recovery allowed the government to maintain growth in social subsidies and public sector job creation. However, the Sultan made widely reported statements indicating this would not be sustainable, and called for expanded efforts to support SME development and entrepreneurship. Government agencies and large oligarchic group companies heeded his call, announcing new initiatives to spin off non-essential functions to entrepreneurs, incubate new businesses, train and mentor up and coming business people, and provide financing for start-ups. In response to fast growth in household indebtedness, the Central Bank reduced the ceiling on personal interest loans from 8 to 7%, lowered mortgage rates, capped the percentage of consumer loans at 50% of borrower's salaries for personal loans and 60% for housing loans, and limited maximum repayment terms to 10 and 25 years respectively.

 

Source : CIA

 

 


SUMMARY

 

Company Name                                    : GALFAR ENGINEERING AND CONTRACTING SAOG

Country of Origin                                   : Oman

Legal Form                                           : Omani Public Joint Stock Company

Registration Date                                  : 17th August 1975

Commercial Registration Number           : 1/01513/3

Issued Capital                                       : RO 37,747,000

Paid up Capital                                     : RO 37,747,000

Total Workforce                                     : 7,600

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 

 


 

COMPANY NAME

 

GALFAR ENGINEERING AND CONTRACTING SAOG

 

 

Company ADDRESS

 

Registered & Physical Address

Location           : Building No. 760, Way No. 522

Street               : Al Omaran Street

Area                 : Ghala Industrial Area

PO Box                        : 533, Ruwi 113

Town                : Muscat

Country             : Oman

Telephone         : (968) 24525000 / 24703715 / 24703286 / 24502294 / 24595019

Facsimile          : (968) 24525250 / 24706778 / 24502145

Mobile              : (968) 99865515

Email                : galfar@omantel.net.om / abdelbagi@galfar.com

 

Premises

 

Subject operates from a large suite of offices that are owned and located in the Central Business Area of Muscat.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Muttrah                                                                                            Sales office premises

PO Box: 7577

Muscat

Tel: (968) 24591055 / 24591921

Fax: (968) 24591676

 

·       PO Box: 72218                                                                                 Sales office premises

Abu Dhabi

United Arab Emirates

Tel: (971-2) 6336111

Fax: (971-2) 6334111

Email: galfar@emirates.net.ae

 

·       PO Box: 22170                                                                                 Sales office premises

Doha

     Qatar

     Tel: (974) 44677518

     Fax: (974) 44677519

 

·       Kompleks Haji Tahir 2, No. 16, 2nd Floor                                             Sales office premises

Jalan Gadong BE3519

PO Box: 568

Darussalam

Brunei

       Tel: (673) 2422620

Fax: (673) 2424197

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Sheikh Salim Bin Saeed Bin Hamed Al Fannah Al Araimi                     Chairman

 

·       Mohamed Rashid Abdullah Al Araimi                                                 Vice Chairman

 

·       Dr Adel Bin Abdl Aziz Yahia Al Kindy                                                 Director

 

·       Dr Hatem Bin Bakhiet Bin Said Al Shanfari                                         Director

 

·       Sheikh Yahya Bin Abdullah Al Fannah Al Araimi                                  Director

 

·       Sheikh Salim Abdullah Saeed Badr Al Rawas                                     Director

 

·       Salman Rashid Al Fannah Al Araimi                                                   Director

 

·       Hamad Mohamed Al Wahaibi                                                            Director

 

·       Khalood Mohamed Rashid Al Fannah Al Araimi                                  Director

 

·       Dr Hans Erlings                                                                                Chief Executive Officer

 

·       A Naushad                                                                                       Business Development Manager

 

·       S K Khuntia                                                                                      Commercial Manager

 

·       Mohamed Al Ruzaigi                                                                         Human Resources Manager

 

·       Suresh Menon                                                                                  IT Manager

 

·       E A Sheriff                                                                                       Purchasing Manager

 

·       T S Janardhanan                                                                               Manager – Oil & Gas Division

 

·       J K Salvi                                                                                          Manager - Structures & Buildings Division

 

·       J K Mitra                                                                                          Manager - Utilities & Services Division

    

·       T Varadarajan                                                                                   Manager - Roads & Bridges Division

 

·       Joginder Singh                                                                                 Manager – Environmental Division

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 17th August 1975

 

Legal Form                  : Sharikat Al Mousahama Al Omania (Societe Anonyme Omani

  General - SAOG) (Omani Public Joint Stock Company)

 

Commercial Reg. No.   : 1/01513/3

 

Issued Capital              : RO 37,747,000

 

Paid up Capital            : RO 37,747,000

 

Name of Shareholder (s)                                                        Percentage

 

·       Salem S H Al Araimi                                                             18.00%

·       Al Siraj Investment & Projects Co                                          12.50%

·       Emaar United for Investment & Projects Co                           12.00%

·       P Mohammed Ali                                                                  10.00%

·       PMA International Co Ltd                                                        5.00%

·       Qhassya Projects & Investment Co                                          2.50%

·       Members of the general public & private investors                 40.00%

 

 

AFFILIATED COMPANIES

 

     Name                                                                                                 Percentage Held

 

·       Al Datoor Contracting & Trading LLC                                                                -

Honda Road

Muttrah

PO Box: 7577

Muscat

Tel: (968) 24703715

Fax: (968) 24591921

 

·       Arabian Industries LLC                                                                                     -       

Jalan House

Al Khuwair

PO Box: 51

Al Rusayl 124

Tel: (968) 24626294 / 24626295

Fax: (968) 24626297

 

·       Mushrif Trading & Enterprises LLC                                                                   -

Al Khuwair

PO Box: 1289

Muscat

Tel: (968) 24693619 / 24786835

Fax: (968) 24604600

 

·       National Drilling & Services                                                                              -

 

·       Al Khalij Heavy Equipment & Engineering LLC                                                52.20%

 

·       Oman Drilling & Services                                                                                 -

 

·       Musandam Building Materials                                                                           -

 

·       Galfar Training Institute LLC                                                                           99.50%

 

·       Galfar Engineering & Contracting Kuwait KSC                                                   -

Kuwait

 

·       Galfar Wasen Contracting Company                                                                 -

Libya

 

·       Galfar Engineering and Contracting India Pvt Ltd                                            100%

India

 

·       Aspire Projects & Services LLC                                                                     100%

Oman

 

·       Mahakaleshwar Tollways Pvt Ltd                                                                       -

India

 

·       Ghaziabad Aligarh Expressway Pvt Ltd                                                             -

India

 

·       Shree Jagannath Expressways Pvt Ltd                                                             -

India

 

·       Galfar Aspire Readymix LLC                                                                         99.00%

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following divisions:


·       Oil & Gas Division

 

Engaged in the design, supply, construction, erection and maintenance of pipelines and flow lines, and tank farms. Subject is also involved in station works - static & rotary equipment, erection and structural works, industrial & marine coating, as well as large equipment contracts & service contract works.

 

·       Structures & Buildings Division

 

     Engaged in the design, supply, construction, and erection of the following:

 

     -  Harbours, jetties and marine works hydro structures

     -  Buildings & commercial complexes, stadiums, hospitals, monuments, forts, palaces.

     -  Industrial civil works for oil and gas, petrochemical plants, infrastructure projects,

        environmental engineering, and desalination plants.

     -  Water supply & distribution works

 

·       Utilities & Services Division

 

The Utilities & Services Division specialises in electrical works (such as switch gears, sub stations, overhead lines, cathodic protection, and startups), as well as instrumentation works, HVAC works, building management systems, environmental engineering works and maintenance contracts.

 

·       Environmental Division

 

The Environmental Division specialises in waste water, sewage and sanitation contracting works.

 

In March 1999, subject was awarded a US$ 80 million project covering the construction of a waste water network in Salalah. The project is the first of its kind in Oman and consists of 10,000 house connections, 350 kilometres of collection sewers, 5,500 manholes and 21 local pumping stations.

 

·       Roads & Bridges Division

 

The Roads and Bridges Division offers contracting services in relation to roads, highways, bridges, earthmoving and reclamation works, asphalting works, preparation of rig locations and access roads.

 

All of subject’s operations are ISO 9002 certified.

 

Contracts Awarded

 

In December 2010, subject was awarded the project for the construction of the Courts Complex in Nizwa, at the sum of RO 10,110,548 as per the letter of the Ministry of Justice No. MOJ/PO/2010/422 dated 18 December 2010. The completion period is 12 months in addition to 30 days for mobilization.

 

Subject was also awarded Tender No. 150/2010 TB on “Design, Procure, Supply & Installation of Package Sewage Treatment Plant at Al Duqum” for the Ministry of Regional Municipalities and Water Resources vide their letter No. DGCW / 21/M/9/2345/2010, for a total sum of RO 1,399,289. The completion period is 365 days in addition to 60 days for mobilization.

 

In October 2010, subject was awarded a contract by Petronas Carigali (Oman) Ltd vide their letter No. PCOL/SCM/2010/OCT/020 received on 23/10/2010 for “Provision of Civil Constructions and Services at Drilling campaign, onshore Sultanate of Oman” for a total sum of RO 1,350,000The contract period is (3) years.

 

In September 2012, subject has also been awarded the contract No. MUK-CA-2012-CW-001 “Mukhaizna Airfield Upgrade“ for Occidental Mukhaizna LLC. The contract value is RO 6,890,591. 

 

Subject was also awarded the Tender No. TB 292/2011 for the “construction of a Fishing Harbour in the wilayat of Barka” for The Ministry of Agriculture & Fisheries Wealth, valued at RO 10,913,437.

 

Subject was awarded Tender No. 59/2013 for “Construction of the Catering Building Project at Muscat International Airport (MC 13)” by the Ministry of Transport & Communications, via their award letter No. MTC/TCD/T/4519/2013 received on 26th November 2013 for a total sum of RO 67,366,652. The completion period of the project is 548 days in addition to 90 days for the design.

 

Import Countries: United Kingdom, Germany and France

 

International Suppliers:

 

·       Delta Accessories & Domestic Switchgear Ltd           United Kingdom

·       Gent Fire Alarm Systems Ltd                                     United Kingdom

·       BICC                                                                        United Kingdom

·       Ottermill Switchgear                                                  United Kingdom

·       Egon Hillbrand Light Fitting Ltd                                 United Kingdom

·       Esto Leuchtenfabric                                                  Germany

·       Legrand                                                                   France

 

Operating Trend: Steady

 

Subject has a workforce of approximately 7,600 employees.

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO 000’s)

 

Balance Sheet                                                         Parent Company                     Consolidated

 

                                                                        31/12/2013        31/12/2012        31/12/2013        31/12/2012

ASSETS

Non-current Assets

Property, plant and equipment                           110,404             105,750             120,347             115,010

Intangible assets                                               1,514                1,784                1,533                1,792

Investment in subsidiaries                                  1,940                1,163                -                       -

Investment in associates                                    8,706                8,661                6,444                9,729

Investment available-for-sale                              125                   125                   145                   145

Retentions receivables                                       32,246              22,249              32,246              22,249

54,935             139,732             160,715             148,925


Current Assets

Inventories                                                        35,569              32,593              36,488              32,828

Due from customers on contracts                      53,582              44,778              54,737              45,313

Contract and trade receivables                           201,469             189,462             205,328             195,889

Advances, prepayments and other receivables   19,848              21,654              18,762              17,451

Deposits with bank                                            11,551              12,631              11,591              12,674

Cash and bank balances                                    4,169                1,736                6,092                3,468

326,188             302,854             332,998             307,623

Total Assets                                                      481,123             442,586             493,713             456,548

EQUITY AND LIABILITIES

Equity

Share capital                                                     37,747              33,000              37,747              33,000

Share premium                                                  23,370              16,503              23,370              16,503

Statutory reserve                                               12,582              11,000              12,888              11,106

Foreign currency translation reserve                   -                       -                       (1,788)              (1,019)

Retained earnings                                              32,080              30,964              32,978              31,420

105,779             91,467              105,195             91,010

Non-controlling interest                                      -                       -                       986                   848

Total Equity                                                      105,779             91,467              106,181             91,858

Non-current Liabilities

Term loans                                                        46,150              27,721              46,714              28,337

Employees' end of service benefits                   10,919              8,658                11,067              8,788

Contract advances from customers                    9,450                32,827              9,450                32,827

Deferred tax liability                                          6,899                7,120                7,305                7,302

73,418              76,326              74,536              77,254

Current Liabilities

Term loans - current portion                               30,625              36,401              31,116              36,955

Short term loans                                                35,400              35,650              35,400              35,650

Bank borrowings                                               87,713              58,094              90,248              61,903

Trade payables                                                             91,678              87,251              96,171              90,031

Other payables and provisions                           55,333              55,915              59,319              60,894

Provision for taxation                                        1,177                1,482                742                   2,003

301,926             274,793             312,996             287,436

Total Liabilities                                                  375,344             351,119             387,532             364,690

Total Equity and Liabilities                                 481,123             442,586             493,713             456,548

 

Income Statement

 

Contract income                                                392,178             320,615             403,723             328,817

Sales and services income                                2,097                3,560                8,685                7,687

Total revenue                                                    394,275             324,175             412,408             336,504

Other income                                                    1,634                2,598                1,844                2,784

Cost and other direct costs                                (367,517)           (298,656)           (380,257)           (307,634)

Gross Profit                                                      28,392              28,117              33,995              31,654

General and administrative expenses                  (11,404)            (10,034)            (12,959)            (11,000)

Profit from operations                                       16,988              18,083              21,036              20,654

Financing costs, (net)                                        (9,078)              (7,116)              (9,578)              (7,829)

Share of loss of associates                               -                       -                       (1,618)              (1,436)

Profit before tax                                                7,910                10,967              9,840                11,389

Income tax expense                                          (1,019)              (1,389)              (2,256)              (2,183)

Profit for the year                                              6,891                9,578                7,584                9,206

 

Local sources consider subject’s financial condition to be Good.

 

 

BANKERS

 

·       Oman International Bank

PO Box: 467

Azaiba 130

Tel: (968) 24596671 / 24596672

Fax: (968) 24596653

 

·       Bank Muscat SAOG

Ruwi Main Branch

     PO Box: 6326

     Muscat

     Tel: (968) 24561399 / 24708543

     Fax: (968) 24561036

 

·       National Bank of Oman Limited (SAOG)

Al Azaiba Roundabout

PO Box: 52, Mina Al Fahal 116

Muscat

Tel: (968) 24591340 / 24591341

Fax: (968) 24591340

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                               December 2013

Amount overdue                                    0

Payment terms                                      90 days

Payment Method                                   Letters of Credit

Paying record                                       No Complaints

Currency                                               Euros

 

 

GENERAL COMMENTS

 

Galfar Engineering and Contracting SAOG is one of the largest and most reputed construction companies in Oman. Established in 1975, the subject has grown into a multi-disciplined contracting concern with activities covering sectors such as oil & gas, utilities & services, roads and bridges.

 

The company is run in a professional manner and is owned by members of the Al Araimi family, who are prominent members of the local business community.

 

Local sources report that payment obligations are met in a generally timely manner and the operating history is clear. As such the company is deemed a fair trade risk.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.86

UK Pound

1

Rs.98.82

Euro

1

Rs.80.72

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.