MIRA INFORM REPORT

 

 

Report Date :

17.05.2014

 

IDENTIFICATION DETAILS

 

Name :

HARDSCAPE

 

 

Registered Office :

The Studios, 89 Holywood Road

Belfast
County Antrim BT4 3BD

 

 

Country :

United Kingdom

 

 

Date of Incorporation :

Not Available

 

 

Legal Form :

Private Company

 

 

Line of Business :

Wholesaler of wood, construction materials and sanitary equipment

 

 

No of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA

 


REGISTERED NAME & COMPANY SUMMARY

 

Company Name

HARDSCAPE

Trading Address

THE STUDIOS, 89 HOLYWOOD ROAD

BELFAST
COUNTY ANTRIM

 

Post Code

BT4 3BD

 

Senior Executive

MR MATHEW HASLAM

 

Position

MANAGING DIRECTOR

 

Date At Address

01/01/2012

 

Telephone Number

0845 260 1748 - View Details

 

TPS

Y

 

 

Premises Type

Warehouses & Wholesalers

Number of Employees

-

Business Classification

STONE MERCHANTS

SIC03

51530

SIC03 Description

Wholesale of wood, construction materials and sanitary equipment

 

Fax Number

 

FPS

N

Website Address

http://www.hardscape.co.uk

 

DIRECTORS/MANAGEMENT

 

Please complete

 

NEGATIVE INFORMATION

 

CCJs

 

Exact CCJ's

0

Possible CCJ's

0

 

Bankruptcies

 

Exact Name & Address

0

Exact Address

0

Exact Name

0

 

Total number & value of CCJ’s in this SIC03

 

SIC03

CCJ`s

Value

5153

125

£649,918

 

Total number of Negative Events in this SIC03

 

SIC03

Bankruptcy

Administration

Liquidation

Wound Up

5153

0

7

69

0

 

SHARE & SHARE CAPITAL INFORMATION

 

N/a

 

PAYMENT INFORMATION

 

N/a

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

Other Limited Companies which match this Company Name & Address - 0 Results found

 

Other Non Limited Companies which match this Company Name & Address - 1 Result found

 

Company Name

Address

Postcode

HARDSCAPE

NORTHERN IRELAND OFFICE BUILDING C BELFAST COUNT

BT4 3BD

 

 

Other Companies which match this Company Address - 0 Results found

Other Limited Companies which match this Company Name - 0 Results found

 

Other Non Limited Companies which match this Company Name - 1 Result found

 

Company Name

Address

Postcode

HARDSCAPE

NORTHERN IRELAND OFFICE BUILDING C BELFAST COUNT

BT4 3BD

 

 

Directors last filed addresses which have been matched to this company’s postcode - 0 Results found

 

Other Companies that match this Telephone Number - 0 Results found

 

FINANCIAL INFORMATION

 

N/a

 

FOREIGN EXCHANGE RATES

 

N/a

 

ADDITIONAL INFORMATION

 

N/a

 

NOTES & COMMENTS

 

N/a

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 58.86

UK Pound

1

Rs. 98.82

Euro

1

Rs. 80.71

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.