MIRA INFORM REPORT

 

 

Report Date :

20.05.2014

 

IDENTIFICATION DETAILS

 

Name :

GOLDEN HOWARD FOODS TRADING CO., LTD.

 

 

Formerly Known as :

Gold Howard Foods Trading Co., Ltd.

 

 

Registered Office :

1F., No.66, Tung Kuang Yuan Rd., Tung Area, Taichung City

 

 

Country :

Taiwan

 

 

Date of Incorporation :

05.01.2001

 

 

Com. Reg. No.:

12732780

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

·         Engaged in manufacturing and sale of condiment including barbeque sauce, béchamel, concentrated stock and seasoning powder bearing the brand name “Golden Howard”.

Wholesaler of grocery

Wholesaler of edible fat and oil

 

 

No of Employees :

About 100 Employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

Taiwan ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are other major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, and following the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, Taiwan in July 2013 signed a free trade deal with New Zealand—Taipei’s first-ever with a country with which it does not maintain diplomatic relations—and in November inked a trade pact with Singapore. Negotiations continue on follow-on components of ECFA regarding trade in goods and a dispute resolution mechanism; a trade in services agreement is under review in the legislature. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large overall trade surplus largely because of its surplus with China, and its foreign reserves are the world's sixth largest, behind China, Japan, Saudi Arabia, Russia, and Switzerland. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Taiwan since 2009 has gradually loosened rules governing Chinese investment on the island, and has also secured greater market access for its investors in the mainland. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved.

 

Source : CIA

 


Contact Points

 

Company Name:

Golden Howard Foods Trading Co., Ltd.

Supplied Name:

Golden Howard Foods Trading Company Ltd

Trading Address:

No.66, Tung Kuang Yuan Rd., Tung Area, Taichung City, Taiwan, R.O.C.

Supplied Address:

No. 66 Tung Kung Yuan Road Tung Area Taichung City, 401 TW

Telephone Number:

+886-4-2280-0018

Fax Number:

+886-4-2280-0020

E-mail:

gh_international@yahoo.com

Notes: The exact name and address are as above.

 

 

Credit Summary

 

Credit Opinion:

Business connections are permissible.

 

 

Company Identification Details

 

Registered Name:

Golden Howard Foods Trading Co., Ltd.

Registered Address:

1F., No.66, Tung Kuang Yuan Rd., Tung Area, Taichung City, Taiwan, R.O.C.

Date of Foundation:

2001-1-5

Registration Number:

12732780

Registry:

Taichung City Government

Registered Capital:

NTD 120,000,000 (USD 4,080,000)

(As of 2014.04, 1 NTD = 0.0340 USD)

Legal Representatives:

Yilian Yang

Legal Form:

Private Limited Liability Company

Principal Activities:

Engaged in manufacturing and sale of condiment including barbeque sauce, béchamel, concentrated stock and seasoning powder bearing the brand name “Golden Howard”.

Staff:

About 100 Employees

Listed at Stock Exchange:

No

Date of Last Annual Return:

2014-1-10

 

 

History

 

Subject was incorporated on 2001-1-5 with registered number 12732780 as Private Limited Liability Company in Taiwan.

 

Change of Name

Former English Name

Gold Howard Foods Trading Co., Ltd.

Current English Name

Golden Howard Foods Trading Co., Ltd.

 

Shareholders

 

(Unit: NTD)

Name

Subscription Amount

Yilian Yang

36,000,000       

 

The information above is that of subject’s major shareholders.

 

Subsidiaries & Branches

 

Factory

Address:

No.60, Baochang Road, Baochang Li, Douliu City, Yunlin County, Taiwan

Date of Registration:

2004-12-30

Factory Registration Number:

99654610

Factory Manager:

Yilian Yang

Status:

In Production

Date of Last Annual Return:

2004-12-30

Major Products:

089 other food

 


Taipei Office

Address:

1F., No.233, North Chong Qing Rd., 3 sections, Taipei City, Taiwan, R.O.C.

Telephone Number:

+886-2-2597-7179

Fax Number:

+886-2-2597-7413

 

 

Personnel Information

 

Core Management

Name

Yilian Yang

Position

Director

 

Personnel Structure

Total Employees

About100 Employees

 

 

Operation Information

 

Offices & Factories

 

Headquarters

Add

No.66, Tung Kuang Yuan Rd., Tung Area, Taichung City, Taiwan, R.O.C.

 

Production Information

l         Subject is engaged in manufacturing of condiment

l         Subject has a factory in Yunlin County, Taiwan for production.

l         It is introduced that subject can provide OEM service

 

Purchase Information

l         The registered activities of subject:

Business Code

Details

F102170

Wholesale of grocery

F102020

Wholesale of edible fat and oil

F102040

Wholesale of beverage

F203010

Retail of grocery and beverage

C103050

Manufacturing of can, frozen, dehydrated and pickled food

C109010

Manufacturing of condiment

C110010

Manufacturing of beverage

C104010

Manufacturing of candy

C104020

Manufacturing of baked and steamed food

C199010

Manufacturing of noodle and vermicelli

C111010

Manufacturing of tea

F401010

International trade business

ZZ99999

Besides licensed business, all other business items those are not banned or restricted.

 

l         The raw materials for condiment production are mostly purchased in domestic market.

l         Some facilities for production are purchased from USA and Germany; the detail information is as follows for reference:

Product

Brand

Origin

Vacuum Reaction Equipment

Northland

USA

Packaging Machine

Romaco

Germany

 

Sales Information

l         Subject is engaged in sale of condiment

l         The major products sold by subject include barbeque sauce, béchamel, concentrated stock and seasoning powder

l         Subject’s sales regions include Taiwan, Hong Kong, Mainland China and other Asian countries, etc.

l         Subject has its own brand “Golden Howard”.

l         Subject’s major types of customers are supermarkets, hotpot restaurant and stores, etc.

l         Subject’s major customers are Pxmart, Jasons Market and Citysuper, etc.

 

Import and export right:

Import right

Yes

Export right

Yes

 

Settlements

 

Purchase

Domestic Purchase

Product

Terms

Proportion

Raw materials, etc

T/T, Cash, etc

100%

 

Foreign Purchase

Product

Terms

Proportion

Facilities, etc

L/C, T/T, etc

100%

 

Sales

Domestic Markets

Product

Terms

Proportion

Condiment, etc

T/T, Cash, etc

100%

 

Export

Product

Terms

Proportion

Condiment, etc

L/C, T/T, etc

100%

 

Financial Information

 

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

 

Subject’s relevant staff Ms. Cheng declined to disclose its financials citing the grounds of company’s confidentiality; from other source we can not obtain the relevant information, either.

 

Bankers

 

Subject declined to disclose any information about bankers, and we can not obtain the information from other source.

 

Public Record

 

Mortgage

Case Type:

Chattel Mortgage

Certificate No.:

095293

Debtor Name:

Golden Howard Foods Trading Co., Ltd.

Document Number:

09705140240

Date of Registration:

2008-8-13

Date of Alteration:

2008-12-17

Status:

Paid off

 

Lawsuit

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 

Interview Details

 

Name

Ms. Cheng

Department

Sales Department

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.58.43

UK Pound

1

Rs.98.28

Euro

1

Rs.80.12

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.